Company research
PennyMac Financial Services, Inc.
CIK 1745916Updated Nov 6, 2026
SecurityPFSI · NYSE · equity
Name history
New PennyMac Financial Services, Inc. · through Oct 30, 2018
PFSI price & chart
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NYSE:PFSI on TradingView ↗About the company
PennyMac Financial Services, Inc. (NYSE: PFSI) is a national financial services firm focused on the production and servicing of U.S. mortgage loans and the management of mortgage-related investments. Founded in 2008 and headquartered in Westlake Village, California, it is one of the nation's largest mortgage producers and servicers, and one of the few lenders operating at scale across all three production channels. The company combines advanced technology with significant operational scale to serve home buyers, existing homeowners, and its institutional partners nationwide. Additional information about PennyMac Financial Services, Inc. is available at pfsi.pennymac.com.
In the news
PFSI Investor News: If You Have Suffered Losses in PennyMac Financial Services, Inc. (NYSE: PFSI), You Are Encouraged to Contact The Rosen Law Firm About Your Rights ↗
Rosen Law Firm Encourages PennyMac Financial Services, Inc. Investors to Inquire About Securities Class Action Investigation - PFSI ↗
Rosen Law Firm Encourages PennyMac Financial Services, Inc. Investors to Inquire About Securities Class Action Investigation - PFSI ↗
Recent filings
4 filing
4 filing
10-Q filing
Entry into a Material Definitive Agreement · Results of Operations and Financial Condition · Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 1.01, 2.02, 5.02, 9.01
Regulation FD Disclosure
Items 7.01, 9.01
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
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balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 25,401,120,000Source | 22,871,538,000Source | 29,859,451,000Source | 24,221,904,000Source | 21,577,565,000Source | 31,943,998,000Source | 23,872,876,000Source | 19,801,741,000Source | 29,388,689,000Source | 26,086,887,000Source | 18,844,563,000Source | 16,822,584,000Source |
| Property, Plant and Equipment, NetUSD | 11,097,000Source | 14,577,000Source | 19,790,000Source | 10,758,000Source | 16,354,000Source | 18,231,000Source | 11,371,000Source | 17,951,000Source | 17,789,000Source | 12,916,000Source | 19,016,000Source | 28,382,000Source |
| Operating Lease, Right-of-Use AssetUSD | 39,639,000Source | 39,985,000Source | 85,302,000Source | 30,745,000Source | 41,970,000Source | 58,698,000Source | 33,728,000Source | 46,490,000Source | 61,757,000Source | 36,572,000Source | 49,926,000Source | 65,866,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 21,193,234,000Source | 19,132,360,000Source | 25,522,565,000Source | 20,189,404,000Source | 17,916,447,000Source | 27,618,239,000Source | 19,969,120,000Source | 16,231,358,000Source | 25,079,713,000Source | 22,257,236,000Source | 15,305,960,000Source | 13,351,535,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 5,000Source | 5,000Source | 5,000Source | 5,000Source | 5,000Source | 5,000Source | 5,000Source | 5,000Source | 5,000Source | 5,000Source | — | — |
| Retained Earnings (Accumulated Deficit)USD | 4,121,201,000Source | 3,684,758,000Source | 4,284,671,000Source | 3,955,504,000Source | 3,631,060,000Source | 4,278,828,000Source | 3,834,849,000Source | 3,543,199,000Source | 4,212,101,000Source | 3,773,574,000Source | 3,514,311,000Source | 3,471,044,000Source |
| Additional Paid in Capital, Common StockUSD | 86,680,000Source | 54,415,000Source | 52,210,000Source | 76,991,000Source | 30,053,000Source | 46,926,000Source | 68,902,000Source | 27,179,000Source | 96,870,000Source | 56,072,000Source | 24,287,000Source | — |
| Liabilities and EquityUSD | 25,401,120,000Source | 22,871,538,000Source | 29,859,451,000Source | 24,221,904,000Source | 21,577,565,000Source | 31,943,998,000Source | 23,872,876,000Source | 19,801,741,000Source | 29,388,689,000Source | 26,086,887,000Source | 18,844,563,000Source | 16,822,584,000Source |
| Additional Financial Items | ||||||||||||
| Deferred Tax Liabilities, NetUSD | — | — | — | — | — | — | — | — | 1,183,943,000Source | 1,131,045,000Source | 1,041,656,000Source | 1,004,737,000Source |
