Company research
Mercer Bancorp, Inc.
CIK 1967306Updated Sep 27, 2026
SecurityMSBB · OTC · equity
MSBB price & chart
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Financials
FY 2025 · USDSource
Source
Source
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|
| ASSETS | |||
| AssetsUSD | 176,171,657Source | 181,748,216Source | 159,046,613Source |
| Property, Plant and Equipment, NetUSD | 5,151,721Source | 2,731,333Source | 2,601,575Source |
| Current assets: | |||
| Cash and Cash Equivalents, at Carrying ValueUSD | 5,363,187Source | 5,897,596Source | 6,291,336Source |
| LIABILITIES AND EQUITY | |||
| LiabilitiesUSD | 151,548,319Source | 157,795,183Source | 136,261,988Source |
| Stockholders’ equity: | |||
| Preferred Stock, Value, IssuedUSD | — | — | 0Source |
| Common Stock, Value, IssuedUSD | 9,959Source | 10,229Source | 10,229Source |
| Additional Paid in CapitalUSD | 8,368,876Source | 8,658,653Source | 8,723,652Source |
| Retained Earnings (Accumulated Deficit)USD | 17,343,618Source | 16,371,313Source | 15,729,450Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -389,846Source | -323,342Source | -860,326Source |
| Stockholders' Equity Attributable to ParentUSD | 24,623,338Source | 23,953,033Source | 22,784,625Source |
| Liabilities and EquityUSD | 176,171,657Source | 181,748,216Source | 159,046,613Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|
| Cash flows from operating activities: | |||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 972,305Source | 692,737Source | 769,558Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | |||
| Depreciation, Depletion and AmortizationUSD | 399,406Source | 365,793Source | 312,774Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 81,844Source | 98,708Source | — |
| Deferred Income Tax Expense (Benefit)USD | 67,694Source | -12,283Source | -146,745Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 1,871,616Source | -8,127,996Source | -1,713,595Source |
| Cash flows from investing activities: | |||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | 4,548,781Source | -14,006,953Source | -11,344,393Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 2,809,888Source | 485,158Source | 295,309Source |
| Cash flows from financing activities: | |||
| Payments for Repurchase of Common StockUSD | 385,878Source | — | — |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -6,954,806Source | 21,741,209Source | 4,972,606Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 5,363,187Source | 5,897,596Source | 6,291,336Source |
| Supplemental disclosure of cash flow information: | |||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 2,475,012Source | 2,446,502Source | 533,216Source |
| Income Taxes Paid, NetUSD | 300,000Source | 400,500Source | 171,979Source |
| Additional Financial Items | |||
| Share-based Payment Arrangement, ExpenseUSD | 82,000Source | — | — |
| Bank Owned Life Insurance IncomeUSD | 47,274Source | 63,699Source | 58,819Source |
| DepreciationUSD | 387,000Source | 355,000Source | 302,000Source |
| Gain (Loss) on Sale of InvestmentsUSD | — | 4,311Source | -7,012Source |
| Gain (Loss) on Sales of Loans, NetUSD | 26,924Source | — | 7,951Source |
| Income Tax Expense (Benefit)USD | 255,368Source | 165,670Source | 180,215Source |
| Net Income (Loss) Attributable to ParentUSD | 972,305Source | 692,737Source | 769,558Source |
| Proceeds from Issuance of Common StockUSD | — | — | 7,915,501Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 1,648,135Source | 2,570,414Source | 1,771,915Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 1,227,673Source | 858,407Source | 949,773Source |
| Income Tax Expense (Benefit)USD | 255,368Source | 165,670Source | 180,215Source |
| Net Income (Loss) Attributable to ParentUSD | 972,305Source | 692,737Source | 769,558Source |
| Earnings Per Share, BasicUSD per share | 1.03Source | 0.73Source | — |
| Earnings Per Share, DilutedUSD per share | 1.02Source | 0.73Source | — |
| Weighted Average Number of Shares Outstanding, Basicshares | 941,060Source | — | — |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 948,893Source | — | — |
| Additional Financial Items | |||
| Bank Owned Life Insurance IncomeUSD | 47,274Source | 63,699Source | 58,819Source |
| Current Income Tax Expense (Benefit)USD | 187,674Source | 177,953Source | 326,960Source |
| Interest ExpenseUSD | — | — | 599,872Source |
| InterestExpenseOperatingUSD | 2,637,245Source | 2,534,074Source | — |
| Interest Income, Debt Securities, OperatingUSD | 337,029Source | 313,957Source | 263,756Source |
| Interest Income (Expense), NetUSD | 6,797,812Source | 5,713,477Source | 5,402,641Source |
| Labor and Related ExpenseUSD | 2,703,854Source | 2,514,918Source | 2,197,427Source |
| Taxes, MiscellaneousUSD | 140,691Source | 134,175Source | 91,523Source |