Company research
Catalyst Bancorp, Inc.
CIK 1849867Updated Nov 9, 2026
SecurityCLST · NASDAQ · equity
CLST price & chart
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NASDAQ:CLST on TradingView ↗About the company
Catalyst Bancorp, Inc. (Nasdaq: CLST) is a Louisiana corporation and registered bank holding company for Catalyst Bank, its wholly-owned subsidiary, with $631.2 million in assets at September 30, 2026. Founded in 1922 as St. Landry Homestead Federal Savings Bank, Catalyst Bank has served the Acadiana region of south-central Louisiana for more than a century and recently expanded into southwest Louisiana through the acquisition of Lakeside Bank. Catalyst Bank offers commercial and retail banking products with a focus on fueling business and improving lives in the communities we serve. To learn more about Catalyst Bancorp and Catalyst Bank, visit www.catalystbank.com or the website of the Securities and Exchange Commission, www.sec.gov.
In the news
Catalyst Bancorp, Inc. and Lakeside Bancshares, Inc. Announce Shareholder and Regulatory Approvals for Pending Mergers ↗
Recent filings
Results of Operations and Financial Condition
Items 2.02, 9.01
Financial Statements and Exhibits
Items 9.01
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02, 9.01
4 filing
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02, 9.01
Show 5 more recent filings
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Completion of Acquisition or Disposition of Assets · Other Events
Items 2.01, 8.01, 9.01
11-K filing
Other Events
Items 8.01, 9.01
Financials
FY 2025 · USDSource
Source
Source
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balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 283,834,000Source | 280,617,000Source | 290,013,000Source | 273,785,000Source | 295,333,000Source | 288,508,000Source | 271,648,000Source | 282,049,000Source | 282,927,000Source | 276,697,000Source | 270,932,000Source | 263,324,000Source |
| Property, Plant and Equipment, NetUSD | 5,954,000Source | 6,135,000Source | 5,648,000Source | 5,977,000Source | 6,114,000Source | 5,749,000Source | 6,049,000Source | 5,995,000Source | 5,850,000Source | 6,085,000Source | 6,072,000Source | 6,303,000Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 37,271,000Source | 45,753,000Source | 36,982,000Source | 40,056,000Source | 75,455,000Source | 38,533,000Source | 40,318,000Source | 76,011,000Source | 25,205,000Source | 44,295,000Source | 19,011,000Source | 13,472,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 202,249,000Source | 198,950,000Source | 207,483,000Source | 192,986,000Source | 214,320,000Source | 206,299,000Source | 191,057,000Source | 200,688,000Source | 201,202,000Source | 196,493,000Source | 186,277,000Source | 174,850,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 41,000Source | 44,000Source | 40,000Source | 41,000Source | 45,000Source | 41,000Source | 42,000Source | 46,000Source | 41,000Source | 43,000Source | 48,000Source | 53,000Source |
| Additional Paid in CapitalUSD | 37,997,000Source | 40,847,000Source | 37,051,000Source | 38,259,000Source | 41,914,000Source | 37,303,000Source | 38,844,000Source | 42,711,000Source | 37,363,000Source | 39,561,000Source | 45,020,000Source | 51,062,000Source |
| Retained Earnings (Accumulated Deficit)USD | 51,456,000Source | 49,234,000Source | 52,994,000Source | 50,967,000Source | 48,787,000Source | 52,470,000Source | 50,446,000Source | 48,368,000Source | 51,912,000Source | 49,860,000Source | 53,045,000Source | 52,740,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -2,649,000Source | -2,681,000Source | -2,547,000Source | -2,872,000Source | -3,617,000Source | -2,476,000Source | -3,092,000Source | -3,595,000Source | -2,409,000Source | -3,558,000Source | -7,237,000Source | -9,074,000Source |
| Stockholders' Equity Attributable to ParentUSD | 81,585,000Source | 81,667,000Source | 82,530,000Source | 80,799,000Source | 81,013,000Source | 82,209,000Source | 80,591,000Source | 81,253,000Source | 81,725,000Source | 80,204,000Source | 84,655,000Source | 88,474,000Source |
| Liabilities and EquityUSD | 283,834,000Source | 280,617,000Source | 290,013,000Source | 273,785,000Source | 295,333,000Source | 288,508,000Source | 271,648,000Source | 282,049,000Source | 282,927,000Source | 276,697,000Source | 270,932,000Source | 263,324,000Source |
| Additional Financial Items | ||||||||||||
