Company research
Regional Management Corp.
CIK 1519401Updated Sep 24, 2026
SecurityRM · NYSE · equity
Name history
Regional Management Corp. · through Sep 17, 2026
RM price & chart
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NYSE:RM on TradingView ↗About the company
Regional Management Corp. (NYSE: RM) is a diversified consumer finance company that provides attractive, easy-to-understand installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. Regional Management operates under the name “Regional Finance” online and in branch locations in 20 states across the United States. Each of its loan products is structured on a fixed-rate, fixed-term basis with fully amortizing equal monthly installment payments, repayable at any time without penalty. Regional Management sources loans through its multiple channel platform, which includes branches, centrally managed direct mail campaigns, digital partners, and its consumer website. For more information, please visit www. RegionalManagement.com.
In the news
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Recent filings
Regulation FD Disclosure
Items 7.01, 9.01
144 filing
4 filing
144 filing
10-Q filing
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 2,103,930,000Source | 1,909,109,000Source | 1,794,527,000Source | 1,724,987,000Source |
| Property, Plant and Equipment, NetUSD | 13,156,000Source | 13,677,000Source | 13,787,000Source | 14,526,000Source |
| GoodwillUSD | — | — | — | 716,000Source |
| Operating Lease, Right-of-Use AssetUSD | 43,828,000Source | 38,442,000Source | 34,303,000Source | 34,521,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 1,730,838,000Source | 1,552,031,000Source | 1,472,254,000Source | 1,416,354,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 1,517,000Source | 1,492,000Source | 1,457,000Source | 1,433,000Source |
| Retained Earnings (Accumulated Deficit)USD | 410,721,000Source | 378,482,000Source | 349,579,000Source | 345,545,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -2,000Source | 62,000Source | -372,000Source | -586,000Source |
| Stockholders' Equity Attributable to ParentUSD | 373,092,000Source | 357,078,000Source | 322,273,000Source | 308,633,000Source |
| Additional Paid in Capital, Common StockUSD | 138,666,000Source | 130,725,000Source | 121,752,000Source | 112,384,000Source |
| Liabilities and EquityUSD | 2,103,930,000Source | 1,909,109,000Source | 1,794,527,000Source | 1,724,987,000Source |
| Deferred Income Tax Liabilities, NetUSD | 3,345,000Source | — | — | — |
| Additional Financial Items | ||||
| Deferred Tax Liabilities, NetUSD | 3,345,000Source | — | — | — |
| Long-term DebtUSD | 1,642,173,000Source | 1,471,998,000Source | 1,395,236,000Source | 1,345,847,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 44,412,000Source | 41,227,000Source | 15,958,000Source | 51,224,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 16,246,000Source | 14,070,000Source | 14,634,000Source | 12,689,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 11,867,000Source | 11,171,000Source | 11,755,000Source | 10,768,000Source |
| Deferred Income Tax Expense (Benefit)USD | 12,648,000Source | 4,238,000Source | 112,000Source | 4,766,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 309,070,000Source | 268,927,000Source | 249,166,000Source | 224,332,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -471,182,000Source | -315,374,000Source | -278,723,000Source | -447,294,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 4,763,000Source | 5,054,000Source | 4,692,000Source | 5,874,000Source |
| Cash flows from financing activities: | ||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | 4,206,000Source | 2,450,000Source | 2,923,000Source | 2,993,000Source |
| Payments for Repurchase of Common StockUSD | 23,984,000Source | 3,540,000Source | — | 20,613,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 124,474,000Source | 53,409,000Source | 26,431,000Source | 205,572,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -37,638,000Source | 6,962,000Source | -3,126,000Source | -17,390,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 97,997,000Source | 135,635,000Source | 128,673,000Source | 131,799,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 78,396,000Source | 69,170,000Source | 60,083,000Source | 40,475,000Source |
| Income Taxes Paid, NetUSD | 6,111,000Source | 2,734,000Source | 3,050,000Source | 26,963,000Source |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 11,867,000Source | 11,171,000Source | — | — |
| Amortization of Intangible AssetsUSD | 5,600,000Source | 4,400,000Source | 3,700,000Source | 2,900,000Source |
| DepreciationUSD | 5,000,000Source | 4,800,000Source | 4,600,000Source | 4,100,000Source |
| Gain (Loss) on Sale of InvestmentsUSD | — | -20,000Source | — | — |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | -407,000Source | -867,000Source | -143,000Source |
| General and Administrative ExpenseUSD | 257,575,000Source | 247,698,000Source | 243,119,000Source | 222,528,000Source |
| GoodwillUSD | — | — | — | 716,000Source |
