Company research
AMERISERV FINANCIAL INC /PA/
CIK 707605Updated Nov 11, 2026
SecurityASRV · NASDAQ · equity
Historical securities (1)
ASRVP · NASDAQ · equity · closed Oct 1, 2021Name history
USBANCORP INC /PA/ · through May 1, 2001
ASRV price & chart
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NASDAQ:ASRV on TradingView ↗About the company
AmeriServ Financial, Inc. is the parent of AmeriServ Financial Bank, located in Johnstown, PA. The bank provides full-service banking and wealth management services through 16 community offices in southwestern Pennsylvania and Hagerstown, Maryland. The Company also operates loan production offices in Altoona and Monroeville, Pennsylvania. As of September 30, 2026, the Company had total assets of $1.45 billion and a book value of $7.18 per common share.
In the news
AMERISERV FINANCIAL REPORTS INCREASED EARNINGS FOR THE FOURTH QUARTER AND FULL YEAR OF 2025 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND News provided by AmeriServ Financial, Inc. Jan 20, 2026, 08:00 ET Share this article Share to X Share this article Share to X JOHNSTOWN, Pa. , Jan. 20, 2026 ↗
Recent filings
10-Q filing
Other Events
Items 8.01, 9.01
Results of Operations and Financial Condition · Other Events
Items 2.02, 8.01, 9.01
4 filing
10-Q filing
Show 5 more recent filings
Submission of Matters to a Vote of Security Holders
Items 5.07
Regulation FD Disclosure
Items 7.01, 9.01
Results of Operations and Financial Condition · Other Events
Items 2.02, 8.01, 9.01
11-K filing
DEF 14A filing
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 1,461,494,000Source | 1,405,187,000Source | 1,462,143,000Source | 1,448,733,000Source | 1,403,438,000Source | 1,472,654,000Source | 1,431,524,000Source | 1,384,516,000Source | 1,453,813,000Source | 1,422,362,000Source | 1,389,638,000Source | 1,363,874,000Source |
| Property, Plant and Equipment, NetUSD | 13,884,000Source | 14,921,000Source | 13,877,000Source | 13,775,000Source | 14,487,000Source | 13,881,000Source | 13,995,000Source | 14,381,000Source | 13,929,000Source | 14,228,000Source | 14,149,000Source | 14,460,000Source |
| GoodwillUSD | 13,611,000Source | 13,611,000Source | 13,611,000Source | 13,611,000Source | 13,611,000Source | 13,611,000Source | 13,611,000Source | 13,611,000Source | 13,611,000Source | 13,611,000Source | 13,611,000Source | 13,611,000Source |
| Operating Lease, Right-of-Use AssetUSD | 1,442,000Source | 1,595,000Source | 1,299,000Source | 1,489,000Source | 1,640,000Source | 1,347,000Source | 1,504,000Source | 1,685,000Source | 1,395,000Source | 1,550,000Source | 646,000Source | 630,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 1,346,919,000Source | 1,297,005,000Source | 1,339,059,000Source | 1,337,812,000Source | 1,299,777,000Source | 1,351,951,000Source | 1,320,765,000Source | 1,280,583,000Source | 1,334,501,000Source | 1,315,114,000Source | 1,287,361,000Source | 1,257,696,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 268,000Source | 268,000Source | 272,000Source | 268,000Source | 268,000Source | 272,000Source | 268,000Source | 268,000Source | 270,000Source | 268,000Source | 268,000Source | 267,000Source |
| Retained Earnings (Accumulated Deficit)USD | 63,166,000Source | 60,089,000Source | 67,626,000Source | 61,117,000Source | 59,401,000Source | 65,398,000Source | 61,894,000Source | 60,291,000Source | 64,112,000Source | 60,482,000Source | 58,901,000Source | 65,486,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -10,440,000Source | -13,756,000Source | -7,825,000Source | -12,045,000Source | -12,984,000Source | -7,978,000Source | -12,984,000Source | -19,718,000Source | -7,349,000Source | -15,083,000Source | -19,976,000Source | -22,520,000Source |
| Stockholders' Equity Attributable to ParentUSD | 114,575,000Source | 108,182,000Source | 123,084,000Source | 110,921,000Source | 103,661,000Source | 120,703,000Source | 110,759,000Source | 103,933,000Source | 119,312,000Source | 107,248,000Source | 102,277,000Source | 106,178,000Source |
| Additional Paid in Capital, Common StockUSD | 146,372,000Source | 146,372,000Source | 147,802,000Source | 146,372,000Source | 146,372,000Source | 147,802,000Source | 146,372,000Source | 146,372,000Source | 147,070,000Source | 146,372,000Source | 146,364,000Source | 146,225,000Source |
