Company research
loanDepot, Inc.
CIK 1831631Updated Sep 26, 2026
SecurityLDI · NYSE · equity
LDI price & chart
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NYSE:LDI on TradingView ↗About the company
Since its launch in 2010, loanDepot (NYSE: LDI) has revolutionized the mortgage industry with digital innovations that make transacting easier, faster, and less stressful for customers and originators alike. The Company, which is licensed in all 50 states, helps its customers achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. loanDepot is also committed to serving the communities in which its team lives and works through a variety of local and national philanthropic efforts.
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Recent filings
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Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 6,857,936,000Source | 6,344,028,000Source | 6,151,048,000Source | 6,609,934,000Source |
| Property, Plant and Equipment, NetUSD | 61,929,000Source | 61,079,000Source | 70,809,000Source | 92,889,000Source |
| GoodwillUSD | — | — | — | 0Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 337,232,000Source | 421,576,000Source | 660,707,000Source | 863,956,000Source |
| Accounts Receivable | — | — | — | — |
| Operating Lease, Right-of-Use AssetUSD | 23,877,000Source | 20,432,000Source | 29,433,000Source | 35,668,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 6,471,926,000Source | 5,837,417,000Source | 5,446,564,000Source | 5,688,461,000Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source |
| Additional Paid in CapitalUSD | 878,204,000Source | 843,523,000Source | 821,055,000Source | 788,601,000Source |
| Retained Earnings (Accumulated Deficit)USD | -614,398,000Source | -550,623,000Source | -451,706,000Source | -342,137,000Source |
| Liabilities and EquityUSD | 6,857,936,000Source | 6,344,028,000Source | 6,151,048,000Source | 6,609,934,000Source |
| Deferred Income Tax Liabilities, NetUSD | 4,372,000Source | 25,332,000Source | 80,171,000Source | 122,404,000Source |
| Stockholders' Equity Attributable to Noncontrolling InterestUSD | 151,496,000Source | 233,719,000Source | 351,303,000Source | 487,974,000Source |
| Additional Financial Items | ||||
| Deferred Tax Liabilities, NetUSD | 4,372,000Source | 22,943,000Source | 78,195,000Source | 121,463,000Source |
| Dividends PayableUSD | 88,000Source | 669,000Source | 2,919,000Source | 7,130,000Source |
| Long-term DebtUSD | 2,100,303,000Source | 2,027,203,000Source | 2,274,011,000Source | 2,289,319,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | -107,530,000Source | -202,151,000Source | -235,512,000Source | -610,385,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 26,200,000Source | 36,100,000Source | 41,300,000Source | 42,000,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 12,223,000Source | 24,919,000Source | 21,993,000Source | 20,583,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | -707,510,000Source | -865,420,000Source | -174,215,000Source | 4,460,746,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | 14,512,000Source | 495,048,000Source | 165,659,000Source | 667,760,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 27,100,000Source | 26,386,000Source | 20,612,000Source | 43,211,000Source |
| Cash flows from financing activities: | ||||
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 566,799,000Source | 151,737,000Source | -226,089,000Source | -4,768,601,000Source |
| Dividends paid | — | — | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -126,199,000Source | -218,635,000Source | -234,645,000Source | 359,905,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 401,022,000Source | 527,221,000Source | 745,856,000Source | 980,501,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 301,463,000Source | 305,518,000Source | 321,626,000Source | 253,728,000Source |
| Income Taxes Paid, NetUSD | -2,913,000Source | 9,024,000Source | -8,870,000Source | 26,730,000Source |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 12,200,000Source | 24,900,000Source | 22,000,000Source | 20,600,000Source |
| Amortization of Debt Issuance CostsUSD | 10,394,000Source | 11,007,000Source | 14,162,000Source | 20,776,000Source |
| Amortization of Intangible AssetsUSD | — | — | — | 205,000Source |
| Capitalized Computer Software, AmortizationUSD | 20,900,000Source | 27,900,000Source | 27,700,000Source | 20,400,000Source |
| Derivative, Gain (Loss) on Derivative, NetUSD | -40,954,000Source | -87,787,000Source | -27,718,000Source | 757,185,000Source |
| Dividends PayableUSD | 88,000Source | 669,000Source | 2,919,000Source | 7,130,000Source |
