Company research
Primerica, Inc.
CIK 1475922Updated Sep 24, 2026
SecurityPRI · NYSE · equity
PRI price & chart
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NYSE:PRI on TradingView ↗About the company
Primerica, Inc. is a leading diversified financial services distribution company serving middle-income households in the United States and Canada. Our licensed representatives educate families on how to prepare for a more secure financial future and help them achieve their financial goals with our term life insurance and third-party mutual funds, managed accounts, annuities, loans and other financial products. We insured over 5.5 million lives and had approximately 3.1 million client investment accounts as of December 31, 2025. Through our life insurance subsidiaries in North America, in 2025 Primerica was the #3 issuer of term life insurance, which we largely reinsure. Primerica stock is included in the S&P MidCap 400 and the Russell 1000 stock indices and is traded on The New York Stock Exchange under the symbol “PRI”. We are headquartered in Duluth, Georgia.
In the news
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Recent filings
4 filing
4 filing
144 filing
10-Q filing
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
Show 5 more recent filings
Financials
FY 2025 · USDSource
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Source
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 15,012,336,000Source | 14,582,022,000Source | 15,027,732,000Source | 15,348,877,000Source |
| Property, Plant and Equipment, NetUSD | 39,771,000Source | 40,698,000Source | 38,267,000Source | 52,657,000Source |
| GoodwillUSD | — | — | 127,707,000Source | 127,707,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 45,275,000Source | 45,275,000Source | 175,025,000Source | 185,525,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 756,227,000Source | 687,821,000Source | 613,148,000Source | 489,240,000Source |
| Operating Lease, Right-of-Use AssetUSD | 41,900,000Source | 47,023,000Source | 53,693,000Source | 40,500,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 12,566,434,000Source | 12,322,981,000Source | 12,961,765,000Source | 13,627,378,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 318,000Source | 334,000Source | 350,000Source | 368,000Source |
| Retained Earnings (Accumulated Deficit)USD | 2,416,149,000Source | 2,231,483,000Source | 2,276,946,000Source | 1,973,403,000Source |
| Stockholders' Equity Attributable to ParentUSD | 2,445,902,000Source | 2,259,041,000Source | 2,065,967,000Source | 1,721,499,000Source |
| Liabilities and EquityUSD | 15,012,336,000Source | 14,582,022,000Source | 15,027,732,000Source | 15,348,877,000Source |
| Deferred Income Tax Liabilities, NetUSD | 28,306,000Source | 57,624,000Source | 112,578,000Source | 91,457,000Source |
| Additional Financial Items | ||||
| AOCI, Debt Securities, Available-for-sale, Adjustment, after TaxUSD | -89,323,000Source | -162,842,000Source | -170,008,000Source | -240,868,000Source |
| Deferred Revenue, CurrentUSD | 15,521,000Source | 15,606,000Source | 14,876,000Source | 15,422,000Source |
| Deferred Tax Liabilities, NetUSD | — | — | — | 9,876,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 751,234,000Source | 470,518,000Source | 576,601,000Source | 367,974,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation and amortization | — | — | — | — |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 24,600,000Source | 25,075,000Source | 18,911,000Source | 22,361,000Source |
| Deferred Income Tax Expense (Benefit)USD | -29,553,000Source | -31,805,000Source | -43,380,000Source | -79,980,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 901,178,000Source | 862,088,000Source | 692,517,000Source | 757,665,000Source |
| Cash flows from investing activities: | ||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | — | -3,867,000Source |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -235,568,000Source | -232,250,000Source | -90,051,000Source | -200,048,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | 26,052,000Source | 29,228,000Source | 33,897,000Source | 25,805,000Source |
| Cash flows from financing activities: | ||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | 9,380,000Source | 9,646,000Source | 10,579,000Source | 5,135,000Source |
