Company research
PATHWARD FINANCIAL, INC.
CIK 907471Updated Sep 29, 2026
SecurityCASH · NASDAQ · equity
Name history
META FINANCIAL GROUP INC · through Jul 13, 2022FIRST MIDWEST FINANCIAL INC · through Feb 3, 2005
CASH price & chart
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NASDAQ:CASH on TradingView ↗In the news
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Pathward Financial, Inc. - CASH ↗
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Pathward Financial, Inc. - CASH ↗
ACT Capital Advisors Secures Development Capital from Pathward and BridgePeak for Teichos Energy's Late-Stage Solar Energy Projects ↗
Recent filings
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02
Other Events
Items 8.01, 9.01
10-Q filing
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
4 filing
Show 5 more recent filings
144 filing
Other Events
Items 8.01, 9.01
10-Q filing
4 filing
144 filing
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 7,172,344,000Source | 7,416,809,000Source | 7,535,543,000Source | 6,747,410,000Source |
| Property, Plant and Equipment, NetUSD | 40,632,000Source | 37,266,000Source | 39,160,000Source | 41,710,000Source |
| GoodwillUSD | 297,928,000Source | — | 309,505,000Source | 309,505,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | — | — | 20,720,000Source | 25,691,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 120,568,000Source | 347,888,000Source | 375,580,000Source | 388,038,000Source |
| Operating Lease, Right-of-Use AssetUSD | 22,700,000Source | — | 26,900,000Source | 30,100,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 6,314,890,000Source | 6,697,733,000Source | 6,884,918,000Source | 6,102,270,000Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source |
| Additional Paid in CapitalUSD | 648,330,000Source | 634,415,000Source | 628,500,000Source | 617,403,000Source |
| Retained Earnings (Accumulated Deficit)USD | 359,830,000Source | 297,578,000Source | 278,655,000Source | 245,394,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -145,461,000Source | -206,570,000Source | -255,443,000Source | -213,080,000Source |
| Stockholders' Equity Attributable to ParentUSD | 858,045,000Source | 719,496,000Source | 651,630,000Source | 645,170,000Source |
| Liabilities and EquityUSD | 7,172,344,000Source | 7,416,809,000Source | 7,535,543,000Source | 6,747,410,000Source |
| Stockholders' Equity Attributable to Noncontrolling InterestUSD | -591,000Source | -420,000Source | -1,005,000Source | -30,000Source |
| Additional Financial Items | ||||
| Long-term DebtUSD | 33,456,000Source | 33,373,000Source | 33,873,000Source | 36,028,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 186,787,000Source | 184,512,000Source | 165,807,000Source | 159,354,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | 9,507,000Source | 10,286,000Source | 11,070,000Source | 10,004,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 450,619,000Source | 488,805,000Source | 303,111,000Source | 268,809,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | 25,843,000Source | -262,929,000Source | -920,758,000Source | -310,872,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 11,678,000Source | 10,141,000Source | 8,623,000Source | 8,177,000Source |
| Cash flows from financing activities: | ||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | 163,047,000Source | 86,853,000Source | 120,437,000Source | 168,235,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -513,026,000Source | -443,200,000Source | 604,858,000Source | 117,818,000Source |
| Payments of Ordinary Dividends, Common StockUSD | 4,686,000Source | 5,067,000Source | 5,426,000Source | 5,921,000Source |
| Repayments of Long-term DebtUSD | — | 0Source | 0Source | 75,000,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -37,769,000Source | -217,243,000Source | -12,458,000Source | 74,019,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 120,568,000Source | 158,337,000Source | 375,580,000Source | 388,038,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 11,981,000Source | 20,909,000Source | 10,819,000Source | 5,259,000Source |
| Income Taxes Paid, NetUSD | 18,384,000Source | 19,633,000Source | 14,056,000Source | 13,940,000Source |
| Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | -1,205,000Source | 81,000Source | 331,000Source | -1,736,000Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 3,456,000Source | 4,131,000Source | 4,971,000Source | 6,585,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | -25,084,000Source | 0Source | 0Source | 154,000Source |
| DepreciationUSD | 9,600,000Source | 10,200,000Source | 11,100,000Source | 11,300,000Source |
| Depreciation, Amortization and Accretion, NetUSD | 59,725,000Source | 57,765,000Source | 64,955,000Source | 61,601,000Source |
