144 0001732717 XXXXXXXX LIVE 0001341317 BRIDGEWATER BANCSHARES, INC. 001-38412 4450 EXCELSIOR BLVD., SUITE 100 ST. LOUIS PARK MN 55416 952-283-3750 Jeffrey Shellberg Director Common Stock Robert W. Baird & Co.

777 East Wisconsin Avenue Milwaukee WI 53202

200000 4200000 27883823 07/30/2026 NASDAQ Common Stock 10/28/2005 Private Placement Issuer N 140000 10/28/2005 N/A Common Stock 06/10/2008 Private Placement Issuer N 80000 06/10/2008 N/A N Robert W. Baird & Co.

777 East Wisconsin Avenue Milwaukee WI 53202

Common Stock 04/29/2026 2512 46479.33 Robert W. Baird & Co.

777 East Wisconsin Avenue Milwaukee WI 53202

Common Stock 05/01/2026 62 1147 Robert W. Baird & Co

777 East Wisconsin Avenue Milwaukee WI 53202

Common Stock 05/06/2026 9252 170710.24 Robert W. Baird & Co

777 East Wisconsin Avenue Milwaukee WI 53202

Common Stock 05/07/2026 8174 150812.80 Robert W. Baird & Co

777 East Wisconsin Avenue Milwaukee WI 53202

Common Stock 05/21/2026 20000 371083.70 07/30/2026 /s/ Ben Klocke, Attorney-in-Fact