| Long-term DebtUSD | 6,230,000,000Source | 4,930,000,000Source | 6,330,000,000Source | 5,580,000,000Source | 4,930,000,000Source | 6,230,000,000Source | 5,780,000,000Source | 4,530,000,000Source | 6,230,000,000Source | 5,255,000,000Source | 4,430,000,000Source | 3,750,000,000Source |
| Short-term InvestmentsUSD | 62,228,000Source | 667,934,000Source | 534,348,000Source | 462,262,000Source | 188,772,000Source | 434,220,000Source | 443,393,000Source | 69,000Source | 410,037,000Source | 420,553,000Source | 10,268,000Source | 12,194,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | — | — | — | 82,322,000Source | 76,280,000Source | 501,077,000Source | 311,423,000Source | 144,656,000Source | 475,507,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation, Depletion and AmortizationUSD | — | — | — | — | — | — | 13,510,000Source | 13,896,000Source | 54,392,000Source | 55,984,000Source | 53,214,000Source | 34,409,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 2,447,000Source | 11,084,000Source | 36,229,000Source | 20,868,000Source | 27,582,000Source | 42,552,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 52,898,000Source | 89,389,000Source | 36,919,000Source | 192,933,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | -1,341,973,000Source | 1,065,957,000Source | -1,651,984,000Source | -4,533,270,000Source | -1,582,219,000Source | 6,033,235,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -144,525,000Source | 30,384,000Source | 552,493,000Source | -1,887,955,000Source | -273,288,000Source | -721,582,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 2,250,000Source | 371,000Source | 11,921,000Source | 1,715,000Source | 1,386,000Source | 7,159,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | — | — | — | — | — | — | 6,186,000Source | 3,763,000Source | 3,763,000Source | 9,401,000Source | 9,142,000Source | 7,780,000Source |
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 50,011,000Source | — | 4,739,000Source | — | 71,491,000Source | 406,086,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 1,404,331,000Source | -1,123,730,000Source | 1,162,689,000Source | 5,721,336,000Source | 1,465,339,000Source | -4,323,207,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | — | — | — | — | 15,595,000Source | 15,005,000Source | 62,550,000Source | 52,160,000Source | 41,446,000Source | 54,621,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | -82,167,000Source | -27,389,000Source | 63,198,000Source | -699,889,000Source | -390,168,000Source | 988,446,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 621,921,000Source | 145,814,000Source | 214,273,000Source | 162,186,000Source | 219,513,000Source | 211,093,000Source | 301,680,000Source | 238,482,000Source | 938,371,000Source | 1,328,539,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 249,269,000Source | 205,446,000Source | 955,699,000Source | 797,212,000Source | 639,486,000Source | 329,975,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | -103,000Source | 274,000Source | -2,680,000Source | 1,488,000Source | -1,167,000Source | -127,742,000Source |
| Additional Financial Items | ||||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | 9,929,000Source | 18,943,000Source | 4,464,000Source | 7,518,000Source | 2,447,000Source | 11,084,000Source | 36,229,000Source | 20,868,000Source | 27,582,000Source | 42,552,000Source |
| Amortization of Debt Issuance Costs and DiscountsUSD | — | — | — | — | — | — | 8,650,000Source | 7,072,000Source | 32,758,000Source | 28,812,000Source | 21,432,000Source | 19,198,000Source |
| Capitalized Computer Software, AmortizationUSD | — | — | 11,220,000Source | 11,836,000Source | 12,606,000Source | 12,813,000Source | 11,701,000Source | 11,981,000Source | 47,344,000Source | 48,169,000Source | 43,462,000Source | 23,955,000Source |
| Derivative, Gain (Loss) on Derivative, NetUSD | — | — | 98,306,000Source | 242,051,000Source | -185,581,000Source | -109,102,000Source | -207,287,000Source | 106,774,000Source | 56,546,000Source | -832,483,000Source | -236,778,000Source | -631,484,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | -10,130,000Source | -9,583,000Source | -25,059,000Source | -7,786,000Source | -19,962,000Source | -4,184,000Source | -46,985,000Source | -32,962,000Source | -3,271,000Source | — |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | 314,455,000Source | 256,819,000Source | 280,319,000Source | 234,659,000Source | 344,985,000Source | 221,037,000Source | 1,071,754,000Source | 817,368,000Source | 545,943,000Source | 791,633,000Source |
