Company research
Bancorp, Inc.
CIK 1295401Updated Sep 24, 2026
SecurityTBBK · NASDAQ · equity
TBBK price & chart
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NASDAQ:TBBK on TradingView ↗About the company
We are a Delaware financial holding company and our primary, wholly owned subsidiary is The Bancorp Bank, National Association (the “Bank”). The vast majority of our revenue and income is generated through the Bank. As described more fully below, our business strategy is focused on fintech activities including payments and related deposits and credit sponsorship. We expect our fintech business to generate non-interest income and attract stable, lower cost deposits which we then seek to deploy into lower risk assets in specialized markets through our specialty lending activities.
In the news
TBBK Investors Have Opportunity to Lead The Bancorp, Inc. Securities Fraud Lawsuit with the Schall Law Firm News provided by The Schall Law Firm May 16, 2025, 07:00 ET Share this article Share to X Share this article Share to X LOS ANGELES , May 16, 2025 /PRNewswire/ -- The Schall Law Firm , a natio ↗
Recent filings
Costs Associated with Exit or Disposal Activities · Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · Regulation FD Disclosure
Items 2.05, 5.02, 7.01, 9.01
4 filing
144 filing
10-Q filing
Regulation FD Disclosure
Items 7.01, 9.01
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 9,352,425,000Source | 8,727,543,000Source | 7,705,695,000Source | 7,903,000,000Source |
| Property, Plant and Equipment, NetUSD | 29,834,000Source | 27,566,000Source | 27,474,000Source | 18,401,000Source |
| GoodwillUSD | 263,000Source | — | — | — |
| Intangible Assets, Net (Excluding Goodwill)USD | 856,000Source | 1,254,000Source | 1,651,000Source | 2,049,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 112,649,000Source | 570,123,000Source | 1,038,090,000Source | 888,189,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 8,662,629,000Source | 7,937,760,000Source | 6,898,414,000Source | 7,208,969,000Source |
| Stockholders’ equity: | ||||
| Retained Earnings (Accumulated Deficit)USD | 1,007,368,000Source | 779,155,000Source | 561,615,000Source | 369,319,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | 10,839,000Source | -17,637,000Source | -19,968,000Source | -30,257,000Source |
| Stockholders' Equity Attributable to ParentUSD | 689,796,000Source | 789,783,000Source | 807,281,000Source | 694,031,000Source |
| Additional Paid in Capital, Common StockUSD | 24,207,000Source | 3,233,000Source | 212,431,000Source | 299,279,000Source |
| Liabilities and EquityUSD | 9,352,425,000Source | 8,727,543,000Source | 7,705,695,000Source | 7,903,000,000Source |
| Additional Financial Items | ||||
| Long-term DebtUSD | — | 14,100,000Source | 38,600,000Source | 10,000,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation and amortization | — | — | — | — |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 19,604,000Source | 14,983,000Source | 11,392,000Source | 7,592,000Source |
| Deferred Income Tax Expense (Benefit)USD | -9,246,000Source | 2,317,000Source | -5,681,000Source | 5,870,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 265,009,000Source | 227,653,000Source | 186,718,000Source | 120,982,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -1,064,185,000Source | -1,508,362,000Source | 415,554,000Source | -828,099,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 7,090,000Source | 4,974,000Source | 12,689,000Source | 5,134,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 378,341,000Source | 252,352,000Source | 99,999,000Source | 60,000,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 341,702,000Source | 812,742,000Source | -452,371,000Source | 993,522,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 112,649,000Source | 570,123,000Source | 1,038,090,000Source | 888,189,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 172,558,000Source | 173,804,000Source | 156,269,000Source | 57,601,000Source |
