Company research
Village Bank & Trust Financial Corp.
CIK 1290476Updated Jul 19, 2026
Name history
Southern Community Financial Corp. · through Jul 26, 2005
Filing activity
Latest filing
50 filings on record · 15-12G, EFFECT, S-8 POS, POS AM, 4, 4/A.
Recent filings
Show 5 more recent filings
Financials
FY 2024 · USDSource
Source
Source
balance sheet · annual statements
| Line item | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 756,165,000Source | 736,616,000Source | 723,270,000Source | 748,401,000Source |
| Property, Plant and Equipment, NetUSD | 11,406,000Source | 11,760,000Source | 11,748,000Source | 11,824,000Source |
| Operating Lease, Right-of-Use AssetUSD | 530,000Source | 818,000Source | 1,100,000Source | 787,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 682,426,000Source | 669,060,000Source | 662,159,000Source | 685,000,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 5,940,000Source | 5,908,000Source | 5,868,000Source | 5,822,000Source |
| Additional Paid in CapitalUSD | 55,807,000Source | 55,486,000Source | 55,167,000Source | 54,814,000Source |
| Retained Earnings (Accumulated Deficit)USD | 17,715,000Source | 11,775,000Source | 10,957,000Source | 3,509,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -5,723,000Source | -5,613,000Source | -10,881,000Source | -744,000Source |
| Stockholders' Equity Attributable to ParentUSD | 73,739,000Source | 67,556,000Source | 61,111,000Source | 63,401,000Source |
| Liabilities and EquityUSD | 756,165,000Source | 736,616,000Source | 723,270,000Source | 748,401,000Source |
| Additional Financial Items | ||||
| AOCI, Debt Securities, Available-for-sale, Adjustment, after TaxUSD | -5,714,000Source | -5,603,000Source | -10,862,000Source | -717,000Source |
| Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after TaxUSD | 9,000Source | 10,000Source | 19,000Source | 27,000Source |
cash flow · annual statements
| Line item | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 661,000Source | 604,000Source | 546,000Source | 582,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 353,000Source | 359,000Source | 381,000Source | 332,000Source |
| Deferred Income Tax Expense (Benefit)USD | -360,000Source | 101,000Source | 146,000Source | 699,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 4,636,000Source | 4,957,000Source | 10,269,000Source | 42,533,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -16,722,000Source | -8,542,000Source | -66,063,000Source | -27,299,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 307,000Source | 616,000Source | 473,000Source | 637,000Source |
| Cash flows from financing activities: | ||||
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 13,000,000Source | 4,621,000Source | -20,144,000Source | 33,931,000Source |
| Dividends paid | — | — | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 18,628,000Source | 17,714,000Source | 16,678,000Source | 92,616,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 12,348,000Source | 7,846,000Source | 1,779,000Source | 2,298,000Source |
| Income Taxes Paid, NetUSD | 1,419,000Source | 608,000Source | 1,960,000Source | — |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 353,000Source | 359,000Source | 381,000Source | 332,000Source |
| Amortization of Debt Issuance CostsUSD | 0Source | 8,000Source | 32,000Source | 32,000Source |
| Bank Owned Life Insurance IncomeUSD | — | 322,000Source | 304,000Source | 280,000Source |
| Debt and Equity Securities, Gain (Loss)USD | 2,643,000Source | 2,738,000Source | 2,625,000Source | 2,352,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | -74,000Source | -4,986,000Source | — | 0Source |
| Depreciation, Amortization and Accretion, NetUSD | 661,000Source | 604,000Source | 546,000Source | 582,000Source |
| Disposal Group, Not Discontinued Operation, Gain (Loss) on DisposalUSD | — | — | — | 0Source |
