Company research
Open Lending Corp
CIK 1806201Updated Sep 24, 2026
Securities
Historical securities (2)
LPRO · NASDAQ · equity · closed Jul 30, 2026OLENW · NASDAQ · warrant · closed Sep 15, 2020Name history
Nebula Parent Corp. · through Jun 12, 2020
LPRO price & chart
Historical security
This listing closed Jul 30, 2026. Live provider charts are shown only for current listings.
About the company
Open Lending (NASDAQ: LPRO) provides loan analytics, risk-based pricing, risk modeling, and default insurance to auto lenders throughout the United States. For over 25 years, Open Lending has been empowering financial institutions to create profitable auto loan portfolios with less risk and more reward.
In the news
Open Lending to Announce First Quarter 2026 Results on May 7, 2026 ↗
Open Lending Reports Fourth Quarter and Full Year 2025 Financial Results ↗
LPRO Deadline: LPRO Investors with Losses in Excess of $100K Have Opportunity to Lead Open Lending Corporation Securities Fraud Lawsuit News provided by THE ROSEN LAW FIRM, P. A. Jun 27, 2025, 14:07 ET Share this article Share to X Share this article Share to X NEW YORK , June 27, 2025 /PRNewswire/ ↗
Recent filings
15-12G filing
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02
SCHEDULE 13D/A filing
SCHEDULE 13D/A filing
4 filing
Show 5 more recent filings
4 filing
S-8 POS filing
25-NSE filing
Termination of a Material Definitive Agreement · Completion of Acquisition or Disposition of Assets · Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing · Material Modification to Rights of Security Holders · Changes in Control of Registrant · Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
Items 1.02, 2.01, 3.01, 3.03, 5.01, 5.03, 9.01
SC 14D9/A filing
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 236,679,000Source | 296,368,000Source | 374,037,000Source | 379,631,000Source |
| Property, Plant and Equipment, NetUSD | 458,000Source | 729,000Source | 3,913,000Source | 2,573,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 176,614,000Source | 243,164,000Source | 240,206,000Source | 204,450,000Source |
| Accounts Receivable, after Allowance for Credit Loss, CurrentUSD | 3,653,000Source | 5,055,000Source | 4,616,000Source | 5,721,000Source |
| Assets, CurrentUSD | 222,687,000Source | 275,725,000Source | 289,876,000Source | 280,744,000Source |
| Operating Lease, Right-of-Use AssetUSD | 3,063,000Source | 3,878,000Source | 3,990,000Source | 4,610,000Source |
| Other Assets, NoncurrentUSD | 3,532,000Source | 5,556,000Source | 5,535,000Source | 5,575,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 161,719,000Source | 218,281,000Source | 168,457,000Source | 166,807,000Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 1,282,000Source | 1,282,000Source | 1,282,000Source | 1,282,000Source |
| Additional Paid in CapitalUSD | 497,663,000Source | 502,664,000Source | 502,032,000Source | 499,625,000Source |
| Retained Earnings (Accumulated Deficit)USD | -332,995,000Source | -328,759,000Source | -193,749,000Source | -215,819,000Source |
| Stockholders' Equity Attributable to ParentUSD | 74,960,000Source | 78,087,000Source | 205,580,000Source | 212,824,000Source |
| Liabilities and EquityUSD | 236,679,000Source | 296,368,000Source | 374,037,000Source | 379,631,000Source |
| Current liabilities: | ||||
| Liabilities, CurrentUSD | 49,258,000Source | 47,252,000Source | 20,590,000Source | 15,107,000Source |
| Operating Lease, Liability, CurrentUSD | 897,000Source | 779,000Source | 632,000Source | 561,000Source |
| Accounts Payable, CurrentUSD | 446,000Source | 953,000Source | 375,000Source | 288,000Source |
| Operating Lease, Liability, NoncurrentUSD | 2,382,000Source | 3,273,000Source | 3,450,000Source | 4,082,000Source |
| Other Liabilities, NoncurrentUSD | 5,239,000Source | 7,329,000Source | 5,060,000Source | 3,935,000Source |
| Additional Financial Items | ||||
| Accrued Liabilities, CurrentUSD | 8,699,000Source | 5,166,000Source | 8,131,000Source | 6,388,000Source |
| Long-term Debt, Excluding Current MaturitiesUSD | — | — | 144,045,000Source | — |
| Long-term Debt, Current MaturitiesUSD | 7,500,000Source | 7,500,000Source | 4,688,000Source | 3,750,000Source |
| Long-term Debt, Excluding Current MaturitiesUSD | 77,266,000Source | 132,217,000Source | — | 143,683,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 2,410,000Source | 1,674,000Source | 1,159,000Source | 1,339,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 7,043,000Source | 8,677,000Source | 9,492,000Source | 5,449,000Source |