| Liabilities and EquityUSD | 1,461,494,000Source | 1,405,187,000Source | 1,462,143,000Source | 1,448,733,000Source | 1,403,438,000Source | 1,472,654,000Source | 1,431,524,000Source | 1,384,516,000Source | 1,453,813,000Source | 1,422,362,000Source | 1,389,638,000Source | 1,363,874,000Source |
| Deferred Income Tax Liabilities, NetUSD | 415,000Source | — | 2,127,000Source | — | — | 1,750,000Source | — | — | 1,636,000Source | — | — | — |
| Additional Financial Items | ||||||||||||
| Cash, Cash Equivalents, and Short-term InvestmentsUSD | — | — | — | — | — | — | — | — | — | — | 14,027,000Source | 22,962,000Source |
| Deferred Tax Liabilities, NetUSD | — | — | — | — | — | — | — | — | 1,636,000Source | — | — | — |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | — | — | — | 1,794,000Source | 1,908,000Source | 5,612,000Source | 3,601,000Source | — | — |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation, Depletion and AmortizationUSD | — | — | — | — | — | — | 552,000Source | 524,000Source | 1,700,000Source | 1,700,000Source | 1,700,000Source | 1,700,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | — | — | — | 8,000Source | 45,000Source | 50,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 992,000Source | -34,000Source | -565,000Source | 533,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 356,000Source | 599,000Source | 3,187,000Source | 2,687,000Source | 6,288,000Source | 5,209,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -14,716,000Source | -2,438,000Source | 11,070,000Source | -23,099,000Source | -39,994,000Source | -56,281,000Source |
| Cash flows from financing activities: | ||||||||||||
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 17,572,000Source | 7,723,000Source | 18,888,000Source | 24,131,000Source | 24,771,000Source | 32,933,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | — | — | — | — | 508,000Source | 496,000Source | 1,982,000Source | 2,020,000Source | 2,058,000Source | 1,967,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 53,764,000Source | 22,116,000Source | 28,045,000Source | 25,033,000Source | 54,103,000Source | 23,630,000Source | 50,891,000Source | 17,746,000Source | 14,027,000Source | 22,962,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 7,100,000Source | 7,500,000Source | 28,500,000Source | 30,800,000Source | — | — |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | 5,000Source | 6,000Source | 21,000Source | 24,000Source | 27,000Source | 30,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 533,000Source | 244,000Source | 362,000Source | 244,000Source | 238,000Source | 264,000Source | 1,284,000Source | 1,067,000Source | 1,047,000Source | 1,089,000Source |
| Cash, Cash Equivalents, and Short-term InvestmentsUSD | — | — | — | — | — | — | — | — | — | — | 14,027,000Source | 22,962,000Source |
| Debt Securities, Realized Gain (Loss)USD | — | — | — | — | — | — | — | — | — | — | -922,000Source | — |
| Debt Securities, Trading, Gain (Loss)USD | — | — | 100,000Source | — | 116,000Source | 73,000Source | -48,000Source | — | 242,000Source | — | — | — |
| Equipment ExpenseUSD | — | — | 376,000Source | 371,000Source | 435,000Source | 404,000Source | 408,000Source | 390,000Source | 1,559,000Source | 1,539,000Source | 1,623,000Source | 1,636,000Source |
| Equity Securities, FV-NI, Gain (Loss)USD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | — |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | — | — | — | — | — | — | — | — | 1,748,000Source | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 323,000Source | -35,000Source | -286,000Source | 3,156,000Source | 284,000Source | -36,000Source | 4,108,000Source | 882,000Source | 6,563,000Source | — |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | — | 55,000Source | — | — | — | — | — | 174,000Source | 169,000Source | 208,000Source |
| GoodwillUSD | — | — | 13,611,000Source | 13,611,000Source | 13,611,000Source | 13,611,000Source | 13,611,000Source | 13,611,000Source | 13,611,000Source | 13,611,000Source | 13,611,000Source | 13,611,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | — | — | 540,000Source | 237,000Source | 661,000Source | -70,000Source | 426,000Source | 478,000Source | 1,184,000Source | 798,000Source | -1,042,000Source | 1,753,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 2,544,000Source | 1,183,000Source | 2,738,000Source | -282,000Source | 1,794,000Source | 1,908,000Source | 5,612,000Source | 3,601,000Source | -3,346,000Source | 7,448,000Source |