| Equipment ExpenseUSD | 1,314,000Source | 1,112,000Source | 1,102,000Source | 1,041,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 128,000Source | 21,000Source | — | — |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | 0Source | -3,000Source | -10,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | 1,690,000Source | 4,752,000Source | 11,762,000Source |
| Gain (Loss) on Extinguishment of DebtUSD | — | — | — | 0Source |
| Income Tax Expense (Benefit)USD | 1,645,000Source | 247,000Source | 1,990,000Source | 3,420,000Source |
| Net Income (Loss) Attributable to ParentUSD | 7,017,000Source | 1,918,000Source | 8,305,000Source | 12,453,000Source |
| Operating ExpensesUSD | 37,288,000Source | 36,059,000Source | 25,493,000Source | 27,140,000Source |
| Operating Lease, ExpenseUSD | 254,000Source | 309,000Source | 301,000Source | 358,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 27,620,000Source | 18,829,000Source | 13,433,000Source | 16,626,000Source |
| Proceeds from Stock Options ExercisedUSD | — | 0Source | 18,000Source | — |
| Provision for Loan, Lease, and Other LossesUSD | 150,000Source | 50,000Source | — | — |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 128,000Source | 21,000Source | — | — |
| Revenue from Contract with Customer, Including Assessed TaxUSD | 3,437,000Source | 3,260,000Source | 3,549,000Source | 3,584,000Source |
income statement · annual statements
| Line item | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| Total RevenueUSD | 45,950,000Source | 38,224,000Source | 35,788,000Source | 43,013,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 8,662,000Source | 2,165,000Source | 10,295,000Source | 15,873,000Source |
| Income Tax Expense (Benefit)USD | 1,645,000Source | 247,000Source | 1,990,000Source | 3,420,000Source |
| Net Income (Loss) Attributable to ParentUSD | 7,017,000Source | 1,918,000Source | 8,305,000Source | 12,453,000Source |
| Earnings Per Share, BasicUSD per share | 4.69Source | 1.29Source | 5.62Source | 8.48Source |
| Earnings Per Share, DilutedUSD per share | 4.69Source | 1.29Source | 5.62Source | 8.48Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 1,495,000Source | 1,486,000Source | 1,477,000Source | 1,468,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 1,495,000Source | 1,486,000Source | 1,477,000Source | 1,468,000Source |
| Additional Financial Items | ||||
| Bank Owned Life Insurance IncomeUSD | — | 322,000Source | 304,000Source | 280,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 0.72Source | 0.66Source | 0.58Source | 0.14Source |
| Current Income Tax Expense (Benefit)USD | 2,005,000Source | 146,000Source | 1,844,000Source | 2,721,000Source |
| Debt and Equity Securities, Gain (Loss)USD | 2,643,000Source | 2,738,000Source | 2,625,000Source | 2,352,000Source |
| Equipment ExpenseUSD | 1,314,000Source | 1,112,000Source | 1,102,000Source | 1,041,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 128,000Source | 21,000Source | — | — |
| Interest ExpenseUSD | 12,591,000Source | 7,986,000Source | 1,781,000Source | 2,172,000Source |
| InterestExpenseOperatingUSD | 12,591,000Source | — | — | — |
| Interest Income (Expense), NetUSD | 27,399,000Source | 25,288,000Source | 25,706,000Source | 25,495,000Source |
| Labor and Related ExpenseUSD | 14,225,000Source | 13,389,000Source | 13,768,000Source | 14,105,000Source |
| Marketing and Advertising ExpenseUSD | 363,000Source | 404,000Source | 386,000Source | 453,000Source |
| Operating ExpensesUSD | 37,288,000Source | 36,059,000Source | 25,493,000Source | 27,140,000Source |
| Operating Lease, ExpenseUSD | 254,000Source | 309,000Source | 301,000Source | 358,000Source |
| Other ExpensesUSD | 10,248,000Source | 9,648,000Source | 8,546,000Source | 8,359,000Source |
| Revenue from Contract with Customer, Including Assessed TaxUSD | 3,437,000Source | 3,260,000Source | 3,549,000Source | 3,584,000Source |