Company research
River Financial Corp
CIK 1641601Updated Sep 27, 2026
SecurityRVRF · OTC · equity
RVRF price & chart
Loading TradingView…
OTC:RVRF on TradingView ↗About the company
River Financial Corporation operates as the bank holding company for River Bank & Trust. River Bank & Trust operates twenty-four full-service banking offices in Alabama in the cities of Montgomery, Prattville, Millbrook, Wetumpka, Auburn, Opelika, Gadsden, Alexander City, Daphne, Clanton, Dothan, Enterprise, Mobile, Decatur, Huntsville, Saraland, Birmingham, Florence, and Tuscaloosa, Alabama. We also have one full-service banking office in Destin, Florida. For more information contact InvestorRelations@river.bankor go to riverbankandtrust.com/about-us/investor-relations.
In the news
No coverage from other publishers is available.
Recent filings
10-Q filing
Material Cybersecurity Incidents
Items 1.05, 9.01
Material Cybersecurity Incidents
Items 1.05, 9.01
Results of Operations and Financial Condition
Items 2.02, 9.01
8-K/A filing
Show 5 more recent filings
8-K/A filing
11-K filing
Material Cybersecurity Incidents
Items 1.05, 9.01
Submission of Matters to a Vote of Security Holders
Items 5.07, 9.01
10-Q filing
Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 3,787,385,000Source | 3,582,206,000Source | 3,235,250,000Source | 2,833,382,000Source |
| Property, Plant and Equipment, NetUSD | 50,816,000Source | 45,658,000Source | 45,216,000Source | 40,213,000Source |
| GoodwillUSD | 27,817,000Source | 27,817,000Source | 27,817,000Source | 27,817,000Source |
| Operating Lease, Right-of-Use AssetUSD | 6,467,000Source | 2,691,000Source | 3,243,000Source | 3,582,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 3,487,525,000Source | 3,350,051,000Source | 3,032,429,000Source | 2,695,196,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 7,799,000Source | 7,680,000Source | 7,670,000Source | 6,666,000Source |
| Retained Earnings (Accumulated Deficit)USD | 189,731,000Source | 151,817,000Source | 124,333,000Source | 100,826,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -33,209,000Source | -61,658,000Source | -64,003,000Source | -71,564,000Source |
| Stockholders' Equity Attributable to ParentUSD | 293,627,000Source | 227,056,000Source | 198,338,000Source | 134,026,000Source |
| Additional Paid in Capital, Common StockUSD | 140,567,000Source | 137,243,000Source | 137,017,000Source | 104,294,000Source |
| Liabilities and EquityUSD | 3,787,385,000Source | 3,582,206,000Source | 3,235,250,000Source | 2,833,382,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 3,323,000Source | 3,234,000Source | 2,882,000Source | 2,029,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 1,114,000Source | 527,000Source | 524,000Source | 496,000Source |
| Deferred Income Tax Expense (Benefit)USD | -1,384,000Source | -1,688,000Source | -1,896,000Source | -702,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 53,744,000Source | 36,731,000Source | 24,397,000Source | 47,467,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -239,302,000Source | -236,116,000Source | -391,517,000Source | -513,477,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 8,479,000Source | 3,677,000Source | 7,884,000Source | 5,540,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 1,687,000Source | 2,558,000Source | 1,080,000Source | 1,365,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 128,337,000Source | 312,582,000Source | 364,841,000Source | 478,874,000Source |
| Dividends paid | — | — | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -57,221,000Source | 113,197,000Source | -2,279,000Source | 12,864,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Income Taxes Paid, NetUSD | 10,925,000Source | 8,470,000Source | 8,180,000Source | 4,805,000Source |
| Additional Financial Items | ||||
| Amortization of Debt Issuance CostsUSD | 70,000Source | 71,000Source | 73,000Source | 75,000Source |
| Amortization of Intangible AssetsUSD | 399,000Source | 512,000Source | 671,000Source | 869,000Source |
| Bank Owned Life Insurance IncomeUSD | 1,692,000Source | 1,500,000Source | 2,428,000Source | 1,226,000Source |
| Debt and Equity Securities, Gain (Loss)USD | -10,111,000Source | -2,815,000Source | 5,000Source | -2,066,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | -10,111,000Source | -2,815,000Source | 5,000Source | -2,066,000Source |
| DepreciationUSD | 3,300,000Source | 3,200,000Source | 2,900,000Source | 2,000,000Source |
