Company research
ACI WORLDWIDE, INC.
CIK 935036Updated Sep 24, 2026
SecurityACIW · NASDAQ · equity
Name history
TRANSACTION SYSTEMS ARCHITECTS INC · through Jun 29, 2007
ACIW price & chart
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NASDAQ:ACIW on TradingView ↗About the company
ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.
In the news
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Recent filings
10-Q filing
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
4 filing
4 filing
Submission of Matters to a Vote of Security Holders
Items 5.07, 9.01
Show 5 more recent filings
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 3,104,907,000Source | 3,025,293,000Source | 3,444,739,000Source | 3,209,895,000Source |
| Property, Plant and Equipment, NetUSD | 37,363,000Source | 35,069,000Source | 37,856,000Source | 52,499,000Source |
| GoodwillUSD | 1,231,128,000Source | 1,226,026,000Source | 1,226,026,000Source | 1,226,026,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 196,462,000Source | 216,394,000Source | 164,239,000Source | 124,981,000Source |
| Accounts Receivable, after Allowance for Credit Loss, CurrentUSD | 445,866,000Source | 414,399,000Source | 452,337,000Source | 403,781,000Source |
| Assets, CurrentUSD | 1,089,114,000Source | 990,822,000Source | 1,406,645,000Source | 1,114,805,000Source |
| Operating Lease, Right-of-Use AssetUSD | 28,733,000Source | 28,864,000Source | 34,338,000Source | 40,031,000Source |
| Other Assets, NoncurrentUSD | 29,141,000Source | 53,450,000Source | 63,328,000Source | 67,171,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 1,585,829,000Source | 1,600,966,000Source | 2,120,442,000Source | 2,016,708,000Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 702,000Source | 702,000Source | 702,000Source | 702,000Source |
| Retained Earnings (Accumulated Deficit)USD | 1,824,743,000Source | 1,598,085,000Source | 1,394,967,000Source | 1,273,458,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -103,138,000Source | -121,473,000Source | -109,470,000Source | -117,660,000Source |
| Stockholders' Equity Attributable to ParentUSD | 1,519,078,000Source | 1,424,327,000Source | 1,324,297,000Source | 1,193,187,000Source |
| Additional Paid in Capital, Common StockUSD | 761,523,000Source | 731,927,000Source | 712,994,000Source | 702,458,000Source |
| Liabilities and EquityUSD | 3,104,907,000Source | 3,025,293,000Source | 3,444,739,000Source | 3,209,895,000Source |
| Current liabilities: | ||||
| Liabilities, CurrentUSD | 705,643,000Source | 602,628,000Source | 1,037,249,000Source | 858,842,000Source |
| Operating Lease, Liability, CurrentUSD | 8,856,000Source | 9,265,000Source | 9,348,000Source | 11,218,000Source |
| Accounts Payable, CurrentUSD | 64,931,000Source | 45,422,000Source | 45,964,000Source | 47,997,000Source |
| Operating Lease, Liability, NoncurrentUSD | 22,609,000Source | 22,592,000Source | 29,074,000Source | 33,910,000Source |
| Deferred Income Tax Liabilities, NetUSD | 38,514,000Source | 39,920,000Source | 40,735,000Source | 40,371,000Source |
| Other Liabilities, NoncurrentUSD | 28,776,000Source | 26,873,000Source | 25,005,000Source | 36,001,000Source |
| Additional Financial Items | ||||
| Accounts Receivable, after Allowance for Credit LossUSD | 837,585,000Source | 774,478,000Source | 766,320,000Source | 701,599,000Source |
| Long-term Debt, Excluding Current Maturities | — | — | — | — |
| Long-term Debt, Current MaturitiesUSD | 40,941,000Source | 34,928,000Source | 74,405,000Source | 65,521,000Source |
| Long-term Debt, Excluding Current MaturitiesUSD | 776,667,000Source | 889,649,000Source | 963,599,000Source | 1,024,351,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | 142,177,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 96,948,000Source | 110,962,000Source | 122,373,000Source | 127,328,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 70,633,000Source | 41,281,000Source | 24,547,000Source | 29,753,000Source |
| Changes in operating assets and liabilities: | ||||
| Increase (Decrease) in Accounts ReceivableUSD | 46,160,000Source | 23,583,000Source | 62,998,000Source | 132,194,000Source |
| Increase (Decrease) in Accounts PayableUSD | 11,318,000Source | -268,000Source | -3,775,000Source | 7,730,000Source |
| Deferred Income Tax Expense (Benefit)USD | 943,000Source | -13,130,000Source | -4,085,000Source | 1,603,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 322,831,000Source | 358,748,000Source | 168,517,000Source | 143,381,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | 7,222,000Source | -45,051,000Source | -37,777,000Source | 60,246,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | 5,447,000Source | — | — | 0Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 12,907,000Source | 15,402,000Source | 8,924,000Source | 13,103,000Source |
| Cash flows from financing activities: | ||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | 28,249,000Source | 13,111,000Source | 5,149,000Source | 6,983,000Source |