| Income Tax Expense (Benefit)USD | — | — | 54,871,000Source | 24,557,000Source | 9,799,000Source | -60,021,000Source | 22,369,000Source | 27,916,000Source | 50,340,000Source | 89,603,000Source | 38,975,000Source | 189,740,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 181,503,000Source | 69,368,000Source | 21,726,000Source | 136,463,000Source | 82,322,000Source | 76,280,000Source | 501,077,000Source | 311,423,000Source | 144,656,000Source | 475,507,000Source |
| Operating ExpensesUSD | — | — | 396,524,000Source | 317,909,000Source | 465,440,000Source | 368,288,000Source | 440,293,000Source | 326,707,000Source | 1,495,119,000Source | 1,192,705,000Source | 1,218,025,000Source | 1,320,508,000Source |
| Operating Lease, ExpenseUSD | — | — | — | — | — | — | — | — | — | — | — | 19,779,000Source |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | 3,710,000Source | 5,452,000Source | 12,837,000Source | 20,062,000Source | 17,215,000Source | 2,947,000Source |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | 4,578,000Source | 3,438,000Source | 19,496,000Source | 4,516,000Source | 6,120,000Source | 4,918,000Source | 20,108,000Source | 26,868,000Source | 13,403,000Source | 12,392,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 236,374,000Source | 93,925,000Source | 31,525,000Source | 76,442,000Source | 104,691,000Source | 104,196,000Source | 551,417,000Source | 401,026,000Source | 183,631,000Source | 665,247,000Source |
| Income Tax Expense (Benefit)USD | — | — | 54,871,000Source | 24,557,000Source | 9,799,000Source | -60,021,000Source | 22,369,000Source | 27,916,000Source | 50,340,000Source | 89,603,000Source | 38,975,000Source | 189,740,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 181,503,000Source | 69,368,000Source | 21,726,000Source | 136,463,000Source | 82,322,000Source | 76,280,000Source | 501,077,000Source | 311,423,000Source | 144,656,000Source | 475,507,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 3.51Source | 1.36Source | 0.42Source | 2.64Source | 1.58Source | 1.48Source | 9.69Source | 6.11Source | 2.89Source | 8.96Source |
| Earnings Per Share, DilutedUSD per share | — | — | 3.37Source | 1.3Source | 0.41Source | 2.54Source | 1.53Source | 1.42Source | 9.3Source | 5.84Source | 2.74Source | 8.5Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 51,730,000Source | 51,180,000Source | 51,932,000Source | 51,667,000Source | 52,132,000Source | 51,506,000Source | 51,728,000Source | 50,990,000Source | 49,978,000Source | 53,065,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 53,879,000Source | 53,495,000Source | 53,251,000Source | 53,635,000Source | 53,859,000Source | 53,624,000Source | 53,882,000Source | 53,356,000Source | 52,733,000Source | 55,950,000Source |
| Additional Financial Items | ||||||||||||
| Capitalized Computer Software, AmortizationUSD | — | — | 11,220,000Source | 11,836,000Source | 12,606,000Source | 12,813,000Source | 11,701,000Source | 11,981,000Source | 47,344,000Source | 48,169,000Source | 43,462,000Source | 23,955,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | 0.3Source | 0.3Source | 0.3Source | 0.3Source | 0.3Source | 0.3Source | 1.2Source | 1Source | — | — |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | -2,558,000Source | 214,000Source | 2,056,000Source | -3,193,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | -10,130,000Source | -9,583,000Source | -25,059,000Source | -7,786,000Source | -19,962,000Source | -4,184,000Source | -46,985,000Source | -32,962,000Source | -3,271,000Source | — |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 637,777,000Source | 335,427,000Source |
| InterestExpenseOperatingUSD | — | — | 249,900,000Source | 217,597,000Source | 270,710,000Source | 239,577,000Source | 249,722,000Source | 208,082,000Source | 960,555,000Source | 819,348,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | -1,147,000Source | 7,873,000Source | -28,258,000Source | -17,648,000Source | -41,543,000Source | -18,211,000Source | -36,108,000Source | -25,782,000Source | -4,853,000Source | -41,365,000Source |
