Company research
MVB FINANCIAL CORP
CIK 1277902Updated Sep 24, 2026
SecurityMVBF · NASDAQ · equity
MVBF price & chart
Loading TradingView…
NASDAQ:MVBF on TradingView ↗About the company
MVB Financial Corp., the holding company of MVB Bank, Inc., is publicly traded on The Nasdaq Capital Market® under the ticker “MVBF.” Nasdaq is a leading global provider of trading, clearing, exchange technology, listing, information and public company services. Through its subsidiary, MVB Bank, Inc., and the Bank’s subsidiaries, the Company provides financial services to individuals and corporate clients in the Mid-Atlantic region and beyond. For more information about MVB, please visit http://ir.mvbbanking.com.
In the news
No coverage from other publishers is available.
Recent filings
Regulation FD Disclosure
Items 7.01, 9.01
10-Q filing
Regulation FD Disclosure
Items 7.01, 9.01
Results of Operations and Financial Condition
Items 2.02, 9.01
11-K filing
Show 5 more recent filings
4 filing
Submission of Matters to a Vote of Security Holders · Regulation FD Disclosure
Items 5.07, 7.01, 9.01
10-Q filing
Regulation FD Disclosure
Items 7.01, 9.01
Results of Operations and Financial Condition
Items 2.02, 9.01
Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 3,308,918,000Source | 3,128,704,000Source | 3,313,882,000Source | 3,068,850,000Source |
| GoodwillUSD | 1,200,000Source | 2,838,000Source | 2,838,000Source | 3,988,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 244,125,000Source | 317,913,000Source | 398,229,000Source | — |
| Operating Lease, Right-of-Use AssetUSD | 24,700,000Source | 26,900,000Source | 12,900,000Source | — |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 2,974,950,000Source | 2,822,913,000Source | 3,024,540,000Source | 2,807,459,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 14,043,000Source | 13,793,000Source | 13,606,000Source | 13,466,000Source |
| Retained Earnings (Accumulated Deficit)USD | 190,414,000Source | 172,181,000Source | 160,862,000Source | 144,911,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -13,866,000Source | -28,231,000Source | -28,831,000Source | -37,704,000Source |
| Stockholders' Equity Attributable to ParentUSD | 333,968,000Source | 305,679,000Source | 289,384,000Source | 261,084,000Source |
| Additional Paid in Capital, Common StockUSD | 170,380,000Source | 164,677,000Source | 160,488,000Source | 157,152,000Source |
| Liabilities and EquityUSD | 3,308,918,000Source | 3,128,704,000Source | 3,313,882,000Source | 3,068,850,000Source |
| Stockholders' Equity Attributable to Noncontrolling InterestUSD | 0Source | 112,000Source | -42,000Source | 307,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 26,922,000Source | 20,245,000Source | 31,006,000Source | 14,387,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 2,599,000Source | 3,931,000Source | 5,003,000Source | 5,322,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 3,801,000Source | 2,913,000Source | 2,658,000Source | 2,800,000Source |
| Deferred Income Tax Expense (Benefit)USD | -390,000Source | 2,196,000Source | 97,000Source | -3,631,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 4,028,000Source | -285,000Source | 58,233,000Source | 65,180,000Source |
| Cash flows from investing activities: | ||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | 0Source | 0Source |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -208,601,000Source | 144,463,000Source | 88,249,000Source | -628,954,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 1,915,000Source | 1,620,000Source | 1,915,000Source | 3,041,000Source |
| Cash flows from financing activities: | ||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | 458,000Source | 443,000Source | 846,000Source | 670,000Source |
| Payments for Repurchase of Common StockUSD | 10,160,000Source | — | — | 0Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 130,785,000Source | -224,494,000Source | 211,467,000Source | 296,617,000Source |
