Company research
Santander Holdings USA, Inc.
CIK 811830Updated Sep 27, 2026
Name history
SOVEREIGN BANCORP INC · through Feb 5, 2010
Filing activity
Latest filing
50 filings on record · 8-K, CERT, 8-A12B, IRANNOTICE, 10-Q, 424B3.
Recent filings
Other Events
Items 8.01, 9.01
Unregistered Sales of Equity Securities · Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
Items 3.02, 5.03, 9.01
Entry into a Material Definitive Agreement · Completion of Acquisition or Disposition of Assets · Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement · Material Modification to Rights of Security Holders · Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year · Other Events
Items 1.01, 2.01, 2.03, 3.03, 5.03, 8.01, 9.01
CERT filing
8-A12B filing
Show 5 more recent filings
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
Other Events
Items 8.01, 9.01
IRANNOTICE filing
10-Q filing
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 164,572,121,000Source | 165,248,750,000Source | 164,972,575,000Source | 168,194,320,000Source |
| Property, Plant and Equipment, NetUSD | 936,291,000Source | 986,953,000Source | 987,088,000Source | 910,477,000Source |
| GoodwillUSD | 2,766,665,000Source | 2,766,665,000Source | 2,766,665,000Source | 2,767,732,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 214,027,000Source | 248,920,000Source | 287,159,000Source | 326,633,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 14,373,816,000Source | 18,546,918,000Source | 13,118,428,000Source | 10,218,066,000Source |
| Operating Lease, Right-of-Use AssetUSD | 415,282,000Source | 493,217,000Source | 435,633,000Source | 532,667,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 146,627,414,000Source | 147,573,223,000Source | 147,471,666,000Source | 150,264,598,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 17,307,470,000Source | 17,335,889,000Source | 17,284,611,000Source | 17,284,611,000Source |
| Retained Earnings (Accumulated Deficit)USD | -829,204,000Source | -942,662,000Source | -718,134,000Source | 1,481,134,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -533,559,000Source | -717,700,000Source | -1,065,568,000Source | -1,336,023,000Source |
| Stockholders' Equity Attributable to ParentUSD | 15,944,707,000Source | — | — | 17,429,722,000Source |
| Liabilities and EquityUSD | 164,572,121,000Source | 165,248,750,000Source | 164,972,575,000Source | 168,194,320,000Source |
| Deferred Income Tax Liabilities, NetUSD | — | 0Source | 84,187,000Source | 389,043,000Source |
| Stockholders' Equity Attributable to Noncontrolling InterestUSD | — | — | — | 0Source |
| Additional Financial Items | ||||
| Deferred Tax Liabilities, NetUSD | — | — | — | 167,441,000Source |
| Long-term DebtUSD | 37,102,112,000Source | 44,010,910,000Source | 44,144,051,000Source | 43,588,273,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | 1,077,399,000Source | 932,902,000Source | 1,405,007,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 2,490,780,000Source | 2,603,657,000Source | 2,617,812,000Source | 2,788,088,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | 0Source |
| Deferred Income Tax Expense (Benefit)USD | -129,716,000Source | -354,342,000Source | -430,134,000Source | -86,291,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 2,007,233,000Source | 1,158,322,000Source | 1,907,345,000Source | 5,285,141,000Source |
| Cash flows from investing activities: | ||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | 0Source | 0Source | 391,931,000Source |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -2,060,201,000Source | 3,087,029,000Source | 2,138,154,000Source | -4,804,049,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | -73,115,000Source | -131,690,000Source | — | — |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | 227,103,000Source |
| Cash flows from financing activities: | ||||
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -3,827,135,000Source | 662,526,000Source | -1,941,684,000Source | -8,934,013,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | 3,000,000,000Source | 4,750,000,000Source |
