Company research
PATHWARD FINANCIAL, INC.
CIK 907471Updated Nov 14, 2026
SecurityCASH · NASDAQ · equity
Name history
META FINANCIAL GROUP INC · through Jul 13, 2022FIRST MIDWEST FINANCIAL INC · through Feb 3, 2005
CASH price & chart
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NASDAQ:CASH on TradingView ↗In the news
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Pathward Financial, Inc. - CASH ↗
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Pathward Financial, Inc. - CASH ↗
ACT Capital Advisors Secures Development Capital from Pathward and BridgePeak for Teichos Energy's Late-Stage Solar Energy Projects ↗
Seeking Alpha
U.S. Banks Were Safe Havens In October ↗
Pathward Financial, Inc. 2026 Q4 - Results - Earnings Call Presentation ↗
Pathward reiterates fiscal 2027 EPS guidance of $9.50 to $10.00 as it extends H&R Block partnership to mid-2030 ↗
SEC disclosures
PATHWARD FINANCIAL, INC. files 8-K: Material Event ↗
Recent filings
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02
Other Events
Items 8.01, 9.01
10-Q filing
Show 5 more recent filings
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
4 filing
144 filing
Other Events
Items 8.01, 9.01
10-Q filing
Financials
FY 2025 · USDSource
Source
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2026 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 7,314,373,000Source | 7,229,844,000Source | 7,513,030,000Source | 7,112,399,000Source | 6,994,786,000Source | 7,416,809,000Source | 7,560,205,000Source | 7,603,425,000Source | 7,172,344,000Source | 7,416,809,000Source | 7,535,543,000Source | 6,747,410,000Source |
| Property, Plant and Equipment, NetUSD | 43,313,000Source | 39,799,000Source | 36,953,000Source | 42,254,000Source | 39,542,000Source | 37,266,000Source | 42,370,000Source | 38,263,000Source | 40,632,000Source | 37,266,000Source | 39,160,000Source | 41,710,000Source |
| GoodwillUSD | 297,928,000Source | 297,928,000Source | 309,505,000Source | 297,928,000Source | 297,928,000Source | 309,505,000Source | 297,928,000Source | 297,928,000Source | 297,928,000Source | — | 309,505,000Source | 309,505,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | — | — | — | — | — | — | — | — | — | — | 20,720,000Source | 25,691,000Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 149,412,000Source | 258,343,000Source | 298,926,000Source | 157,602,000Source | 254,249,000Source | 347,888,000Source | 331,217,000Source | 597,396,000Source | 120,568,000Source | 347,888,000Source | 375,580,000Source | 388,038,000Source |
| Operating Lease, Right-of-Use AssetUSD | 21,400,000Source | 23,200,000Source | 25,200,000Source | 21,900,000Source | 24,100,000Source | 26,000,000Source | 22,000,000Source | 22,600,000Source | 22,700,000Source | — | 26,900,000Source | 30,100,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 6,463,227,000Source | 6,411,696,000Source | 6,765,032,000Source | 6,261,722,000Source | 6,180,739,000Source | 6,697,655,000Source | 6,706,493,000Source | 6,845,871,000Source | 6,314,890,000Source | 6,697,733,000Source | 6,884,918,000Source | 6,102,270,000Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source |
| Additional Paid in CapitalUSD | 657,682,000Source | 646,044,000Source | 636,284,000Source | 655,128,000Source | 643,888,000Source | 634,415,000Source | 651,199,000Source | 640,422,000Source | 648,330,000Source | 634,415,000Source | 628,500,000Source | 617,403,000Source |
| Retained Earnings (Accumulated Deficit)USD | 339,252,000Source | 337,321,000Source | 343,392,000Source | 340,744,000Source | 341,775,000Source | 317,964,000Source | 346,529,000Source | 313,446,000Source | 359,830,000Source | 297,578,000Source | 278,655,000Source | 245,394,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -142,706,000Source | -159,709,000Source | -207,992,000Source | -141,086,000Source | -166,311,000Source | -206,570,000Source | -134,996,000Source | -190,917,000Source | -145,461,000Source | -206,570,000Source | -255,443,000Source | -213,080,000Source |
| Stockholders' Equity Attributable to ParentUSD | 850,901,000Source | 819,004,000Source | 765,754,000Source | 851,462,000Source | 814,705,000Source | 739,882,000Source | 854,535,000Source | 758,310,000Source | 858,045,000Source | 719,496,000Source | 651,630,000Source | 645,170,000Source |