| Long-term DebtUSD | 14,693,000Source | 29,513,000Source | 9,786,000Source | — | 30,261,000Source | 9,759,000Source | — | 29,423,000Source | 14,732,000Source | 9,558,000Source | 19,378,000Source | 9,198,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | — | — | — | 558,000Source | 586,000Source | 2,052,000Source | -3,089,000Source | 602,000Source | 180,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 253,000Source | 201,000Source | 897,000Source | 812,000Source | 769,000Source | 472,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | 97,000Source | 71,000Source | 312,000Source | -894,000Source | -12,000Source | -9,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 661,000Source | 427,000Source | 3,287,000Source | 3,172,000Source | 2,008,000Source | 772,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | 7,828,000Source | 1,538,000Source | -24,391,000Source | 17,817,000Source | -267,000Source | -14,143,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 4,000Source | 66,000Source | 188,000Source | 430,000Source | 172,000Source | 252,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 260,000Source | 866,000Source | 2,586,000Source | 5,757,000Source | 6,315,000Source | 2,340,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 4,839,000Source | -5,942,000Source | 2,014,000Source | 4,295,000Source | 3,798,000Source | -14,041,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 37,271,000Source | 45,753,000Source | 36,982,000Source | 40,056,000Source | 38,533,000Source | 40,318,000Source | 25,205,000Source | 44,295,000Source | 19,011,000Source | 13,472,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 1,034,000Source | 1,013,000Source | 3,980,000Source | 4,287,000Source | 1,402,000Source | 496,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | — | 116,000Source | 200,000Source | — | 243,000Source |
| Additional Financial Items | ||||||||||||
| Bank Owned Life Insurance IncomeUSD | — | — | 123,000Source | 118,000Source | 135,000Source | 119,000Source | 134,000Source | 118,000Source | 494,000Source | 463,000Source | 409,000Source | 314,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | — | — | — | — | — | — | — | -5,507,000Source | -92,000Source | — |
| DepreciationUSD | — | — | — | — | — | — | — | — | 422,000Source | 412,000Source | 403,000Source | 448,000Source |
| Depreciation, Amortization and Accretion, NetUSD | — | — | — | — | — | — | 105,000Source | 103,000Source | 422,000Source | 412,000Source | 403,000Source | 448,000Source |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | — | -1,000Source | — | — | — | — | — | -1,000Source | 6,000Source | — | -77,000Source |
| Income Tax Expense (Benefit)USD | — | — | 110,000Source | 108,000Source | 152,000Source | 113,000Source | 126,000Source | 134,000Source | 452,000Source | -894,000Source | 81,000Source | -21,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 489,000Source | 447,000Source | 524,000Source | 521,000Source | 558,000Source | 586,000Source | 2,052,000Source | -3,089,000Source | 602,000Source | 180,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 7,000Source | 21,000Source | 22,000Source | 22,000Source | 9,000Source | 20,000Source | 56,000Source | 86,000Source | 780,000Source | 407,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 2,153,000Source | 710,000Source | 4,619,000Source | 6,200,000Source | 9,105,000Source | 10,884,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | — | — | — | — | — | — | — | — | — | -375,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | -36,000Source | 337,000Source | -104,000Source | — | -70,000Source | — | 60,000Source | 531,000Source | 128,000Source | -375,000Source |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 599,000Source | 555,000Source | 676,000Source | 634,000Source | 684,000Source | 720,000Source | 2,504,000Source | -3,983,000Source | 683,000Source | 159,000Source |
| Income Tax Expense (Benefit)USD | — | — | 110,000Source | 108,000Source | 152,000Source | 113,000Source | 126,000Source | 134,000Source | 452,000Source | -894,000Source | 81,000Source | -21,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 489,000Source | 447,000Source | 524,000Source | 521,000Source | 558,000Source | 586,000Source | 2,052,000Source | -3,089,000Source | 602,000Source | 180,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.13Source | 0.11Source | 0.15Source | 0.14Source | 0.16Source | 0.16Source | 0.56Source | -0.78Source | 0.14Source | 0.04Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.13Source | 0.11Source | 0.14Source | 0.14Source | 0.15Source | 0.16Source | 0.56Source | -0.78Source | 0.14Source | 0.04Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 3,637,000Source | 3,893,000Source | 3,582,000Source | 3,661,000Source | 3,587,000Source | 3,723,000Source | 3,662,000Source | 3,939,000Source | 4,383,000Source | 4,857Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 3,658,000Source | 3,905,000Source | 3,649,000Source | 3,671,000Source | 3,643,000Source | 3,726,000Source | 3,675,000Source | 3,939,000Source | 4,387,000Source | 4,857Source |
