Company research
Exzeo Group, Inc.
CIK 1873951Updated Sep 24, 2026
SecurityXZO · NYSE · equity
Name history
TypTap Insurance Group, Inc. · through Apr 7, 2023
XZO price & chart
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NYSE:XZO on TradingView ↗About the company
Exzeo Group is a leading innovator in technology solutions purpose-built for property and casualty (P&C) insurance carriers, with a strong focus on the expansive homeowners insurance market. Through its completely internally developed “Insurance-as-a-Service” platform, Exzeo delivers a comprehensive suite of digital tools and services that streamline every aspect of carrier and agent operations - from quoting and underwriting to policy administration, claims handling, data analytics, and financial reporting. By integrating advanced technology with deep industry expertise, Exzeo empowers P&C insurers to enhance underwriting precision, drive operational efficiency, and achieve superior performance across the insurance value chain. For more information, please visit exzeo.com.
In the news
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims on Behalf of Investors of Exzeo Group, Inc. - XZO ↗
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Exzeo Group, Inc. - XZO ↗
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Exzeo Group, Inc. - XZO ↗
Recent filings
Other Events
Items 8.01, 9.01
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Submission of Matters to a Vote of Security Holders
Items 5.07
4 filing
Show 5 more recent filings
Other Events
Items 8.01, 9.01
4 filing
4 filing
4 filing
4 filing
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 |
|---|---|---|
| ASSETS | ||
| AssetsUSD | 347,734,000Source | 89,441,000Source |
| Property, Plant and Equipment, NetUSD | 10,662,000Source | 10,752,000Source |
| Current assets: | ||
| Cash and Cash Equivalents, at Carrying ValueUSD | 305,372,000Source | 54,502,000Source |
| Accounts Receivable, after Allowance for Credit Loss, CurrentUSD | 2,906,000Source | 0Source |
| Assets, CurrentUSD | 325,821,000Source | 67,230,000Source |
| Operating Lease, Right-of-Use AssetUSD | 6,884,000Source | 8,052,000Source |
| LIABILITIES AND EQUITY | ||
| LiabilitiesUSD | 93,578,000Source | 73,934,000Source |
| Stockholders’ equity: | ||
| Common Stock, Value, IssuedUSD | 91,000Source | 83,000Source |
| Additional Paid in CapitalUSD | 228,647,000Source | 72,755,000Source |
| Retained Earnings (Accumulated Deficit)USD | 25,418,000Source | -57,331,000Source |
| Stockholders' Equity Attributable to ParentUSD | 254,156,000Source | 15,507,000Source |
| Liabilities and EquityUSD | 347,734,000Source | 89,441,000Source |
| Current liabilities: | ||
| Liabilities, CurrentUSD | 84,389,000Source | 56,376,000Source |
| Operating Lease, Liability, CurrentUSD | 2,413,000Source | 2,132,000Source |
| Operating Lease, Liability, NoncurrentUSD | 4,832,000Source | 6,219,000Source |
| Deferred Income Tax Liabilities, NetUSD | 0Source | 2,121,000Source |
| Additional Financial Items | ||
| Deferred Tax Liabilities, NetUSD | — | 2,121,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 |
|---|---|---|
| Cash flows from operating activities: | ||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 82,749,000Source | 45,321,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||
| Depreciation, Depletion and AmortizationUSD | 2,412,000Source | 2,227,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 2,636,000Source | 3,379,000Source |
| Changes in operating assets and liabilities: | ||
| Increase (Decrease) in Accounts ReceivableUSD | 2,906,000Source | 0Source |
| Deferred Income Tax Expense (Benefit)USD | -5,096,000Source | 1,525,000Source |
| Cash flows from financing activities: | ||
| Payments for Repurchase of Common StockUSD | 1,490,000Source | 481,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 153,646,000Source | -6,398,000Source |
| Repayments of Long-term DebtUSD | 0Source | 2,994,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | 250,870,000Source | -7,094,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 305,372,000Source | 54,502,000Source |
| Supplemental disclosure of cash flow information: | ||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 0Source | 3,472,000Source |
| Income Taxes Paid, NetUSD | 32,305,000Source | 13,948,000Source |
| Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | -230,000Source | -87,000Source |
| Additional Financial Items | ||
| Depreciation, Amortization and Accretion, NetUSD | 2,934,000Source | 2,361,000Source |
| Foreign Currency Transaction Gain (Loss), before TaxUSD | -173,000Source | -132,000Source |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestUSD | 82,749,000Source | 26,068,000Source |
| Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestUSD | 0Source | 19,253,000Source |
