Company research
MetroCity Bankshares, Inc.
CIK 1747068Updated Sep 27, 2026
SecurityMCBS · NASDAQ · equity
MCBS price & chart
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NASDAQ:MCBS on TradingView ↗About the company
MetroCity Bankshares, Inc. is a Georgia corporation and a registered bank holding company for its wholly owned banking subsidiary, Metro City Bank, which is headquartered in the Atlanta, Georgia metropolitan area. Founded in 2006, Metro City Bank currently operates 27 full-service branch locations and two loan production offices in Alabama, California, Florida, Georgia, New York, New Jersey, Texas, and Virginia. To learn more about Metro City Bank, visit www.metrocitybank.bank.
In the news
MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ↗
Recent filings
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Other Events
Items 8.01, 9.01
4 filing
Show 5 more recent filings
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 4,768,400,000Source | 3,594,045,000Source | 3,502,823,000Source | 3,427,239,000Source |
| Property, Plant and Equipment, NetUSD | 29,879,000Source | 18,276,000Source | 18,132,000Source | 14,257,000Source |
| GoodwillUSD | 56,048,000Source | — | — | — |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 383,676,000Source | 249,875,000Source | 144,805,000Source | 179,485,000Source |
| Operating Lease, Right-of-Use AssetUSD | 15,193,000Source | 7,850,000Source | 8,472,000Source | 8,463,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 4,224,216,000Source | 3,172,692,000Source | 3,121,306,000Source | 3,077,818,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 1,159,000Source | 254,000Source | 252,000Source | 252,000Source |
| Additional Paid in CapitalUSD | 138,675,000Source | 49,216,000Source | 45,699,000Source | 45,298,000Source |
| Retained Earnings (Accumulated Deficit)USD | 402,684,000Source | 358,704,000Source | 315,356,000Source | 285,832,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | 1,666,000Source | 13,179,000Source | 20,210,000Source | 18,039,000Source |
| Stockholders' Equity Attributable to ParentUSD | 544,184,000Source | 421,353,000Source | 381,517,000Source | 349,421,000Source |
| Liabilities and EquityUSD | 4,768,400,000Source | 3,594,045,000Source | 3,502,823,000Source | 3,427,239,000Source |
| Additional Financial Items | ||||
| Deferred Tax Liabilities, NetUSD | — | — | 2,261,000Source | 1,611,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 68,532,000Source | 64,504,000Source | 51,613,000Source | 62,602,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Deferred Income Tax Expense (Benefit)USD | 643,000Source | 350,000Source | 1,010,000Source | -2,956,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 37,702,000Source | 63,501,000Source | 82,099,000Source | 134,694,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | 126,832,000Source | 5,868,000Source | -110,265,000Source | -651,816,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 674,000Source | 1,286,000Source | 4,931,000Source | 2,354,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 2,727,000Source | 10,000Source | 2,020,000Source | 8,195,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -30,733,000Source | 35,701,000Source | -6,514,000Source | 255,266,000Source |
| Payments of Ordinary Dividends, Common StockUSD | 24,845,000Source | 21,051,000Source | 18,200,000Source | 15,290,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 383,676,000Source | 249,875,000Source | 144,805,000Source | 179,485,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 91,444,000Source | 95,402,000Source | 89,594,000Source | 25,074,000Source |
| Income Taxes Paid, NetUSD | 21,779,000Source | 21,503,000Source | 17,973,000Source | 34,311,000Source |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 2,907,000Source | 2,629,000Source | 2,421,000Source | 1,931,000Source |
| Amortization of Intangible AssetsUSD | 106,000Source | — | — | — |
| DepreciationUSD | 1,300,000Source | 1,100,000Source | 1,100,000Source | 1,200,000Source |
| Depreciation, Amortization and Accretion, NetUSD | 3,511,000Source | 2,960,000Source | 2,687,000Source | 3,875,000Source |
| Equity Securities, FV-NI, Gain (Loss)USD | — | — | — | -1,086,000Source |
| Gain (Loss) on Sale of Mortgage LoansUSD | 3,952,000Source | 1,914,000Source | — | 2,017,000Source |
| GoodwillUSD | 56,048,000Source | — | — | — |
| Income Tax Expense (Benefit)USD | 24,162,000Source | 22,810,000Source | 20,359,000Source | 28,615,000Source |
