Company research
MERCURY GENERAL CORP
CIK 64996Updated Sep 26, 2026
SecurityMCY · NYSE · equity
MCY price & chart
Loading TradingView…
NYSE:MCY on TradingView ↗In the news
Mercury Gives Oklahoma Homeowners More Ways to Save and Strengthen Their Homes Against Hail and Wildfire ↗
Recent filings
Regulation FD Disclosure
Items 7.01, 9.01
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Entry into a Material Definitive Agreement · Termination of a Material Definitive Agreement · Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement
Items 1.01, 1.02, 2.03, 9.01
Entry into a Material Definitive Agreement · Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement · Other Events
Items 1.01, 2.03, 8.01, 9.01
Show 5 more recent filings
424B5 filing
FWP filing
424B5 filing
Other Events
Items 8.01
Submission of Matters to a Vote of Security Holders
Items 5.07, 9.01
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 9,560,669,000Source | 8,310,632,000Source | 7,103,397,000Source | 6,514,188,000Source |
| Property, Plant and Equipment, NetUSD | 146,880,000Source | 138,177,000Source | 151,183,000Source | 171,442,000Source |
| GoodwillUSD | 42,796,000Source | 42,796,000Source | 42,796,000Source | 42,796,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 6,827,000Source | 7,682,000Source | 8,333,000Source | 9,212,000Source |
| Operating Lease, Right-of-Use AssetUSD | 12,125,000Source | 13,407,000Source | 14,406,000Source | 20,183,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 7,143,394,000Source | 6,364,108,000Source | 5,555,252,000Source | 4,992,057,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 99,699,000Source | 99,699,000Source | 98,947,000Source | 98,947,000Source |
| Retained Earnings (Accumulated Deficit)USD | 2,317,576,000Source | 1,846,825,000Source | 1,449,198,000Source | 1,423,184,000Source |
| Liabilities and EquityUSD | 9,560,669,000Source | 8,310,632,000Source | 7,103,397,000Source | 6,514,188,000Source |
| Deferred Income Tax Liabilities, NetUSD | — | — | — | 0Source |
| Additional Financial Items | ||||
| Long-term DebtUSD | 575,000,000Source | 575,000,000Source | 575,000,000Source | 400,000,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Deferred Income Tax Expense (Benefit)USD | 15,216,000Source | -12,841,000Source | 9,890,000Source | -96,472,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 1,087,188,000Source | 1,037,117,000Source | 452,988,000Source | 352,589,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -420,156,000Source | -796,656,000Source | -295,437,000Source | -316,384,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | -7,725,000Source | -11,411,000Source | -10,377,000Source | -5,752,000Source |
| Cash flows from financing activities: | ||||
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -71,715,000Source | -71,107,000Source | 103,576,000Source | -81,986,000Source |
| Payments of Ordinary Dividends, Common StockUSD | 70,343,000Source | 70,326,000Source | 70,322,000Source | 105,482,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 1,315,574,000Source | 720,257,000Source | 550,903,000Source | 289,776,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 28,161,000Source | 30,077,000Source | 23,000,000Source | 16,665,000Source |
| Income Taxes Paid, NetUSD | 97,320,000Source | 94,935,000Source | -57,853,000Source | -26,542,000Source |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 14,633,000Source | 4,648,000Source | 0Source | 15,000Source |
| Amortization of Intangible AssetsUSD | 900,000Source | 900,000Source | 900,000Source | 1,000,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | -17,105,000Source | -2,745,000Source | -1,463,000Source | -70,562,000Source |
| Deferred Policy Acquisition Costs, Amortization ExpenseUSD | 942,939,000Source | 858,261,000Source | 708,525,000Source | 654,612,000Source |
| Deferred Policy Acquisition Costs and Present Value of Future Insurance Profits, AmortizationUSD | 942,939,000Source | 858,261,000Source | 708,525,000Source | 654,612,000Source |
