Company research
TC Bancshares, Inc.
CIK 1850398Updated Sep 26, 2026
SecurityTCBC · NYSE_AMERICAN · equity
TCBC price & chart
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Financials
FY 2023 · USDSource
Source
Source
balance sheet · annual statements
| Line item | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 466,583,269Source | 429,617,526Source | 380,942,147Source | 349,927,133Source |
| Property, Plant and Equipment, NetUSD | 4,782,760Source | 3,132,282Source | 3,224,889Source | 3,443,509Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | — | — | 41,890,831Source | 41,876,399Source |
| Operating Lease, Right-of-Use AssetUSD | 1,944,885Source | — | — | — |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 386,948,848Source | 344,339,692Source | 294,129,566Source | 310,068,845Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 44,617Source | 50,494Source | 48,984Source | — |
| Additional Paid in CapitalUSD | 43,181,994Source | 50,128,052Source | 47,481,077Source | — |
| Retained Earnings (Accumulated Deficit)USD | 42,863,945Source | 45,876,694Source | 44,613,668Source | 41,973,211Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -3,125,257Source | -4,305,039Source | -1,608,401Source | -2,114,923Source |
| Stockholders' Equity Attributable to ParentUSD | 79,634,421Source | 85,277,834Source | 86,812,581Source | 39,858,288Source |
| Liabilities and EquityUSD | 466,583,269Source | 429,617,526Source | 380,942,147Source | 349,927,133Source |
cash flow · annual statements
| Line item | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 468,000Source | 348,000Source | 366,000Source | 344,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 710,754Source | 361,493Source | — | — |
| Deferred Income Tax Expense (Benefit)USD | 113,086Source | 685,772Source | 808,623Source | 36,754Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 4,032,130Source | 4,417,614Source | 3,947,675Source | -647,644Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -37,511,474Source | -69,620,760Source | -33,176,024Source | -8,853,711Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 2,125,279Source | 255,084Source | 147,299Source | 459,509Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | — | 1,085,265Source | — | — |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 32,972,686Source | 48,858,187Source | 29,242,781Source | 27,185,872Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | -16,344,959Source | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 25,039,214Source | 25,545,872Source | — | — |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 6,454,199Source | 1,242,524Source | 1,034,559Source | 2,391,582Source |
| Additional Financial Items | ||||
| Bank Owned Life Insurance IncomeUSD | 286,366Source | 276,080Source | 283,145Source | 300,916Source |
| Deferred Other Tax Expense (Benefit)USD | -128,075Source | 98,260Source | -62,721Source | -212,222Source |
| Depreciation, Amortization and Accretion, NetUSD | 686,348Source | 652,727Source | 465,520Source | 405,666Source |
| Gain (Loss) on Disposition of AssetsUSD | 12,086Source | — | — | — |
| Gain (Loss) on Sale of Mortgage LoansUSD | 245,362Source | 971,970Source | 2,064,404Source | 1,235,737Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | 12,086Source | — | — | — |
| Gain (Loss) on Sales of Loans, NetUSD | 245,362Source | — | — | — |
| Income Tax Expense (Benefit)USD | 108,230Source | 675,472Source | 823,013Source | 39,754Source |
| Net Income (Loss) Attributable to ParentUSD | 265,825Source | 1,760,413Source | 2,640,457Source | 307,654Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 265,825Source | 1,760,413Source | 1,159,598Source | — |
| Operating Lease, ExpenseUSD | 236,000Source | — | — | — |
| Proceeds from Issuance of Common StockUSD | — | — | 48,983,500Source | 0Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 1,771,566Source | 3,480,977Source | 4,151,056Source | 6,586,138Source |
| Provision for Loan, Lease, and Other LossesUSD | 175,000Source | 110,905Source | 123,183Source | 779,758Source |
income statement · annual statements
| Line item | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 374,055Source | 2,435,885Source | 3,463,470Source | 347,408Source |
| Income Tax Expense (Benefit)USD | 108,230Source | 675,472Source | 823,013Source | 39,754Source |
| Net Income (Loss) Attributable to ParentUSD | 265,825Source | 1,760,413Source | 2,640,457Source | 307,654Source |
| Earnings Per Share, BasicUSD per share | 0.06Source | 0.36Source | 0.27Source | — |
| Earnings Per Share, DilutedUSD per share | 0.06Source | 0.36Source | 0.27Source | — |
| Weighted Average Number of Shares Outstanding, Basicshares | 4,783,618Source | 4,880,723Source | 4,371,646Source | — |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 4,796,488Source | 4,881,923Source | 4,371,646Source | — |
| Additional Financial Items | ||||
| Bank Owned Life Insurance IncomeUSD | 286,366Source | 276,080Source | 283,145Source | 300,916Source |
| Current Income Tax Expense (Benefit)USD | -4,856Source | -7,651Source | 14,390Source | 3,000Source |
| Interest ExpenseUSD | 6,891,864Source | 1,356,918Source | 1,017,287Source | 2,364,696Source |
| Interest Income (Expense), NetUSD | 13,924,631Source | 14,099,955Source | 12,446,882Source | 10,722,887Source |
| Labor and Related ExpenseUSD | 8,526,759Source | 8,008,837Source | 7,429,568Source | 6,443,953Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 265,825Source | 1,760,413Source | 1,159,598Source | — |
| Operating Lease, ExpenseUSD | 236,000Source | — | — | — |