| Payments for Repurchase of Common StockUSD | 450,033,000Source | 428,425,000Source | 375,062,000Source | 356,306,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -599,637,000Source | -551,141,000Source | -479,621,000Source | -457,850,000Source |
| Payments of Ordinary Dividends, Common StockUSD | 136,052,000Source | 112,814,000Source | 93,715,000Source | 83,783,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | 68,406,000Source | 74,673,000Source | 123,908,000Source | 96,739,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 23,112,000Source | 24,224,000Source | 27,279,000Source | 27,060,000Source |
| Income Taxes Paid, NetUSD | 236,067,000Source | — | — | — |
| Additional Financial Items | ||||
| Debt Securities, Available-for-sale, Allowance for Credit Loss, Not Previously RecordedUSD | 866,000Source | — | — | — |
| Deferred Policy Acquisition Costs, Amortization ExpenseUSD | 322,903,000Source | 298,136,000Source | 275,816,000Source | 356,143,000Source |
| DepreciationUSD | 19,300,000Source | 18,200,000Source | 21,700,000Source | 24,100,000Source |
| Discontinued Operation, Gain (Loss) on Disposal of Discontinued Operation, Net of TaxUSD | 2,000,000Source | 2,000,000Source | — | — |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | 776,000Source | — | — | — |
| Gain (Loss) on InvestmentsUSD | -816,000Source | 2,236,000Source | -5,896,000Source | -995,000Source |
| GoodwillUSD | — | — | 127,707,000Source | 127,707,000Source |
| Goodwill, Impairment LossUSD | — | — | — | 60,000,000Source |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | 751,234,000Source | 720,129,000Source | — | — |
| Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestUSD | 0Source | -249,611,000Source | — | — |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to ParentUSD | 0Source | -249,611,000Source | — | — |
| Income Tax Expense (Benefit)USD | 223,330,000Source | 219,118,000Source | 175,079,000Source | 125,775,000Source |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred ClaimsUSD | 257,078,000Source | 247,222,000Source | 249,751,000Source | 243,764,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | 470,518,000Source | 576,601,000Source | 373,012,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | — | — | — | -5,038,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 748,788,000Source | 717,686,000Source | 574,118,000Source | 371,328,000Source |
| Payments of DividendsUSD | 271,700,000Source | 290,000,000Source | 330,000,000Source | 255,000,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 454,306,000Source | 420,742,000Source | 263,443,000Source | 359,717,000Source |
| Realized Investment Gains (Losses)USD | -2,037,000Source | 1,015,000Source | -645,000Source | 1,444,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | 3,291,713,000Source | 3,089,143,000Source | 2,815,691,000Source | 2,720,133,000Source |
| Cost of RevenueUSD | — | — | 55,233,000Source | 68,431,000Source |
| Gross Profit (Calculated) · Derived | — | — | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 974,564,000Source | 939,247,000Source | 751,680,000Source | 493,749,000Source |
| Income Tax Expense (Benefit)USD | 223,330,000Source | 219,118,000Source | 175,079,000Source | 125,775,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | — | — | — | -5,038,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | 470,518,000Source | 576,601,000Source | 373,012,000Source |
| Earnings Per Share, BasicUSD per share | 22.95Source | 13.73Source | 15.97Source | 9.77Source |
| Earnings Per Share, DilutedUSD per share | 22.91Source | 13.71Source | 15.94Source | 9.74Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 32,632,000Source | 34,142,000Source | 35,954,000Source | 37,997,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 32,680,000Source | 34,199,000Source | 36,027,000Source | 38,106,000Source |
| Additional Financial Items | ||||
| Benefits, Losses and ExpensesUSD | 2,317,149,000Source | 2,149,896,000Source | 2,064,011,000Source | 2,226,384,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 4.16Source | 3.3Source | 2.6Source | 2.2Source |
| Current Income Tax Expense (Benefit)USD | 252,883,000Source | 250,923,000Source | 218,459,000Source | 205,755,000Source |
| Deferred Policy Acquisition Costs, Amortization ExpenseUSD | 322,903,000Source | 298,136,000Source | 275,816,000Source | 356,143,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | 19,253,000Source | 23,401,000Source | 31,964,000Source | 34,174,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | 776,000Source | — | — | — |