| Other Depreciation and AmortizationUSD | — | — | — | — | — | — | — | — | 2,077,000Source | 2,059,000Source | 2,047,000Source | 2,066,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 7,979,000Source | 6,182,000Source | 40,328,000Source | 26,062,000Source | 17,973,000Source | 19,638,000Source |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | 27,000Source | — | 9,000Source | — | 94,000Source | 106,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | 360,000Source | -51,000Source | -294,000Source | 3,133,000Source | 217,000Source | -97,000Source | 4,120,000Source | 884,000Source | 7,429,000Source | 50,000Source |
| Stock or Unit Option Plan ExpenseUSD | — | — | — | — | — | — | — | — | 0Source | 8,000Source | 45,000Source | 50,000Source |
| Payments for Repurchase of Common Stock | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | — | — | — | — | — | — | — | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | 3,660,000Source | 3,879,000Source | 3,871,000Source | 3,601,000Source | 3,611,000Source | 3,470,000Source | 14,634,000Source | 15,621,000Source | 14,493,000Source | 14,737,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 3,084,000Source | 1,420,000Source | 3,399,000Source | -352,000Source | 2,220,000Source | 2,386,000Source | 6,796,000Source | 4,399,000Source | -4,388,000Source | 9,201,000Source |
| Income Tax Expense (Benefit)USD | — | — | 540,000Source | 237,000Source | 661,000Source | -70,000Source | 426,000Source | 478,000Source | 1,184,000Source | 798,000Source | -1,042,000Source | 1,753,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 2,544,000Source | 1,183,000Source | 2,738,000Source | -282,000Source | 1,794,000Source | 1,908,000Source | 5,612,000Source | 3,601,000Source | -3,346,000Source | 7,448,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.15Source | 0.07Source | 0.16Source | -0.02Source | 0.11Source | 0.12Source | 0.34Source | 0.21Source | -0.2Source | 0.44Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.15Source | 0.07Source | 0.16Source | -0.02Source | 0.11Source | 0.12Source | 0.34Source | 0.21Source | -0.2Source | 0.43Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 16,519,267Source | 16,519,267Source | 16,964,267Source | 16,519,267Source | 16,927,456Source | 16,519,267Source | 16,519,809Source | 16,802,000Source | 17,143,000Source | 17,107,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 16,519,368Source | 16,519,267Source | 16,965,554Source | 16,519,267Source | 16,928,095Source | 16,519,267Source | 16,529,893Source | 16,802,000Source | 17,144,000Source | 17,146,000Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | 5,000Source | 6,000Source | 21,000Source | 24,000Source | 27,000Source | 30,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 533,000Source | 244,000Source | 362,000Source | 244,000Source | 238,000Source | 264,000Source | 1,284,000Source | 1,067,000Source | 1,047,000Source | 1,089,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | 0.03Source | 0.03Source | 0.03Source | 0.03Source | 0.03Source | 0.03Source | 0.12Source | 0.12Source | 0.12Source | 0.12Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 192,000Source | 832,000Source | -477,000Source | 1,220,000Source |
| Debt Securities, Realized Gain (Loss)USD | — | — | — | — | — | — | — | — | — | — | -922,000Source | — |
| Debt Securities, Trading, Gain (Loss)USD | — | — | 100,000Source | — | 116,000Source | 73,000Source | -48,000Source | — | 242,000Source | — | — | — |
| Equipment ExpenseUSD | — | — | 376,000Source | 371,000Source | 435,000Source | 404,000Source | 408,000Source | 390,000Source | 1,559,000Source | 1,539,000Source | 1,623,000Source | 1,636,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | — | — | — | — | — | — | — | — | 1,748,000Source | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 323,000Source | -35,000Source | -286,000Source | 3,156,000Source | 284,000Source | -36,000Source | 4,108,000Source | 882,000Source | 6,563,000Source | — |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Interest ExpenseUSD | — | — | 7,476,000Source | 7,821,000Source | 6,763,000Source | 7,295,000Source | 6,674,000Source | 7,091,000Source | 29,091,000Source | 30,457,000Source | 24,840,000Source | 8,495,000Source |
