Company research
Kentucky First Federal Bancorp
CIK 1297341Updated Sep 27, 2026
SecurityKFFB · NASDAQ · equity
Name history
Kentucky First Federal Bancorp Inc · through Jul 16, 2004
KFFB price & chart
Loading TradingView…
NASDAQ:KFFB on TradingView ↗About the company
Kentucky First Federal Bancorp is the parent company of First Federal Savings and Loan Association of Hazard, which operates one banking office in Hazard, Kentucky, and First Federal Savings Bank of Kentucky, which operates three banking offices in Frankfort, Kentucky, two banking offices in Danville, Kentucky and one banking office in Lancaster, Kentucky. Kentucky First Federal Bancorp shares are traded on the Nasdaq National Market under the symbol KFFB. At June 30, 2026, the Company had approximately 8,086,715 shares outstanding of which approximately 58.5% was held by First Federal MHC.
In the news
No coverage from other publishers is available.
Seeking Alpha
Recent filings
Results of Operations and Financial Condition
Items 2.02, 9.01
Other Events
Items 8.01, 9.01
8-K/A filing
Results of Operations and Financial Condition
Items 2.02, 9.01
10-Q filing
Show 5 more recent filings
Results of Operations and Financial Condition
Items 2.02, 9.01
Termination of a Material Definitive Agreement
Items 1.02, 9.01
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02, 9.01
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 371,211,000Source | 374,968,000Source | 349,022,000Source | 328,080,000Source |
| Property, Plant and Equipment, NetUSD | 4,211,000Source | 4,267,000Source | 4,435,000Source | 4,563,000Source |
| GoodwillUSD | — | — | 947,000Source | 947,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 19,480,000Source | 18,287,000Source | 8,167,000Source | 25,823,000Source |
| Accounts Receivable | — | — | — | — |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 322,842,000Source | 326,971,000Source | 298,311,000Source | 276,055,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 86,000Source | 86,000Source | 86,000Source | 86,000Source |
| Additional Paid in CapitalUSD | 34,891,000Source | 34,891,000Source | 34,891,000Source | — |
| Retained Earnings (Accumulated Deficit)USD | 17,506,000Source | 17,325,000Source | 20,130,000Source | 20,560,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -145,000Source | -336,000Source | -427,000Source | — |
| Stockholders' Equity Attributable to ParentUSD | 48,369,000Source | 47,997,000Source | 50,711,000Source | 52,025,000Source |
| Additional Paid in Capital, Common StockUSD | — | — | — | 34,892,000Source |
| Liabilities and EquityUSD | 371,211,000Source | 374,968,000Source | 349,022,000Source | 328,080,000Source |
| Deferred Income Tax Liabilities, NetUSD | 30,000Source | 113,000Source | 513,000Source | 889,000Source |
| Additional Financial Items | ||||
| Deferred Tax Liabilities, NetUSD | 979,000Source | 117,000Source | 513,000Source | 889,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | 1,590,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Deferred Income Tax Expense (Benefit)USD | -150,000Source | -289,000Source | — | — |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | -86,000Source | -1,454,000Source | 1,152,000Source | 2,641,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | 6,123,000Source | -16,603,000Source | -39,484,000Source | 13,333,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 149,000Source | 66,000Source | — | — |
| Cash flows from financing activities: | ||||
