Company research
WORLD ACCEPTANCE CORP
CIK 108385Updated Sep 26, 2026
SecurityWRLD · NASDAQ · equity
WRLD price & chart
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Recent filings
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02, 9.01
Submission of Matters to a Vote of Security Holders
Items 5.07
SCHEDULE 13D/A filing
Other Events
Items 8.01
144 filing
Show 5 more recent filings
Financials
FY 2026 · USDSource
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balance sheet · annual statements
| Line item | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 1,054,120,644Source | 1,007,627,647Source | 1,056,351,043Source | 1,117,318,141Source |
| Property, Plant and Equipment, NetUSD | 17,430,614Source | 19,765,788Source | 22,897,197Source | 23,926,080Source |
| GoodwillUSD | 7,370,791Source | 7,370,791Source | 7,370,791Source | 7,370,791Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 4,209,415Source | 7,394,581Source | 11,069,733Source | 15,289,579Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 6,071,077Source | 9,730,296Source | 11,839,460Source | 16,508,935Source |
| Operating Lease, Right-of-Use AssetUSD | 71,526,768Source | 76,234,832Source | 79,501,238Source | 81,289,240Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 703,115,353Source | 568,147,183Source | 631,923,827Source | 732,091,404Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source |
| Additional Paid in CapitalUSD | 279,442,411Source | 266,426,478Source | 286,432,952Source | 288,071,839Source |
| Retained Earnings (Accumulated Deficit)USD | 71,562,880Source | 173,053,986Source | 137,994,264Source | 97,154,898Source |
| Stockholders' Equity Attributable to ParentUSD | 351,005,291Source | 439,480,464Source | 424,427,216Source | 385,226,737Source |
| Liabilities and EquityUSD | 1,054,120,644Source | 1,007,627,647Source | 1,056,351,043Source | 1,117,318,141Source |
| Additional Financial Items | ||||
| Long-term DebtUSD | 587,228,801Source | 447,857,475Source | 498,419,132Source | 598,770,824Source |
cash flow · annual statements
| Line item | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation and amortization | — | — | — | — |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | -19,688,968Source | -1,683,087Source | 9,052,835Source |
| Deferred Income Tax Expense (Benefit)USD | -7,089,590Source | -2,348,230Source | 10,737,604Source | -2,102,085Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 259,358,889Source | 254,163,602Source | 265,783,366Source | 291,553,786Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -232,882,761Source | -152,750,703Source | -135,137,818Source | -180,583,800Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 3,882,342Source | 3,683,784Source | 5,932,748Source | 5,827,773Source |
| Cash flows from financing activities: | ||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | 9,064,469Source | 2,676,053Source | 2,823,774Source | 2,543,001Source |
| Payments for Repurchase of Common StockUSD | 132,421,630Source | 54,195,564Source | 36,204,531Source | 14,314,089Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -6,831,894Source | -103,522,063Source | -135,315,023Source | -113,697,373Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | 19,644,234Source | -2,109,164Source | -4,669,475Source | -2,727,387Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 29,374,530Source | 9,730,296Source | 11,839,460Source | 16,508,935Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 47,400,700Source | 44,691,237Source | 48,836,325Source | 51,761,768Source |
| Income Taxes Paid, NetUSD | 14,766,426Source | — | — | — |
| Additional Financial Items | ||||
| Amortization of Debt Issuance CostsUSD | 1,565,416Source | 1,298,513Source | — | — |
| Amortization of Debt Issuance Costs and DiscountsUSD | — | — | 1,686,563Source | 1,654,916Source |
| Amortization of Intangible AssetsUSD | 3,185,166Source | 3,809,753Source | 4,219,846Source | 4,466,535Source |
| DepreciationUSD | 5,801,853Source | 6,325,036Source | 6,668,557Source | 6,239,266Source |
| Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber PropertyUSD | 376,948Source | 60,087Source | 57,100Source | -11,837Source |
| Gain (Loss) on Sale of Financing ReceivableUSD | — | — | — | 0Source |
| Gain (Loss) on Extinguishment of DebtUSD | -3,703,866Source | 982,791Source | 1,631,964Source | 1,831,277Source |
| General and Administrative ExpenseUSD | 301,879,166Source | 240,931,113Source | 268,600,159Source | 279,473,798Source |
| GoodwillUSD | 7,370,791Source | 7,370,791Source | 7,370,791Source | 7,370,791Source |
| Income Tax Expense (Benefit)USD | 10,656,491Source | 22,243,979Source | 22,062,509Source | 5,913,783Source |
| Net Income (Loss) Attributable to ParentUSD | 34,586,024Source | 89,741,398Source | 77,345,227Source | 21,231,990Source |
| Proceeds from Stock Options ExercisedUSD | 2,737,900Source | 2,358,547Source | 2,867,974Source | 654,920Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 188,602,351Source | 169,215,395Source | 156,973,220Source | 259,463,199Source |
income statement · annual statements
| Line item | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total RevenueUSD | 585,166,700Source | 564,841,465Source | 573,213,402Source | 616,545,364Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 45,242,515Source | 111,985,377Source | 99,407,736Source | 27,145,773Source |
| Income Tax Expense (Benefit)USD | 10,656,491Source | 22,243,979Source | 22,062,509Source | 5,913,783Source |
| Net Income (Loss) Attributable to ParentUSD | 34,586,024Source | 89,741,398Source | 77,345,227Source | 21,231,990Source |
| Earnings Per Share, BasicUSD per share | 7Source | 16.54Source | 13.45Source | 3.69Source |
| Earnings Per Share, DilutedUSD per share | 6.88Source | 16.3Source | 13.19Source | 3.6Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 4,941,307Source | 5,425,483Source | 5,748,554Source | 5,749,492Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 5,025,781Source | 5,506,985Source | 5,861,900Source | 5,898,670Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 3,185,166Source | 3,809,753Source | 4,219,846Source | 4,466,535Source |
| Costs and ExpensesUSD | 539,924,185Source | 452,856,088Source | 473,805,666Source | 589,399,591Source |
| Current Income Tax Expense (Benefit)USD | 17,746,081Source | 24,592,209Source | 11,324,905Source | 8,015,868Source |
| General and Administrative ExpenseUSD | 301,879,166Source | 240,931,113Source | 268,600,159Source | 279,473,798Source |
| Interest ExpenseUSD | 49,442,668Source | 42,709,580Source | 48,232,287Source | 50,462,594Source |
| Labor and Related ExpenseUSD | 200,021,223Source | 141,059,782Source | 164,454,210Source | 177,690,957Source |
| Other General and Administrative ExpenseUSD | 39,725,040Source | 36,696,936Source | 40,217,781Source | 39,113,656Source |