| Liabilities and EquityUSD | 7,314,373,000Source | 7,229,844,000Source | 7,530,280,000Source | 7,112,399,000Source | 6,994,786,000Source | 7,437,117,000Source | 7,560,205,000Source | 7,603,425,000Source | 7,172,344,000Source | 7,416,809,000Source | 7,535,543,000Source | 6,747,410,000Source |
| Stockholders' Equity Attributable to Noncontrolling InterestUSD | 245,000Source | -856,000Source | -506,000Source | -785,000Source | -658,000Source | -420,000Source | -823,000Source | -756,000Source | -591,000Source | -420,000Source | -1,005,000Source | -30,000Source |
| Additional Financial Items | ||||||||||||
| Long-term DebtUSD | 33,533,000Source | 33,431,000Source | 33,329,000Source | 33,508,000Source | 33,405,000Source | 33,373,000Source | 33,482,000Source | 33,380,000Source | 33,456,000Source | 33,373,000Source | 33,873,000Source | 36,028,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2026 | Q3 2025 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | 29,152,000Source | 42,360,000Source | 73,061,000Source | 75,194,000Source | 35,465,000Source | 30,166,000Source | 186,787,000Source | 184,512,000Source | 165,807,000Source | 159,354,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 2,862,000Source | 1,612,000Source | 9,507,000Source | 10,286,000Source | 11,070,000Source | 10,004,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 108,304,000Source | -71,735,000Source | 450,619,000Source | 488,805,000Source | 303,111,000Source | 268,809,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -300,360,000Source | 292,759,000Source | 25,843,000Source | -262,929,000Source | -920,758,000Source | -310,872,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 4,236,000Source | 2,087,000Source | 11,678,000Source | 10,141,000Source | 8,623,000Source | 8,177,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | — | — | — | — | — | — | 50,895,000Source | 57,010,000Source | 163,047,000Source | 86,853,000Source | 120,437,000Source | 168,235,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 401,913,000Source | 220,052,000Source | -513,026,000Source | -443,200,000Source | 604,858,000Source | 117,818,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | — | — | — | — | 1,109,000Source | 1,202,000Source | 4,686,000Source | 5,067,000Source | 5,426,000Source | 5,921,000Source |
| Repayments of Long-term DebtUSD | — | — | — | — | — | — | — | — | — | 0Source | 0Source | 75,000,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | 210,649,000Source | 439,059,000Source | -37,769,000Source | -217,243,000Source | -12,458,000Source | 74,019,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 149,412,000Source | 258,343,000Source | 157,602,000Source | 254,249,000Source | 331,217,000Source | 597,396,000Source | 120,568,000Source | 158,337,000Source | 375,580,000Source | 388,038,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 1,345,000Source | 2,906,000Source | 11,981,000Source | 20,909,000Source | 10,819,000Source | 5,259,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | 927,000Source | 1,407,000Source | 18,384,000Source | 19,633,000Source | 14,056,000Source | 13,940,000Source |
| Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | — | — | — | — | 792,000Source | -2,017,000Source | -1,205,000Source | 81,000Source | 331,000Source | -1,736,000Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 718,000Source | 798,000Source | 971,000Source | 1,082,000Source | 718,000Source | 812,000Source | 3,456,000Source | 4,131,000Source | 4,971,000Source | 6,585,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | — | — | — | — | 0Source | -15,671,000Source | -25,084,000Source | 0Source | 0Source | 154,000Source |
| DepreciationUSD | — | — | — | — | — | — | — | — | 9,600,000Source | 10,200,000Source | 11,100,000Source | 11,300,000Source |
| Depreciation, Amortization and Accretion, NetUSD | — | — | — | — | — | — | 13,395,000Source | 14,918,000Source | 59,725,000Source | 57,765,000Source | 64,955,000Source | 61,601,000Source |
