Company research
Finwise Bancorp
CIK 1856365Updated Nov 5, 2026
SecurityFINW · NASDAQ · equity
FINW price & chart
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NASDAQ:FINW on TradingView ↗In the news
FinWise Bancorp Announces BIN Sponsorship Agreement with Vera, Inc. to Launch Unsecured Consumer Credit Card Program for Prime and Near‑Prime U.S Consumers ↗
Recent filings
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
10-Q filing
4 filing
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
Regulation FD Disclosure
Items 7.01, 9.01
Show 5 more recent filings
S-8 filing
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · Submission of Matters to a Vote of Security Holders
Items 5.02, 5.07, 9.01
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · Submission of Matters to a Vote of Security Holders
Items 5.02, 5.07, 9.01
4 filing
4 filing
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 899,929,000Source | 683,031,000Source | 925,311,000Source | 842,488,000Source | 617,820,000Source | 899,440,000Source | 804,129,000Source | 610,833,000Source | 977,135,000Source | 745,976,000Source | 586,221,000Source | 400,780,000Source |
| Property, Plant and Equipment, NetUSD | — | 17,099,000Source | — | — | 15,665,000Source | — | — | 15,098,000Source | 2,540,000Source | 16,328,000Source | 14,630,000Source | 9,478,000Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 105,627,000Source | 85,768,000Source | 93,638,000Source | 90,100,000Source | 89,009,000Source | 96,947,000Source | 120,272,000Source | 115,790,000Source | 163,400,000Source | 109,162,000Source | 116,975,000Source | 100,567,000Source |
| Operating Lease, Right-of-Use AssetUSD | 3,162,000Source | 3,735,000Source | — | 3,359,000Source | 3,913,000Source | — | 3,555,000Source | 4,104,000Source | 2,963,000Source | 3,564,000Source | 4,293,000Source | 5,041,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 712,164,000Source | 512,661,000Source | 726,120,000Source | 660,529,000Source | 452,024,000Source | 702,833,000Source | 626,768,000Source | 448,351,000Source | 783,940,000Source | 572,256,000Source | 431,165,000Source | 260,321,000Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 14,000Source | 13,000Source | 14,000Source | 13,000Source | 13,000Source | 14,000Source | 13,000Source | 13,000Source | 14,000Source | 13,000Source | 12,000Source | 13,000Source |
| Retained Earnings (Accumulated Deficit)USD | 128,282,000Source | 113,801,000Source | 136,804,000Source | 123,809,000Source | 110,342,000Source | 134,847,000Source | 119,781,000Source | 107,165,000Source | 132,197,000Source | 116,594,000Source | 103,844,000Source | 85,832,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | 52,000Source | 342,000Source | 14,000Source | 2,000Source | — | 44,000Source | 19,000Source | — | 26,000Source | 187,000Source | — | — |
| Stockholders' Equity Attributable to ParentUSD | 187,765,000Source | 170,370,000Source | 199,191,000Source | 181,959,000Source | 165,796,000Source | 196,607,000Source | 177,361,000Source | 162,482,000Source | 193,195,000Source | 173,720,000Source | 155,056,000Source | 140,459,000Source |
| Additional Paid in Capital, Common StockUSD | 59,417,000Source | 56,214,000Source | 62,359,000Source | 58,135,000Source | 55,441,000Source | 61,702,000Source | 57,548,000Source | 55,304,000Source | 60,958,000Source | 56,926,000Source | 51,200,000Source | 54,614,000Source |
| Liabilities and EquityUSD | 899,929,000Source | 683,031,000Source | 925,311,000Source | 842,488,000Source | 617,820,000Source | 899,440,000Source | 804,129,000Source | 610,833,000Source | 977,135,000Source | 745,976,000Source | 586,221,000Source | 400,780,000Source |
| Deferred Income Tax Liabilities, NetUSD | 0Source | 1,036,000Source | — | 0Source | 1,154,000Source | — | 0Source | 508,000Source | 0Source | 899,000Source | 748,000Source | — |
| Additional Financial Items | ||||||||||||
