Company research
REPUBLIC BANCORP INC /KY/
CIK 921557Updated Sep 24, 2026
SecurityRBCAA · NASDAQ · equity
RBCAA price & chart
Loading TradingView…
NASDAQ:RBCAA on TradingView ↗In the news
No coverage from other publishers is available.
Recent filings
4 filing
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02
Regulation FD Disclosure
Items 7.01, 9.01
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 7,042,061,000Source | 6,846,667,000Source | 6,594,891,000Source | 5,835,543,000Source |
| Property, Plant and Equipment, NetUSD | 35,986,000Source | 32,309,000Source | 33,411,000Source | 31,978,000Source |
| GoodwillUSD | 40,516,000Source | 40,516,000Source | 40,516,000Source | 16,300,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 219,972,000Source | 432,151,000Source | 316,567,000Source | 313,689,000Source |
| Operating Lease, Right-of-Use AssetUSD | 31,330,000Source | 36,182,000Source | 34,691,000Source | 37,017,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 5,939,768,000Source | 5,854,638,000Source | 5,682,135,000Source | 4,978,930,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 4,601,000Source | 4,587,000Source | 4,553,000Source | 4,648,000Source |
| Additional Paid in CapitalUSD | 156,695,000Source | 148,053,000Source | 142,124,000Source | 141,694,000Source |
| Retained Earnings (Accumulated Deficit)USD | 945,399,000Source | 853,627,000Source | 786,487,000Source | 742,250,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -4,402,000Source | -14,238,000Source | -20,408,000Source | -31,979,000Source |
| Stockholders' Equity Attributable to ParentUSD | 1,102,293,000Source | 992,029,000Source | 912,756,000Source | 856,613,000Source |
| Liabilities and EquityUSD | 7,042,061,000Source | 6,846,667,000Source | 6,594,891,000Source | 5,835,543,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 131,317,000Source | 101,371,000Source | 90,374,000Source | 91,106,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | 2,116,000Source | 1,311,000Source | 1,298,000Source | 1,753,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 168,212,000Source | 148,999,000Source | 108,531,000Source | 154,789,000Source |
| Cash flows from investing activities: | ||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | 40,970,000Source | — |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -436,122,000Source | -181,026,000Source | -516,951,000Source | -254,509,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 7,104,000Source | 5,809,000Source | 6,896,000Source | 3,503,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 72,000Source | — | 20,279,000Source | 12,577,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 55,731,000Source | 147,611,000Source | 411,298,000Source | -343,562,000Source |
| Dividends paid | — | — | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -212,179,000Source | 115,584,000Source | 2,878,000Source | -443,282,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 219,972,000Source | 432,151,000Source | 316,567,000Source | 313,689,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 105,708,000Source | 119,752,000Source | 63,451,000Source | 7,413,000Source |
| Income Taxes Paid, NetUSD | 22,074,000Source | 27,488,000Source | 21,487,000Source | 21,637,000Source |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 2,114,000Source | 1,194,000Source | 1,322,000Source | 1,649,000Source |
| Amortization of Intangible AssetsUSD | — | — | 405,000Source | — |
| Bank Owned Life Insurance IncomeUSD | 3,596,000Source | 3,208,000Source | 2,719,000Source | 2,526,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | 0Source | — | — | — |
| DepreciationUSD | 6,680,000Source | 6,911,000Source | 7,063,000Source | 7,598,000Source |
| Depreciation, Amortization and Accretion, NetUSD | 6,680,000Source | 6,911,000Source | 7,063,000Source | 7,598,000Source |
| Equity Securities, FV-NI, Gain (Loss)USD | 252,000Source | 519,000Source | 63,000Source | -263,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | — | -204,000Source |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | 252,000Source | 519,000Source | 63,000Source | -59,000Source |
| Gain (Loss) on InvestmentsUSD | 5,925,000Source | 3,875,000Source | 2,053,000Source | 4,942,000Source |
| Gain (Loss) on Sale of Mortgage LoansUSD | 5,925,000Source | 3,875,000Source | 2,053,000Source | 4,942,000Source |
| GoodwillUSD | 40,516,000Source | 40,516,000Source | 40,516,000Source | 16,300,000Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | 34,392,000Source | 26,332,000Source | 22,839,000Source | 25,739,000Source |
| Net Income (Loss) Attributable to ParentUSD | 131,317,000Source | 101,371,000Source | 90,374,000Source | 91,106,000Source |
| Other Interest and Dividend IncomeUSD | 24,218,000Source | — | — | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 555,049,000Source | 316,120,000Source | 106,123,000Source | 161,561,000Source |