| Payments of Ordinary Dividends, Common StockUSD | 8,707,000Source | 8,772,000Source | 8,639,000Source | 8,355,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -73,788,000Source | -80,316,000Source | 357,949,000Source | -267,157,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 244,125,000Source | 317,913,000Source | 398,229,000Source | 40,280,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 71,493,000Source | 73,242,000Source | 66,708,000Source | 12,285,000Source |
| Income Taxes Paid, NetUSD | 17,502,000Source | 924,000Source | 13,082,000Source | 2,285,000Source |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 3,801,000Source | 2,913,000Source | 2,658,000Source | 2,800,000Source |
| Amortization of Intangible AssetsUSD | 8,000Source | 90,000Source | 192,000Source | 685,000Source |
| Bank Owned Life Insurance IncomeUSD | 1,512,000Source | 1,168,000Source | 1,048,000Source | 975,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | -7,439,000Source | 658,000Source | -1,536,000Source | 650,000Source |
| DepreciationUSD | 2,600,000Source | 3,800,000Source | 4,600,000Source | 4,400,000Source |
| Derivative, Gain (Loss) on Derivative, NetUSD | -889,000Source | 5,998,000Source | -6,111,000Source | — |
| Disposal Group, Not Discontinued Operation, Gain (Loss) on DisposalUSD | 600,000Source | — | — | — |
| Equipment ExpenseUSD | 3,272,000Source | 4,581,000Source | 5,558,000Source | 5,557,000Source |
| Equity Method Investment, Realized Gain (Loss) on DisposalUSD | — | 0Source | 0Source | 1,874,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | 118,000Source | 103,000Source | -269,000Source | -56,000Source |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | 8,000,000Source | 1,184,000Source | 146,000Source | -1,543,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 8,737,000Source | 3,541,000Source | -1,921,000Source | — |
| Gain (Loss) on Derivative Instruments, Net, PretaxUSD | -466,000Source | 60,000Source | -659,000Source | 0Source |
| Gain (Loss) on Disposition of BusinessUSD | 34,854,000Source | — | — | — |
| Gain (Loss) on Disposition of Other AssetsUSD | -179,000Source | -160,000Source | 170,000Source | 47,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | -149,000Source | 1,038,000Source | -744,000Source | 1,655,000Source |
| GoodwillUSD | 1,200,000Source | 2,838,000Source | 2,838,000Source | 3,988,000Source |
| Goodwill, Impairment LossUSD | — | — | 0Source | 0Source |
| Impairment of Intangible Assets, Finite-livedUSD | 0Source | 0Source | 0Source | 0Source |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | — | — | — | 14,387,000Source |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestUSD | 26,922,000Source | 20,245,000Source | 22,224,000Source | 14,387,000Source |
| Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestUSD | 0Source | 0Source | 8,782,000Source | — |
| Income (Loss) from Equity Method InvestmentsUSD | 8,151,000Source | 1,421,000Source | -2,499,000Source | -713,000Source |
| Income (Loss) from Equity Method Investments, Net of Dividends or DistributionsUSD | 8,151,000Source | 1,421,000Source | -2,499,000Source | -713,000Source |
| Income Tax Expense (Benefit)USD | 9,928,000Source | 6,099,000Source | 5,070,000Source | 4,128,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 31,232,000Source | 15,047,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | -18,000Source | 154,000Source | -226,000Source | -660,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 26,940,000Source | 20,091,000Source | 31,232,000Source | 15,047,000Source |
| Pension Cost (Reversal of Cost)USD | — | — | -100,000Source | 300,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 126,859,000Source | 17,374,000Source | 76,631,000Source | 20,973,000Source |
| Proceeds from Noncontrolling InterestsUSD | — | — | 0Source | 0Source |
| Proceeds from Stock Options ExercisedUSD | 2,301,000Source | 1,489,000Source | 637,000Source | 2,069,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | — | 14,194,000Source |