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -4,844,000Source | 28,177,000Source | 20,676,000Source | -11,799,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | 670,000Source | 1,363,000Source | 1,394,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 19,480,000Source | 18,287,000Source | 8,167,000Source | 25,823,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | 3,844,000Source | 1,762,000Source |
| Income Taxes Paid, NetUSD | 15,000Source | — | 290,000Source | 550,000Source |
| Additional Financial Items | ||||
| Amortization of Debt Issuance Costs and DiscountsUSD | — | — | -29,000Source | 6,000Source |
| Bank Owned Life Insurance IncomeUSD | 86,000Source | 84,000Source | 81,000Source | 78,000Source |
| DepreciationUSD | 201,000Source | 234,000Source | 255,000Source | 285,000Source |
| Gain (Loss) on Disposition of Other AssetsUSD | 201,000Source | — | — | — |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | -3,000Source | — | 10,000Source | — |
| Gain (Loss) on Sales of Loans, NetUSD | 201,000Source | 14,000Source | 5,000Source | 255,000Source |
| Gains (Losses) on Sales of Investment Real EstateUSD | — | 8,000Source | — | -35,000Source |
| GoodwillUSD | — | — | 947,000Source | 947,000Source |
| Goodwill and Intangible Asset ImpairmentUSD | 13,600,000Source | 13,600,000Source | — | — |
| Goodwill, Impairment LossUSD | — | 947,000Source | 13,600,000Source | — |
| Income Tax Expense (Benefit)USD | 57,000Source | -239,000Source | 294,000Source | 477,000Source |
| Net Income (Loss) Attributable to ParentUSD | 181,000Source | -1,721,000Source | 933,000Source | 1,590,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 181,000,000Source | -1,721,000,000Source | 933,000,000Source | 1,590,000,000Source |
| Nonoperating Income (Expense)USD | — | — | 8,856,000Source | 9,160,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 1,900,000Source | — |
| Other Nonoperating Income (Expense)USD | — | — | -608,000Source | -573,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 3,155,000Source | 2,582,000Source | 2,836,000Source | 4,000Source |
| Provision for Loan, Lease, and Other LossesUSD | 39,000Source | — | — | — |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 39,000Source | — | 113,000Source | -60,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Other Nonoperating Income (Expense)USD | — | — | -608,000Source | -573,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 238,000Source | -1,960,000Source | 1,227,000Source | 2,067,000Source |
| Income Tax Expense (Benefit)USD | 57,000Source | -239,000Source | 294,000Source | 477,000Source |
| Net Income (Loss) Attributable to ParentUSD | 181,000Source | -1,721,000Source | 933,000Source | 1,590,000Source |
| Earnings Per Share, BasicUSD per share | 0.02Source | -0.21Source | 0.11Source | 0.19Source |
| Earnings Per Share, DilutedUSD per share | 0.02Source | -0.21Source | 0.11Source | 0.19Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 8,098,715Source | 8,098,715Source | 8,131,568Source | 8,213,407Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 8,098,715Source | 8,098,715Source | 8,131,568Source | 8,213,407Source |
| Additional Financial Items | ||||
| Bank Owned Life Insurance IncomeUSD | 86,000Source | 84,000Source | 81,000Source | 78,000Source |
| Current Income Tax Expense (Benefit)USD | 207,000Source | 50,000Source | — | — |
| Gains (Losses) on Sales of Investment Real EstateUSD | — | 8,000Source | — | -35,000Source |
| Goodwill, Impairment LossUSD | — | 947,000Source | 13,600,000Source | — |
| Interest ExpenseUSD | — | — | 3,902,000Source | 1,754,000Source |
| InterestExpenseOperatingUSD | 10,896,000Source | 9,283,000Source | — | — |
| Interest Income (Expense), NetUSD | 8,341,000Source | 6,994,000Source | — | — |
| Interest Income, OperatingUSD | 19,237,000Source | 16,277,000Source | — | — |
