Company research
Virginia National Bankshares Corp
CIK 1572334Updated Sep 25, 2026
SecurityVABK · NASDAQ · equity
VABK price & chart
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NASDAQ:VABK on TradingView ↗About the company
Virginia National Bankshares Corporation, headquartered in Charlottesville, Virginia, is the bank holding company for Virginia National Bank. The Bank has seven banking offices throughout Fauquier and Prince William counties, four banking offices in Charlottesville and Albemarle County (including one limited-service banking facility), and banking offices in Winchester and Richmond, Virginia. The Bank offers a full range of banking and related financial services to meet the needs of individuals, businesses and charitable organizations, including the fiduciary services of VNB Trust and Estate Services. The Company’s common stock trades on the Nasdaq Capital Market under the symbol “VABK.” Additional information on the Company is also available at www.vnbcorp.com.
In the news
VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES 2025 FULL YEAR RESULTS AND QUARTERLY DIVIDEND News provided by Virginia National Bankshares Corporation Jan 29, 2026, 08:30 ET Share this article Share to X Share this article Share to X CHARLOTTESVILLE, Va. , Jan. 29, 2026 /PRNewswire/ -- Virginia ↗
Recent filings
10-Q filing
Results of Operations and Financial Condition · Other Events
Items 2.02, 8.01, 9.01
Submission of Matters to a Vote of Security Holders
Items 5.07
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02, 9.01
10-Q filing
Show 5 more recent filings
Other Events
Items 8.01
DEFA14A filing
DEF 14A filing
Results of Operations and Financial Condition · Other Events
Items 2.02, 8.01, 9.01
10-K filing
Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 1,649,742,000Source | 1,616,826,000Source | 1,646,017,000Source | 1,623,359,000Source |
| Property, Plant and Equipment, NetUSD | 11,687,000Source | 15,383,000Source | 16,195,000Source | 17,808,000Source |
| GoodwillUSD | 7,768,000Source | 7,768,000Source | 7,768,000Source | 7,768,000Source |
| Operating Lease, Right-of-Use AssetUSD | 6,297,000Source | 5,551,000Source | 6,748,000Source | 6,536,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 1,465,581,000Source | 1,456,524,000Source | 1,492,977,000Source | 1,489,943,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 13,327,000Source | 13,263,000Source | 13,258,000Source | 13,214,000Source |
| Additional Paid in CapitalUSD | 107,337,000Source | 106,394,000Source | 106,045,000Source | 105,344,000Source |
| Retained Earnings (Accumulated Deficit)USD | 94,165,000Source | 82,507,000Source | 73,781,000Source | 63,482,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -30,668,000Source | -41,862,000Source | -40,044,000Source | -48,624,000Source |
| Stockholders' Equity Attributable to ParentUSD | 184,161,000Source | 160,302,000Source | 153,040,000Source | 133,416,000Source |
| Liabilities and EquityUSD | 1,649,742,000Source | 1,616,826,000Source | 1,646,017,000Source | 1,623,359,000Source |
| Operating Lease, Liability, NoncurrentUSD | 6,192,000Source | 5,389,000Source | 6,504,000Source | 6,173,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 1,300,000Source | 1,500,000Source | 1,500,000Source | 1,600,000Source |
| Deferred Income Tax Expense (Benefit)USD | 352,000Source | -10,000Source | -473,000Source | -138,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 21,334,000Source | 15,290,000Source | 13,904,000Source | 22,685,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | 31,796,000Source | 15,753,000Source | -19,767,000Source | -167,197,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 582,000Source | 733,000Source | 1,171,000Source | 546,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | — | 559,000Source | — | — |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 381,000Source | -42,330,000Source | -5,883,000Source | -324,192,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | 53,511,000Source | -11,287,000Source | -11,746,000Source | -468,704,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 26,143,000Source | 29,767,000Source | 19,214,000Source | 3,202,000Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 1,110,000Source | 1,301,000Source | 1,493,000Source | 1,746,000Source |
| Bank Owned Life Insurance IncomeUSD | 1,242,000Source | 1,155,000Source | 1,764,000Source | 963,000Source |
| Equipment ExpenseUSD | 755,000Source | 720,000Source | 762,000Source | 897,000Source |
| Gain (Loss) on Disposition of AssetsUSD | 278,000Source | 36,000Source | 112,000Source | 1,043,000Source |
| Gain (Loss) on InvestmentsUSD | — | — | 460,000Source | — |
| Gain (Loss) on Disposition of BusinessUSD | — | — | — | 404,000Source |
| Gain (Loss) on Sale of InvestmentsUSD | 0Source | -4,000Source | -206,000Source | — |
| Gain (Loss) on Disposition of Other AssetsUSD | 278,000Source | 36,000Source | 112,000Source | 1,084,000Source |
| Gain (Loss) on Extinguishment of DebtUSD | 0Source | 904,000Source | — | — |
| GoodwillUSD | 7,768,000Source | 7,768,000Source | 7,768,000Source | 7,768,000Source |
| Income Tax Expense (Benefit)USD | 4,821,000Source | 3,933,000Source | 4,010,000Source | 5,108,000Source |
| Net Income (Loss) Attributable to ParentUSD | 19,261,000Source | 16,966,000Source | 19,263,000Source | 23,438,000Source |
| Operating Lease, ExpenseUSD | — | — | — | 1,768,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 28,912,000Source | 154,221,000Source | 214,394,000Source | 22,723,000Source |