| Changes in operating assets and liabilities: | ||||
| Increase (Decrease) in Accounts ReceivableUSD | -1,402,000Source | 439,000Source | -1,105,000Source | -804,000Source |
| Deferred Income Tax Expense (Benefit)USD | 0Source | 70,113,000Source | -4,985,000Source | 375,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | -3,194,000Source | 17,598,000Source | 82,658,000Source | 107,431,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -1,030,000Source | -3,896,000Source | -2,178,000Source | -624,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 56,000Source | 165,000Source | 123,000Source | 624,000Source |
| Cash flows from financing activities: | ||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | 1,096,000Source | 1,445,000Source | 1,258,000Source | 209,000Source |
| Payments for Repurchase of Common StockUSD | 4,886,000Source | 0Source | 37,322,000Source | 18,018,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -61,482,000Source | -6,447,000Source | -42,330,000Source | -17,797,000Source |
| Dividends paid | — | — | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -65,706,000Source | 7,255,000Source | 38,150,000Source | 89,010,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 188,218,000Source | 253,924,000Source | 246,669,000Source | 208,519,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 9,283,000Source | 12,590,000Source | 10,313,000Source | 3,520,000Source |
| Income Taxes Paid, NetUSD | -2,208,000Source | -3,907,000Source | 9,075,000Source | 36,112,000Source |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 7,043,000Source | 8,677,000Source | 9,492,000Source | 5,449,000Source |
| Amortization of Debt Issuance CostsUSD | 413,000Source | 427,000Source | 428,000Source | — |
| Capitalized Computer Software, AmortizationUSD | 2,100,000Source | 1,400,000Source | — | — |
| DepreciationUSD | 300,000Source | 300,000Source | 1,200,000Source | 900,000Source |
| Gain (Loss) on Extinguishment of DebtUSD | -203,000Source | — | 0Source | 0Source |
| General and Administrative ExpenseUSD | 53,091,000Source | 43,867,000Source | 43,043,000Source | 35,950,000Source |
| Income Tax Expense (Benefit)USD | -1,133,000Source | 70,405,000Source | 6,788,000Source | 26,920,000Source |
| InterestExpenseNonoperatingUSD | 9,662,000Source | 11,317,000Source | — | — |
| Investment Income, InterestUSD | 9,317,000Source | 12,090,000Source | 10,335,000Source | 1,995,000Source |
| Net Income (Loss) Attributable to ParentUSD | -4,236,000Source | -135,010,000Source | 22,070,000Source | 66,620,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | -4,236,000Source | -135,010,000Source | 22,070,000Source | 66,620,000Source |
| Operating ExpensesUSD | 76,668,000Source | 65,547,000Source | 66,103,000Source | 62,011,000Source |
| Operating Lease, ExpenseUSD | — | — | — | 953,000Source |
| Other Nonoperating Income (Expense)USD | -18,000Source | 0Source | 109,000Source | -238,000Source |
| Payments of Financing CostsUSD | — | 0Source | — | — |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | 93,217,000Source | 24,024,000Source | 117,460,000Source | 179,594,000Source |
| Cost of RevenueUSD | 21,555,000Source | 23,855,000Source | 22,282,000Source | 19,968,000Source |
| Operating Income (Loss)USD | -5,006,000Source | -65,378,000Source | 29,075,000Source | 97,615,000Source |
| Other Nonoperating Income (Expense)USD | -18,000Source | 0Source | 109,000Source | -238,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | -5,369,000Source | -64,605,000Source | 28,858,000Source | 93,540,000Source |
| Income Tax Expense (Benefit)USD | -1,133,000Source | 70,405,000Source | 6,788,000Source | 26,920,000Source |
| Net Income (Loss) Attributable to ParentUSD | -4,236,000Source | -135,010,000Source | 22,070,000Source | 66,620,000Source |
| Earnings Per Share, BasicUSD per share | -0.04Source | -1.13Source | 0.18Source | 0.53Source |
| Earnings Per Share, DilutedUSD per share | -0.04Source | -1.13Source | 0.18Source | 0.53Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 118,603,000Source | 119,179,766Source | 120,826,644Source | 126,108,329Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 118,603,000Source | 119,179,766Source | 121,474,880Source | 126,261,614Source |
| Interest Expense (non-operating)USD | 9,662,000Source | 11,317,000Source | — | — |