| Interest Income (Expense), NetUSD | — | — | — | — | — | — | — | — | — | — | 36,020,000Source | 40,563,000Source |
| Interest Revenue (Expense), NetUSD | — | — | 11,007,000Source | 8,887,000Source | 11,336,000Source | 10,394,000Source | 10,828,000Source | 9,931,000Source | 42,263,000Source | 36,048,000Source | — | — |
| Labor and Related ExpenseUSD | — | — | 7,317,000Source | 7,122,000Source | 7,412,000Source | 7,076,000Source | 7,225,000Source | 7,223,000Source | 28,939,000Source | 28,387,000Source | 29,628,000Source | 28,492,000Source |
Filing attachments
asrv-ex99d1.htm · 8-K · 2026-10-22
Exhibit 99.1 AmeriServ Bank Partners with Ameriprise Financial JOHNSTOWN, PA (OCTOBER 22, 2026) - AmeriServ Bank has transitioned its investment services program to the Ameriprise Financial Institution Group (AFIG). The bank is headquartered in Johnstown, Pennsylvania. AmeriServ’s financial advisors help clients manage approximately $525 million in assets across the state of Pennsylvania and Western Maryland. Through Ameriprise Financial, AmeriServ Bank clients will have access to a full range…
Read attachment ↗asrv-ex99d1.htm · 8-K · 2026-10-20
Exhibit 99.1 AMERISERV FINANCIAL REPORTS INCREASED EARNINGS FOR THE THIRD QUARTER AND FIRST NINE MONTHS OF 2026 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND JOHNSTOWN, PA - AmeriServ Financial, Inc. (NASDAQ: ASRV) reported third quarter 2026 net income of $3,100,000, or $0.18 per diluted common share. This earnings performance represented a $556,000, or 21.9%, improvement from the third quarter of 2025 when net income totaled $2,544,000, or $0.15 per diluted common share. For the nine-mo…
Read attachment ↗tm2621231d1_ex99-1.htm · 8-K · 2026-07-23
EX-99.1 2 tm2621231d1_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 Investor Presentation July 2026 Jeffrey A. Stopko President Chief Executive Officer | Chief Financial Officer 2 3 Forward - Looking Statements This presentation contains various forward - looking statements and includes assumptions concerning the Company’s beliefs, plans, objectives, goals, expectations, anticipations, estimates, intentions, operations, future results, and prospects, including statements that include the words “ma…
Read attachment ↗asrv-20260721xex99d1.htm · 8-K · 2026-07-21
EX-99.1 2 asrv-20260721xex99d1.htm EX-99.1 Exhibit 99.1 AMERISERV FINANCIAL REPORTS INCREASED EARNINGS FOR THE SECOND QUARTER AND FIRST SIX MONTHS OF 2026 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND JOHNSTOWN, PA - AmeriServ Financial, Inc. (NASDAQ: ASRV) reported second quarter 2026 net income of $2,738,000, or $0.16 per diluted common share. This compares to a net loss for the second quarter of 2025 of $282,000, or $0.02 per diluted common share. For the six-month period ended Jun…
Read attachment ↗asrv-20260421xex99d1.htm · 8-K · 2026-04-21
EX-99.1 2 asrv-20260421xex99d1.htm EX-99.1 Exhibit 99.1 AMERISERV FINANCIAL REPORTS EARNINGS FOR THE FIRST QUARTER OF 2026 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND JOHNSTOWN, PA - AmeriServ Financial, Inc. (NASDAQ: ASRV) reported first quarter 2026 net income of $1,794,000, or $0.11 per diluted common share. This compares to net income for the first quarter of 2025 of $1,908,000, or $0.12 per diluted common share. The following table details the Company’s financial performance fo…
Read attachment ↗asrv-20251231xex4d1.htm · 10-K · 2026-03-18
Exhibit 4.1 DESCRIPTION OF CAPITAL STOCK As of March 1, 2026, AmeriServ Financial, Inc. (the “Corporation”) had one class of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended: common stock, $0.01 par value per share (the “Common Stock”). The following summarizes the provisions of the Common Stock under the articles of incorporation and bylaws of the Corporation and under the provisions of the Pennsylvania Business Corporation Law of 1988, as amended (the…
Read attachment ↗