| Additional Financial Items | ||||||||||||
| Bank Owned Life Insurance IncomeUSD | — | — | 123,000Source | 118,000Source | 135,000Source | 119,000Source | 134,000Source | 118,000Source | 494,000Source | 463,000Source | 409,000Source | 314,000Source |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 1,860,000Source | 683,000Source |
| InterestExpenseOperatingUSD | — | — | 1,063,000Source | 1,139,000Source | 993,000Source | 993,000Source | 1,025,000Source | 1,009,000Source | 4,106,000Source | 4,317,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 2,450,000Source | 2,532,000Source | 2,591,000Source | 2,468,000Source | 2,545,000Source | 2,365,000Source | 9,790,000Source | 9,545,000Source | 7,801,000Source | 7,331,000Source |
| Labor and Related ExpenseUSD | — | — | 1,312,000Source | 1,200,000Source | 1,343,000Source | 1,262,000Source | 1,321,000Source | 1,245,000Source | 5,153,000Source | 4,830,000Source | 4,671,000Source | 4,822,000Source |
| Marketing and Advertising ExpenseUSD | — | — | 35,000Source | 31,000Source | 47,000Source | 20,000Source | 33,000Source | 39,000Source | 131,000Source | 129,000Source | 100,000Source | 240,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 7,000Source | 21,000Source | 22,000Source | 22,000Source | 9,000Source | 20,000Source | 56,000Source | 86,000Source | 780,000Source | 407,000Source |
Filing attachments
clst-ex99d1.htm · 8-K · 2026-10-29
Exhibit 99.1 For more information: Joe Zanco, President and CEO (337) 948-3033 For Immediate Release Release Date: October 29, 2026 Catalyst Bancorp, Inc. Announces 2026 Third Quarter Results Opelousas, Louisiana - Catalyst Bancorp, Inc. (Nasdaq: “CLST”) (the “Company”), the parent company for Catalyst Bank (the “Bank”) (www.catalystbank.com), reported net income of $978,000, or $0.27 per diluted common share (“diluted EPS”), for the third quarter of 2026, up $454,000, or 87%, compared to…
Read attachment ↗clst-ex99d1.htm · 8-K/A · 2026-09-29
Exhibit 99.1 CONSOLIDATED FINANCIAL STATEMENTS AND INDEPENDENT AUDITORS’ REPORT LAKESIDE BANCSHARES AND SUBSIDIARY, LAKESIDE BANK December 31, 2025 and 2024 CONTENTS PAGE INDEPENDENT AUDITORS’ REPORT 3 CONSOLIDATED FINANCIAL STATEMENTS: CONSOLIDATED BALANCE SHEETS 5 CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME 7 CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS’ EQUITY 8 CONSOLIDATED STATEMENTS OF CASH FLOWS 9 NOTES TO CONSOLIDATED FINANCIAL STATEMENTS …
Read attachment ↗clst-ex99d2.htm · 8-K/A · 2026-09-29
Exhibit 99.2 LAKESIDE BANCSHARES, INC. AND SUBSIDIARY UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS AS OF AND FOR THE THREE MONTHS ENDED MARCH 31, 2026 AND 2025 TABLE OF CONTENTS Financial Statements (Unaudited) Consolidated Statements of Financial Condition 2 Consolidated Statements of Income 3 Consolidated Statements of Comprehensive Income 4 Consolidated Statements of Changes in Shareholders' Equity 5 Conso…
Read attachment ↗clst-20260730xex99d1.htm · 8-K · 2026-07-30
EX-99.1 2 clst-20260730xex99d1.htm EX-99.1 For Immediate Release Exhibit 99.1 For more information: Joe Zanco, President and CEO (337) 948-3033 For Immediate Release Release Date: July 30, 2026 Catalyst Bancorp, Inc. Announces 2026 Second Quarter Results Opelousas, Louisiana - Catalyst Bancorp, Inc. (Nasdaq: “CLST”) (the “Company”), the parent company for Catalyst Bank (the “Bank”) (www.catalystbank.com), reported net income of $524,000, or $0.14 per diluted common share (“diluted EP…
Read attachment ↗clst-20260714xex99d1.htm · 8-K · 2026-07-14
EX-99.1 2 clst-20260714xex99d1.htm EX-99.1 For Immediate Release Exhibit 99.1 For more information: Catalyst Bancorp, Inc. Joe Zanco, President and CEO (337) 948-3033 For Immediate Release Release Date: July 14, 2026 Catalyst Bancorp, Inc. Completes Acquisition of Lakeside Bancshares, Inc. Opelousas, Louisiana - Catalyst Bancorp, Inc. (Nasdaq: “CLST”) (“Catalyst”), the parent company for Catalyst Bank (www.catalystbank.com), announced today the successful completion of the previousl…
Read attachment ↗clst-20260626xex99d1.htm · 8-K · 2026-06-26
EX-99.1 2 clst-20260626xex99d1.htm EX-99.1 For Immediate Release Exhibit 99.1 For more information: Catalyst Bancorp, Inc. Joe Zanco, President and CEO (337) 948-3033 Lakeside Bancshares, Inc. Roy Raftery, President and CEO (337) 474-3766 For Immediate Release Release Date: June 26, 2026 Catalyst Bancorp, Inc. and Lakeside Bancshares, Inc. Announce Shareholder and Regulatory Approvals for Pending Mergers Opelousas, Louisiana - Catalyst Bancorp, Inc. (Nasdaq: “CLST”) (“Catalyst”)…
Read attachment ↗