| Proceeds from Stock Options ExercisedUSD | 35,000Source | — | 18,000Source | 23,000Source |
| Provision for Loan, Lease, and Other LossesUSD | 137,000Source | -600,000Source | 734,000Source | 106,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 62,000Source | -718,000Source | 696,000Source | — |
| Stock or Unit Option Plan ExpenseUSD | 125,000Source | 130,000Source | 142,000Source | 167,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 24,082,000Source | 20,899,000Source | 23,273,000Source | 28,546,000Source |
| Income Tax Expense (Benefit)USD | 4,821,000Source | 3,933,000Source | 4,010,000Source | 5,108,000Source |
| Net Income (Loss) Attributable to ParentUSD | 19,261,000Source | 16,966,000Source | 19,263,000Source | 23,438,000Source |
| Earnings Per Share, BasicUSD per share | 3.57Source | 3.16Source | 3.6Source | 4.4Source |
| Earnings Per Share, DilutedUSD per share | 3.55Source | 3.15Source | 3.58Source | 4.38Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 5,388,926Source | 5,371,439Source | 5,357,085Source | 5,324,740Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 5,418,399Source | 5,392,114Source | 5,373,252Source | 5,351,358Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 1,110,000Source | 1,301,000Source | 1,493,000Source | 1,746,000Source |
| Bank Owned Life Insurance IncomeUSD | 1,242,000Source | 1,155,000Source | 1,764,000Source | 963,000Source |
| Current Income Tax Expense (Benefit)USD | 4,469,000Source | 3,923,000Source | 3,537,000Source | 5,246,000Source |
| Equipment ExpenseUSD | 755,000Source | 720,000Source | 762,000Source | 897,000Source |
| Gain (Loss) on InvestmentsUSD | — | — | 460,000Source | — |
| Interest ExpenseUSD | — | — | 21,021,000Source | 3,184,000Source |
| InterestExpenseOperatingUSD | 25,737,000Source | 29,551,000Source | — | — |
| Interest Income (Expense), NetUSD | 51,509,000Source | 46,376,000Source | 48,969,000Source | 53,547,000Source |
| Labor and Related ExpenseUSD | 15,692,000Source | 15,933,000Source | 15,900,000Source | 17,260,000Source |
| Marketing and Advertising ExpenseUSD | 761,000Source | 730,000Source | 1,098,000Source | 1,224,000Source |
| Operating Lease, ExpenseUSD | — | — | — | 1,768,000Source |
| Reclassification from AOCI, Current Period, before Tax, Attributable to ParentUSD | — | 4,000Source | -254,000Source | — |
Filing attachments
vabk-ex99_1.htm · 8-K · 2026-07-23
EX-99.1 2 vabk-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE INVESTOR RELATIONS CONTACT: Cathy W. Liles (434) 817-8267 VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES 2026 SECOND QUARTER EARNINGS AND QUARTERLY DIVIDEND Charlottesville, VA - July 23, 2026 - Virginia National Bankshares Corporation (NASDAQ: VABK) (the “Company”) today reported quarterly net income of $9.0 million, or $1.65 per diluted share, for the quarter ended Jun…
Read attachment ↗vabk-ex99_1.htm · 8-K · 2026-04-23
EX-99.1 2 vabk-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE INVESTOR RELATIONS CONTACT: Cathy W. Liles (434) 817-8267 VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES 2026 FIRST QUARTER EARNINGS AND QUARTERLY DIVIDEND Charlottesville, VA - April 23, 2026 - Virginia National Bankshares Corporation (NASDAQ: VABK) (the “Company”) today reported quarterly net income of $5.3 million, or $0.97 per diluted share, for the quarter ended Mar…
Read attachment ↗vabk-ex99_1.htm · 8-K · 2026-02-05
EX-99.1 2 vabk-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE INVESTOR RELATIONS CONTACT: Cathy W. Liles (434) 817-8267 VIRGINIA NATIONAL BANKSHARES CORPORATION APPOINTS ROBERT LEE BURROWS, JR. TO BOARD OF DIRECTORS Charlottesville, VA - February 5, 2026 - Virginia National Bankshares Corporation (NASDAQ: VABK) (the “Company”) announced today the appointment of Robert Lee Burrows, Jr. as a director of the Company, effective February 25,…
Read attachment ↗vabk-ex99_1.htm · 8-K · 2026-01-29
EX-99.1 2 vabk-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE INVESTOR RELATIONS CONTACT: Cathy W. Liles (434) 817-8267 VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES 2025 FULL YEAR RESULTS AND QUARTERLY DIVIDEND Charlottesville, VA - January 29, 2026 - Virginia National Bankshares Corporation (NASDAQ: VABK) (the “Company”) today reported quarterly net income of $6.0 million, or $1.10 per diluted share, for the quarter ended Decemb…
Read attachment ↗vabk-ex99_1.htm · 8-K · 2025-11-19
EX-99.1 2 vabk-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE INVESTOR RELATIONS CONTACT: Tara Y. Harrison (434) 817-8587 VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES PLANNED LEADERSHIP TRANSITION Charlottesville, VA - November 19, 2025 - Virginia National Bankshares Corporation (NASDAQ: VABK) (the “Company”) today announced the planned retirement of Chief Financial Officer, Tara Y. Harrison, and the hiring of Cathy W. Liles to se…
Read attachment ↗vabk-ex99_1.htm · 8-K · 2025-10-23
EX-99.1 2 vabk-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE INVESTOR RELATIONS CONTACT: Tara Y. Harrison (434) 817-8587 VIRGINIA NATIONAL BANKSHARES CORPORATION ANNOUNCES 2025 THIRD QUARTER EARNINGS AND QUARTERLY DIVIDEND Charlottesville, VA - October 23, 2025 - Virginia National Bankshares Corporation (NASDAQ: VABK) (the “Company”) today reported quarterly net income of $4.6 million, or $0.84 per diluted share, for the quarter ended…
Read attachment ↗