| Goodwill, Impairment LossUSD | — | — | — | 0Source |
| Income Tax Expense (Benefit)USD | 13,365,000Source | 12,848,000Source | 4,825,000Source | 14,097,000Source |
| Insurance Services RevenueUSD | 45,573,000Source | 40,695,000Source | 44,529,000Source | 43,502,000Source |
| Net Income (Loss) Attributable to ParentUSD | 44,412,000Source | 41,227,000Source | 15,958,000Source | 51,224,000Source |
| Operating Lease, ExpenseUSD | — | 11,700,000Source | 11,000,000Source | 10,200,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 39,779,000Source | 24,715,000Source | 4,061,000Source | — |
| Proceeds from Stock Options ExercisedUSD | — | — | 289,000Source | — |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 245,432,000Source | 212,200,000Source | — | — |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | 645,598,000Source | 588,503,000Source | 551,399,000Source | 507,187,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 57,777,000Source | 54,075,000Source | 20,783,000Source | 65,321,000Source |
| Income Tax Expense (Benefit)USD | 13,365,000Source | 12,848,000Source | 4,825,000Source | 14,097,000Source |
| Net Income (Loss) Attributable to ParentUSD | 44,412,000Source | 41,227,000Source | 15,958,000Source | 51,224,000Source |
| Earnings Per Share, BasicUSD per share | 4.71Source | 4.28Source | 1.7Source | 5.51Source |
| Earnings Per Share, DilutedUSD per share | 4.45Source | 4.14Source | 1.66Source | 5.3Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 9,428,000Source | 9,640,000Source | 9,398,000Source | 9,296,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 9,984,000Source | 9,957,000Source | 9,593,000Source | 9,656,000Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 5,600,000Source | 4,400,000Source | 3,700,000Source | 2,900,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 1.2Source | 1.2Source | 1.2Source | 1.2Source |
| Current Income Tax Expense (Benefit)USD | 717,000Source | 8,610,000Source | 4,713,000Source | 9,331,000Source |
| General and Administrative ExpenseUSD | 257,575,000Source | 247,698,000Source | 243,119,000Source | 222,528,000Source |
| Goodwill, Impairment LossUSD | — | — | — | 0Source |
| Insurance Services RevenueUSD | 45,573,000Source | 40,695,000Source | 44,529,000Source | 43,502,000Source |
| Interest Income (Expense), Nonoperating, NetUSD | -84,814,000Source | -74,530,000Source | -67,463,000Source | -34,223,000Source |
| Interest Income, OperatingUSD | 537,555,000Source | 491,308,000Source | — | — |
| Labor and Related ExpenseUSD | 159,637,000Source | 153,789,000Source | 156,872,000Source | 141,243,000Source |
| Operating Lease, ExpenseUSD | — | 11,700,000Source | 11,000,000Source | 10,200,000Source |
| Other ExpensesUSD | 51,183,000Source | 49,080,000Source | 45,444,000Source | 42,098,000Source |
| Other IncomeUSD | 21,076,000Source | 18,914,000Source | 17,172,000Source | 12,831,000Source |
Filing attachments
rm-ex99_1.htm · 8-K · 2026-09-16
EX-99.1 2 rm-ex99_1.htm EX-99.1 Investor Presentation September 17th, 2026 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please see the Company’s most recent Annual Report on Form 10-K and Quarterly Reports …
Read attachment ↗rm-ex99_1.htm · 8-K · 2026-07-29
EX-99.1 2 rm-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 Regional Management Corp. Announces Second Quarter 2026 Results - Quarterly net income of $8.2 million and diluted earnings per share of $0.85 - - Year-to-date net income and diluted earnings per share up 14% and 17% year-over-year, respectively - - Annualized operating expense ratio improves 80 basis points year-over-year - Greenville, South Carolina - July 29, 2026 - Regional Management Corp. (NYSE: RM), a diversified consumer fina…
Read attachment ↗rm-ex99_2.htm · 8-K · 2026-07-29
EX-99.2 3 rm-ex99_2.htm EX-99.2 2Q 26 Earnings Presentation July 29, 2026 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please see the Company’s most recent Annual Report on Form 10-K and Quarte…
Read attachment ↗rm-ex99_1.htm · 8-K · 2026-04-29
EX-99.1 2 rm-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 Regional Management Corp. Announces First Quarter 2026 Results - Net income of $11.4 million and diluted earnings per share of $1.18, up 63% and 69% year-over-year, respectively - - Originations of $388.0 million and 11.3% year-over-year portfolio growth drive record first quarter revenue - - Annualized operating expense ratio of 12.2%, an all-time best and an improvement of 180 basis points year-over-year - Greenville, South Carolin…
Read attachment ↗rm-ex99_2.htm · 8-K · 2026-04-29
EX-99.2 3 rm-ex99_2.htm EX-99.2 1Q 26 Earnings Presentation April 29, 2026 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please see the Company’s most recent Annual Report on Form 10-K and Quart…
Read attachment ↗rm-ex99_1.htm · 8-K · 2026-02-20
EX-99.1 2 rm-ex99_1.htm EX-99.1 SFVegas 2026 February 2026 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please see the Company’s most recent Annual Report on Form 10-K and Quarterly Reports on Form 10-Q fil…
Read attachment ↗