Company research
ONEMAIN FINANCE CORP
CIK 25598Updated Sep 27, 2026
Name history
SPRINGLEAF FINANCE CORP · through May 14, 2020AMERICAN GENERAL FINANCE CORP · through Feb 17, 2011
Filing activity
Latest filing
50 filings on record · S-3ASR, 8-K, FWP, 10-Q, ABS-15G, 10-K.
Recent filings
S-3ASR filing
Entry into a Material Definitive Agreement · Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement
Items 1.01, 2.03, 9.01
Entry into a Material Definitive Agreement
Items 1.01, 9.01
FWP filing
10-Q filing
Show 5 more recent filings
Financials
FY 2018 · USDSource
Source
Source
balance sheet · annual statements
| Line item | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 20,309,000,000Source | 10,824,000,000Source | 9,719,000,000Source | 12,055,000,000Source |
| Property, Plant and Equipment, NetUSD | 133,000,000Source | 25,000,000Source | 70,000,000Source | 83,000,000Source |
| GoodwillUSD | 1,422,000,000Source | — | — | — |
| Intangible Assets, Net (Excluding Goodwill)USD | 387,000,000Source | — | — | — |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 663,000,000Source | 244,000,000Source | 240,000,000Source | 321,000,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 16,288,000,000Source | 8,418,000,000Source | 7,376,000,000Source | 10,132,000,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 5,000,000Source | 5,000,000Source | 5,000,000Source | 5,000,000Source |
| Retained Earnings (Accumulated Deficit)USD | 1,940,000,000Source | 1,602,000,000Source | 1,546,000,000Source | 1,330,000,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -34,000,000Source | 0Source | -7,000,000Source | -24,000,000Source |
| Stockholders' Equity Attributable to ParentUSD | 4,021,000,000Source | 2,406,000,000Source | 2,343,000,000Source | 2,069,000,000Source |
| Additional Paid in Capital, Common StockUSD | 2,110,000,000Source | 799,000,000Source | 799,000,000Source | 758,000,000Source |
| Liabilities and EquityUSD | 20,309,000,000Source | 10,824,000,000Source | 9,719,000,000Source | 12,055,000,000Source |
| Stockholders' Equity Attributable to Noncontrolling InterestUSD | — | — | 0Source | -146,000,000Source |
| Additional Financial Items | ||||
| Deferred Tax Liabilities, NetUSD | — | — | 42,000,000Source | 89,000,000Source |
| Long-term DebtUSD | 15,178,000,000Source | 7,865,000,000Source | 6,837,000,000Source | 9,582,000,000Source |
cash flow · annual statements
| Line item | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 461,000,000Source | 94,000,000Source | 233,000,000Source | — |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation and amortization | — | — | — | — |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 10,000,000Source | 0Source | 1,000,000Source | 2,000,000Source |
| Deferred Income Tax Expense (Benefit)USD | 21,000,000Source | -82,000,000Source | -83,000,000Source | -53,000,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 1,967,000,000Source | — | — | — |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -2,238,000,000Source | — | — | — |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | — | -12,000,000Source | -26,000,000Source | 12,000,000Source |
| Cash flows from financing activities: | ||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | 2,000,000Source | 1,000,000Source | 1,000,000Source | — |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -23,000,000Source | — | — | — |
| Repayments of Long-term DebtUSD | 5,471,000,000Source | 2,544,000,000Source | 4,920,000,000Source | 1,960,000,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 1,162,000,000Source | 413,000,000Source | — | — |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 753,000,000Source | — | — | — |
| Income Taxes Paid, NetUSD | 150,000,000Source | 71,000,000Source | 140,000,000Source | -45,000,000Source |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 21,000,000Source | — | — | — |
| Amortization of Intangible AssetsUSD | 43,000,000Source | 1,000,000Source | 1,000,000Source | 4,000,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | -1,000,000Source | — | — | — |
| Gain (Loss) on Sales of Loans, NetUSD | 0Source | 0Source | 167,000,000Source | — |
| GoodwillUSD | 1,422,000,000Source | — | — | — |
| Goodwill, Impairment LossUSD | 0Source | — | — | — |
| Income Tax Expense (Benefit)USD | 182,000,000Source | 99,000,000Source | 113,000,000Source | 15,000,000Source |
| Insurance Services RevenueUSD | 429,000,000Source | 140,000,000Source | 160,000,000Source | 158,000,000Source |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred ClaimsUSD | 189,000,000Source | 63,000,000Source | 65,000,000Source | 64,000,000Source |