| Disposal Group, Not Discontinued Operation, Gain (Loss) on DisposalUSD | — | — | — | — | — | — | 0Source | 16,404,000Source | 15,044,000Source | — | — | 0Source |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountUSD | — | — | — | — | — | — | 0Source | 0Source | 3,000,000Source | 1,000,000Source | — | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | — | 9,278,000Source | — | 35,266,000Source | — | 18,661,000Source | 56,545,000Source | 57,678,000Source | 57,448,000Source | 28,862,000Source |
| Gain (Loss) on Disposition of Intangible AssetsUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 10,000,000Source | 50,000,000Source |
| Gain (Loss) on Disposition of BusinessUSD | — | — | 0Source | 0Source | 0Source | -1,360,000Source | 0Source | 16,404,000Source | 15,044,000Source | — | — | 0Source |
| Gain (Loss) on Disposition of Other AssetsUSD | — | — | — | — | — | — | 488,000Source | 987,000Source | 5,151,000Source | 6,749,000Source | 91,000Source | -1,441,000Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | -65,000Source | -55,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | — | — | — | — | 4,157,000Source | 4,378,000Source | 37,022,000Source | 5,920,000Source | 268,000Source | -3,694,000Source |
| GoodwillUSD | — | — | 297,928,000Source | 297,928,000Source | 297,928,000Source | 297,928,000Source | 297,928,000Source | 297,928,000Source | 297,928,000Source | 309,505,000Source | 309,505,000Source | 309,505,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Impairment of Intangible Assets (Excluding Goodwill)USD | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source | 0Source | 670,000Source |
| Impairment of Intangible Assets, Finite-livedUSD | — | — | — | — | — | — | — | 631,000Source | 631,000Source | — | — | 873,000Source |
| Income Tax Expense (Benefit)USD | — | — | 3,062,000Source | 4,795,000Source | 14,171,000Source | 16,166,000Source | 7,193,000Source | 6,005,000Source | 36,266,000Source | 34,108,000Source | 16,324,000Source | 27,964,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 28,969,000Source | 42,147,000Source | 72,910,000Source | 74,957,000Source | 35,166,000Source | 29,967,000Source | 185,872,000Source | 183,219,000Source | 163,615,000Source | 156,386,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | — | — | 183,000Source | 213,000Source | 151,000Source | 237,000Source | 299,000Source | 199,000Source | 915,000Source | 1,293,000Source | 2,192,000Source | 2,968,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 28,940,000Source | 41,995,000Source | 72,840,000Source | 74,693,000Source | 35,117,000Source | 29,843,000Source | 185,181,000Source | 181,541,000Source | 161,162,000Source | 153,821,000Source |
| Operating Lease, Impairment LossUSD | — | — | — | — | — | — | — | — | — | 0Source | 0Source | 670,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 5,348,000Source | 6,489,000Source | 8,457,000Source | 13,669,000Source | 5,635,000Source | 7,522,000Source | 33,524,000Source | 41,073,000Source | 33,936,000Source | 17,272,000Source |
| Proceeds from Issuance of Common StockUSD | — | — | — | — | — | — | 1,000Source | 0Source | 0Source | 3,000Source | 1,000Source | 1,000Source |
| Proceeds from Issuance of Long-term DebtUSD | — | — | — | — | — | — | — | — | — | 0Source | 0Source | 20,000,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 30,606,000Source | 39,727,000Source | 163,805,000Source | 201,730,000Source | 177,296,000Source | 324,234,000Source |
| Proceeds from (Payments to) Noncontrolling InterestsUSD | — | — | — | — | — | — | -531,000Source | -678,000Source | -1,229,000Source | -565,000Source | — | — |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | 28,309,000Source | 9,278,000Source | 45,616,000Source | 35,266,000Source | 3,230,000Source | 18,661,000Source | 56,774,000Source | 58,101,000Source | 57,354,000Source | — |
| Sales-type Lease, Selling Profit (Loss)USD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2026 | Q3 2025 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | 189,644,000Source | 195,755,000Source | 276,304,000Source | 274,803,000Source | 173,101,000Source | 182,629,000Source | 839,894,000Source | 797,412,000Source | 704,460,000Source | 601,131,000Source |
