Company research
Essent Group Ltd.
CIK 1448893Updated Sep 27, 2026
SecurityESNT · NYSE · equity
ESNT price & chart
Loading TradingView…
NYSE:ESNT on TradingView ↗In the news
No coverage from other publishers is available.
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 7,441,003,000Source | 7,111,649,000Source | 6,426,673,000Source | 5,723,797,000Source |
| Property, Plant and EquipmentUSD | — | — | 41,304,000Source | 19,571,000Source |
| GoodwillUSD | 48,761,000Source | 48,761,000Source | — | — |
| Current assets: | ||||
| Accounts Receivable | — | — | — | — |
| Operating Lease, Right-of-Use AssetUSD | 29,900,000Source | 30,000,000Source | 32,200,000Source | 13,100,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 1,684,276,000Source | 1,507,991,000Source | 1,324,123,000Source | 1,261,488,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 1,432,000Source | 1,575,000Source | 1,599,000Source | 1,615,000Source |
| Retained Earnings (Accumulated Deficit)USD | 5,257,385,000Source | 4,691,111,000Source | 4,081,578,000Source | 3,493,107,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -151,985,000Source | -303,984,000Source | -280,496,000Source | -382,790,000Source |
| Stockholders' Equity Attributable to ParentUSD | 5,756,727,000Source | 5,603,658,000Source | 5,102,550,000Source | 4,462,309,000Source |
| Additional Paid in Capital, Common StockUSD | 649,895,000Source | 1,214,956,000Source | 1,299,869,000Source | 1,350,377,000Source |
| Liabilities and EquityUSD | 7,441,003,000Source | 7,111,649,000Source | 6,426,673,000Source | 5,723,797,000Source |
| Deferred Income Tax Liabilities, NetUSD | 465,351,000Source | 392,428,000Source | 362,753,000Source | 356,810,000Source |
| Additional Financial Items | ||||
| Deferred Tax Liabilities, NetUSD | 462,400,000Source | 392,428,000Source | 362,753,000Source | 356,810,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 5,233,000Source | 5,783,000Source | 4,525,000Source | 3,024,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 20,847,000Source | 24,778,000Source | 18,446,000Source | 18,381,000Source |
| Changes in operating assets and liabilities: | ||||
| Increase (Decrease) in Accounts ReceivableUSD | -4,420,000Source | -7,466,000Source | 2,070,000Source | 11,211,000Source |
| Deferred Income Tax Expense (Benefit)USD | 48,600,000Source | 32,174,000Source | -13,246,000Source | 58,168,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 856,053,000Source | 861,532,000Source | 763,001,000Source | 588,817,000Source |
| Cash flows from investing activities: | ||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | 0Source | 0Source | 86,761,000Source | — |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -154,738,000Source | -706,926,000Source | -525,569,000Source | -398,872,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 7,364,000Source | 6,766,000Source | 4,002,000Source | 3,981,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 587,679,000Source | 111,543,000Source | 70,670,000Source | 97,914,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -709,746,000Source | -164,913,000Source | -176,885,000Source | -190,196,000Source |
| Payments of Ordinary Dividends, Common StockUSD | 122,067,000Source | 118,042,000Source | 106,215,000Source | 92,128,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -8,431,000Source | -10,307,000Source | 60,547,000Source | -251,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 123,049,000Source | 131,480,000Source | 141,787,000Source | 81,240,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 31,250,000Source | 17,196,000Source | 28,574,000Source | 13,595,000Source |
| Income Taxes Paid, NetUSD | 91,151,000Source | — | — | — |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 20,847,000Source | 24,778,000Source | 18,446,000Source | 18,381,000Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | -68,000Source | — | — | — |
| GoodwillUSD | 48,761,000Source | 48,761,000Source | — | — |
| Income (Loss) from Equity Method InvestmentsUSD | 17,586,000Source | 7,375,000Source | -11,118,000Source | 28,676,000Source |
| Income Tax Expense (Benefit)USD | 131,893,000Source | 126,088,000Source | 126,613,000Source | 156,834,000Source |
| InterestExpenseNonoperatingUSD | 32,696,000Source | 35,319,000Source | — | — |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred ClaimsUSD | 149,337,000Source | 81,220,000Source | 31,542,000Source | -174,704,000Source |
| Net Income (Loss) Attributable to ParentUSD | 689,969,000Source | 729,403,000Source | 696,386,000Source | 831,353,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 696,386,000Source | 831,353,000Source |
| Proceeds from Issuance of Common StockUSD | — | — | — | 0Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 831,437,000Source | 411,635,000Source | 664,239,000Source | 247,296,000Source |
| Realized Investment Gains (Losses)USD | -923,000Source | -2,350,000Source | -7,204,000Source | -13,172,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | 1,260,935,000Source | 1,242,904,000Source | 1,109,759,000Source | 1,000,824,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 821,862,000Source | 855,491,000Source | 822,999,000Source | 988,187,000Source |
| Income Tax Expense (Benefit)USD | 131,893,000Source | 126,088,000Source | 126,613,000Source | 156,834,000Source |
| Net Income (Loss) Attributable to ParentUSD | 689,969,000Source | 729,403,000Source | 696,386,000Source | 831,353,000Source |
| Earnings Per Share, BasicUSD per share | 6.97Source | 6.92Source | 6.56Source | 7.75Source |
| Earnings Per Share, DilutedUSD per share | 6.9Source | 6.85Source | 6.5Source | 7.72Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 98,999,000Source | 105,394,000Source | 106,222,000Source | 107,205,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 100,023,000Source | 106,550,000Source | 107,129,000Source | 107,653,000Source |
| Interest Expense (non-operating)USD | 32,696,000Source | 35,319,000Source | — | — |
| Additional Financial Items | ||||
| Benefits, Losses and ExpensesUSD | 439,073,000Source | 387,413,000Source | 286,760,000Source | 12,637,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 1.24Source | 1.12Source | 1Source | 0.86Source |
| Current Income Tax Expense (Benefit)USD | 83,293,000Source | 93,914,000Source | 139,859,000Source | 98,666,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | 555,656,000Source | — | — | — |
| Income (Loss) from Equity Method InvestmentsUSD | 17,586,000Source | 7,375,000Source | -11,118,000Source | 28,676,000Source |
| Interest ExpenseUSD | — | — | 30,137,000Source | 15,608,000Source |
| InterestExpenseOperatingUSD | 32,696,000Source | — | — | — |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred ClaimsUSD | 149,337,000Source | 81,220,000Source | 31,542,000Source | -174,704,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 696,386,000Source | 831,353,000Source |
| Net Investment IncomeUSD | 236,517,000Source | 222,070,000Source | 186,139,000Source | 124,409,000Source |
| Other IncomeUSD | 24,037,000Source | 24,927,000Source | 25,036,000Source | 18,384,000Source |
| Realized Investment Gains (Losses)USD | -923,000Source | -2,350,000Source | -7,204,000Source | -13,172,000Source |