| Interest Income, OperatingUSD | — | — | 248,753,000Source | 225,470,000Source | 242,452,000Source | 221,929,000Source | 208,179,000Source | 189,871,000Source | 924,447,000Source | 793,566,000Source | 632,924,000Source | 294,062,000Source |
| Labor and Related ExpenseUSD | — | — | 205,314,000Source | 171,316,000Source | 222,820,000Source | 187,541,000Source | 216,393,000Source | 181,988,000Source | 782,916,000Source | 632,738,000Source | 576,964,000Source | 735,231,000Source |
| Operating ExpensesUSD | — | — | 396,524,000Source | 317,909,000Source | 465,440,000Source | 368,288,000Source | 440,293,000Source | 326,707,000Source | 1,495,119,000Source | 1,192,705,000Source | 1,218,025,000Source | 1,320,508,000Source |
| Operating Lease, ExpenseUSD | — | — | — | — | — | — | — | — | — | — | — | 19,779,000Source |
| Other ExpensesUSD | — | — | 15,161,000Source | 12,858,000Source | 18,348,000Source | 12,220,000Source | 14,355,000Source | 11,700,000Source | 55,542,000Source | 45,881,000Source | 36,496,000Source | 51,921,000Source |
Filing attachments
tm2628494d1_ex99-1.htm · 8-K · 2026-10-29
Exhibit 99.1 PennyMac Financial Services, Inc. Reports Third Quarter 2026 Results and Announces Changes to its Leadership Team WESTLAKE VILLAGE, Calif. - October 29, 2026 - PennyMac Financial Services, Inc. (NYSE: PFSI) today reported net income of $29 million, or $0.54 in diluted earnings per share (EPS), on total net revenues of $469 million for the third quarter of 2026. Adjusted net income was $56 million, or $1.05 in adjusted diluted EPS, on adjusted net revenues of $502 million1. PFSI’s…
Read attachment ↗tm2628494d1_ex99-2.htm · 8-K · 2026-10-29
Exhibit 99.2 PennyMac Financial Services, Inc. October 2026 3Q26 EARNINGS REPORT ───────────────────────────────────── This presentation contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, regarding management’s beliefs, estimates, projections and assumptions with respect to, among other things, our financial results, future operations, business plans and investment strategies, as well as industry and market condi…
Read attachment ↗tm2625307d1_ex99-1.htm · 8-K · 2026-09-14
EX-99.1 2 tm2625307d1_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 PennyMac Financial Services, Inc. INVESTOR UPDATE September 2026 ───────────────────────────────────── This presentation contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, regarding management’s beliefs, estimates, projections and assumptions with respect to, among other things, our future financial results and operations, our business plans, as well …
Read attachment ↗tm2621541d1_ex99-1.htm · 8-K · 2026-07-29
EX-99.1 2 tm2621541d1_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 PennyMac Financial Services, Inc. Reports Second Quarter 2026 Results WESTLAKE VILLAGE, Calif. - July 29, 2026 - PennyMac Financial Services, Inc. (NYSE: PFSI) today reported net income of $22 million, or $0.41 in diluted earnings per share (EPS), on total net revenues of $497 million for the second quarter of 2026. Adjusted net income was $74 million, or $1.39 in adjusted diluted EPS, on adjusted net revenues of $566 million1. P…
Read attachment ↗tm2621541d1_ex99-2.htm · 8-K · 2026-07-29
EX-99.2 3 tm2621541d1_ex99-2.htm EXHIBIT 99.2 Exhibit 99.2 PennyMac Financial Services, Inc. 2Q26 EARNINGS REPORT July 2026 ───────────────────────────────────── This presentation contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, regarding management’s beliefs, estimates, projections and assumptions with respect to, among other things, our financial results, future operations, business plans and investment s…
Read attachment ↗tm2617203d1_ex99-1.htm · 8-K · 2026-06-11
EX-99.1 2 tm2617203d1_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 PennyMac Financial Services, Inc. Announces Tiffany To Has Joined Its Board of Directors Ontollo CEO brings deep scaling and technology transformation experience to the mortgage industry's premier tech-first platform WESTLAKE VILLAGE, Calif. - June 9, 2026 - PennyMac Financial Services, Inc. (NYSE: PFSI) (Pennymac) announced today that Tiffany To, enterprise AI expert and CEO and Co-Founder of AI and operational intelligence soft…
Read attachment ↗