Company research
TFS Financial CORP
CIK 1381668Updated Sep 24, 2026
SecurityTFSL · NASDAQ · equity
TFSL price & chart
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Recent filings
Show 5 more recent filings
10-Q filing
Results of Operations and Financial Condition · Other Events
Items 2.02, 8.01
Other Events
Items 8.01
11-K filing
144 filing
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 17,456,316,000Source | 17,090,785,000Source | 16,917,979,000Source | 15,789,879,000Source |
| Property, Plant and Equipment, NetUSD | 40,022,000Source | 33,187,000Source | 34,708,000Source | 34,531,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 429,439,000Source | 463,718,000Source | 466,746,000Source | 369,564,000Source |
| Operating Lease, Right-of-Use AssetUSD | 17,483,000Source | 42,868,000Source | 37,517,000Source | 30,189,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 15,562,392,000Source | 15,228,161,000Source | 14,990,618,000Source | 13,945,540,000Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 3,323,000Source | 3,323,000Source | 3,323,000Source | 3,323,000Source |
| Additional Paid in CapitalUSD | 1,757,813,000Source | 1,754,365,000Source | 1,755,027,000Source | 1,751,223,000Source |
| Retained Earnings (Accumulated Deficit)USD | 946,776,000Source | 915,489,000Source | 886,984,000Source | 870,047,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -21,231,000Source | -15,608,000Source | 85,212,000Source | 23,149,000Source |
| Stockholders' Equity Attributable to ParentUSD | 1,893,924,000Source | 1,862,624,000Source | 1,927,361,000Source | 1,844,339,000Source |
| Liabilities and EquityUSD | 17,456,316,000Source | 17,090,785,000Source | 16,917,979,000Source | 15,789,879,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 4,620,000Source | 4,615,000Source | 4,921,000Source | 5,393,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 9,646,000Source | 9,503,000Source | 10,000,000Source | 11,009,000Source |
| Deferred Income Tax Expense (Benefit)USD | 1,352,000Source | 2,702,000Source | 3,732,000Source | -26,876,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 82,419,000Source | 88,600,000Source | 90,722,000Source | 38,929,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -383,982,000Source | -124,709,000Source | -1,008,631,000Source | -1,875,095,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | -2,927,000Source | -4,053,000Source | -2,299,000Source | -1,278,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 11,453,000Source | 3,064,000Source | 5,101,000Source | 2,700,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 3,977,000Source | 1,925,000Source | 5,978,000Source | 6,290,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 267,284,000Source | 33,081,000Source | 1,015,091,000Source | 1,717,404,000Source |
| Payments of Ordinary Dividends, Common StockUSD | 59,533,000Source | 58,953,000Source | 58,294,000Source | 58,297,000Source |
| Repayments of Long-term DebtUSD | 427,000,000Source | 427,322,000Source | 77,876,000Source | 3,646,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 429,439,000Source | 463,718,000Source | 466,746,000Source | 369,564,000Source |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 3,979,000Source | 3,875,000Source | 4,240,000Source | 3,945,000Source |
| Bank Owned Life Insurance IncomeUSD | 10,745,000Source | 9,999,000Source | 9,355,000Source | 9,984,000Source |
| Depreciation, Amortization and Accretion, NetUSD | 23,048,000Source | 19,034,000Source | 18,115,000Source | 27,035,000Source |
| Gain (Loss) on Disposition of Other AssetsUSD | 19,000Source | -365,000Source | 199,000Source | -810,000Source |
| Gain (Loss) on Sale of PropertiesUSD | — | 0Source | 0Source | 181,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | 5,342,000Source | 2,747,000Source | 498,000Source | 1,136,000Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | 23,756,000Source | 20,725,000Source | 18,117,000Source | 17,489,000Source |
| Net Income (Loss) Attributable to ParentUSD | 90,959,000Source | 79,588,000Source | 75,250,000Source | 74,565,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 89,501,000Source | 78,162,000Source | 73,681,000Source | 73,055,000Source |
| Other Interest and Dividend IncomeUSD | 37,963,000Source | 52,161,000Source | 31,939,000Source | 8,141,000Source |
| Proceeds from Issuance of Long-term DebtUSD | 225,000,000Source | 725,000,000Source | 350,000,000Source | 600,000,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 2,500,000Source | -1,500,000Source | -1,500,000Source | 1,000,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 114,715,000Source | 100,313,000Source | 93,367,000Source | — |
| Income Tax Expense (Benefit)USD | 23,756,000Source | 20,725,000Source | 18,117,000Source | 17,489,000Source |
| Net Income (Loss) Attributable to ParentUSD | 90,959,000Source | 79,588,000Source | 75,250,000Source | 74,565,000Source |
| Earnings Per Share, BasicUSD per share | 0.32Source | 0.28Source | 0.27Source | 0.26Source |
| Earnings Per Share, DilutedUSD per share | 0.32Source | 0.28Source | 0.26Source | 0.26Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 278,715,769Source | 278,178,496Source | 277,436,382Source | 277,370,762Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 279,758,525Source | 279,143,524Source | 278,583,454Source | 278,686,365Source |
| Additional Financial Items | ||||
| Bank Owned Life Insurance IncomeUSD | 10,745,000Source | 9,999,000Source | 9,355,000Source | 9,984,000Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Interest ExpenseUSD | — | — | 328,352,000Source | 141,937,000Source |
| InterestExpenseOperatingUSD | 470,486,000Source | 455,616,000Source | — | — |
| Interest Income (Expense), NetUSD | 292,694,000Source | 278,458,000Source | 283,567,000Source | 267,396,000Source |
| Labor and Related ExpenseUSD | 109,502,000Source | 107,782,000Source | 112,785,000Source | 109,339,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 89,501,000Source | 78,162,000Source | 73,681,000Source | 73,055,000Source |
| Other Interest and Dividend IncomeUSD | 37,963,000Source | 52,161,000Source | 31,939,000Source | 8,141,000Source |