Company research
OHIO VALLEY BANC CORP
CIK 894671Updated Sep 24, 2026
SecurityOVBC · NASDAQ · equity
OVBC price & chart
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NASDAQ:OVBC on TradingView ↗In the news
Promotions, Retirements and a New Loan Office for OVBC ↗
Recent filings
Regulation FD Disclosure
Items 7.01, 9.01
10-Q filing
Results of Operations and Financial Condition
Items 2.02
Other Events
Items 8.01
10-Q filing
Show 5 more recent filings
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year · Submission of Matters to a Vote of Security Holders
Items 5.02, 5.03, 5.07, 9.01
Results of Operations and Financial Condition
Items 2.02
Other Events
Items 8.01
DEF 14A filing
10-K filing
Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 1,582,654,000Source | 1,503,412,000Source | 1,352,135,000Source | 1,210,787,000Source |
| Property, Plant and Equipment, NetUSD | 20,509,000Source | 21,229,000Source | 21,450,000Source | 20,436,000Source |
| GoodwillUSD | 7,319,000Source | 7,319,000Source | 7,319,000Source | 7,319,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | — | 0Source | 8,000Source | 29,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 45,897,000Source | 83,107,000Source | 128,126,000Source | 45,990,000Source |
| Operating Lease, Right-of-Use AssetUSD | 923,000Source | 1,024,000Source | 1,205,000Source | 1,294,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 1,412,397,000Source | 1,353,084,000Source | 1,208,128,000Source | 1,075,759,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 5,491,000Source | 5,491,000Source | 5,470,000Source | 5,465,000Source |
| Retained Earnings (Accumulated Deficit)USD | 133,007,000Source | 121,693,000Source | 114,871,000Source | 109,320,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -1,869,000Source | -10,484,000Source | -11,428,000Source | -14,813,000Source |
| Stockholders' Equity Attributable to ParentUSD | 170,257,000Source | 150,328,000Source | 144,007,000Source | 135,028,000Source |
| Additional Paid in Capital, Common StockUSD | 52,321,000Source | 52,321,000Source | 51,842,000Source | 51,722,000Source |
| Liabilities and EquityUSD | 1,582,654,000Source | 1,503,412,000Source | 1,352,135,000Source | 1,210,787,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Deferred Income Tax Expense (Benefit)USD | -841,000Source | -1,180,000Source | -745,000Source | 288,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 18,085,000Source | 13,097,000Source | 20,747,000Source | 15,990,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -110,605,000Source | -195,183,000Source | -59,787,000Source | -83,392,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 1,037,000Source | 1,433,000Source | 2,689,000Source | 1,988,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 0Source | 1,945,000Source | 82,000Source | — |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 55,310,000Source | 137,067,000Source | 121,176,000Source | -38,642,000Source |
| Payments of Ordinary Dividends, Common StockUSD | 4,287,000Source | 4,177,000Source | 4,871,000Source | 4,720,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 45,897,000Source | 83,107,000Source | 128,126,000Source | 45,990,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 26,142,000Source | 28,322,000Source | 9,674,000Source | 2,845,000Source |
| Income Taxes Paid, NetUSD | 4,669,000Source | — | — | — |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 0Source | 8,000Source | 21,000Source | 35,000Source |
| Bank Owned Life Insurance IncomeUSD | 986,000Source | 929,000Source | 860,000Source | 883,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | -3,747,000Source | 0Source | -23,000Source | -1,537,000Source |
| DepreciationUSD | 1,657,000Source | 1,676,000Source | 1,562,000Source | 1,464,000Source |
| Equipment ExpenseUSD | 1,328,000Source | 1,300,000Source | 1,321,000Source | 1,170,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | 229,000Source | 215,000Source | 228,000Source | 768,000Source |
| GoodwillUSD | 7,319,000Source | 7,319,000Source | 7,319,000Source | 7,319,000Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | 3,851,000Source | 2,377,000Source | 2,567,000Source | 2,594,000Source |
| Net Income (Loss) Attributable to ParentUSD | 15,601,000Source | 10,999,000Source | 12,631,000Source | 13,338,000Source |
| Other Interest and Dividend IncomeUSD | — | 0Source | 10,000Source | 14,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 132,961,000Source | 34,741,000Source | 25,901,000Source | 27,524,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 3,054,000Source | 2,469,000Source | 2,090,000Source | -32,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 19,452,000Source | 13,376,000Source | 15,198,000Source | 15,932,000Source |
| Income Tax Expense (Benefit)USD | 3,851,000Source | 2,377,000Source | 2,567,000Source | 2,594,000Source |
| Net Income (Loss) Attributable to ParentUSD | 15,601,000Source | 10,999,000Source | 12,631,000Source | 13,338,000Source |
| Earnings Per Share, BasicUSD per share | 3.31Source | 2.32Source | 2.65Source | 2.8Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 4,711,001Source | 4,736,820Source | 4,774,607Source | 4,769,135Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 0Source | 8,000Source | 21,000Source | 35,000Source |
| Bank Owned Life Insurance IncomeUSD | 986,000Source | 929,000Source | 860,000Source | 883,000Source |
| Current Income Tax Expense (Benefit)USD | 4,692,000Source | 3,557,000Source | 3,312,000Source | 2,306,000Source |
| Equipment ExpenseUSD | 1,328,000Source | 1,300,000Source | 1,321,000Source | 1,170,000Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Interest ExpenseUSD | — | — | 15,838,000Source | 2,838,000Source |
| InterestExpenseOperatingUSD | 27,492,000Source | 26,959,000Source | — | — |
| Interest Income (Expense), NetUSD | 57,745,000Source | 48,804,000Source | 46,027,000Source | 44,778,000Source |
| Labor and Related ExpenseUSD | 24,909,000Source | 27,782,000Source | 23,391,000Source | 21,615,000Source |
| Other Interest and Dividend IncomeUSD | — | 0Source | 10,000Source | 14,000Source |