| Income Taxes Paid, NetUSD | 69,820,000Source | — | — | — |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 19,600,000Source | 15,000,000Source | 11,400,000Source | 7,600,000Source |
| Amortization of Intangible AssetsUSD | — | — | 398,000Source | 398,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | -2,000Source | -4,000Source | -6,000Source |
| DepreciationUSD | 4,600,000Source | 4,200,000Source | 3,100,000Source | 2,900,000Source |
| Depreciation, Amortization and Accretion, NetUSD | — | — | 3,472,000Source | 3,300,000Source |
| Depreciation, NonproductionUSD | 4,650,000Source | 4,155,000Source | — | — |
| Discontinued Operation, Gain (Loss) on Disposal of Discontinued Operation, Net of TaxUSD | — | — | — | 4,000Source |
| Fair Value, Option, Changes in Fair Value, Gain (Loss)USD | — | -683,000Source | -3,100,000Source | -6,100,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 178,275,000Source | 38,374,000Source | 8,330,000Source | — |
| Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber PropertyUSD | 2,000Source | 53,000Source | — | — |
| Gain (Loss) on Sale of Mortgage LoansUSD | 1,815,000Source | 3,699,000Source | 6,954,000Source | 18,635,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | 1,815,000Source | 2,732,000Source | 3,745,000Source | 13,531,000Source |
| GoodwillUSD | 263,000Source | — | — | — |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | — | — | 192,296,000Source | 130,213,000Source |
| Income Tax Expense (Benefit)USD | 74,824,000Source | 74,616,000Source | 64,478,000Source | 47,701,000Source |
| Net Income (Loss) Attributable to ParentUSD | 228,213,000Source | 217,540,000Source | 192,296,000Source | 130,213,000Source |
| Operating Lease, ExpenseUSD | 5,100,000Source | 5,400,000Source | 4,300,000Source | 3,700,000Source |
| Proceeds from Issuance of Common StockUSD | 2,061,000Source | — | 104,000Source | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 304,925,000Source | 242,676,000Source | 71,082,000Source | 161,110,000Source |
| Proceeds from Stock Options ExercisedUSD | — | — | — | 320,000Source |
| Provision for Loan, Lease, and Other LossesUSD | 177,693,000Source | 39,970,000Source | 8,465,000Source | 5,741,000Source |
| Revenue from Contract with Customer, Including Assessed TaxUSD | 141,147,000Source | 116,798,000Source | — | — |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 303,037,000Source | 292,156,000Source | 256,774,000Source | 177,914,000Source |
| Income Tax Expense (Benefit)USD | 74,824,000Source | 74,616,000Source | 64,478,000Source | 47,701,000Source |
| Net Income (Loss) Attributable to ParentUSD | 228,213,000Source | 217,540,000Source | 192,296,000Source | 130,213,000Source |
| Earnings Per Share, BasicUSD per share | 4.99Source | 4.35Source | 3.52Source | 2.3Source |
| Earnings Per Share, DilutedUSD per share | 4.92Source | 4.29Source | 3.49Source | 2.27Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 45,770,549Source | 50,063,620Source | 54,506,065Source | 56,556,303Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 46,421,672Source | 50,713,140Source | 55,053,497Source | 57,268,946Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | — | — | 398,000Source | 398,000Source |
| Current Income Tax Expense (Benefit)USD | 84,070,000Source | 72,299,000Source | 70,159,000Source | 41,831,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | -2,000Source | -4,000Source | -6,000Source |
| Fair Value, Option, Changes in Fair Value, Gain (Loss)USD | — | -683,000Source | -3,100,000Source | -6,100,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 178,275,000Source | 38,374,000Source | 8,330,000Source | — |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | — | — | 192,296,000Source | 130,213,000Source |
| Income (Loss) from Continuing Operations, Per Basic ShareUSD per share | — | — | 3.52Source | 2.3Source |
| Income (Loss) from Continuing Operations, Per Diluted ShareUSD per share | — | — | 3.49Source | 2.27Source |
| Interest ExpenseUSD | — | — | 155,455,000Source | 59,454,000Source |
