Company research
EZCORP INC
CIK 876523Updated Sep 27, 2026
SecurityEZPW · NASDAQ · equity
EZPW price & chart
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NASDAQ:EZPW on TradingView ↗About the company
Formed in 1989, EZCORP is a leading provider of pawn transactions in the United States, Latin America and the Caribbean. We also sell pre-owned and recycled merchandise, primarily collateral forfeited from pawn lending operations and merchandise purchased from customers. We are dedicated to satisfying the short-term cash needs of consumers who are both cash and credit constrained, focusing on an industry-leading customer experience. EZCORP is traded on NASDAQ under the symbol EZPW.
In the news
EZCORP to Release Third Quarter Fiscal 2026 Results After Market Close on Wednesday, August 5, 2026 ↗
Recent filings
144 filing
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
10-Q filing
SCHEDULE 13G filing
144 filing
Show 5 more recent filings
144 filing
144 filing
Other Events
Items 8.01, 9.01
144 filing
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 1,951,209,000Source | 1,493,237,000Source | 1,467,711,000Source | 1,347,878,000Source |
| Property, Plant and Equipment, NetUSD | 75,331,000Source | 65,973,000Source | 68,096,000Source | 56,725,000Source |
| GoodwillUSD | 324,889,000Source | 306,478,000Source | 302,372,000Source | 286,828,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 58,832,000Source | 58,451,000Source | 58,216,000Source | 56,819,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 469,524,000Source | 170,513,000Source | 220,595,000Source | 206,028,000Source |
| Accounts Receivable, after Allowance for Credit Loss, CurrentUSD | — | — | 30,548,000Source | 8,435,000Source |
| Inventory, NetUSD | 248,457,000Source | 191,923,000Source | 166,477,000Source | 151,615,000Source |
| Assets, CurrentUSD | 1,125,956,000Source | 728,998,000Source | 719,719,000Source | 644,163,000Source |
| Prepaid Expense and Other Assets, CurrentUSD | 51,221,000Source | 39,171,000Source | 39,623,000Source | 34,694,000Source |
| Operating Lease, Right-of-Use AssetUSD | 236,462,000Source | 226,602,000Source | 234,388,000Source | 221,405,000Source |
| Other Assets, NoncurrentUSD | 15,594,000Source | 16,144,000Source | 12,011,000Source | 6,444,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 925,724,000Source | 688,666,000Source | 721,943,000Source | 655,647,000Source |
| Stockholders’ equity: | ||||
| Additional Paid in CapitalUSD | 450,892,000Source | 348,366,000Source | 346,181,000Source | 345,330,000Source |
| Retained Earnings (Accumulated Deficit)USD | 612,687,000Source | 507,206,000Source | 431,140,000Source | 402,006,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -38,703,000Source | -51,547,000Source | -32,102,000Source | -55,669,000Source |
| Liabilities and EquityUSD | 1,951,209,000Source | 1,493,237,000Source | 1,467,711,000Source | 1,347,878,000Source |
| Current liabilities: | ||||
| Liabilities, CurrentUSD | 200,572,000Source | 269,377,000Source | 191,972,000Source | 152,866,000Source |
| Operating Lease, Liability, CurrentUSD | 61,228,000Source | 58,998,000Source | 57,182,000Source | 52,334,000Source |
| Accounts Payable, CurrentUSD | 22,923,000Source | 20,850,000Source | 23,022,000Source | 24,056,000Source |
| Operating Lease, Liability, NoncurrentUSD | 184,736,000Source | 180,616,000Source | 193,187,000Source | 180,756,000Source |
| Deferred Income Tax Liabilities, NetUSD | 2,571,000Source | 2,080,000Source | 435,000Source | 373,000Source |
| Other Liabilities, NoncurrentUSD | 19,769,000Source | 12,337,000Source | 10,502,000Source | 8,749,000Source |
| Additional Financial Items | ||||
| Long-term Debt, Current MaturitiesUSD | 0Source | 103,072,000Source | 34,265,000Source | — |
| Long-term Debt, Excluding Current MaturitiesUSD | 518,076,000Source | 224,256,000Source | 325,847,000Source | 312,903,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 109,613,000Source | 83,095,000Source | 38,463,000Source | 50,160,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 32,538,000Source | 33,069,000Source | 32,131,000Source | 32,140,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 12,465,000Source | 10,406,000Source | 9,539,000Source | 5,053,000Source |
| Deferred Income Tax Expense (Benefit)USD | -3,084,000Source | 1,354,000Source | -12,802,000Source | 4,945,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 148,985,000Source | 113,600,000Source | 101,834,000Source | 66,535,000Source |
| Cash flows from investing activities: | ||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | 20,693,000Source | 12,113,000Source | 14,874,000Source | 1,850,000Source |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -117,862,000Source | -111,853,000Source | -110,886,000Source | -113,283,000Source |