| Gain (Loss) on InvestmentsUSD | -816,000Source | 2,236,000Source | -5,896,000Source | -995,000Source |
| Goodwill, Impairment LossUSD | — | — | — | 60,000,000Source |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | 751,234,000Source | 720,129,000Source | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | 834,380,000Source | 815,923,000Source | 646,865,000Source | 394,773,000Source |
| Income (Loss) from Continuing Operations, Per Basic ShareUSD per share | 22.95Source | 21.02Source | — | — |
| Income (Loss) from Continuing Operations, Per Diluted ShareUSD per share | 22.91Source | 20.99Source | — | — |
| Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestUSD | 0Source | -249,611,000Source | — | — |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to ParentUSD | 0Source | -249,611,000Source | — | — |
| Interest ExpenseUSD | — | — | 26,594,000Source | 27,237,000Source |
| InterestExpenseOperatingUSD | 23,958,000Source | 25,034,000Source | — | — |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred ClaimsUSD | 257,078,000Source | 247,222,000Source | 249,751,000Source | 243,764,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 748,788,000Source | 717,686,000Source | 574,118,000Source | 371,328,000Source |
| Net Investment IncomeUSD | 167,152,000Source | 155,501,000Source | 135,837,000Source | 93,065,000Source |
| Other Cost and Expense, OperatingUSD | 368,368,000Source | 343,607,000Source | 336,647,000Source | 320,394,000Source |
| Other IncomeUSD | 65,610,000Source | 119,346,000Source | 75,020,000Source | 83,159,000Source |
| Realized Investment Gains (Losses)USD | -2,037,000Source | 1,015,000Source | -645,000Source | 1,444,000Source |
Filing attachments
pri-ex99_1.htm · 8-K · 2026-08-05
EX-99.1 2 pri-ex99_1.htm EX-99.1 EX-99.1 PRIMERICA REPORTS SECOND QUARTER 2026 RESULTS Record investment sales of $4.4 billion, up 23% All-time high client asset values ended the quarter at $140 billion, up 16% Life-licensed sales force totaled 148,612 at June 30, 2026 Net premiums increased 1%; adjusted direct premiums increased 3% Net earnings per diluted share (EPS) of $6.45 increased 19%; return on stockholders’ equity (ROE) of 32.1% Diluted adjusted operating EPS of $6.41 increas…
Read attachment ↗pri-ex99_2.htm · 8-K · 2026-08-05
EX-99.2 3 pri-ex99_2.htm EX-99.2 EX-99.2 Exhibit 99.2 Supplemental Financial Information Second Quarter 2026 Table of Contents PRIMERICA, INC. Financial Supplement Page Preface, definition of non-GAAP financial measures 3 Condensed balance sheets and reconciliation of balance sheet non-GAAP …
Read attachment ↗pri-ex99_1.htm · 8-K · 2026-05-06
EX-99.1 2 pri-ex99_1.htm EX-99.1 EX-99.1 PRIMERICA REPORTS FIRST QUARTER 2026 RESULTS Record Investment and Savings Products (ISP) sales of $4.3 billion, up 22% ISP client asset values ended the quarter at $127 billion, up 15% Life-licensed sales force totaled 149,732 at March 31, 2026 Net premiums increased 2%; adjusted direct premiums increased 4% Net earnings per diluted share (EPS) of $5.97 increased 18%; return on stockholders’ equity (ROE) of 30.6% Diluted adjusted operating EPS…
Read attachment ↗pri-ex99_2.htm · 8-K · 2026-05-06
EX-99.2 3 pri-ex99_2.htm EX-99.2 EX-99.2 Exhibit 99.2 Supplemental Financial Information First Quarter 2026 Table of Contents PRIMERICA, INC. Financial Supplement Page Preface, definition of non-GAAP financial measures 3 Condensed balance sheets and reconciliation of balance sheet non-GAAP t…
Read attachment ↗pri-ex99_1.htm · 8-K · 2026-02-11
EX-99.1 2 pri-ex99_1.htm EX-99.1 EX-99.1 PRIMERICA REPORTS FOURTH QUARTER 2025 RESULTS Record Investment and Savings Products (ISP) sales up 24%; ISP client asset values up 15% to end the year at all-time high of $129 billion Life-licensed sales force totaled 151,524 at year end Term Life direct premiums grew 2%; adjusted direct premiums increased 4% Net earnings per diluted share (EPS) of $6.13 compared to EPS from continuing operations of $4.98 in the prior year period; Diluted adjust…
Read attachment ↗pri-ex99_2.htm · 8-K · 2026-02-11
EX-99.2 3 pri-ex99_2.htm EX-99.2 EX-99.2 Exhibit 99.2 Supplemental Financial Information Fourth Quarter 2025 Table of Contents PRIMERICA, INC. Financial Supplement Page Preface, definition of non-GAAP financial measures 3 Condensed balance sheets and reconciliation of balance sheet non-GAAP …
Read attachment ↗