| Proceeds from (Payments for) Other Financing ActivitiesUSD | -32,343,000Source | 36,212,000Source | 16,710,000Source | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -3,880,103,000Source | 4,907,877,000Source | 2,103,815,000Source | -8,452,921,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 19,695,903,000Source | 23,576,006,000Source | 18,668,129,000Source | 16,564,314,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 6,661,413,000Source | 7,952,547,000Source | 6,178,880,000Source | 2,035,904,000Source |
| Income Taxes Paid, NetUSD | 66,755,000Source | 105,035,000Source | 329,836,000Source | -554,758,000Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 34,896,000Source | 38,202,000Source | 39,477,000Source | 51,370,000Source |
| Bank Owned Life Insurance IncomeUSD | 63,869,000Source | 64,811,000Source | 68,479,000Source | 61,151,000Source |
| Debt and Equity Securities, Realized Gain (Loss)USD | 154,705,000Source | 224,459,000Source | 145,039,000Source | 18,542,000Source |
| Debt Securities, Trading, Gain (Loss)USD | 124,386,000Source | 227,888,000Source | 151,158,000Source | 35,405,000Source |
| Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to SettlementUSD | -20,500,000Source | -4,000,000Source | — | — |
| DepreciationUSD | 387,700,000Source | 292,000,000Source | 269,900,000Source | 244,700,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 1,651,352,000Source | 1,949,938,000Source | 2,251,258,000Source | 2,037,329,000Source |
| Gain (Loss) on Disposition of AssetsUSD | 107,701,000Source | 64,780,000Source | 91,808,000Source | — |
| Gain (Loss) on InvestmentsUSD | — | — | — | 18,542,000Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | 8,700,000Source | 6,000,000Source | 5,100,000Source | 7,600,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | — | 7,854,000Source |
| Gain (Loss) on Extinguishment of DebtUSD | 0Source | -32,871,000Source | 0Source | 18,849,000Source |
| General and Administrative ExpenseUSD | 5,936,433,000Source | 6,274,468,000Source | 6,327,003,000Source | 6,136,779,000Source |
| GoodwillUSD | 2,766,665,000Source | 2,766,665,000Source | 2,766,665,000Source | 2,767,732,000Source |
| Goodwill, Impairment LossUSD | — | — | — | 0Source |
| Impairment of Intangible Assets, Finite-livedUSD | — | 200,000Source | 3,600,000Source | 25,200,000Source |
| Income (Loss) from Equity Method InvestmentsUSD | — | — | — | 2,188,000Source |
| Income Tax Expense (Benefit)USD | 196,373,000Source | -106,761,000Source | -146,146,000Source | 343,123,000Source |
| Net Income (Loss) Attributable to ParentUSD | 1,645,158,000Source | 1,077,399,000Source | 932,902,000Source | 1,405,007,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | — | — | 0Source | 0Source |
| Operating Lease, ExpenseUSD | 116,800,000Source | 131,700,000Source | 154,500,000Source | 153,800,000Source |
| Other Operating Income (Expense), NetUSD | 713,902,000Source | 376,731,000Source | 311,655,000Source | 480,762,000Source |
| Proceeds from Issuance of Common StockUSD | — | — | — | 0Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 889,845,000Source | 927,596,000Source | 1,564,733,000Source | 2,062,869,000Source |
| Realized Investment Gains (Losses)USD | 154,705,000Source | 224,459,000Source | 145,039,000Source | 18,542,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 1,841,531,000Source | 970,638,000Source | 786,756,000Source | 1,748,130,000Source |
| Income Tax Expense (Benefit)USD | 196,373,000Source | -106,761,000Source | -146,146,000Source | 343,123,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | — | — | 0Source | 0Source |
| Net Income (Loss) Attributable to ParentUSD | 1,645,158,000Source | 1,077,399,000Source | 932,902,000Source | 1,405,007,000Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 34,896,000Source | 38,202,000Source | 39,477,000Source | 51,370,000Source |
| Bank Owned Life Insurance IncomeUSD | 63,869,000Source | 64,811,000Source | 68,479,000Source | 61,151,000Source |
| Current Income Tax Expense (Benefit)USD | 326,089,000Source | 247,581,000Source | 283,988,000Source | 429,414,000Source |
| Debt and Equity Securities, Realized Gain (Loss)USD | 154,705,000Source | 224,459,000Source | 145,039,000Source | 18,542,000Source |
| Debt Securities, Gain (Loss)USD | -92,000Source | 444,000Source | -4,736,000Source | -29,343,000Source |
