Company research
First Internet Bancorp
CIK 1562463Updated Sep 24, 2026
Name history
First Internet Bancorp · through Sep 21, 2026
INBK price & chart
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NASDAQ:INBK on TradingView ↗About the company
First Internet Bancorp is a bank holding company with assets of $5.6 billion as of June 30, 2026. The Company’s subsidiary, First Internet Bank, opened for business in 1999 as an industry pioneer in the branchless delivery of banking services. First Internet Bank provides consumer and small business deposits, commercial real estate and construction financing, SBA financing, public finance, consumer loans, and specialty finance services nationally, as well as commercial and industrial loans and treasury management services on a regional basis. First Internet Bancorp’s common stock trades on the Nasdaq Global Select Market under the symbol “INBK” and is a component of the Russell 2000® Index. Additional information about the Company is available at www.firstinternetbancorp.com and additional information about First Internet Bank, including its products and services, is available at www.firstib.com.
In the news
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Recent filings
Regulation FD Disclosure
Items 7.01, 9.01
D filing
Entry into a Material Definitive Agreement · Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement · Regulation FD Disclosure
Items 1.01, 2.03, 7.01, 9.01
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Show 5 more recent filings
Regulation FD Disclosure
Items 7.01, 9.01
Submission of Matters to a Vote of Security Holders
Items 5.07
4 filing
4 filing
10-Q filing
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 5,571,647,000Source | 5,737,859,000Source | 5,167,572,000Source | 4,543,104,000Source |
| Property, Plant and Equipment, NetUSD | — | — | 73,463,000Source | 72,711,000Source |
| GoodwillUSD | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 456,777,000Source | 466,410,000Source | 405,898,000Source | 256,552,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 5,211,880,000Source | 5,353,796,000Source | 4,804,777,000Source | 4,178,130,000Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source |
| Retained Earnings (Accumulated Deficit)USD | 193,320,000Source | 230,622,000Source | 207,470,000Source | 205,675,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -20,130,000Source | -32,653,000Source | -29,375,000Source | -33,636,000Source |
| Stockholders' Equity Attributable to ParentUSD | 359,767,000Source | 384,063,000Source | 362,795,000Source | 364,974,000Source |
| Liabilities and EquityUSD | 5,571,647,000Source | 5,737,859,000Source | 5,167,572,000Source | 4,543,104,000Source |
| Additional Financial Items | ||||
| Long-term DebtUSD | 249,500,000Source | 295,000,000Source | 614,934,000Source | 614,928,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | 1,221,000Source | 1,814,000Source | 1,258,000Source | 2,035,000Source |
| Deferred Income Tax Expense (Benefit)USD | -18,096,000Source | -1,357,000Source | -4,353,000Source | 4,632,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 3,449,000Source | 12,992,000Source | 11,680,000Source | 82,723,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | 128,681,000Source | -496,170,000Source | -474,503,000Source | -601,033,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | 10,312,000Source | 13,583,000Source | 4,464,000Source | 3,510,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 1,228,000Source | 2,592,000Source | 5,367,000Source | 17,517,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 521,000Source | 283,000Source | 9,340,000Source | 27,780,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -141,763,000Source | 543,690,000Source | 612,169,000Source | 331,902,000Source |
| Dividends paid | — | — | — | — |
| Proceeds from (Payments for) Other Financing ActivitiesUSD | -262,000Source | -182,000Source | -153,000Source | -287,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -9,633,000Source | 60,512,000Source | 149,346,000Source | -186,408,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 456,777,000Source | 466,410,000Source | 405,898,000Source | 256,552,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 207,147,000Source | 205,863,000Source | 163,604,000Source | 58,920,000Source |
| Additional Financial Items | ||||
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | 0Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | 0Source | 0Source | 0Source | 0Source |
| DepreciationUSD | 6,192,000Source | 8,460,000Source | 5,748,000Source | 8,729,000Source |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountUSD | 0Source | 0Source | 0Source | 0Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 71,921,000Source | 18,815,000Source | 15,454,000Source | — |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | 0Source | 149,000Source | 0Source | 0Source |
| Gain (Loss) on Sales of Loans, NetUSD | -8,313,000Source | 33,329,000Source | 20,997,000Source | 17,473,000Source |
| GoodwillUSD | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source |
| Income Tax Expense (Benefit)USD | -15,701,000Source | 2,266,000Source | -3,477,000Source | 4,559,000Source |
| Net Income (Loss) Attributable to ParentUSD | -35,168,000Source | 25,276,000Source | 8,417,000Source | 35,541,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | -35,168,000Source | 25,276,000Source | — | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 135,068,000Source | 78,378,000Source | 53,142,000Source | 80,223,000Source |