| Cash flows from financing activities: | ||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | 3,972,000Source | 3,294,000Source | 1,148,000Source | 792,000Source |
| Payments for Repurchase of Common StockUSD | 6,999,000Source | 12,008,000Source | 16,988,000Source | 2,040,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 274,420,000Source | -50,183,000Source | 23,692,000Source | -2,832,000Source |
| Repayments of Long-term DebtUSD | 6,410,000Source | — | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | 304,906,000Source | -49,161,000Source | 14,599,000Source | -49,255,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 484,713,000Source | 179,807,000Source | 228,968,000Source | 214,369,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 11,080,000Source | 12,069,000Source | 11,143,000Source | 8,230,000Source |
| Income Taxes Paid, NetUSD | 39,456,000Source | 25,739,000Source | 11,415,000Source | 15,899,000Source |
| Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | -637,000Source | -725,000Source | -41,000Source | 325,000Source |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 12,465,000Source | 10,406,000Source | 9,539,000Source | 5,053,000Source |
| Amortization of Debt Issuance Costs and DiscountsUSD | 1,726,000Source | 1,605,000Source | 1,561,000Source | 1,433,000Source |
| Amortization of Intangible AssetsUSD | 10,700,000Source | 11,600,000Source | 10,000,000Source | 11,700,000Source |
| DepreciationUSD | 21,800,000Source | 21,500,000Source | 22,100,000Source | 20,400,000Source |
| Foreign Currency Transaction Gain (Loss), before TaxUSD | — | — | — | 0Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | -135,000Source | 16,000Source | -208,000Source | — |
| Gain (Loss) on Extinguishment of DebtUSD | 0Source | 0Source | -3,545,000Source | — |
| General and Administrative ExpenseUSD | 83,500,000Source | 75,557,000Source | 67,529,000Source | 64,342,000Source |
| GoodwillUSD | 324,889,000Source | 306,478,000Source | 302,372,000Source | 286,828,000Source |
| Goodwill and Intangible Asset ImpairmentUSD | 877,000Source | 843,000Source | 4,343,000Source | 0Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Income (Loss) from Equity Method InvestmentsUSD | 6,150,000Source | 4,711,000Source | -28,459,000Source | 1,779,000Source |
| Income Tax Expense (Benefit)USD | 37,160,000Source | 32,513,000Source | 13,170,000Source | 17,553,000Source |
| InterestExpenseNonoperatingUSD | 23,029,000Source | 13,585,000Source | — | — |
| Investment Income, InterestUSD | 14,721,000Source | 10,575,000Source | 7,470,000Source | 817,000Source |
| Net Income (Loss) Attributable to ParentUSD | 109,613,000Source | 83,095,000Source | 38,463,000Source | 50,160,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 109,613,000Source | 83,095,000Source | 38,463,000Source | 50,160,000Source |
| Operating Costs and ExpensesUSD | 481,108,000Source | 461,055,000Source | 418,574,000Source | 357,417,000Source |
| Operating ExpensesUSD | 596,896,000Source | 569,743,000Source | 517,688,000Source | 453,225,000Source |
| Other Nonoperating Income (Expense)USD | -238,000Source | 1,377,000Source | -3,072,000Source | 167,000Source |
| Other Operating Income (Expense), NetUSD | 1,262,000Source | 765,000Source | 5,097,000Source | — |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | 1,274,280,000Source | 1,161,602,000Source | 1,049,041,000Source | 886,225,000Source |
| Operating Income (Loss)USD | 149,169,000Source | 112,530,000Source | 92,150,000Source | 74,922,000Source |
| Other Nonoperating Income (Expense)USD | -238,000Source | 1,377,000Source | -3,072,000Source | 167,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 146,773,000Source | 115,608,000Source | 51,633,000Source | 67,713,000Source |
| Income Tax Expense (Benefit)USD | 37,160,000Source | 32,513,000Source | 13,170,000Source | 17,553,000Source |
| Net Income (Loss) Attributable to ParentUSD | 109,613,000Source | 83,095,000Source | 38,463,000Source | 50,160,000Source |
| Earnings Per Share, BasicUSD per share | 1.91Source | 1.51Source | 0.69Source | 0.89Source |
| Earnings Per Share, DilutedUSD per share | 1.42Source | 1.1Source | 0.53Source | 0.7Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 57,466,000Source | 54,935,000Source | 55,586,000Source | 56,498,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 83,383,000Source | 84,448,000Source | 80,865,000Source | 82,400,000Source |
| Interest Expense (non-operating)USD | 23,029,000Source | 13,585,000Source | — | — |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 10,700,000Source | 11,600,000Source | 10,000,000Source | 11,700,000Source |