| Labor and Related ExpenseUSD | 4,846,000Source | 4,989,000Source | 4,915,000Source | 4,853,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 181,000,000Source | -1,721,000,000Source | 933,000,000Source | 1,590,000,000Source |
| Nonoperating Income (Expense)USD | — | — | 8,856,000Source | 9,160,000Source |
| Other ExpensesUSD | — | — | 353,000Source | 375,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 1,900,000Source | — |
| Taxes, MiscellaneousUSD | — | 108,000Source | — | — |
Filing attachments
ea030162601ex99-1.htm · 8-K · 2026-08-11
EX-99.1 2 ea030162601ex99-1.htm PRESS RELEASE DATED AUGUST 7, 2026 Exhibit 99.1 Kentucky First Federal Bancorp Hazard, Kentucky, Frankfort, Kentucky, Danville, Kentucky and Lancaster, Kentucky For Immediate Release August 07, 2026 Contact: Don D. Jennings, President, or Tyler Eades, Vice President (502) 223-1638 216 West Main Street P.O. Box 535 Frankfort, KY 40602 Kentucky First Federal Bancorp Reports Earnings Kentucky First Federal Bancorp (Nasdaq: KFFB), the holding company (th…
Read attachment ↗ea029973001ex99-1.htm · 8-K · 2026-07-29
EX-99.1 2 ea029973001ex99-1.htm PRESS RELEASE DATED JULY 28, 2026 Exhibit 99.1 Kentucky First Federal Bancorp Hazard, Kentucky, Frankfort, Kentucky, Danville, Kentucky and Lancaster, Kentucky For Immediate Release July 28, 2026 Contact: Don D. Jennings, President, or Tyler Eades, Vice President (502) 223-1638 216 West Main Street P.O. Box 535 Frankfort, KY 40602 Kentucky First Federal Bancorp Board of Directors Announces Declaration of $0.05 Quarterly Dividend Dividend Declar…
Read attachment ↗ea029282701ex99-1.htm · 8-K · 2026-05-29
EX-99.1 2 ea029282701ex99-1.htm PRESS RELEASE DATED MAY 29, 2026 Exhibit 99.1 Kentucky First Federal Bancorp Hazard, Kentucky, Frankfort, Kentucky, Danville, Kentucky and Lancaster, Kentucky For Immediate Release May 29, 2026 Contact: Don D. Jennings, President, or Tyler Eades, Vice President (502) 223-1638 216 West Main Street P.O. Box 535 Frankfort, KY 40602 Kentucky First Federal Bancorp Board of Directors…
Read attachment ↗ea029054501ex99-1.htm · 8-K · 2026-05-13
EX-99.1 2 ea029054501ex99-1.htm PRESS RELEASE DATED MAY 11, 2026 Exhibit 99.1 Kentucky First Federal Bancorp Hazard, Kentucky, Frankfort, Kentucky, Danville, Kentucky and Lancaster, Kentucky For Immediate Release May 11, 2026 Contact: Don D. Jennings, President, or Tyler Eades, Vice President (502) 223-1638 216 West Main Street P.O. Box 535 Frankfort, KY 40602 Kentucky First Federal Bancorp Reports Earnings Kentucky First Federal Bancorp (Nasdaq: KFFB), the holding company (the “Co…
Read attachment ↗ea027776101ex99-1_kentucky.htm · 8-K · 2026-02-19
EX-99.1 2 ea027776101ex99-1_kentucky.htm PRESS RELEASE DATED FEBRUARY 19, 2026 Exhibit 99.1 Kentucky First Federal Bancorp Hazard, Kentucky, Frankfort, Kentucky, Danville, Kentucky and Lancaster, Kentucky For Immediate Release February 19, 2026 Contact: Don D. Jennings, President, or Tyler Eades, Vice President (502) 223-1638 216 West Main Street P.O. Box 535 Frankfort, KY 40602 KENTUCKY FIRST FEDERAL BANCORP ANNOUNCES TERMINATION OF THE AGREEMENT BY AND BETWEEN FIRST FEDERAL SAVING…
Read attachment ↗ea027689401ex99-1_kentucky.htm · 8-K · 2026-02-12
EX-99.1 2 ea027689401ex99-1_kentucky.htm PRESS RELEASE DATED FEBRUARY 10, 2026 Exhibit 99.1 Kentucky First Federal Bancorp Hazard, Kentucky, Frankfort, Kentucky, Danville, Kentucky and Lancaster, Kentucky For Immediate Release February 9, 2026 Contact: R. Clay Hulette, President, or Tyler Eades, Vice President (502) 223-1638 216 West Main Street P.O. Box 535 Frankfort, KY 40602 Kentucky First Federal Bancorp Reports Earnings Kentucky First Federal Bancorp (Nasdaq: KFFB), the holdin…
Read attachment ↗