Company research
CB Financial Services, Inc.
CIK 1605301Updated Sep 24, 2026
SecurityCBFV · NASDAQ · equity
CBFV price & chart
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Seeking Alpha
Recent filings
Other Events
Items 8.01
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02, 9.01
4 filing
10-Q filing
Results of Operations and Financial Condition · Other Events
Items 2.02, 8.01, 9.01
Show 5 more recent filings
Submission of Matters to a Vote of Security Holders
Items 5.07, 9.01
10-Q filing
Material Cybersecurity Incidents
Items 1.05
Results of Operations and Financial Condition · Regulation FD Disclosure · Other Events
Items 2.02, 7.01, 8.01, 9.01
ARS filing
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 1,547,693,000Source | 1,481,564,000Source | 1,456,091,000Source | 1,408,938,000Source |
| Property, Plant and Equipment, NetUSD | 19,646,000Source | 20,708,000Source | 19,704,000Source | 17,844,000Source |
| GoodwillUSD | 9,732,000Source | 9,732,000Source | 9,732,000Source | 9,732,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 31,693,000Source | 49,572,000Source | 68,223,000Source | 103,700,000Source |
| Operating Lease, Right-of-Use AssetUSD | 2,529,000Source | 2,761,000Source | 1,673,000Source | 1,926,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 1,390,156,000Source | 1,334,186,000Source | 1,316,257,000Source | 1,298,783,000Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | — | — | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 2,432,000Source | 2,412,000Source | 2,400,000Source | 2,379,000Source |
| Additional Paid in CapitalUSD | 87,644,000Source | 86,373,000Source | 85,334,000Source | 83,953,000Source |
| Retained Earnings (Accumulated Deficit)USD | 90,625,000Source | 90,856,000Source | 83,392,000Source | 63,861,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -3,412,000Source | -17,235,000Source | -16,747,000Source | -26,241,000Source |
| Stockholders' Equity Attributable to ParentUSD | 157,537,000Source | 147,378,000Source | 139,834,000Source | 110,155,000Source |
| Liabilities and EquityUSD | 1,547,693,000Source | 1,481,564,000Source | 1,456,091,000Source | 1,408,938,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 1,810,000Source | 2,425,000Source | 2,737,000Source | 2,704,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 796,000Source | 812,000Source | 1,125,000Source | 600,000Source |
| Deferred Income Tax Expense (Benefit)USD | -65,000Source | 191,000Source | 382,000Source | -535,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 17,807,000Source | 6,750,000Source | 14,236,000Source | 14,151,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -82,611,000Source | -36,385,000Source | -54,727,000Source | -28,307,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 650,000Source | 3,315,000Source | 3,293,000Source | 509,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 6,840,000Source | 965,000Source | 843,000Source | 4,802,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 46,925,000Source | 10,984,000Source | 5,014,000Source | -1,818,000Source |
| Payments of Ordinary Dividends, Common StockUSD | 5,134,000Source | 5,130,000Source | 5,111,000Source | 4,920,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -17,879,000Source | -18,651,000Source | -35,477,000Source | -15,974,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 31,693,000Source | 49,572,000Source | 68,223,000Source | 103,700,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 25,639,000Source | 29,381,000Source | 16,213,000Source | 4,912,000Source |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 796,000Source | 812,000Source | 1,100,000Source | 600,000Source |
| Amortization of Intangible AssetsUSD | 0Source | 958,000Source | 1,766,000Source | 1,782,000Source |
| Bank Owned Life Insurance IncomeUSD | 603,000Source | 594,000Source | 576,000Source | 561,000Source |
| Debt and Equity Securities, Gain (Loss)USD | -11,807,000Source | 51,000Source | -10,199,000Source | -168,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | -11,757,000Source | 0Source | -10,089,000Source | 0Source |
