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Company research

Blue Foundry Bancorp

CIK 1846017Updated Sep 27, 2026

Securities
Historical securities (1)BLFY · NASDAQ · equity · closed Mar 31, 2026

BLFY price & chart

Provider market data
Historical security

This listing closed Mar 31, 2026. Live provider charts are shown only for current listings.

Financials

FY 2025 · USD
Revenue— · FY 2025
Net income-10,025,000USD · FY 2025
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

Operating income— · FY 2025
Diluted EPS-0.51USD per share · FY 2025
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

Some figures are unavailable for this reporting year.

balance sheet · annual statements
Line itemFY 2025FY 2024FY 2023FY 2022
ASSETS
AssetsUSD2,168,004,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

As of 2025-12-31

2,060,683,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

As of 2024-12-31

2,044,963,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

As of 2023-12-31

2,043,338,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

As of 2022-12-31

Property, Plant and Equipment, NetUSD26,830,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

As of 2025-12-31

29,486,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

As of 2024-12-31

32,475,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

As of 2023-12-31

29,825,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

As of 2022-12-31

Current assets:
Cash and Cash Equivalents, at Carrying ValueUSD53,141,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

As of 2025-12-31

42,502,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

As of 2024-12-31

46,025,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

As of 2023-12-31

41,182,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

As of 2022-12-31

Operating Lease, Right-of-Use AssetUSD21,705,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

As of 2025-12-31

23,470,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

As of 2024-12-31

25,172,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

As of 2023-12-31

25,906,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

As of 2022-12-31

LIABILITIES AND EQUITY
LiabilitiesUSD1,855,263,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

As of 2025-12-31

1,728,485,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

As of 2024-12-31

1,689,323,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

As of 2023-12-31

1,649,620,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

As of 2022-12-31

Stockholders’ equity:
Preferred Stock, Value, IssuedUSD0
Source

10-K · 2026-03-31 · 0001628280-26-022338

As of 2025-12-31

0
Source

10-K · 2025-03-27 · 0001628280-25-015163

As of 2024-12-31

0
Source

10-K · 2024-03-27 · 0001628280-24-013330

As of 2023-12-31

0
Source

10-K · 2023-03-30 · 0001628280-23-009940

As of 2022-12-31

Common Stock, Value, IssuedUSD285,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

As of 2025-12-31

285,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

As of 2024-12-31

285,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

As of 2023-12-31

285,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

As of 2022-12-31

Additional Paid in CapitalUSD280,752,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

As of 2025-12-31

277,304,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

As of 2024-12-31

273,991,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

As of 2023-12-31

279,454,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

As of 2022-12-31

Retained Earnings (Accumulated Deficit)USD142,404,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

As of 2025-12-31

152,429,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

As of 2024-12-31

164,340,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

As of 2023-12-31

171,763,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

As of 2022-12-31

Accumulated Other Comprehensive Income (Loss), Net of TaxUSD-16,071,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

As of 2025-12-31

-18,954,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

As of 2024-12-31

-22,880,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

As of 2023-12-31

-24,719,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

As of 2022-12-31

Stockholders' Equity Attributable to ParentUSD312,741,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

As of 2025-12-31

332,198,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

As of 2024-12-31

355,640,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

As of 2023-12-31

393,718,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

As of 2022-12-31

Liabilities and EquityUSD2,168,004,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

As of 2025-12-31

2,060,683,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

As of 2024-12-31

2,044,963,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

As of 2023-12-31

2,043,338,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

As of 2022-12-31

Lines labelled “Derived” are calculated from reported figures.

cash flow · annual statements
Line itemFY 2025FY 2024FY 2023FY 2022
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, Depletion and AmortizationUSD3,000,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

3,100,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

2,900,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

2,700,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Share-based Payment Arrangement, Noncash ExpenseUSD———1,816,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Deferred Income Tax Expense (Benefit)USD———0
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Net Cash Provided by (Used in) Operating ActivitiesUSD-8,016,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

5,063,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

-12,118,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

2,779,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Cash flows from investing activities:
Net Cash Provided by (Used in) Investing ActivitiesUSD-93,039,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