| Unrealized Gain (Loss) on InvestmentsUSD | 18,766,000Source | -2,416,000Source | -11,828,000Source | 47,508,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 36,850,000Source | 26,344,000Source | 27,294,000Source | 18,515,000Source |
| Income Tax Expense (Benefit)USD | 9,928,000Source | 6,099,000Source | 5,070,000Source | 4,128,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | -18,000Source | 154,000Source | -226,000Source | -660,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 31,232,000Source | 15,047,000Source |
| Earnings Per Share, BasicUSD per share | 2.11Source | 1.56Source | 2.46Source | 1.23Source |
| Earnings Per Share, DilutedUSD per share | 2.06Source | 1.53Source | 2.4Source | 1.17Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 12,775,242Source | 12,890,161Source | 12,694,206Source | 12,279,462Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 13,105,521Source | 13,136,758Source | 12,997,332Source | 12,870,734Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 8,000Source | 90,000Source | 192,000Source | 685,000Source |
| Bank Owned Life Insurance IncomeUSD | 1,512,000Source | 1,168,000Source | 1,048,000Source | 975,000Source |
| Current Income Tax Expense (Benefit)USD | 10,318,000Source | 3,903,000Source | 8,022,000Source | 7,759,000Source |
| Equipment ExpenseUSD | 3,272,000Source | 4,581,000Source | 5,558,000Source | 5,557,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | 118,000Source | 103,000Source | -269,000Source | -56,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 8,737,000Source | 3,541,000Source | -1,921,000Source | — |
| Gain (Loss) on Derivative Instruments, Net, PretaxUSD | -466,000Source | 60,000Source | -659,000Source | 0Source |
| Goodwill, Impairment LossUSD | — | — | 0Source | 0Source |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | — | — | — | 14,387,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | 36,850,000Source | — | — | — |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestUSD | 26,922,000Source | 20,245,000Source | 22,224,000Source | 14,387,000Source |
| Income (Loss) from Continuing Operations, Per Basic ShareUSD per share | 2.11Source | 1.56Source | 1.77Source | — |
| Income (Loss) from Continuing Operations, Per Diluted ShareUSD per share | 2.06Source | 1.53Source | 1.72Source | — |
| Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestUSD | 0Source | 0Source | 8,782,000Source | — |
| Income (Loss) from Equity Method InvestmentsUSD | 8,151,000Source | 1,421,000Source | -2,499,000Source | -713,000Source |
| Interest ExpenseUSD | — | — | 66,535,000Source | 14,154,000Source |
| InterestExpenseOperatingUSD | 67,915,000Source | 76,644,000Source | — | — |
| Interest Expense, Securities Sold under Agreements to RepurchaseUSD | 125,000Source | 46,000Source | 890,000Source | 443,000Source |
| Interest Income (Expense), NetUSD | 107,408,000Source | 109,198,000Source | 123,283,000Source | 111,803,000Source |
| Labor and Related ExpenseUSD | 70,984,000Source | 67,955,000Source | 63,371,000Source | 72,162,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 26,940,000Source | 20,091,000Source | 31,232,000Source | 15,047,000Source |
| Net Income (Loss) from Continuing Operations Available to Common Shareholders, BasicUSD | 26,940,000Source | 20,091,000Source | 22,450,000Source | — |
| Preferred Stock Dividends, Income Statement ImpactUSD | — | — | 0Source | 0Source |
Filing attachments
d21827dex991.htm · 8-K · 2025-07-11
EX-99.1 4 d21827dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 MEDIA CONTACT Amy Baker VP, Corporate Communications and Marketing MVB Bank abaker@mvbbanking.com (844) 682-2265 INVESTOR RELATIONS Marcie Lipscomb mlipscomb@mvbbanking.com (844) 682-2265 MVB Financial Corp. Announces Executive Transition Appointment of Michael R. Sumbs as CFO; Appointment of Jonathan T. Logan as Chief Accounting Officer Current CEO Larry F. Mazza to Reassume Role of President Departure of Donald T…
Read attachment ↗