| Gain (Loss) on Extinguishment of DebtUSD | 0Source | -5,680,000Source | 1,690,000Source | 10,528,000Source |
| General and Administrative ExpenseUSD | 177,084,000Source | 204,231,000Source | 212,732,000Source | 265,680,000Source |
| GoodwillUSD | — | — | — | 0Source |
| Goodwill and Intangible Asset ImpairmentUSD | — | — | — | 42,112,000Source |
| Goodwill, Impairment LossUSD | — | 0Source | 0Source | 40,736,000Source |
| Impairment of Intangible Assets (Excluding Goodwill)USD | — | — | — | 1,376,000Source |
| Income Tax Expense (Benefit)USD | -13,001,000Source | -40,698,000Source | -42,796,000Source | -79,592,000Source |
| InterestExpenseNonoperatingUSD | 175,213,000Source | 188,550,000Source | — | — |
| Net Income (Loss) Attributable to ParentUSD | -62,646,000Source | -98,331,000Source | -110,142,000Source | -273,020,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | -44,884,000Source | -103,820,000Source | -125,370,000Source | -337,365,000Source |
| Operating Lease, Impairment LossUSD | 0Source | 500,000Source | 900,000Source | 16,100,000Source |
| Proceeds from Stock Options ExercisedUSD | 5,926,000Source | — | — | — |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 8,734,000Source | -6,348,000Source | 8,179,000Source | 136,993,000Source |
| Unrealized Gain (Loss) on DerivativesUSD | -20,680,000Source | 61,822,000Source | -35,430,000Source | -134,519,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | -120,531,000Source | -242,849,000Source | -278,308,000Source | -689,977,000Source |
| Income Tax Expense (Benefit)USD | -13,001,000Source | -40,698,000Source | -42,796,000Source | -79,592,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | -44,884,000Source | -103,820,000Source | -125,370,000Source | -337,365,000Source |
| Net Income (Loss) Attributable to ParentUSD | -62,646,000Source | -98,331,000Source | -110,142,000Source | -273,020,000Source |
| Earnings Per Share, BasicUSD per share | — | — | — | -1.75Source |
| Earnings Per Share, DilutedUSD per share | — | — | — | -1.75Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 174,906,063Source | 156,030,350Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | 185,641,675Source | 174,906,063Source | 156,030,350Source |
| Interest Expense (non-operating)USD | 175,213,000Source | 188,550,000Source | — | — |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | — | — | — | 205,000Source |
| Capitalized Computer Software, AmortizationUSD | 20,900,000Source | 27,900,000Source | 27,700,000Source | 20,400,000Source |
| Costs and ExpensesUSD | 1,310,272,000Source | 1,303,084,000Source | 1,252,330,000Source | 1,945,773,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | 26,221,000Source | 36,108,000Source | 41,261,000Source | 42,195,000Source |
| General and Administrative ExpenseUSD | 177,084,000Source | 204,231,000Source | 212,732,000Source | 265,680,000Source |
| Goodwill, Impairment LossUSD | — | 0Source | 0Source | 40,736,000Source |
| Interest ExpenseUSD | — | — | 130,145,000Source | 150,897,000Source |
| InterestExpenseOperatingUSD | 148,525,000Source | 147,328,000Source | — | — |
| Interest Income (Expense), NetUSD | 10,275,000Source | -843,000Source | 3,118,000Source | 49,307,000Source |
| Labor and Related ExpenseUSD | 641,518,000Source | 600,483,000Source | 573,010,000Source | 1,027,008,000Source |
| Marketing and Advertising ExpenseUSD | 146,688,000Source | 132,671,000Source | 132,880,000Source | 236,828,000Source |
| Other IncomeUSD | 66,692,000Source | 70,149,000Source | 72,780,000Source | 73,420,000Source |
Filing attachments
a2026q2earningsreleaseex991.htm · 8-K · 2026-08-04
EX-99.1 2 a2026q2earningsreleaseex991.htm EX-99.1 Document loanDepot announces second quarter 2026 financial results Strategic expansion into home equity drove unit volume growth of 25%, and revenue growth of 18%, improved operating leverage and substantially narrowed the quarterly loss compared to prior quarter. Second Quarter 2026 Highlights: • Loan origination volume increased 4% to $7.99 billion and unit volume increased 25% from the first quarter of 2026, demonstrating meaningful pr…
Read attachment ↗a2026q1earningsreleaseex991.htm · 8-K · 2026-05-05
EX-99.1 2 a2026q1earningsreleaseex991.htm EX-99.1 Document loanDepot announces first quarter 2026 financial results Company delivers market share gains and operational progress amid a challenging market. First Quarter 2026 Highlights: • Loan origination volume decreased 5% to $7.66 billion from the prior quarter, while market share increased to 1.39%1. • Revenue decreased 8% to $286 million and adjusted revenue decreased 5% to $299 million compared to the prior quarter, primarily impact…
Read attachment ↗