| Income Tax Expense (Benefit)USD | 27,543,000Source | 9,168,000Source |
| Net Income (Loss) Attributable to ParentUSD | 82,749,000Source | 45,321,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 82,749,000Source | 35,172,000Source |
| Operating ExpensesUSD | 25,033,000Source | 15,192,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 |
|---|---|---|
| Total RevenueUSD | 216,980,000Source | 133,948,000Source |
| Cost of Goods and Services Sold | — | — |
| Selling, General and Administrative ExpenseUSD | 15,724,000Source | 8,343,000Source |
| Operating Income (Loss)USD | 105,990,000Source | 38,017,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 110,292,000Source | 35,236,000Source |
| Income Tax Expense (Benefit)USD | 27,543,000Source | 9,168,000Source |
| Net Income (Loss) Attributable to ParentUSD | 82,749,000Source | 45,321,000Source |
| Earnings Per Share, BasicUSD per share | 0.99Source | 0.44Source |
| Earnings Per Share, DilutedUSD per share | 0.99Source | 0.44Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 80,171,000Source | 77,494,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 80,171,000Source | 77,494,000Source |
| Additional Financial Items | ||
| Current Income Tax Expense (Benefit)USD | 32,639,000Source | 7,643,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | 479,000Source | 335,000Source |
| Foreign Currency Transaction Gain (Loss), before TaxUSD | -173,000Source | -132,000Source |
| Gross ProfitUSD | 131,023,000Source | 53,209,000Source |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestUSD | 82,749,000Source | 26,068,000Source |
| Income (Loss) from Continuing Operations, Per Basic ShareUSD per share | 0.99Source | 0.2Source |
| Income (Loss) from Continuing Operations, Per Diluted ShareUSD per share | 0.99Source | 0.2Source |
| Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestUSD | 0Source | 19,253,000Source |
| InterestExpenseOperatingUSD | 0Source | 3,329,000Source |
| Labor and Related ExpenseUSD | 12,058,000Source | 5,716,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 82,749,000Source | 35,172,000Source |
| Net Income (Loss) from Continuing Operations Available to Common Shareholders, BasicUSD | 78,998,000Source | 15,369,000Source |
| Net Investment IncomeUSD | 4,302,000Source | 548,000Source |
| Operating ExpensesUSD | 25,033,000Source | 15,192,000Source |
| Other Cost and Expense, OperatingUSD | 3,666,000Source | 2,627,000Source |
| Preferred Stock Dividends, Income Statement ImpactUSD | 0Source | 10,149,000Source |
| Research and Development ExpenseUSD | 8,830,000Source | 6,514,000Source |
Filing attachments
xzo-ex99_1.htm · 8-K · 2026-08-14
EX-99.1 2 xzo-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 Exzeo Authorizes $25 Million Stock Repurchase Program Tampa, FL - August 14, 2026 - Exzeo Group Inc. (NYSE: XZO) today announced that its Board of Directors has authorized a program to purchase up to $25 million of the company’s common shares, subject to market conditions. The repurchase program authorizes the company to repurchase shares for cash periodically in open market purchases, block transactions, privately negotiated transact…
Read attachment ↗xzo-ex99_1.htm · 8-K · 2026-08-06
EX-99.1 2 xzo-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 Exzeo Announces Second Quarter 2026 Financial Results Managed Premium1 of $1.40 billion; Pre-Tax Income of $31.4 million; Earnings per share2 of $0.26 Tampa, Fla. - (BUSINESS WIRE) - August 6, 2026 - Exzeo Group, Inc. (NYSE:XZO) today announced financial results for the second quarter ended June 30, 2026. "Our second quarter results highlight both the quality of our financial model and the growing traction of the Exzeo Platform. We…
Read attachment ↗xzo-ex99_1.htm · 8-K · 2026-05-26
EX-99.1 2 xzo-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 Exzeo Announces New Stock Repurchase Program Tampa, Fla. (BUSINESS WIRE) - May 26, 2026 - Exzeo Group, Inc. (NYSE: XZO) today announced that its Board of Directors has authorized a new program and adopted a corresponding plan under Rule 10b5-1 of the Securities Exchange Act of 1934, as amended, to purchase up to $12 million of the company’s common shares, subject to market conditions. The authorization and plan are effective immediatel…
Read attachment ↗xzo-ex99_1.htm · 8-K · 2026-05-06
EX-99.1 2 xzo-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 Exzeo Announces First Quarter 2026 Financial Results Managed Premium1 of $1.43 billion; Pre-Tax Income of $27.6 million; Earnings per share2 of $0.22 Tampa, Fla. - (BUSINESS WIRE) - May 6, 2026 - Exzeo Group, Inc. (NYSE:XZO) today announced financial results for the first quarter ended March 31, 2026. "Our first quarter demonstrated momentum across the Exzeo Platform, highlighted by strong managed premium growth and the addition of…
Read attachment ↗