| Net Income (Loss) Attributable to ParentUSD | 461,000,000Source | 94,000,000Source | 205,000,000Source | 129,000,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | 0Source | 0Source | 28,000,000Source | 120,000,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | — | 9,000,000Source |
| Proceeds from Contributions from ParentUSD | 0Source | 0Source | 10,000,000Source | 0Source |
| Provision for Loan, Lease, and Other LossesUSD | 1,043,000,000Source | 324,000,000Source | 329,000,000Source | 361,000,000Source |
income statement · annual statements
| Line item | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|
| Income Tax Expense (Benefit)USD | 182,000,000Source | 99,000,000Source | 113,000,000Source | 15,000,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | 0Source | 0Source | 28,000,000Source | 120,000,000Source |
| Net Income (Loss) Attributable to ParentUSD | 461,000,000Source | 94,000,000Source | 205,000,000Source | 129,000,000Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 43,000,000Source | 1,000,000Source | 1,000,000Source | 4,000,000Source |
| Current Income Tax Expense (Benefit)USD | 161,000,000Source | 181,000,000Source | 196,000,000Source | 68,000,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | 279,000,000Source | 143,000,000Source | 144,000,000Source | 84,000,000Source |
| Goodwill, Impairment LossUSD | 0Source | — | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | 629,000,000Source | 193,000,000Source | 347,000,000Source | 137,000,000Source |
| Insurance Services RevenueUSD | 429,000,000Source | 140,000,000Source | 160,000,000Source | 158,000,000Source |
| Interest Income (Expense), NetUSD | 2,772,000,000Source | 724,000,000Source | 794,000,000Source | 998,000,000Source |
| Labor and Related ExpenseUSD | 862,000,000Source | 307,000,000Source | 347,000,000Source | 364,000,000Source |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred ClaimsUSD | 189,000,000Source | 63,000,000Source | 65,000,000Source | 64,000,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | — | 9,000,000Source |
Filing attachments
ef20080671_ex4-2.htm · 8-K · 2026-08-20
EX-4.2 2 ef20080671_ex4-2.htm EXHIBIT 4.2 Exhibit 4.2 Execution Version ONEMAIN FINANCE CORPORATION, As Issuer ONEMAIN HOLDINGS, INC., As Guarantor TWENTY-FIFTH SUPPLEMENTAL INDENTURE Dated as of August 20, 2026 WILMINGTON TRUST, NATIONAL ASSOCIATION, As Trustee TABLE OF CONTENTS PAGE ARTICLE 1 DEFINITIONS Section 1.01. Rules of Construction 1 Section 1.02. Definition of Terms …
Read attachment ↗ef20061523_ex4-2.htm · 8-K · 2025-12-18
EX-4.2 2 ef20061523_ex4-2.htm EXHIBIT 4.2 Exhibit 4.2 Execution Copy ONEMAIN FINANCE CORPORATION, As Issuer ONEMAIN HOLDINGS, INC., As Guarantor TWENTY-FOURTH SUPPLEMENTAL INDENTURE Dated as of December 18, 2025 WILMINGTON TRUST, NATIONAL ASSOCIATION, As Trustee TABLE OF CONTENTS PAGE ARTICLE 1 DEFINITIONS Section 1.01. Rules of Construction …
Read attachment ↗ef20055630_ex4-2.htm · 8-K · 2025-09-17
EX-4.2 2 ef20055630_ex4-2.htm EXHIBIT 4.2 Exhibit 4.2 ONEMAIN FINANCE CORPORATION, As Issuer ONEMAIN HOLDINGS, INC., As Guarantor TWENTY-THIRD SUPPLEMENTAL INDENTURE Dated as of September 17, 2025 WILMINGTON TRUST, NATIONAL ASSOCIATION, As Trustee TABLE OF CONTENTS PAGE ARTICLE 1 DEFINITIONS Section 1.01. Rules of Construction 1…
Read attachment ↗ef20053650_ex4-2.htm · 8-K · 2025-08-12
EX-4.2 2 ef20053650_ex4-2.htm EXHIBIT 4.2 Exhibit 4.2 ONEMAIN FINANCE CORPORATION, As Issuer ONEMAIN HOLDINGS, INC., As Guarantor TWENTY-SECOND SUPPLEMENTAL INDENTURE Dated as of August 12, 2025 WILMINGTON TRUST, NATIONAL ASSOCIATION, As Trustee TABLE OF CONTENTS PAGE ARTICLE 1 DEFINITIONS Section 1.01. Rules of Construction 1 Section 1.02. Definition of Terms …
Read attachment ↗ef20050465_ex4-2.htm · 8-K · 2025-06-11
EX-4.2 2 ef20050465_ex4-2.htm EXHIBIT 4.2 Exhibit 4.2 Execution Version ONEMAIN FINANCE CORPORATION, As Issuer ONEMAIN HOLDINGS, INC., As Guarantor TWENTY-FIRST SUPPLEMENTAL INDENTURE Dated as of June 11, 2025 HSBC BANK USA, NATIONAL ASSOCIATION, As Trustee TABLE OF CONTENTS PAGE ARTICLE 1 DEFINITIONS Section 1.01. Rules of Construction 2 Section 1.02. Definition of Terms …
Read attachment ↗ny20044771x7_ex4-2.htm · 8-K · 2025-03-13
EX-4.2 2 ny20044771x7_ex4-2.htm EXHIBIT 4.2 Exhibit 4.2 Execution Version ONEMAIN FINANCE CORPORATION, As Issuer ONEMAIN HOLDINGS, INC., As Guarantor TWENTIETH SUPPLEMENTAL INDENTURE Dated as of March 13, 2025 HSBC BANK USA, NATIONAL ASSOCIATION, As Trustee TABLE OF CONTENTS PAGE ARTICLE 1 Section 1.01. Rules of Construction 2 Section 1.02. Definition of Terms 2…
Read attachment ↗