| Debt Securities, Realized Gain (Loss)USD | -11,757,000Source | — | — | — |
| Disposal Group, Not Discontinued Operation, Gain (Loss) on DisposalUSD | 0Source | 138,000Source | 24,578,000Source | 0Source |
| Equipment ExpenseUSD | 1,452,000Source | 1,155,000Source | 1,064,000Source | 739,000Source |
| Equity Securities, FV-NI, Gain (Loss)USD | -50,000Source | 51,000Source | -110,000Source | -168,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | -13,000Source | — | 0Source | 0Source |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | -37,000Source | 51,000Source | -110,000Source | -168,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | -284,000Source | 3,784,000Source |
| Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber PropertyUSD | 40,000Source | 274,000Source | 11,000Source | 431,000Source |
| Gain (Loss) on Disposition of BusinessUSD | — | 138,000Source | 24,578,000Source | 0Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | 40,000Source | 274,000Source | 11,000Source | 431,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | 105,000Source | 52,000Source | — | 0Source |
| GoodwillUSD | 9,732,000Source | 9,732,000Source | 9,732,000Source | 9,732,000Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Impairment of Intangible Assets (Excluding Goodwill)USD | — | — | — | 0Source |
| Impairment of Intangible Assets, Finite-livedUSD | — | — | — | 0Source |
| Income Tax Expense (Benefit)USD | 397,000Source | 2,749,000Source | 7,735,000Source | 2,833,000Source |
| Net Income (Loss) Attributable to ParentUSD | 4,903,000Source | 12,594,000Source | 22,550,000Source | 11,247,000Source |
| Operating Lease, Impairment LossUSD | — | — | — | 0Source |
| Other Interest and Dividend IncomeUSD | 1,737,000Source | 5,105,000Source | 3,295,000Source | 1,627,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 38,017,000Source | 15,356,000Source | 15,759,000Source | 29,242,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 5,300,000Source | 15,343,000Source | 30,285,000Source | 14,080,000Source |
| Income Tax Expense (Benefit)USD | 397,000Source | 2,749,000Source | 7,735,000Source | 2,833,000Source |
| Net Income (Loss) Attributable to ParentUSD | 4,903,000Source | 12,594,000Source | 22,550,000Source | 11,247,000Source |
| Earnings Per Share, BasicUSD per share | 0.97Source | 2.45Source | 4.41Source | 2.19Source |
| Earnings Per Share, DilutedUSD per share | 0.92Source | 2.38Source | 4.4Source | 2.18Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 5,036,706Source | 5,134,092Source | 5,113,978Source | 5,136,670Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 5,306,916Source | 5,302,522Source | 5,122,916Source | 5,149,312Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 0Source | 958,000Source | 1,766,000Source | 1,782,000Source |
| Bank Owned Life Insurance IncomeUSD | 603,000Source | 594,000Source | 576,000Source | 561,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | 1Source | — | — |
| Cost, Depreciation and AmortizationUSD | 1,700,000Source | 1,600,000Source | 1,400,000Source | 1,000,000Source |
| Current Income Tax Expense (Benefit)USD | 462,000Source | 2,558,000Source | 7,353,000Source | 3,368,000Source |
| Debt and Equity Securities, Gain (Loss)USD | -11,807,000Source | 51,000Source | -10,199,000Source | -168,000Source |
| Debt Securities, Realized Gain (Loss)USD | -11,757,000Source | — | — | — |
| Equipment ExpenseUSD | 1,452,000Source | 1,155,000Source | 1,064,000Source | 739,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | -13,000Source | — | 0Source | 0Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | -284,000Source | 3,784,000Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Interest ExpenseUSD | — | — | 17,672,000Source | 4,781,000Source |
| InterestExpenseOperatingUSD | 25,164,000Source | 30,063,000Source | — | — |
| Interest Income (Expense), NetUSD | 50,775,000Source | 46,068,000Source | 44,553,000Source | 42,935,000Source |
| Labor and Related ExpenseUSD | 22,213,000Source | 18,821,000Source | 21,903,000Source | 18,469,000Source |
| Other Interest and Dividend IncomeUSD | 1,737,000Source | 5,105,000Source | 3,295,000Source | 1,627,000Source |