-30,006,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

10,301,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

-306,236,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Payments to Acquire Property, Plant, and EquipmentUSD—140,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

5,571,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

5,364,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Cash flows from financing activities:
Payments for Repurchase of Common StockUSD16,270,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

19,423,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

36,009,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

15,349,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Net Cash Provided by (Used in) Financing ActivitiesUSD111,694,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

21,420,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

6,660,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

151,193,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD10,639,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

-3,523,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

4,843,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

-152,264,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD53,141,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

As of 2025-12-31

42,502,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

As of 2024-12-31

46,025,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

As of 2023-12-31

41,182,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

As of 2022-12-31

Supplemental disclosure of cash flow information:
Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD47,118,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

48,042,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

36,314,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

10,714,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Income Taxes Paid, NetUSD116,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

136,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

96,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

190,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Additional Financial Items
Debt Securities, Available-for-sale, Realized Gain (Loss)USD——0
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

—
Debt Securities, Realized Gain (Loss)USD—0
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

20,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

14,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to SettlementUSD———0
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Depreciation, Amortization and Accretion, NetUSD2,952,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

3,126,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

2,870,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

2,662,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD1,477,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

-1,144,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

146,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

—
Gain (Loss) on Disposition of Property Plant EquipmentUSD0
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

-3,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

-13,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

—
Gain (Loss) on Sales of Loans, NetUSD0
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

36,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

231,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

—
Gains (Losses) on Sales of Investment Real EstateUSD0
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

123,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

——
Income Tax Expense (Benefit)USD0
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

0
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

0
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

338,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Net Income (Loss) Attributable to ParentUSD-10,025,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

-11,911,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

-7,397,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

2,396,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Proceeds from Issuance of Common StockUSD———0
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD——2,500,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

—
Proceeds from Stock Options ExercisedUSD21,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

———
Financing Receivable, Credit Loss, Expense (Reversal)USD2,123,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

-1,350,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

-441,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

-1,001,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Lines labelled “Derived” are calculated from reported figures.

income statement · annual statements
Line itemFY 2025FY 2024FY 2023FY 2022
Income Tax Expense (Benefit)USD0
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

0
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

0
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

338,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Net Income (Loss) Attributable to ParentUSD-10,025,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

-11,911,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

-7,397,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

2,396,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Earnings Per Share, BasicUSD per share-0.51
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

-0.55
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

-0.31
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

0.09
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Earnings Per Share, DilutedUSD per share-0.51
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

-0.55
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

-0.31
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

0.09
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Weighted Average Number of Shares Outstanding, Basicshares19,646,810
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

21,477,429
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

23,925,724
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

26,165,841
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Weighted Average Number of Shares Outstanding, Dilutedshares19,646,810
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

21,477,429
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

23,925,724
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

26,270,864
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Additional Financial Items
Debt Securities, Realized Gain (Loss)USD—0
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

20,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

14,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to SettlementUSD———0
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD1,477,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

-1,144,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

146,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

—
Gains (Losses) on Sales of Investment Real EstateUSD0
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

123,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

——
Income (Loss) Attributable to Parent, before TaxUSD-10,025,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

-11,911,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

-7,397,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

2,734,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Interest ExpenseUSD——37,186,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

10,570,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

InterestExpenseOperatingUSD47,922,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

47,901,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

——
Interest Income (Expense), NetUSD47,384,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

37,550,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

41,919,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

51,843,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Interest Income (Expense), Nonoperating, NetUSD4,700,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

6,400,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

5,500,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

356,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Labor and Related ExpenseUSD31,935,000
Source

10-K · 2026-03-31 · 0001628280-26-022338

2025-01-01 to 2025-12-31

29,433,000
Source

10-K · 2025-03-27 · 0001628280-25-015163

2024-01-01 to 2024-12-31

28,439,000
Source

10-K · 2024-03-27 · 0001628280-24-013330

2023-01-01 to 2023-12-31

29,247,000
Source

10-K · 2023-03-30 · 0001628280-23-009940

2022-01-01 to 2022-12-31

Lines labelled “Derived” are calculated from reported figures.