| Deferred Tax Liabilities, NetUSD | — | — | — | — | — | — | — | — | — | 899,000Source | 748,000Source | — |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation, Depletion and AmortizationUSD | — | — | — | — | — | — | 1,143,000Source | 1,377,000Source | 900,000Source | 3,200,000Source | 3,811,000Source | 2,107,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 659,000Source | 600,000Source | 3,579,000Source | 2,046,000Source | 2,046,000Source | 778,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | -3,192,000Source | — | — | — |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 19,709,000Source | -21,608,000Source | -28,424,000Source | -14,991,000Source | 12,265,000Source | 61,153,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -6,457,000Source | -28,108,000Source | -126,912,000Source | -132,379,000Source | -152,870,000Source | -35,834,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 21,000Source | 117,000Source | 219,000Source | 4,895,000Source | 7,458,000Source | 7,213,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | — | — | — | — | — | — | — | — | 516,000Source | — | — | — |
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | — | 0Source | 0Source | 461,000Source | 4,741,000Source | 1,136,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | -79,705,000Source | 60,826,000Source | 209,574,000Source | 139,557,000Source | 157,013,000Source | -10,506,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | -66,453,000Source | 11,110,000Source | 54,238,000Source | -7,813,000Source | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 105,627,000Source | 85,768,000Source | 93,638,000Source | 90,100,000Source | 96,947,000Source | 120,272,000Source | 163,400,000Source | 109,162,000Source | 116,975,000Source | 100,567,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 5,853,000Source | 3,000,000Source | 19,157,000Source | 14,565,000Source | 9,410,000Source | 1,428,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | 67,000Source | 412,000Source | 7,063,000Source | — | — | — |
| Additional Financial Items | ||||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | 1,130,000Source | 766,000Source | 1,054,000Source | 761,000Source | 659,000Source | 600,000Source | 3,579,000Source | 2,046,000Source | 2,046,000Source | 778,000Source |
| DepreciationUSD | — | — | — | — | — | — | — | — | — | — | 1,000,000Source | 1,000,000Source |
| Fair Value, Option, Changes in Fair Value, Gain (Loss)USD | — | — | 200,000Source | -100,000Source | -200,000Source | 300,000Source | -200,000Source | 400,000Source | 1,300,000Source | -625,000Source | — | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 12,658,000Source | 1,944,000Source | 22,553,000Source | 4,796,000Source | 10,566,000Source | 3,307,000Source | 38,479,000Source | 11,248,000Source | 11,525,000Source | — |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | 1,854,000Source | 393,000Source | 1,480,000Source | 1,483,000Source | 1,452,000Source | 846,000Source | 6,373,000Source | 2,036,000Source | 1,684,000Source | 13,550,000Source |
| Income Tax Expense (Benefit)USD | — | — | 1,520,000Source | 1,157,000Source | 672,000Source | 1,330,000Source | 1,063,000Source | 1,247,000Source | 5,669,000Source | 4,247,000Source | 6,353,000Source | 10,916,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 4,891,000Source | 3,454,000Source | 2,132,000Source | 4,097,000Source | 2,735,000Source | 3,189,000Source | 16,091,000Source | 12,742,000Source | 17,460,000Source | 25,115,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 4,652,000Source | 3,311,000Source | 2,119,000Source | 3,933,000Source | 2,714,000Source | 3,069,000Source | 15,386,000Source | 12,352,000Source | 17,172,000Source | 24,922,000Source |
| Operating Lease, ExpenseUSD | — | — | — | — | — | — | — | — | 944,000Source | 962,000Source | 911,000Source | 1,098,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 1,074,000Source | 1,036,000Source | 888,000Source | 867,000Source | 1,130,000Source | 991,000Source | 3,902,000Source | 4,563,000Source | 5,751,000Source | 1,180,000Source |
| Other Operating Income (Expense), NetUSD | — | — | -10,930,000Source | — | -10,128,000Source | — | -10,123,000Source | — | -37,599,000Source | — | — | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | — | — | 2,500,000Source | — | — | — |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | 0Source | 20,000Source | 481,000Source | 25,000Source | 44,000Source | 260,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | — | — | — | — | 10,581,000Source | 3,336,000Source | 38,573,000Source | 11,573,000Source | 11,638,000Source | 13,519,000Source |
