Company research
Ethos Technologies Inc.
CIK 1788451Updated Sep 27, 2026
SecurityLIFE · NASDAQ · equity
LIFE price & chart
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NASDAQ:LIFE on TradingView ↗About the company
Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten.
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Recent filings
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 |
|---|---|---|
| ASSETS | ||
| AssetsUSD | 515,337,000Source | 395,881,000Source |
| Property, Plant and Equipment, NetUSD | 8,189,000Source | 7,424,000Source |
| GoodwillUSD | 2,238,000Source | 2,238,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 662,000Source | 221,000Source |
| Current assets: | ||
| Cash and Cash Equivalents, at Carrying ValueUSD | 91,091,000Source | 35,075,000Source |
| Accounts Receivable, after Allowance for Credit Loss, CurrentUSD | 36,498,000Source | 30,303,000Source |
| Assets, CurrentUSD | 245,804,000Source | 174,806,000Source |
| Prepaid Expense and Other Assets, CurrentUSD | 54,553,000Source | 26,070,000Source |
| Operating Lease, Right-of-Use AssetUSD | 2,183,000Source | 2,536,000Source |
| LIABILITIES AND EQUITY | ||
| LiabilitiesUSD | 135,456,000Source | 99,034,000Source |
| Stockholders’ equity: | ||
| Common Stock, Value, IssuedUSD | 2,000Source | 2,000Source |
| Additional Paid in CapitalUSD | 78,950,000Source | 66,991,000Source |
| Retained Earnings (Accumulated Deficit)USD | -102,514,000Source | -173,665,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -554,000Source | -478,000Source |
| Stockholders' Equity Attributable to ParentUSD | -24,116,000Source | -107,150,000Source |
| Liabilities and EquityUSD | 515,337,000Source | 395,881,000Source |
| Current liabilities: | ||
| Liabilities, CurrentUSD | 113,190,000Source | 67,600,000Source |
| Operating Lease, Liability, CurrentUSD | 1,125,000Source | 753,000Source |
| Accounts Payable, CurrentUSD | 55,070,000Source | 24,303,000Source |
| Operating Lease, Liability, NoncurrentUSD | 1,228,000Source | 1,864,000Source |
| Deferred Income Tax Liabilities, NetUSD | 8,529,000Source | 3,907,000Source |
| Other Liabilities, NoncurrentUSD | 0Source | 1,500,000Source |
| Additional Financial Items | ||
| Accrued Liabilities, CurrentUSD | 39,224,000Source | 19,217,000Source |
| Deferred Tax Liabilities, NetUSD | 8,529,000Source | 3,907,000Source |
| Short-term InvestmentsUSD | 34,876,000Source | 68,279,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 |
|---|---|---|
| Cash flows from operating activities: | ||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 71,151,000Source | 48,832,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||
| Depreciation, Depletion and AmortizationUSD | 5,359,000Source | 5,438,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 10,596,000Source | 3,166,000Source |
| Changes in operating assets and liabilities: | ||
| Increase (Decrease) in Accounts ReceivableUSD | 11,195,000Source | 13,626,000Source |
| Increase (Decrease) in Accounts PayableUSD | 30,631,000Source | 12,691,000Source |
| Deferred Income Tax Expense (Benefit)USD | 4,622,000Source | 3,907,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 36,225,000Source | -10,908,000Source |
| Cash flows from investing activities: | ||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | 31,867,000Source | -896,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 1,491,000Source | 776,000Source |
| Cash flows from financing activities: | ||
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -12,049,000Source | 21,857,000Source |
| Dividends paid | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 91,091,000Source | 35,075,000Source |
| Supplemental disclosure of cash flow information: | ||
| Income Taxes Paid, NetUSD | 1,760,000Source | — |
| Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | -27,000Source | 2,000Source |
| Additional Financial Items | ||
| Foreign Currency Transaction Gain (Loss), UnrealizedUSD | 303,000Source | 199,000Source |
| General and Administrative ExpenseUSD | 39,647,000Source | 22,417,000Source |
| GoodwillUSD | 2,238,000Source | 2,238,000Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | 4,593,000Source | 5,104,000Source |
| Investment Income, InterestUSD | 5,831,000Source | 5,599,000Source |
| Net Income (Loss) Attributable to ParentUSD | 71,151,000Source | 48,832,000Source |
| Other Nonoperating Income (Expense)USD | 2,822,000Source | 5,189,000Source |
| Payments to Acquire InvestmentsUSD | 66,709,000Source | 154,675,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 |
|---|---|---|
| Total RevenueUSD | 387,608,000Source | 254,926,000Source |
| Cost of Goods and Services Sold | — | — |
| Gross Profit (Calculated) · Derived | — | — |
| Operating Income (Loss)USD | 72,922,000Source | 48,747,000Source |
| Other Nonoperating Income (Expense)USD | 2,822,000Source | 5,189,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 75,744,000Source | 53,936,000Source |
| Income Tax Expense (Benefit)USD | 4,593,000Source | 5,104,000Source |
| Net Income (Loss) Attributable to ParentUSD | 71,151,000Source | 48,832,000Source |
| Earnings Per Share, BasicUSD per share | 4.31Source | 3.05Source |
| Earnings Per Share, DilutedUSD per share | 1.22Source | 0.85Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 16,490,000Source | 16,007,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 58,416,000Source | 57,600,000Source |
| Additional Financial Items | ||
| Costs and ExpensesUSD | 314,686,000Source | 206,179,000Source |
| Current Income Tax Expense (Benefit)USD | -29,000Source | 1,197,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | 5,359,000Source | 5,438,000Source |
| General and Administrative ExpenseUSD | 39,647,000Source | 22,417,000Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source |
| Income (Loss) Attributable to Parent, before TaxUSD | — | 53,936,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | 74,712,000Source | 52,414,000Source |
| Investment Income, InterestUSD | 5,831,000Source | 5,599,000Source |
| Other IncomeUSD | 161,000Source | 185,000Source |
| Selling and Marketing ExpenseUSD | 229,318,000Source | 148,664,000Source |
Filing attachments
life-ex99_1.htm · 8-K · 2026-08-03
EX-99.1 2 life-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 Ethos Reports Second Quarter Fiscal Year 2026 Financial Results • Q2 Revenue grew 113% year-over-year to $190 million • Q2 Direct Channel Revenue grew 131% year-over-year to $116 million • Q2 Third-Party Revenue grew 90% year-over-year to $73 million • Board of Directors authorized a share repurchase program of up to $100 million of Ethos' Class A common stock Austin, TX - August 3, 2026 - Ethos (Nasdaq: LIFE), a leading life insu…
Read attachment ↗life-ex99_1.htm · 8-K · 2026-05-06
EX-99.1 2 life-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 Ethos Reports First Quarter Fiscal Year 2026 Financial Results • Q1 Revenue grew 104% year-over-year to $193 million • Q1 Direct Channel Revenue grew 136% year-over-year to $146 million • Q1 Third-Party Revenue grew 42% year-over-year to $47 million Austin, TX - May 6, 2026 - Ethos (Nasdaq: LIFE), a leading life insurance technology company on a mission to democratize access to life insurance, today announced its financial results …
Read attachment ↗