| Current Income Tax Expense (Benefit)USD | 40,244,000Source | 31,159,000Source | 25,972,000Source | 12,608,000Source |
| Foreign Currency Transaction Gain (Loss), before TaxUSD | — | — | — | 0Source |
| General and Administrative ExpenseUSD | 83,500,000Source | 75,557,000Source | 67,529,000Source | 64,342,000Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Gross ProfitUSD | 746,065,000Source | 682,273,000Source | 609,838,000Source | 528,147,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | 106,379,000Source | 82,703,000Source | 26,209,000Source | 49,937,000Source |
| Income (Loss) from Equity Method InvestmentsUSD | 6,150,000Source | 4,711,000Source | -28,459,000Source | 1,779,000Source |
| Interest ExpenseUSD | — | — | 16,456,000Source | 9,972,000Source |
| Investment Income, InterestUSD | 14,721,000Source | 10,575,000Source | 7,470,000Source | 817,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 109,613,000Source | 83,095,000Source | 38,463,000Source | 50,160,000Source |
| Operating Costs and ExpensesUSD | 481,108,000Source | 461,055,000Source | 418,574,000Source | 357,417,000Source |
| Operating ExpensesUSD | 596,896,000Source | 569,743,000Source | 517,688,000Source | 453,225,000Source |
| Other ExpensesUSD | — | — | — | 0Source |
| Other IncomeUSD | 1,262,000Source | — | 5,097,000Source | — |
| Other Operating IncomeUSD | — | 765,000Source | — | — |
| Other Operating Income (Expense), NetUSD | 1,262,000Source | 765,000Source | 5,097,000Source | — |
Filing attachments
a2026-q3pressreleaseex991.htm · 8-K · 2026-08-05
EX-99.1 2 a2026-q3pressreleaseex991.htm EX-99.1 Document EZCORP Reports Third Quarter Fiscal 2026 Results Record PLO Drives Exceptional Growth in Adjusted EBITDA and EPS Austin, Texas (August 5, 2026) - EZCORP, Inc. (NASDAQ: EZPW), a leading provider of pawn transactions in the United States, Latin America and the Caribbean, today announced results for its third quarter ended June 30, 2026. Unless otherwise noted, all amounts in this release are in conformity with U.S. generally accepted…
Read attachment ↗a2026-q2pressreleaseex991.htm · 8-K · 2026-05-06
EX-99.1 2 a2026-q2pressreleaseex991.htm EX-99.1 Document EZCORP Reports Second Quarter Fiscal 2026 Results Record Operating Results; PLO and Revenue reach all-time highs Austin, Texas (May 6, 2026) - EZCORP, Inc. (NASDAQ: EZPW), a leading provider of pawn transactions in the United States, Latin America and the Caribbean, today announced results for its second quarter ended March 31, 2026. Unless otherwise noted, all amounts in this release are in conformity with U.S. generally accepted …
Read attachment ↗a2026-q1pressreleaseex991.htm · 8-K · 2026-02-04
EX-99.1 2 a2026-q1pressreleaseex991.htm EX-99.1 Document EZCORP Reports First Quarter Fiscal 2026 Results Exceptional Operating Performance Drives Outstanding Earnings Growth Austin, Texas (February 4, 2026) - EZCORP, Inc. (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, today announced results for its first quarter ended December 31, 2025. Unless otherwise noted, all amounts in this release are in conformity with U.S. generally accepted acc…
Read attachment ↗a2025-q4pressreleaseex991.htm · 8-K · 2025-11-13
EX-99.1 2 a2025-q4pressreleaseex991.htm EX-99.1 Document EZCORP Reports Fourth Quarter and Full Year Fiscal 2025 Results Record Q4 and Full Year Revenue & PLO Strong Growth in Diluted EPS & Adjusted EBITDA Austin, Texas (November 13, 2025) - EZCORP, Inc. (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, today announced results for its fourth quarter and full year ended September 30, 2025. Unless otherwise noted, all amounts in this release a…
Read attachment ↗a2025-q3pressreleaseex991_.htm · 8-K · 2025-07-30
EX-99.1 2 a2025-q3pressreleaseex991_.htm EX-99.1 Document EZCORP Reports Third Quarter Fiscal 2025 Results Continued Top-line Momentum Drives Exceptional Earnings Growth Austin, Texas (July 30, 2025) - EZCORP, Inc. (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, today announced results for its third quarter ended June 30, 2025. Unless otherwise noted, all amounts in this release are in conformity with U.S. generally accepted accounting prin…
Read attachment ↗a2025-q2pressreleaseex991.htm · 8-K · 2025-04-28
EX-99.1 2 a2025-q2pressreleaseex991.htm EX-99.1 Document EZCORP Reports Second Quarter Fiscal 2025 Results Record Q2 PLO & Revenues Drive Strong Increase in Profitability Austin, Texas (April 28, 2025) - EZCORP, Inc. (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, today announced results for its second quarter ended March 31, 2025. Unless otherwise noted, all amounts in this release are in conformity with U.S. generally accepted accounting …
Read attachment ↗