Company research
HANMI FINANCIAL CORP
CIK 1109242Updated Sep 24, 2026
SecurityHAFC · NASDAQ · equity
HAFC price & chart
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NASDAQ:HAFC on TradingView ↗About the company
Headquartered in Los Angeles, California, Hanmi Financial Corporation owns Hanmi Bank, which serves multi-ethnic communities through its network of 32 full-service branches, five loan production offices and three loan centers in California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington and Georgia. Hanmi Bank specializes in real estate, commercial, SBA and trade finance lending to small and middle market businesses. Additional information is available at www.hanmi.com.
In the news
Hanmi Financial to Participate in Non-Deal Roadshow Hosted by Piper Sandler ↗
Recent filings
Regulation FD Disclosure
Items 7.01, 9.01
Regulation FD Disclosure
Items 7.01, 9.01
10-Q filing
D filing
Entry into a Material Definitive Agreement · Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement · Regulation FD Disclosure · Other Events
Items 1.01, 2.03, 7.01, 8.01, 9.01
Show 5 more recent filings
Regulation FD Disclosure
Items 7.01, 9.01
Other Events
Items 8.01, 9.01
Results of Operations and Financial Condition
Items 2.02, 9.01
S-8 filing
144 filing
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 7,869,185,000Source | 7,677,925,000Source | 7,570,341,000Source | 7,378,262,000Source |
| Property, Plant and Equipment, NetUSD | 20,378,000Source | 21,404,000Source | 21,959,000Source | 22,850,000Source |
| GoodwillUSD | 11,031,000Source | 11,031,000Source | 11,031,000Source | 11,031,000Source |
| Operating Lease, Right-of-Use AssetUSD | 32,000,000Source | 35,600,000Source | 42,400,000Source | 40,400,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 7,072,799,000Source | 6,945,751,000Source | 6,868,450,000Source | 6,740,747,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 34,000Source | 34,000Source | 34,000Source | 33,000Source |
| Retained Earnings (Accumulated Deficit)USD | 394,335,000Source | 350,869,000Source | 319,048,000Source | 269,542,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -43,175,000Source | -70,723,000Source | -71,928,000Source | -88,985,000Source |
| Stockholders' Equity Attributable to ParentUSD | 796,386,000Source | 732,174,000Source | 701,891,000Source | 637,515,000Source |
| Additional Paid in Capital, Common StockUSD | 594,667,000Source | 591,069,000Source | 586,912,000Source | 583,410,000Source |
| Liabilities and EquityUSD | 7,869,185,000Source | 7,677,925,000Source | 7,570,341,000Source | 7,378,262,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 76,089,000Source | 62,201,000Source | 80,041,000Source | 101,394,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 3,300,000Source | 3,200,000Source | 3,300,000Source | 3,900,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 3,598,000Source | 3,575,000Source | 2,681,000Source | 2,595,000Source |
| Deferred Income Tax Expense (Benefit)USD | -9,975,000Source | -3,439,000Source | -5,406,000Source | 37,719,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 206,008,000Source | 53,945,000Source | 107,799,000Source | 147,308,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -384,317,000Source | -107,473,000Source | -209,994,000Source | -881,506,000Source |
| Cash flows from financing activities: | ||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | 996,000Source | 586,000Source | 785,000Source | 732,000Source |
| Payments for Repurchase of Common StockUSD | 9,404,000Source | 6,314,000Source | 4,084,000Source | — |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 86,351,000Source | 56,004,000Source | 52,098,000Source | 477,654,000Source |
| Dividends paid | — | — | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -91,958,000Source | 2,476,000Source | -50,097,000Source | -256,544,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 212,842,000Source | 304,800,000Source | 302,324,000Source | 352,421,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 174,779,000Source | 200,491,000Source | 116,543,000Source | 29,535,000Source |
| Income Taxes Paid, NetUSD | 35,825,000Source | 41,674,000Source | 16,536,000Source | 12,728,000Source |
| Additional Financial Items | ||||
| Debt and Equity Securities, Gain (Loss)USD | — | — | -1,871,000Source | — |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | -1,871,000Source | — |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | 0Source | — | — | — |
| Gain (Loss) on Disposition of AssetsUSD | -40,000Source | 816,000Source | 3,957,000Source | — |
| Gain (Loss) on Sales of Loans, NetUSD | 7,808,000Source | 6,112,000Source | 5,701,000Source | 9,478,000Source |
| GoodwillUSD | 11,031,000Source | 11,031,000Source | 11,031,000Source | 11,031,000Source |
| Goodwill and Intangible Asset ImpairmentUSD | — | 0Source | 0Source | — |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Impairment of Intangible Assets (Excluding Goodwill)USD | — | 0Source | 0Source | 0Source |