| Additional Financial Items | ||||
| Capitalized Computer Software, AmortizationUSD | 2,100,000Source | 1,400,000Source | — | — |
| General and Administrative ExpenseUSD | 53,091,000Source | 43,867,000Source | 43,043,000Source | 35,950,000Source |
| Gross ProfitUSD | 71,662,000Source | 169,000Source | 95,178,000Source | 159,626,000Source |
| Interest ExpenseUSD | — | — | 10,661,000Source | 5,832,000Source |
| Investment Income, InterestUSD | 9,317,000Source | 12,090,000Source | 10,335,000Source | 1,995,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | -4,236,000Source | -135,010,000Source | 22,070,000Source | 66,620,000Source |
| Operating ExpensesUSD | 76,668,000Source | 65,547,000Source | 66,103,000Source | 62,011,000Source |
| Operating Lease, ExpenseUSD | — | — | — | 953,000Source |
| Preferred Stock Dividends, Income Statement ImpactUSD | — | — | — | 0Source |
| Research and Development ExpenseUSD | 8,777,000Source | 4,462,000Source | 5,575,000Source | 8,205,000Source |
| Selling and Marketing ExpenseUSD | 14,800,000Source | 17,218,000Source | 17,485,000Source | 17,856,000Source |
Filing attachments
d147981dex991.htm · 8-K · 2026-06-16
EX-99.1 4 d147981dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 Open Lending Enters into Merger Agreement to be Acquired by ANV Open Lending stockholders to receive $3.15 per share in cash, representing a 78% premium to Open Lending’s 90-day volume weighted average share price June 16, 2026, NEW YORK, US - ANV Group Holdings Ltd. (“ANV”), a global insurance intermediary platform, and Open Lending Corporation (“Open Lending”) (NASDAQ: LPRO), a leading provider of insurance-backed lending enable…
Read attachment ↗lpro-20260331xex991.htm · 8-K · 2026-05-07
EX-99.1 2 lpro-20260331xex991.htm EX-99.1 Document Exhibit 99.1 Open Lending Reports First Quarter 2026 Financial Results AUSTIN, Texas, May 7, 2026 - Open Lending Corporation (Nasdaq: LPRO) (the “Company” or “Open Lending”), a leading provider of lending enablement and risk analytics solutions for financial institutions, today reported financial results for its first quarter ended March 31, 2026. “We delivered solid execution in the first quarter, which represents another positive step …
Read attachment ↗a20251231-ex991.htm · 8-K · 2026-03-12
EX-99.1 2 a20251231-ex991.htm EX-99.1 Document Exhibit 99.1 Open Lending Reports Fourth Quarter and Full Year 2025 Financial Results AUSTIN, Texas, March 12, 2026 - Open Lending Corporation (Nasdaq: LPRO) (the “Company” or “Open Lending”), a leading provider of lending enablement and risk analytics solutions for financial institutions, today reported financial results for its fourth quarter and full year ended December 31, 2025. “I am proud to conclude my first year as Chief Executive Of…
Read attachment ↗lpro-20251119ex991.htm · 8-K · 2025-11-25
EX-99.1 2 lpro-20251119ex991.htm EX-99.1 Document Open Lending Appoints Abhijit Chaudhary to Board of Directors Seasoned Fintech Leader Joins Board, Bringing Over Two Decades of Expertise Driving Product Innovation and Growth Across Consumer Finance AUSTIN, Texas - November 25, 2025 - Open Lending Corporation (NASDAQ: LPRO) (the “Company” or “Open Lending”), a leading provider of lending enablement and risk analytics solutions for financial institutions, today announced the appointment of…
Read attachment ↗a20250930-ex991.htm · 8-K · 2025-11-06
EX-99.1 2 a20250930-ex991.htm EX-99.1 Document Exhibit 99.1 Open Lending Reports Third Quarter 2025 Financial Results AUSTIN, Texas, November 6, 2025 - Open Lending Corporation (Nasdaq: LPRO) (the “Company” or “Open Lending”), a leading provider of lending enablement and risk analytics solutions for financial institutions, today reported financial results for its third quarter ended September 30, 2025. “Our results reflect the strategic implementation of enhanced underwriting standards a…
Read attachment ↗lpro-20250925ex991.htm · 8-K · 2025-09-25
EX-99.1 2 lpro-20250925ex991.htm EX-99.1 Document Open Lending Appoints Todd Hart to Board of Directors Seasoned Financial Services Executive Brings More Than 35 Years of Insurance and Strategic Transaction Experience to Support the Company's Growth Strategy AUSTIN, Texas - September 25, 2025 - Open Lending Corporation (Nasdaq: LPRO) (the “Company” or “Open Lending”), an industry trailblazer in lending enablement and risk analytics solutions for financial institutions, today announced the…
Read attachment ↗