| Disposal Group, Not Discontinued Operation, Gain (Loss) on DisposalUSD | 15,044,000Source | — | — | 0Source |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountUSD | 3,000,000Source | 1,000,000Source | — | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 56,545,000Source | 57,678,000Source | 57,448,000Source | 28,862,000Source |
| Gain (Loss) on Disposition of Intangible AssetsUSD | 0Source | 0Source | 10,000,000Source | 50,000,000Source |
| Gain (Loss) on Disposition of BusinessUSD | 15,044,000Source | — | — | 0Source |
| Gain (Loss) on Disposition of Other AssetsUSD | 5,151,000Source | 6,749,000Source | 91,000Source | -1,441,000Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | 0Source | 0Source | -65,000Source | -55,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | 37,022,000Source | 5,920,000Source | 268,000Source | -3,694,000Source |
| GoodwillUSD | 297,928,000Source | 309,505,000Source | 309,505,000Source | 309,505,000Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Impairment of Intangible Assets (Excluding Goodwill)USD | 0Source | 0Source | 0Source | 670,000Source |
| Impairment of Intangible Assets, Finite-livedUSD | 631,000Source | — | — | 873,000Source |
| Income Tax Expense (Benefit)USD | 36,266,000Source | 34,108,000Source | 16,324,000Source | 27,964,000Source |
| Net Income (Loss) Attributable to ParentUSD | 185,872,000Source | 183,219,000Source | 163,615,000Source | 156,386,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | 915,000Source | 1,293,000Source | 2,192,000Source | 2,968,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 185,181,000Source | 181,541,000Source | 161,162,000Source | 153,821,000Source |
| Operating Lease, Impairment LossUSD | — | 0Source | 0Source | 670,000Source |
| Other Interest and Dividend IncomeUSD | 33,524,000Source | 41,073,000Source | 33,936,000Source | 17,272,000Source |
| Proceeds from Issuance of Common StockUSD | 0Source | 3,000Source | 1,000Source | 1,000Source |
| Proceeds from Issuance of Long-term DebtUSD | — | 0Source | 0Source | 20,000,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 163,805,000Source | 201,730,000Source | 177,296,000Source | 324,234,000Source |
| Proceeds from (Payments to) Noncontrolling InterestsUSD | -1,229,000Source | -565,000Source | — | — |
| Proceeds from Stock Options ExercisedUSD | — | — | — | 0Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 56,774,000Source | 58,101,000Source | 57,354,000Source | — |
| Sales-type Lease, Selling Profit (Loss)USD | — | — | — | 0Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | 839,894,000Source | 797,412,000Source | 704,460,000Source | 601,131,000Source |
| Selling, General and Administrative ExpenseUSD | 0Source | — | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 223,053,000Source | 218,620,000Source | 182,131,000Source | 187,318,000Source |
| Income Tax Expense (Benefit)USD | 36,266,000Source | 34,108,000Source | 16,324,000Source | 27,964,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | 915,000Source | 1,293,000Source | 2,192,000Source | 2,968,000Source |
| Net Income (Loss) Attributable to ParentUSD | 185,872,000Source | 183,219,000Source | 163,615,000Source | 156,386,000Source |
| Earnings Per Share, BasicUSD per share | 7.91Source | 7.21Source | 6.01Source | 5.26Source |
| Earnings Per Share, DilutedUSD per share | 7.87Source | 7.2Source | 5.99Source | 5.26Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 23,397,489Source | 25,169,937Source | 26,833,079Source | 29,227,071Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 23,522,629Source | 25,201,750Source | 26,925,606Source | 29,232,247Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 3,456,000Source | 4,131,000Source | 4,971,000Source | 6,585,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 0.2Source | 0.2Source | — | — |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountUSD | 3,000,000Source | 1,000,000Source | — | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 56,545,000Source | 57,678,000Source | 57,448,000Source | 28,862,000Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Interest ExpenseUSD | — | — | 10,874,000Source | 4,872,000Source |
| InterestExpenseOperatingUSD | 11,598,000Source | 21,233,000Source | — | — |
| Interest Income (Expense), NetUSD | 511,794,000Source | 497,825,000Source | 387,861,000Source | 307,324,000Source |
| Labor and Related ExpenseUSD | 200,495,000Source | 201,472,000Source | 184,318,000Source | 171,126,000Source |
| Lease IncomeUSD | 70,376,000Source | 70,113,000Source | 71,051,000Source | 69,080,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 185,181,000Source | 181,541,000Source | 161,162,000Source | 153,821,000Source |
| Other Interest and Dividend IncomeUSD | 33,524,000Source | 41,073,000Source | 33,936,000Source | 17,272,000Source |
| Sales-type Lease, Selling Profit (Loss)USD | — | — | — | 0Source |