| InterestExpenseOperatingUSD | 175,858,000Source | 175,351,000Source | — | — |
| Interest Income (Expense), NetUSD | 375,511,000Source | 376,241,000Source | 354,052,000Source | 248,841,000Source |
| Labor and Related ExpenseUSD | 142,554,000Source | 131,597,000Source | 121,055,000Source | 105,368,000Source |
| Operating Lease, ExpenseUSD | 5,100,000Source | 5,400,000Source | 4,300,000Source | 3,700,000Source |
| Revenue from Contract with Customer, Including Assessed TaxUSD | 141,147,000Source | 116,798,000Source | — | — |
Offerings
Registration 333-289422
- Gross proceeds
- 200000000.0
- Net proceeds
- 197000000.0
- Offering amount
- $200,000,000
- Offering price
- market-price
Filing attachments
ex99-1.htm · 8-K · 2026-09-04
EX-99.1 2 ex99-1.htm THE BANCORP ADVANCES APEX 2030 Exhibit 99.1 The Bancorp Advances Apex 2030 Through Continued Organizational Alignment WILMINGTON, Delaware, September 4, 2026 - The Bancorp Bank, N.A., a wholly owned subsidiary of The Bancorp, Inc. (NASDAQ: TBBK), today announced the next phase of its ongoing efforts to align its business priorities, operating model, and resources with Apex 2030, its long-term strategic plan. The Bancorp is restructuring its Small Business Lending bus…
Read attachment ↗ex99-1.htm · 8-K · 2026-08-03
EX-99.1 2 ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 The Bancorp, Inc. and The Bancorp Bank, N.A. Receive Affirmed Ratings from KBRA WILMINGTON, Delaware, August 3, 2026 - The Bancorp, Inc. (NASDAQ: TBBK) today announced that Kroll Bond Rating Agency, LLC (“KBRA”) has affirmed all long- and short-term credit ratings for both The Bancorp, Inc. (the “Company”) and its wholly owned subsidiary, The Bancorp Bank, N.A. (the “Bank”) (collectively, “The Bancorp”). For the Company, KBRA affirmed a BBB+ …
Read attachment ↗ex99-1.htm · 8-K · 2026-04-23
EX-99.1 2 ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 THE BANCORP REPORTS 1Q 2026 EPS OF $1.41, ROA OF 2.57%, AND ROE OF 35.1% DRIVEN BY STRONG GROWTH IN LOANS, DEPOSITS AND PAYMENTS VOLUME, AND SUPPORTED BY CONTINUED IMPROVEMENT IN CREDIT PERFORMANCE First Quarter 2026 Highlights Earnings per diluted share (“EPS”) of $1.41 compared to $1.19 for 1Q 2025, an increase of 18%. Return on assets of 2.57% compared to 2.49% for 1Q 2025. Return on equity of 35.1% compared to 28.6% for 1Q 2025.…
Read attachment ↗ex99-2.htm · 8-K · 2026-04-23
EX-99.2 3 ex99-2.htm EXHIBIT 99.2 Exhibit 99.2 The Bancorp Investor Presentation April 2026 Forward Looking Statements & Other Disclosures © The Bancorp | Investor Presentation, April 2026 2 Statements in this presentation regarding The Bancorp, Inc.’s (“The Bancorp”) business, that are not historical facts, are “forward - looking statements “ These statements may be identified by the use of forward - looking terminology, including, but not limited to the words “estimate,” “project,” “plan…
Read attachment ↗ex99-1.htm · 8-K · 2026-01-29
EX-99.1 2 ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 THE BANCORP REPORTS 4Q 2025 EPS OF $1.28, ROA OF 2.53% AND ROE OF 30.4% DRIVEN BY NIM OF 4.30%, CONTINUED FINTECH FEE GROWTH, AND $150 MILLION IN SHARE REPURCHASES IN THE QUARTER Fourth Quarter 2025 Highlights Earnings per diluted share (“EPS”) of $1.28 compared to $1.15 for 4Q 2024, an increase of 11%. Return on assets of 2.53% compared to 2.60% for 4Q 2024. Return on equity of 30.43% compared to 27.71% for 4Q 2024. Net income…
Read attachment ↗ex99-2.htm · 8-K · 2026-01-29
EX-99.2 3 ex99-2.htm EXHIBIT 99.2 Exhibit 99.2 The Bancorp Investor Presentation January 2026 Forward Looking Statements & Other Disclosures © The Bancorp | Investor Presentation, January 2026 2 Statements in this presentation regarding The Bancorp, Inc.’s (“The Bancorp”) business, that are not historical facts, are “forward - looking statements.” These statements may be identified by the use of forward - looking terminology, including the words “intend,” “may,” “believe,” “will,” “expect,…
Read attachment ↗