Company research
ESSA Bancorp, Inc.
CIK 1382230Updated Jul 19, 2026
Filing activity
Latest filing
50 filings on record · SCHEDULE 13G/A, 15-12G, 4, S-8 POS, 8-K, 11-K.
About the company
ESSA Bancorp, Inc. is the holding company for its wholly owned subsidiary, ESSA Bank & Trust, which was formed in 1916. The company has total assets of $2.2 billion and has 20 community offices throughout the Lehigh Valley, Greater Pocono, Scranton/Wilkes-Barre, and suburban Philadelphia areas. ESSA Bank & Trust offers a full range of commercial and retail financial services, asset management and trust services, investment services through Ameriprise Financial Institutions Group and insurance benefit services through ESSA Advisory Services, LLC. ESSA Bancorp Inc. stock trades on the NASDAQ Global Market (SM) under the symbol “ESSA.”
Recent filings
Financials
FY 2024 · USDSource
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balance sheet · annual statements
| Line item | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 2,187,717,000Source | 2,293,246,000Source | 1,861,817,000Source | 1,861,436,000Source |
| Property, Plant and Equipment, NetUSD | 11,253,000Source | 12,913,000Source | 13,126,000Source | 13,605,000Source |
| GoodwillUSD | 13,801,000Source | 13,801,000Source | 13,801,000Source | 13,801,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 48,580,000Source | 85,402,000Source | 27,937,000Source | 158,946,000Source |
| Operating Lease, Right-of-Use AssetUSD | 5,697,000Source | 6,046,000Source | 6,075,000Source | 6,222,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 1,957,296,000Source | 2,073,538,000Source | 1,649,480,000Source | 1,659,614,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 181,000Source | 181,000Source | 181,000Source | 181,000Source |
| Retained Earnings (Accumulated Deficit)USD | 163,473,000Source | 151,856,000Source | 139,139,000Source | 124,342,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -6,565,000Source | -9,493,000Source | -2,894,000Source | 682,000Source |
| Stockholders' Equity Attributable to ParentUSD | 230,421,000Source | 219,708,000Source | 212,337,000Source | 201,822,000Source |
| Additional Paid in Capital, Common StockUSD | 183,073,000Source | 182,681,000Source | 182,173,000Source | 181,659,000Source |
| Liabilities and EquityUSD | 2,187,717,000Source | 2,293,246,000Source | 1,861,817,000Source | 1,861,436,000Source |
cash flow · annual statements
| Line item | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 16,992,000Source | 18,576,000Source | 20,070,000Source | 16,424,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 1,111,000Source | 1,110,000Source | 1,073,000Source | 1,055,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 568,000Source | 560,000Source | 517,000Source | 515,000Source |
| Deferred Income Tax Expense (Benefit)USD | 2,069,000Source | 252,000Source | -188,000Source | 120,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 13,427,000Source | 20,860,000Source | 22,707,000Source | 19,375,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | 77,016,000Source | -377,120,000Source | -128,129,000Source | 31,793,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 5,063,000Source | — | 1,884,000Source | 7,078,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -127,265,000Source | 413,725,000Source | -25,587,000Source | -48,139,000Source |
| Payments of Ordinary Dividends, Common StockUSD | 5,905,000Source | 5,859,000Source | 5,273,000Source | 4,694,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -36,822,000Source | 57,465,000Source | -131,009,000Source | 3,029,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 45,902,000Source | 18,952,000Source | 2,886,000Source | 6,384,000Source |
| Income Taxes Paid, NetUSD | 3,260,000Source | 3,600,000Source | 3,447,000Source | — |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 91,000Source | 190,000Source | 239,000Source | 271,000Source |
| Bank Owned Life Insurance IncomeUSD | 931,000Source | 786,000Source | 759,000Source | 854,000Source |
| Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to SettlementUSD | — | — | -260,000Source | — |
| DepreciationUSD | 944,000Source | 919,000Source | 896,000Source | 886,000Source |
| Equity Securities, FV-NI, Gain (Loss)USD | -6,000Source | -4,000Source | 4,000Source | 15,000Source |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | -6,000Source | -4,000Source | 4,000Source | 15,000Source |
| Gain (Loss) on Sale of Mortgage LoansUSD | — | — | — | 2,174,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | 375,000Source | 172,000Source | 239,000Source | 2,174,000Source |
| GoodwillUSD | 13,801,000Source | 13,801,000Source | 13,801,000Source | 13,801,000Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Impairment of Intangible Assets (Excluding Goodwill)USD | 0Source | 0Source | — | — |
| Income Tax Expense (Benefit)USD | 3,970,000Source | 4,494,000Source | 4,934,000Source | 3,473,000Source |
| Net Income (Loss) Attributable to ParentUSD | 16,992,000Source | 18,576,000Source | 20,070,000Source | 16,424,000Source |
| Other Interest and Dividend IncomeUSD | 3,975,000Source | 2,294,000Source | 1,092,000Source | 388,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 171,376,000Source | 26,192,000Source | 123,760,000Source | 90,957,000Source |
income statement · annual statements
| Line item | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 20,962,000Source | 23,070,000Source | 25,004,000Source | 19,897,000Source |
| Income Tax Expense (Benefit)USD | 3,970,000Source | 4,494,000Source | 4,934,000Source | 3,473,000Source |
| Net Income (Loss) Attributable to ParentUSD | 16,992,000Source | 18,576,000Source | 20,070,000Source | 16,424,000Source |
| Earnings Per Share, BasicUSD per share | 1.78Source | 1.91Source | 2.06Source | 1.65Source |
| Earnings Per Share, DilutedUSD per share | 1.78Source | 1.91Source | 2.06Source | 1.65Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 9,532,722Source | 9,725,204Source | 9,761,437Source | 9,945,528Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 9,532,722Source | 9,725,204Source | 9,765,157Source | 9,947,504Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 91,000Source | 190,000Source | 239,000Source | 271,000Source |
| Bank Owned Life Insurance IncomeUSD | 931,000Source | 786,000Source | 759,000Source | 854,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 0.6Source | 0.6Source | 0.54Source | 0.47Source |
| Current Income Tax Expense (Benefit)USD | 1,901,000Source | 4,242,000Source | 5,122,000Source | 3,353,000Source |
| Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to SettlementUSD | — | — | -260,000Source | — |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Interest ExpenseUSD | — | 23,945,000Source | 3,041,000Source | 5,793,000Source |
| InterestExpenseOperatingUSD | 45,178,000Source | — | — | — |
| Interest Income (Expense), NetUSD | 58,279,000Source | 61,554,000Source | 59,771,000Source | 52,894,000Source |
| Labor and Related ExpenseUSD | 26,906,000Source | 26,621,000Source | 26,233,000Source | 25,903,000Source |
| Other Interest and Dividend IncomeUSD | 3,975,000Source | 2,294,000Source | 1,092,000Source | 388,000Source |