| Unrealized Gain (Loss) on InvestmentsUSD | — | — | — | — | — | — | -200,000Source | 400,000Source | 1,300,000Source | -625,000Source | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 6,411,000Source | 4,611,000Source | 2,804,000Source | 5,427,000Source | 3,798,000Source | 4,436,000Source | 21,760,000Source | 16,989,000Source | 23,813,000Source | 36,031,000Source |
| Income Tax Expense (Benefit)USD | — | — | 1,520,000Source | 1,157,000Source | 672,000Source | 1,330,000Source | 1,063,000Source | 1,247,000Source | 5,669,000Source | 4,247,000Source | 6,353,000Source | 10,916,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 4,891,000Source | 3,454,000Source | 2,132,000Source | 4,097,000Source | 2,735,000Source | 3,189,000Source | 16,091,000Source | 12,742,000Source | 17,460,000Source | 25,115,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.36Source | 0.26Source | 0.16Source | 0.31Source | 0.21Source | 0.24Source | 1.2Source | 0.98Source | 1.38Source | 1.96Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.34Source | 0.25Source | 0.15Source | 0.29Source | 0.2Source | 0.23Source | 1.13Source | 0.93Source | 1.33Source | 1.87Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 12,859,264Source | 12,658,557Source | 13,112,580Source | 12,781,508Source | 13,019,369Source | 12,716,155Source | 12,828,016Source | 12,612,455Source | 12,488,564Source | 12,729,898Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 13,615,354Source | 13,257,835Source | 13,673,167Source | 13,472,394Source | 13,642,166Source | 13,483,647Source | 13,565,336Source | 13,228,869Source | 12,909,648Source | 13,357,022Source |
| Additional Financial Items | ||||||||||||
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 8,861,000Source | — | — | — |
| Depreciation, Depletion and Amortization, NonproductionUSD | — | — | — | — | — | — | 1,143,000Source | 1,377,000Source | 4,864,000Source | 5,289,000Source | 3,811,000Source | 2,107,000Source |
| Fair Value, Option, Changes in Fair Value, Gain (Loss)USD | — | — | 200,000Source | -100,000Source | -200,000Source | 300,000Source | -200,000Source | 400,000Source | 1,300,000Source | -625,000Source | — | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 12,658,000Source | 1,944,000Source | 22,553,000Source | 4,796,000Source | 10,566,000Source | 3,307,000Source | 38,479,000Source | 11,248,000Source | 11,525,000Source | — |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 9,975,000Source | 1,434,000Source |
| InterestExpenseOperatingUSD | — | — | 5,359,000Source | 4,161,000Source | 5,230,000Source | 5,014,000Source | 5,451,000Source | 4,256,000Source | 20,295,000Source | 15,440,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 18,607,000Source | 14,763,000Source | 28,749,000Source | 14,728,000Source | 28,090,000Source | 14,280,000Source | 72,183,000Source | 58,912,000Source | 54,559,000Source | 50,895,000Source |
| Labor and Related ExpenseUSD | — | — | 10,814,000Source | 9,659,000Source | 11,062,000Source | 10,491,000Source | 11,038,000Source | 9,826,000Source | 42,288,000Source | 35,205,000Source | 25,751,000Source | 24,489,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 4,652,000Source | 3,311,000Source | 2,119,000Source | 3,933,000Source | 2,714,000Source | 3,069,000Source | 15,386,000Source | 12,352,000Source | 17,172,000Source | 24,922,000Source |
| Operating Lease, ExpenseUSD | — | — | — | — | — | — | — | — | 944,000Source | 962,000Source | 911,000Source | 1,098,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 1,074,000Source | 1,036,000Source | 888,000Source | 867,000Source | 1,130,000Source | 991,000Source | 3,902,000Source | 4,563,000Source | 5,751,000Source | 1,180,000Source |
| Other Operating Income (Expense), NetUSD | — | — | -10,930,000Source | — | -10,128,000Source | — | -10,123,000Source | — | -37,599,000Source | — | — | — |
| Reclassification from AOCI, Current Period, before Tax, Attributable to ParentUSD | — | — | 115,000Source | 0Source | -28,000Source | 112,000Source | -19,000Source | 113,000Source | 387,000Source | — | — | — |
| Undistributed Earnings (Loss) Allocated to Participating Securities, BasicUSD | — | — | 239,000Source | 143,000Source | 13,000Source | 164,000Source | 21,000Source | 120,000Source | 705,000Source | 390,000Source | 288,000Source | 193,000Source |