| Marketable Securities, Unrealized Gain (Loss)USD | 346,000Source | -35,000Source | 35,000Source | -1,100,000Source |
| Net Income (Loss) Attributable to ParentUSD | 68,532,000Source | 64,504,000Source | 51,613,000Source | 62,602,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 2,643,000Source | 640,000Source | 1,272,000Source | 2,886,000Source |
| Proceeds from Stock Options ExercisedUSD | — | 900,000Source | — | — |
| Provision for Loan, Lease, and Other LossesUSD | -336,000Source | 668,000Source | -92,000Source | -2,767,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | -318,000Source | 516,000Source | -15,000Source | — |
| Unrealized Gain (Loss) on InvestmentsUSD | 346,000Source | -35,000Source | 35,000Source | -1,086,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 92,694,000Source | 87,314,000Source | 71,972,000Source | 91,217,000Source |
| Income Tax Expense (Benefit)USD | 24,162,000Source | 22,810,000Source | 20,359,000Source | 28,615,000Source |
| Net Income (Loss) Attributable to ParentUSD | 68,532,000Source | 64,504,000Source | 51,613,000Source | 62,602,000Source |
| Earnings Per Share, BasicUSD per share | 2.66Source | 2.55Source | 2.05Source | 2.46Source |
| Earnings Per Share, DilutedUSD per share | 2.64Source | 2.52Source | 2.02Source | 2.44Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 25,733,733Source | 25,283,345Source | 25,205,489Source | 25,409,654Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 26,005,582Source | 25,582,121Source | 25,518,516Source | 25,688,696Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 106,000Source | — | — | — |
| Business Combination, Acquisition Related CostsUSD | 4,729,000Source | — | — | — |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 0.96Source | 0.83Source | — | — |
| Current Income Tax Expense (Benefit)USD | 23,519,000Source | 22,460,000Source | 19,349,000Source | 31,571,000Source |
| Interest ExpenseUSD | — | — | 91,348,000Source | 27,609,000Source |
| InterestExpenseOperatingUSD | 90,379,000Source | 94,767,000Source | — | — |
| Interest Income (Expense), NetUSD | 130,449,000Source | 118,146,000Source | 101,479,000Source | 119,611,000Source |
| Interest Income, OperatingUSD | 220,828,000Source | 212,913,000Source | 192,827,000Source | 147,220,000Source |
| Labor and Related ExpenseUSD | 36,674,000Source | 33,207,000Source | 29,304,000Source | 30,502,000Source |
| Other Cost and Expense, OperatingUSD | 13,875,000Source | 12,721,000Source | 11,686,000Source | 13,305,000Source |
| Other ExpensesUSD | 13,875,000Source | 12,721,000Source | 11,686,000Source | 13,305,000Source |
| Other IncomeUSD | 3,265,000Source | 2,592,000Source | 2,727,000Source | 2,139,000Source |
Filing attachments
mcbs-20260724xex99d1.htm · 8-K · 2026-07-24
EX-99.1 2 mcbs-20260724xex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2026 ATLANTA, GA (July 24, 2026) - MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $22.1 million, or $0.76 per diluted share, for the second quarter of 2026, compared to $22.3 million, or $0.77 per diluted share, for the first quarter of 2026, and…
Read attachment ↗mcbs-20260715xex99d1.htm · 8-K · 2026-07-15
EX-99.1 2 mcbs-20260715xex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA., July 15, 2026 (PR Newswire) - MetroCity Bankshares, Inc. (the “Company”) (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.29 per share on its common stock. The cash dividend is payable on August 7, 2026 to shareholders of record as of July 29, 2026. About MetroCity Bankshares, Inc. Metro…
Read attachment ↗mcbs-20260424xex99d1.htm · 8-K · 2026-04-24
EX-99.1 2 mcbs-20260424xex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FIRST QUARTER 2026 ATLANTA, GA (April 24, 2026) - MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $22.3 million, or $0.77 per diluted share, for the first quarter of 2026, compared to $18.3 million, or $0.68 per diluted share, for the fourth quarter of 2025, and…
Read attachment ↗mcbs-20260415xex99d1.htm · 8-K · 2026-04-15
EX-99.1 2 mcbs-20260415xex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA., April 15, 2026 (PR Newswire) - MetroCity Bankshares, Inc. (the “Company”) (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.29 per share on its common stock. The cash dividend is payable on May 8, 2026 to shareholders of record as of April 29, 2026. About MetroCity Bankshares, Inc. MetroC…
Read attachment ↗