| Selling, General and Administrative ExpenseUSD | — | — | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | — | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 32,214,000Source | 47,155,000Source | 87,232,000Source | 91,360,000Source | 42,658,000Source | 36,171,000Source | 223,053,000Source | 218,620,000Source | 182,131,000Source | 187,318,000Source |
| Income Tax Expense (Benefit)USD | — | — | 3,062,000Source | 4,795,000Source | 14,171,000Source | 16,166,000Source | 7,193,000Source | 6,005,000Source | 36,266,000Source | 34,108,000Source | 16,324,000Source | 27,964,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | — | — | 183,000Source | 213,000Source | 151,000Source | 237,000Source | 299,000Source | 199,000Source | 915,000Source | 1,293,000Source | 2,192,000Source | 2,968,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 28,969,000Source | 42,147,000Source | 72,910,000Source | 74,957,000Source | 35,166,000Source | 29,967,000Source | 185,872,000Source | 183,219,000Source | 163,615,000Source | 156,386,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 1.37Source | 1.83Source | 3.37Source | 3.16Source | 1.57Source | 1.23Source | 7.91Source | 7.21Source | 6.01Source | 5.26Source |
| Earnings Per Share, DilutedUSD per share | — | — | 1.37Source | 1.81Source | 3.35Source | 3.14Source | 1.57Source | 1.23Source | 7.87Source | 7.2Source | 5.99Source | 5.26Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 21,065,733Source | 23,006,454Source | 21,612,033Source | 23,657,145Source | 22,312,973Source | 24,221,697Source | 23,397,489Source | 25,169,937Source | 26,833,079Source | 29,227,071Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 21,165,826Source | 23,140,124Source | 21,720,222Source | 23,776,023Source | 22,381,460Source | 24,280,371Source | 23,522,629Source | 25,201,750Source | 26,925,606Source | 29,232,247Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 718,000Source | 798,000Source | 971,000Source | 1,082,000Source | 718,000Source | 812,000Source | 3,456,000Source | 4,131,000Source | 4,971,000Source | 6,585,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | 0.05Source | 0.05Source | 0.05Source | 0.05Source | 0.05Source | 0.05Source | 0.2Source | 0.2Source | — | — |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountUSD | — | — | — | — | — | — | 0Source | 0Source | 3,000,000Source | 1,000,000Source | — | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | — | 9,278,000Source | — | 35,266,000Source | — | 18,661,000Source | 56,545,000Source | 57,678,000Source | 57,448,000Source | 28,862,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 10,874,000Source | 4,872,000Source |
| InterestExpenseOperatingUSD | — | — | 1,120,000Source | 1,279,000Source | 5,752,000Source | 5,725,000Source | 1,884,000Source | 3,106,000Source | 11,598,000Source | 21,233,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 112,913,000Source | 122,313,000Source | 125,124,000Source | 136,279,000Source | 119,338,000Source | 125,251,000Source | 511,794,000Source | 497,825,000Source | 387,861,000Source | 307,324,000Source |
| Labor and Related ExpenseUSD | — | — | 52,361,000Source | 48,559,000Source | 55,405,000Source | 51,905,000Source | 51,864,000Source | 49,292,000Source | 200,495,000Source | 201,472,000Source | 184,318,000Source | 171,126,000Source |
| Lease IncomeUSD | — | — | 11,244,000Source | 15,942,000Source | 14,543,000Source | 16,869,000Source | 14,815,000Source | 17,942,000Source | 70,376,000Source | 70,113,000Source | 71,051,000Source | 69,080,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 28,940,000Source | 41,995,000Source | 72,840,000Source | 74,693,000Source | 35,117,000Source | 29,843,000Source | 185,181,000Source | 181,541,000Source | 161,162,000Source | 153,821,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 5,348,000Source | 6,489,000Source | 8,457,000Source | 13,669,000Source | 5,635,000Source | 7,522,000Source | 33,524,000Source | 41,073,000Source | 33,936,000Source | 17,272,000Source |
| Sales-type Lease, Selling Profit (Loss)USD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Interest Revenue (Expense), Net | — | — | — | —Source | — | —Source | — | —Source | — | — | — | — |