| DepreciationUSD | 49,600,000Source | 37,400,000Source | 33,800,000Source | 34,300,000Source |
| Depreciation, Amortization and Accretion, NetUSD | 74,989,000Source | 73,433,000Source | 72,240,000Source | 82,390,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | 90,792,000Source | 63,070,000Source | -14,265,000Source | 24,916,000Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | 2,690,000Source | 20,111,000Source | 5,879,000Source | — |
| GoodwillUSD | 42,796,000Source | 42,796,000Source | 42,796,000Source | 42,796,000Source |
| Goodwill and Intangible Asset ImpairmentUSD | 0Source | 0Source | — | — |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Impairment of Intangible Assets (Excluding Goodwill)USD | 0Source | 0Source | — | — |
| Income Tax Expense (Benefit)USD | 122,555,000Source | 106,927,000Source | 3,092,000Source | -158,043,000Source |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred ClaimsUSD | 3,963,031,000Source | 3,684,511,000Source | 3,517,853,000Source | 3,362,219,000Source |
| Net Income (Loss) Attributable to ParentUSD | 541,094,000Source | 467,953,000Source | 96,336,000Source | -512,672,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 541,094,000Source | 467,953,000Source | 96,336,000Source | -512,672,000Source |
| Payments of DividendsUSD | — | — | 70,322,000Source | 105,482,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 876,688,000Source | 940,858,000Source | 294,309,000Source | 480,023,000Source |
| Proceeds from Stock Options ExercisedUSD | 0Source | 752,000Source | 0Source | 0Source |
| Realized Investment Gains (Losses)USD | 131,368,000Source | 88,671,000Source | 101,014,000Source | -488,080,000Source |
| Revenue from Contract with Customer, Including Assessed TaxUSD | 29,600,000Source | 25,200,000Source | 20,800,000Source | 18,200,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | 5,992,468,000Source | 5,475,633,000Source | 4,629,631,000Source | 3,643,066,000Source |
| Cost of RevenueUSD | 15,200,000Source | 13,400,000Source | 11,400,000Source | 11,000,000Source |
| Gross Profit (Calculated) · Derived | — | — | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 663,649,000Source | 574,880,000Source | 99,428,000Source | — |
| Income Tax Expense (Benefit)USD | 122,555,000Source | 106,927,000Source | 3,092,000Source | -158,043,000Source |
| Net Income (Loss) Attributable to ParentUSD | 541,094,000Source | 467,953,000Source | 96,336,000Source | -512,672,000Source |
| Earnings Per Share, BasicUSD per share | 9.77Source | 8.45Source | 1.74Source | -9.26Source |
| Earnings Per Share, DilutedUSD per share | 9.77Source | 8.45Source | 1.74Source | -9.26Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 55,389,000Source | 55,373,000Source | 55,371,000Source | 55,371,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 55,389,000Source | 55,377,000Source | 55,371,000Source | 55,371,000Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 900,000Source | 900,000Source | 900,000Source | 1,000,000Source |
| Benefits, Losses and ExpensesUSD | 5,328,819,000Source | 4,900,753,000Source | 4,530,203,000Source | 4,313,781,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 1.27Source | 1.27Source | — | — |
| Current Income Tax Expense (Benefit)USD | 107,339,000Source | 119,768,000Source | -6,798,000Source | -61,571,000Source |
| Deferred Policy Acquisition Costs, Amortization ExpenseUSD | 942,939,000Source | 858,261,000Source | 708,525,000Source | 654,612,000Source |
| Deferred Policy Acquisition Costs and Present Value of Future Insurance Profits, AmortizationUSD | 942,939,000Source | 858,261,000Source | 708,525,000Source | 654,612,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | 90,792,000Source | 63,070,000Source | -14,265,000Source | 24,916,000Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | 663,271,000Source | 574,756,000Source | — | — |
| Interest ExpenseUSD | — | — | 24,169,000Source | 17,232,000Source |