| Debt Securities, Trading, Gain (Loss)USD | 124,386,000Source | 227,888,000Source | 151,158,000Source | 35,405,000Source |
| Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to SettlementUSD | -20,500,000Source | -4,000,000Source | — | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 1,651,352,000Source | 1,949,938,000Source | 2,251,258,000Source | 2,037,329,000Source |
| Gain (Loss) on InvestmentsUSD | — | — | — | 18,542,000Source |
| General and Administrative ExpenseUSD | 5,936,433,000Source | 6,274,468,000Source | 6,327,003,000Source | 6,136,779,000Source |
| Goodwill, Impairment LossUSD | — | — | — | 0Source |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | 1,828,464,000Source | — | — | — |
| Income (Loss) from Equity Method InvestmentsUSD | — | — | — | 2,188,000Source |
| Interest ExpenseUSD | — | — | 6,479,742,000Source | 2,246,730,000Source |
| Interest Expense, DebtUSD | — | — | 2,054,386,000Source | 1,156,710,000Source |
| InterestExpenseOperatingUSD | 6,483,793,000Source | 7,888,578,000Source | — | — |
| Interest Income (Expense), NetUSD | 5,952,865,000Source | 5,577,558,000Source | 5,875,348,000Source | 6,174,463,000Source |
| Labor and Related ExpenseUSD | 2,138,311,000Source | 2,145,506,000Source | 2,065,108,000Source | 2,001,243,000Source |
| Lease IncomeUSD | 1,631,032,000Source | 2,178,597,000Source | 2,462,990,000Source | 2,650,668,000Source |
| Operating Lease, ExpenseUSD | 116,800,000Source | 131,700,000Source | 154,500,000Source | 153,800,000Source |
| Other General and Administrative ExpenseUSD | 536,973,000Source | 637,227,000Source | 583,723,000Source | 501,544,000Source |
| Other General ExpenseUSD | 432,686,000Source | 499,648,000Source | 376,222,000Source | 359,454,000Source |
| Other Operating Income (Expense), NetUSD | 713,902,000Source | 376,731,000Source | 311,655,000Source | 480,762,000Source |
| Realized Investment Gains (Losses)USD | 154,705,000Source | 224,459,000Source | 145,039,000Source | 18,542,000Source |
Filing attachments
d120702dex991.htm · 8-K · 2026-09-15
EX-99.1 2 d120702dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 Santander Holdings USA, Inc. Announces Redemption of All Outstanding Depositary Shares Representing Interests in Its Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series I 09/15/2026 BOSTON, Massachusetts - (BUSINESS WIRE) - Santander Holdings USA, Inc. (“SHUSA”) today announced that, on October 15, 2026, it will redeem all of the 135,000 outstanding shares of its Fixed-Rate Reset Non-Cumulative Perpetual Preferred Sto…
Read attachment ↗d297610dex43.htm · 8-K · 2026-06-05
EX-4.3 3 d297610dex43.htm EX-4.3 EX-4.3 Exhibit 4.3 SANTANDER HOLDINGS USA, INC. Company to DEUTSCHE BANK TRUST COMPANY AMERICAS Trustee Thirty-Seventh Supplemental Indenture SENIOR DEBT SECURITIES Dated as of June 5, 2026 TABLE OF CONTENTS ARTICLE 1 SCOPE OF THIRTY-SEVENTH SUPPLEMENTAL INDENTURE 2 Section 1.01 Scope …
Read attachment ↗d151630dex991.htm · 8-K · 2026-06-02
EX-99.1 3 d151630dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 Report of Independent Registered Public Accounting Firm To the Stockholders and the Board of Directors Webster Financial Corporation: Opinion on the Consolidated Financial Statements We have audited the accompanying consolidated balance sheets of Webster Financial Corporation and subsidiaries (the Company) as of December 31, 2025 and 2024, the related consolidated statements of income, comprehensive income, stockholders’ equity, …
Read attachment ↗d151630dex992.htm · 8-K · 2026-06-02
EX-99.2 4 d151630dex992.htm EX-99.2 EX-99.2 Exhibit 99.2 WEBSTER FINANCIAL CORPORATION AND SUBSIDIARIES CONDENSED CONSOLIDATED BALANCE SHEETS March 31, 2026 December 31, 2025 ────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────── (In thousands, e…
Read attachment ↗d810069dex43.htm · 8-K · 2025-03-20
EX-4.3 3 d810069dex43.htm EX-4.3 EX-4.3 Exhibit 4.3 SANTANDER HOLDINGS USA, INC. Company to DEUTSCHE BANK TRUST COMPANY AMERICAS Trustee Thirty-Sixth Supplemental Indenture SENIOR DEBT SECURITIES Dated as of March 20, 2025 TABLE OF CONTENTS ARTICLE 1 SCOPE OF THIRTY-SIXTH SUPPLEMENTAL INDENTURE 2 Section 1.01 Scope …
Read attachment ↗