| Provision for Loan, Lease, and Other LossesUSD | 31,597,000Source | 54,376,000Source | 47,624,000Source | 22,348,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | 417,495,000Source | 384,804,000Source | 360,235,000Source | 326,501,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 165,709,000Source | 127,703,000Source | 113,213,000Source | 116,845,000Source |
| Income Tax Expense (Benefit)USD | 34,392,000Source | 26,332,000Source | 22,839,000Source | 25,739,000Source |
| Net Income (Loss) Attributable to ParentUSD | 131,317,000Source | 101,371,000Source | 90,374,000Source | 91,106,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 19,809,000Source | 19,736,000Source | 19,853,000Source | 20,101,000Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | — | — | 405,000Source | — |
| Bank Owned Life Insurance IncomeUSD | 3,596,000Source | 3,208,000Source | 2,719,000Source | 2,526,000Source |
| Business Combination, Acquisition Related CostsUSD | — | 41,000Source | 2,160,000Source | — |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | — | -204,000Source |
| Gain (Loss) on InvestmentsUSD | 5,925,000Source | 3,875,000Source | 2,053,000Source | 4,942,000Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | 0Source |
| Interest ExpenseUSD | — | — | 67,285,000Source | 7,493,000Source |
| InterestExpenseOperatingUSD | 103,843,000Source | 120,832,000Source | — | — |
| Interest Income (Expense), NetUSD | 334,670,000Source | 312,154,000Source | 288,778,000Source | 236,691,000Source |
| Labor and Related ExpenseUSD | 127,060,000Source | 118,650,000Source | 115,869,000Source | 111,240,000Source |
| Other Interest and Dividend IncomeUSD | 24,218,000Source | — | — | — |
Filing attachments
rbcaa-20260724xex99d1.htm · 8-K · 2026-07-24
EX-99.1 2 rbcaa-20260724xex99d1.htm EX-99.1 3Q Exhibit 99.1 Republic Bancorp Reports Solid Second Quarter Results Highlighted by Continued Strong Core Bank Net Interest Income Expansion LOUISVILLE, Ky.--(BUSINESS WIRE) - July 24, 2026--Republic Bancorp, Inc. (NASDAQ: RBCAA), headquartered in Louisville, Kentucky, is the holding company of Republic Bank & Trust Company (the “Bank”). Republic Bancorp, Inc. (“Republic” or the “Company”) reported second quarter 2026 net income and Diluted E…
Read attachment ↗rbcaa-20260724xex99d2.htm · 8-K · 2026-07-24
EX-99.2 3 rbcaa-20260724xex99d2.htm EX-99.2 3Q Exhibit 99.2 EARNINGS RELEASE FINANCIAL SUPPLEMENT SECOND QUARTER 2026 TABLE OF CONTENTS BALANCE SHEET DATA S-2 AVERAGE BALANCE SHEET DATA S-3 TOTAL COMPANY AVERAGE BALANCE SHEETS AND INTEREST RATES S-4 INCOME STATEMENT DATA S-5 SELECTED DATA AND RATIOS S-6 LOAN COMPOSITION …
Read attachment ↗rbcaa-20260715xex99d1.htm · 8-K · 2026-07-15
EX-99.1 2 rbcaa-20260715xex99d1.htm EX-99.1 EXHIBIT 99.1 Republic Bancorp, Inc. Declares Common Stock Dividends LOUISVILLE, KY - Republic Bancorp, Inc. (NASDAQ: RBCAA), parent company of Republic Bank & Trust Company, declared a cash dividend of $0.495 per share on Class A Common Stock and $0.45 per share on Class B Common Stock, payable October 16, 2026, to shareholders of record as of September 18, 2026. Republic Bancorp, Inc. (the “Company”) is the parent company of Republic Bank & Tru…
Read attachment ↗rbcaa-20260520xex99d1.htm · 8-K · 2026-05-20
EX-99.1 2 rbcaa-20260520xex99d1.htm EX-99.1 EXHIBIT 99.1 Republic Bancorp, Inc. Declares Common Stock Dividends LOUISVILLE, KY - Republic Bancorp, Inc. (NASDAQ: RBCAA), parent company of Republic Bank & Trust Company, declared a cash dividend of $0.495 per share on Class A Common Stock and $0.45 per share on Class B Common Stock, payable July 17, 2026, to shareholders of record as of June 18, 2026. Republic Bancorp, Inc. (the “Company”) is the parent company of Republic Bank & Trust Compa…
Read attachment ↗rbcaa-20260423xex99d1.htm · 8-K · 2026-04-23
EX-99.1 2 rbcaa-20260423xex99d1.htm EX-99.1 Exhibit 99.1 P a g e Annual Meeting of Shareholders April 23, 2026 Springhurst Lower Level | Louisville, KY ──────────────────────────────────────────── COMPANY A N N U A L M E E T I N G O F S H A R E H O L D E R S | A p r i l 2 3, 2 0 2 6 | L o u i s v i l l e, K e n t u c k y P a g e 2 During this presentation, we will be providing you with a discussion of some of the factors we currently anticipate may influence the future r…
Read attachment ↗rbcaa-20260423xex99d1.htm · 8-K · 2026-04-23
EX-99.1 2 rbcaa-20260423xex99d1.htm EX-99.1 3Q Exhibit 99.1 Republic Bancorp Reports Solid First Quarter Results Highlighted by Strong Core Bank Net Interest Income Expansion LOUISVILLE, Ky.--(BUSINESS WIRE)--April 23, 2026--Republic Bancorp, Inc. (NASDAQ: RBCAA), headquartered in Louisville, Kentucky, is the holding company of Republic Bank & Trust Company (the “Bank”). Republic Bancorp, Inc. (“Republic” or the “Company”) reported first quarter 2026 net income and Diluted Earnings per …
Read attachment ↗