| Provision for Loan, Lease, and Other LossesUSD | 72,314,000Source | 17,070,000Source | 16,653,000Source | — |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 71,921,000Source | 18,815,000Source | 15,454,000Source | 4,977,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | -50,869,000Source | 27,542,000Source | 4,940,000Source | 40,100,000Source |
| Income Tax Expense (Benefit)USD | -15,701,000Source | 2,266,000Source | -3,477,000Source | 4,559,000Source |
| Net Income (Loss) Attributable to ParentUSD | -35,168,000Source | 25,276,000Source | 8,417,000Source | 35,541,000Source |
| Earnings Per Share, BasicUSD per share | -4.03Source | 2.91Source | 0.95Source | 3.73Source |
| Earnings Per Share, DilutedUSD per share | -4.03Source | 2.88Source | 0.95Source | 3.7Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 8,729,970Source | 8,690,416Source | 8,837,558Source | 9,530,921Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 8,729,970Source | 8,765,725Source | 8,858,890Source | 9,595,115Source |
| Additional Financial Items | ||||
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 0.24Source | 0.24Source | 0.24Source | 0.24Source |
| Current Income Tax Expense (Benefit)USD | 2,395,000Source | 3,623,000Source | 876,000Source | -73,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | 0Source |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountUSD | 0Source | 0Source | 0Source | 0Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 71,921,000Source | 18,815,000Source | 15,454,000Source | — |
| Interest ExpenseUSD | — | — | 164,538,000Source | 59,815,000Source |
| InterestExpenseOperatingUSD | 206,397,000Source | 204,510,000Source | — | — |
| Interest Income (Expense), NetUSD | 113,760,000Source | 87,377,000Source | 74,904,000Source | 97,093,000Source |
| Interest Income, OtherUSD | 22,749,000Source | 27,526,000Source | 26,384,000Source | 3,830,000Source |
| Labor and Related ExpenseUSD | 51,026,000Source | 51,756,000Source | 45,322,000Source | 41,553,000Source |
| Marketing and Advertising ExpenseUSD | 2,475,000Source | 2,589,000Source | 2,567,000Source | 3,554,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | -35,168,000Source | 25,276,000Source | — | — |
| Reclassification from AOCI, Current Period, before Tax, Attributable to ParentUSD | -515,000Source | -789,000Source | — | -5,402,000Source |
Filing attachments
inbk-2q2026xex991.htm · 8-K · 2026-07-30
EX-99.1 2 inbk-2q2026xex991.htm EX-99.1 Document First Internet Bancorp Reports Second Quarter 2026 Results - Net income of $2.4 million, up significantly from $0.2 million a year ago - - Diluted earnings per share of $0.27, up significantly from $0.02 a year ago - - Company to hold earnings call today at 5pm ET - Fishers, Indiana, July 30, 2026 - First Internet Bancorp (the “Company”) (Nasdaq: INBK), the parent company of First Internet Bank (the “Bank”), announced today financial and …
Read attachment ↗inbk-1q2026xex991.htm · 8-K · 2026-04-30
EX-99.1 2 inbk-1q2026xex991.htm EX-99.1 Document First Internet Bancorp Reports First Quarter 2026 Results -Net income of $2.5 million, up 166% year-over-year - - Diluted earnings per share of $0.29, up 164% year-over-year - - Company to hold earnings call today at 5pm ET - Fishers, Indiana, April 30, 2026 - First Internet Bancorp (the “Company”) (Nasdaq: INBK), the parent company of First Internet Bank (the “Bank”), announced today financial and operational results for the first quarte…
Read attachment ↗inbk-4q2025xex991.htm · 8-K · 2026-01-29
EX-99.1 2 inbk-4q2025xex991.htm EX-99.1 Document First Internet Bancorp Reports Fourth Quarter and Full Year 2025 Results - Net income of $5.3 million, diluted EPS $0.60 - - Company to hold earnings call today at 5pm ET - Fishers, Indiana, January 29, 2026 - First Internet Bancorp (the “Company”) (Nasdaq: INBK), the parent company of First Internet Bank (the “Bank”), announced today financial and operational results for the fourth quarter and fiscal year ended December 31, 2025. Key Bus…
Read attachment ↗inbk-3q2025xex991.htm · 8-K · 2025-10-22
EX-99.1 2 inbk-3q2025xex991.htm EX-99.1 Document First Internet Bancorp Reports Third Quarter 2025 Results - Increased adjusted revenue by 30% year-over-year to $43.5 million1 - - FTE NIM expanded by 42 bps year-over-year to 2.12%1 - - Took decisive action on credit - leading to improving delinquencies - - Completed a major loan sale - enhancing regulatory capital ratios and balance sheet flexibility - Fishers, Indiana, October 22, 2025 - First Internet Bancorp (the “Company”) (Nasdaq:…
Read attachment ↗inbk-2q2025xex991.htm · 8-K · 2025-07-23
EX-99.1 2 inbk-2q2025xex991.htm EX-99.1 Document First Internet Bancorp Reports Second Quarter 2025 Results Fishers, Indiana, July 23, 2025 - First Internet Bancorp (the “Company”) (Nasdaq: INBK), the parent company of First Internet Bank (the “Bank”), announced today financial and operational results for the second quarter ended June 30, 2025. Second Quarter 2025 Financial Performance • Net income of $0.2 million and diluted earnings per share of $0.02 • Pre-tax, pre-provision income (…
Read attachment ↗inbk-1q2025xex991.htm · 8-K · 2025-04-23
EX-99.1 2 inbk-1q2025xex991.htm EX-99.1 Document First Internet Bancorp Reports First Quarter 2025 Results Fishers, Indiana, April 23, 2025 - First Internet Bancorp (the “Company”) (Nasdaq: INBK), the parent company of First Internet Bank (the “Bank”), announced today financial and operational results for the first quarter ended March 31, 2025. First Quarter 2025 Financial Highlights ▪ Net income of $0.9 million and diluted earnings per share of $0.11 ▪ Pre-tax, pre-provision income (“P…
Read attachment ↗