| Impairment of Intangible Assets, Indefinite-lived (Excluding Goodwill)USD | — | 0Source | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | 31,838,000Source | 26,404,000Source | 34,540,000Source | 39,333,000Source |
| Net Income (Loss) Attributable to ParentUSD | 76,089,000Source | 62,201,000Source | 80,041,000Source | 101,394,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 75,473,000Source | 61,697,000Source | 79,536,000Source | 100,836,000Source |
| Operating Lease, ExpenseUSD | — | 8,900,000Source | 8,800,000Source | 8,300,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 233,310,000Source | 156,160,000Source | 105,848,000Source | 105,979,000Source |
| Proceeds from Stock Options ExercisedUSD | — | 582,000Source | — | 19,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 14,439,000Source | 4,419,000Source | — | — |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | 270,165,000Source | 234,359,000Source | — | — |
| Operating Income (Loss)USD | 76,089,000Source | 62,201,000Source | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 107,927,000Source | 88,605,000Source | 114,581,000Source | 140,727,000Source |
| Income Tax Expense (Benefit)USD | 31,838,000Source | 26,404,000Source | 34,540,000Source | 39,333,000Source |
| Net Income (Loss) Attributable to ParentUSD | 76,089,000Source | 62,201,000Source | 80,041,000Source | 101,394,000Source |
| Earnings Per Share, BasicUSD per share | 2.53Source | 2.06Source | 2.63Source | 3.33Source |
| Earnings Per Share, DilutedUSD per share | 2.51Source | 2.05Source | 2.62Source | 3.32Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 29,852,149Source | 30,019,815Source | 30,269,740Source | 30,299,148Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 30,042,274Source | 30,102,336Source | 30,330,258Source | 30,392,057Source |
| Additional Financial Items | ||||
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 1.08Source | 1Source | 1Source | 0.94Source |
| Current Income Tax Expense (Benefit)USD | 41,813,000Source | 29,843,000Source | 39,946,000Source | 1,614,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | -1,871,000Source | — |
| Depreciation, Depletion and Amortization, NonproductionUSD | 3,333,000Source | 6,464,000Source | 6,793,000Source | 15,056,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | -1,871,000Source | — |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | 107,927,000Source | — | — | — |
| Interest ExpenseUSD | — | — | 148,057,000Source | 36,166,000Source |
| InterestExpenseOperatingUSD | 174,738,000Source | 196,009,000Source | — | — |
| Interest Income (Expense), NetUSD | 236,190,000Source | 202,774,000Source | 221,271,000Source | 237,647,000Source |
| Labor and Related ExpenseUSD | 87,676,000Source | 83,368,000Source | 81,398,000Source | 76,140,000Source |
| Marketing and Advertising ExpenseUSD | 3,104,000Source | 3,028,000Source | 3,105,000Source | 3,637,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 75,473,000Source | 61,697,000Source | 79,536,000Source | 100,836,000Source |
| Operating Lease, ExpenseUSD | — | 8,900,000Source | 8,800,000Source | 8,300,000Source |
| Reclassification from AOCI, Current Period, before Tax, Attributable to ParentUSD | -802,000Source | -1,533,000Source | — | — |
| Undistributed Earnings (Loss) Allocated to Participating Securities, BasicUSD | 616,000Source | 504,000Source | 505,000Source | 558,000Source |
Filing attachments
d170447dex41.htm · 8-K · 2026-07-31
EX-4.1 2 d170447dex41.htm EX-4.1 EX-4.1 Exhibit 4.1 FORM OF GLOBAL SUBORDINATED NOTE HANMI FINANCIAL CORPORATION 6.50% Fixed-to-Floating Rate Subordinated Note due 2036 THIS OBLIGATION (THIS “ NOTE ”) IS NOT A DEPOSIT, IS NOT AN OBLIGATION OF AN INSURED DEPOSITORY INSTITUTION, AND IS NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION (THE “ FDIC ”) OR ANY OTHER GOVERNMENT AGENCY OR FUND. THE INDEBTEDNESS EVIDENCED BY THIS NOTE IS SUBORDINATED AND JUNIOR IN RIGHT OF PAYMENT TO THE…
Read attachment ↗d170447dex991.htm · 8-K · 2026-07-31
EX-99.1 4 d170447dex991.htm EX-99.1 EX-99.1 California | Colorado | Georgia | Illinois | New Jersey | New York | Texas | Virginia | Washington Fixed Income Presentation July 2026 NASDAQ | HAFC Exhibit 99.1 TABLE OF CONTENTS TERMS OF THE PROPOSED OFFERING HANMI FINANCIAL CORPORATION OVERVIEW 2Q26 PERFORMANCE RESULTS BALANCE SHEET COMPOSITION AND TRENDS ASSET QUALITY CAPITAL AND LIQUIDITY NON-GAAP RECONCILIATION 6 8 12 20 27 33 40 FORWARD-LOOKING STATEMENTS Hanmi Financial Corporation (the …
Read attachment ↗d170447dex992.htm · 8-K · 2026-07-31
EX-99.2 5 d170447dex992.htm EX-99.2 EX-99.2 Exhibit 99.2 NEWS RELEASE Hanmi Announces Completion of $55.0 Million Subordinated Debt Offering LOS ANGELES - July 30, 2026 - Hanmi Financial Corporation (NASDAQ: HAFC, or the “Company”), the parent company of Hanmi Bank (the “Bank”), today announced the closing of a $55.0 million private placement of fixed-to-floating rate subordinated notes. The Company plans to use the net proceeds to redeem its outstanding $110.0 million of callable subord…
Read attachment ↗