| Equipment ExpenseUSD | 2,259,000Source | 2,167,000Source | 2,007,000Source | 1,596,000Source |
| GoodwillUSD | 27,817,000Source | 27,817,000Source | 27,817,000Source | 27,817,000Source |
| Income Tax Expense (Benefit)USD | 12,481,000Source | 9,804,000Source | 6,848,000Source | 7,948,000Source |
| Net Income (Loss) Attributable to ParentUSD | 42,105,000Source | 31,317,000Source | 26,739,000Source | 27,929,000Source |
| Operating Lease, ExpenseUSD | 1,200,000Source | 1,000,000Source | 1,000,000Source | 853,000Source |
| Other Interest and Dividend IncomeUSD | 5,561,000Source | 5,263,000Source | 1,635,000Source | 314,000Source |
| Proceeds from Issuance of Common StockUSD | — | — | 32,930,000Source | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 64,027,000Source | 43,407,000Source | 41,760,000Source | 65,905,000Source |
| Proceeds from Stock Options ExercisedUSD | 318,000Source | 239,000Source | 354,000Source | 574,000Source |
| Provision for Loan, Lease, and Other LossesUSD | 7,244,000Source | 5,787,000Source | — | — |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 54,586,000Source | 41,121,000Source | 33,587,000Source | 35,877,000Source |
| Income Tax Expense (Benefit)USD | 12,481,000Source | 9,804,000Source | 6,848,000Source | 7,948,000Source |
| Net Income (Loss) Attributable to ParentUSD | 42,105,000Source | 31,317,000Source | 26,739,000Source | 27,929,000Source |
| Earnings Per Share, BasicUSD per share | 5.43Source | 4.09Source | 3.84Source | 4.21Source |
| Earnings Per Share, DilutedUSD per share | 5.38Source | 4.05Source | 3.79Source | 4.14Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 7,751,710Source | 7,658,553Source | 6,969,533Source | 6,641,358Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 7,829,986Source | 7,730,586Source | 7,064,743Source | 6,749,424Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 399,000Source | 512,000Source | 671,000Source | 869,000Source |
| Bank Owned Life Insurance IncomeUSD | 1,692,000Source | 1,500,000Source | 2,428,000Source | 1,226,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 0.54Source | 0.5Source | 0.48Source | 0.44Source |
| Current Income Tax Expense (Benefit)USD | — | 11,492,000Source | 8,744,000Source | 8,650,000Source |
| Debt and Equity Securities, Gain (Loss)USD | -10,111,000Source | -2,815,000Source | 5,000Source | -2,066,000Source |
| Equipment ExpenseUSD | 2,259,000Source | 2,167,000Source | 2,007,000Source | 1,596,000Source |
| Interest ExpenseUSD | — | — | 52,952,000Source | 9,985,000Source |
| InterestExpenseOperatingUSD | 75,940,000Source | 75,664,000Source | — | — |
| Interest Expense, Securities Sold under Agreements to RepurchaseUSD | 172,000Source | 546,000Source | 569,000Source | 46,000Source |
| Interest Income (Expense), NetUSD | 121,671,000Source | 94,449,000Source | 79,309,000Source | 78,889,000Source |
| Labor and Related ExpenseUSD | 43,127,000Source | 38,314,000Source | 36,684,000Source | 30,758,000Source |
| Marketing and Advertising ExpenseUSD | 1,388,000Source | 997,000Source | 1,408,000Source | 1,131,000Source |
| Operating Lease, ExpenseUSD | 1,200,000Source | 1,000,000Source | 1,000,000Source | 853,000Source |
| Other Interest and Dividend IncomeUSD | 5,561,000Source | 5,263,000Source | 1,635,000Source | 314,000Source |
Filing attachments
ck0001641601-ex99_1.htm · 8-K · 2026-07-16
EX-99.1 2 ck0001641601-ex99_1.htm EX-99.1 EX-99.1 River Financial Corporation Reports 24.2% Increase in Tangible Book Value Per Share River Financial Corporation has experienced a 24.2% increase in tangible book value per share from $29.75 at June 30, 2025 to $36.94 at June 30, 2026. Other highlights as of June 30, 2026 include the following: Income/Profitability: • Year-to-date net income increased $7.5 million, or 36.3%, from $20.5 million at June 30, 2025 to $28.0 million at June 30,…
Read attachment ↗ck0001641601-ex99_1.htm · 8-K · 2026-04-14
EX-99.1 2 ck0001641601-ex99_1.htm EX-99.1 EX-99.1 River Financial Corporation Reports 24.4% Increase in Tangible Book Value Per Share River Financial Corporation has experienced a 24.4% increase in tangible book value per share from $28.36 at March 31, 2025 to $35.29 at March 31, 2026. Other highlights as of March 31, 2026 include the following: Income/Profitability: • Year-to-date net income increased $5.7 million, or 67.3%, from $8.5 million at March 31, 2025 to $14.2 million at March…
Read attachment ↗