| InterestExpenseOperatingUSD | 28,623,000Source | 30,824,000Source | — | — |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred ClaimsUSD | 3,963,031,000Source | 3,684,511,000Source | 3,517,853,000Source | 3,362,219,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 541,094,000Source | 467,953,000Source | 96,336,000Source | -512,672,000Source |
| Net Investment IncomeUSD | 338,886,000Source | 288,617,000Source | 241,131,000Source | 174,326,000Source |
| Other Cost and Expense, OperatingUSD | 394,226,000Source | 327,157,000Source | 279,656,000Source | 279,718,000Source |
| Other IncomeUSD | 26,786,000Source | 31,517,000Source | 19,609,000Source | 10,308,000Source |
| Realized Investment Gains (Losses)USD | 131,368,000Source | 88,671,000Source | 101,014,000Source | -488,080,000Source |
| Revenue from Contract with Customer, Including Assessed TaxUSD | 29,600,000Source | 25,200,000Source | 20,800,000Source | 18,200,000Source |
Filing attachments
d61051dex991.htm · 8-K · 2026-08-04
EX-99.1 2 d61051dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 4484 Wilshire Boulevard Los Angeles, California 90010 (323) 937-1060 Fax (323) 857-7125 Press Release FOR MORE INFORMATION, CONTACT: Theodore Stalick, SVP/CFO (323) 937-1060 www.mercuryinsurance.com For Release: August 4, 2026 Mercury General Corporation Announces Second Quarter Results and Declares Quarterly Dividend Los Angeles, California…Mercury General Corporation (NYSE: MCY) reported today for the second…
Read attachment ↗d146636dex42.htm · 8-K · 2026-06-12
EX-4.2 3 d146636dex42.htm EX-4.2 EX-4.2 Exhibit 4.2 EXECUTION VERSION MERCURY GENERAL CORPORATION, as the Company, And WILMINGTON TRUST, NATIONAL ASSOCIATION, as the Trustee SECOND SUPPLEMENTAL INDENTURE DATED AS OF JUNE 12, 2026 TO INDENTURE DATED AS OF MARCH 8, 2017 Relating To $525,000,000 6.250% Senior Notes due 2036 SECOND SUPPLEMENTAL INDENTURE SECOND SUPPLEMENTAL INDENTURE, dated as of June 12, 2026 (this “Supplemental Indenture”), between Mercury General Corporation, a…
Read attachment ↗d480814dex991.htm · 8-K · 2026-05-05
EX-99.1 2 d480814dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 4484 Wilshire Boulevard Los Angeles, California 90010 (323) 937-1060 Fax (323) 857-7125 Press Release FOR MORE INFORMATION, CONTACT: Theodore Stalick, SVP/CFO (323) 937-1060 www.mercuryinsurance.com For Release: May 5, 2026 Mercury General Corporation Announces First Quarter Results and Declares Quarterly Dividend Los Angeles, California…Mercury General Corporation (NYSE: MCY) reported today for the first quart…
Read attachment ↗d47895dex991.htm · 8-K · 2026-02-17
EX-99.1 2 d47895dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 4484 Wilshire Boulevard Los Angeles, California 90010 (323) 937-1060 Fax (323) 857-7125 Press Release FOR MORE INFORMATION, CONTACT: Theodore Stalick, SVP/CFO (323) 937-1060 www.mercuryinsurance.com For Release: February 17, 2026 Mercury General Corporation Announces Fourth Quarter and Fiscal 2025 Results and Declares Quarterly Dividend Los Angeles, California…Mercury General Corporation (NYSE: MCY) reported tod…
Read attachment ↗d53700dex991.htm · 8-K · 2025-11-04
EX-99.1 2 d53700dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 4484 Wilshire Boulevard Los Angeles, California 90010 (323) 937-1060 Fax (323) 857-7125 Press Release FOR MORE INFORMATION, CONTACT: Theodore Stalick, SVP/CFO (323) 937-1060 www.mercuryinsurance.com For Release: November 4, 2025 Mercury General Corporation Announces Third Quarter Results and Declares Quarterly Dividend Los Angeles, California…Mercury General Corporation (NYSE: MCY) reported today for the third q…
Read attachment ↗d949213dex991.htm · 8-K · 2025-07-29
EX-99.1 2 d949213dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 4484 Wilshire Boulevard Los Angeles, California 90010 (323) 937-1060 Fax (323) 857-7125 Press Release FOR MORE INFORMATION, CONTACT: Theodore Stalick, SVP/CFO (323) 937-1060 www.mercuryinsurance.com For Release: July 29, 2025 Mercury General Corporation Announces Second Quarter Results and Declares Quarterly Dividend Los Angeles, California…Mercury General Corporation (NYSE: MCY) reported today for the second q…
Read attachment ↗