| Payments for Repurchase of Common StockUSD | 202,638,000Source | 127,670,000Source | 27,587,000Source | 206,537,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -336,647,000Source | -288,197,000Source | -111,552,000Source | -171,060,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -6,022,000Source | 26,197,000Source | 24,149,000Source | 30,530,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 258,996,000Source | 265,018,000Source | 238,821,000Source | 214,672,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 64,023,000Source | 70,201,000Source | 73,543,000Source | 48,526,000Source |
| Income Taxes Paid, NetUSD | 90,046,000Source | 47,914,000Source | 65,441,000Source | 43,553,000Source |
| Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 572,000Source | 697,000Source | 4,961,000Source | -2,037,000Source |
| Additional Financial Items | ||||
| Amortization of Debt Issuance CostsUSD | 2,107,000Source | 2,912,000Source | 4,323,000Source | 4,561,000Source |
| Amortization of Intangible AssetsUSD | 21,100,000Source | 29,500,000Source | 33,800,000Source | 35,500,000Source |
| DepreciationUSD | 12,836,000Source | 18,161,000Source | 23,739,000Source | 23,181,000Source |
| Equity Method Investment, Realized Gain (Loss) on DisposalUSD | 25,927,000Source | — | — | — |
| Foreign Currency Transaction Gain (Loss), before TaxUSD | -5,105,000Source | — | — | — |
| Gain (Loss) on Disposition of BusinessUSD | — | 0Source | 0Source | 38,452,000Source |
| Gain (Loss) on Extinguishment of DebtUSD | -1,093,000Source | — | — | — |
| General and Administrative ExpenseUSD | 142,706,000Source | 118,379,000Source | 117,190,000Source | 114,194,000Source |
| GoodwillUSD | 1,231,128,000Source | 1,226,026,000Source | 1,226,026,000Source | 1,226,026,000Source |
| Income (Loss) from Equity Method InvestmentsUSD | 0Source | — | — | — |
| Income Tax Expense (Benefit)USD | 80,012,000Source | 47,291,000Source | 26,118,000Source | 64,458,000Source |
| InterestExpenseNonoperatingUSD | 57,847,000Source | 72,471,000Source | — | — |
| Investment Income, InterestUSD | 14,874,000Source | 15,926,000Source | 14,215,000Source | 12,547,000Source |
| Net Income (Loss) Attributable to ParentUSD | 226,658,000Source | 203,118,000Source | 121,509,000Source | 142,177,000Source |
| Nonoperating Income (Expense)USD | -23,244,000Source | -57,726,000Source | -72,781,000Source | 2,800,000Source |
| Other Nonoperating Income (Expense)USD | 19,729,000Source | -1,181,000Source | -8,510,000Source | 43,446,000Source |
| Proceeds from Issuance of Common StockUSD | 3,417,000Source | 2,918,000Source | 2,819,000Source | 3,581,000Source |
| Proceeds from Stock Options ExercisedUSD | 7,898,000Source | 6,329,000Source | 6,726,000Source | 4,584,000Source |
| Revenue from Contract with Customer, Including Assessed TaxUSD | — | — | — | 1,421,901,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | 1,759,782,000Source | 1,594,288,000Source | 1,452,579,000Source | 1,421,901,000Source |
| Cost of Goods and Services Sold | — | — | — | — |
| Gross Profit (Calculated) · Derived | — | — | — | — |
| Operating Income (Loss)USD | 329,914,000Source | 308,135,000Source | 220,408,000Source | 203,835,000Source |
| Other Nonoperating Income (Expense)USD | 19,729,000Source | -1,181,000Source | -8,510,000Source | 43,446,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 306,670,000Source | 250,409,000Source | 147,627,000Source | 206,635,000Source |
| Income Tax Expense (Benefit)USD | 80,012,000Source | 47,291,000Source | 26,118,000Source | 64,458,000Source |
| Net Income (Loss) Attributable to ParentUSD | 226,658,000Source | 203,118,000Source | 121,509,000Source | 142,177,000Source |
| Earnings Per Share, BasicUSD per share | 2.18Source | 1.93Source | 1.12Source | 1.25Source |
| Earnings Per Share, DilutedUSD per share | 2.16Source | 1.91Source | 1.12Source | 1.24Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 103,956,000Source | 105,491,000Source | 108,497,000Source | 113,700,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 104,805,000Source | 106,493,000Source | 108,857,000Source | 114,238,000Source |
| Interest Expense (non-operating)USD | 57,847,000Source | 72,471,000Source | — | — |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 21,100,000Source | 29,500,000Source | 33,800,000Source | 35,500,000Source |
| Costs and ExpensesUSD | 1,429,868,000Source | 1,286,153,000Source | 1,232,171,000Source | 1,218,066,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | 96,896,000Source | 110,962,000Source | 122,373,000Source | 126,678,000Source |
| Foreign Currency Transaction Gain (Loss), before TaxUSD | -5,105,000Source | — | — | — |
| General and Administrative ExpenseUSD | 142,706,000Source | 118,379,000Source | 117,190,000Source | 114,194,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | 6,302,000Source | 32,443,000Source | -8,342,000Source | -11,751,000Source |
| Income (Loss) from Equity Method InvestmentsUSD | 0Source | — | — | — |
| Interest ExpenseUSD | — | — | 78,486,000Source | 53,193,000Source |
| Interest Income (Expense), NetUSD | -42,973,000Source | -56,545,000Source | -64,271,000Source | -40,646,000Source |
| Investment Income, InterestUSD | 14,874,000Source | 15,926,000Source | 14,215,000Source | 12,547,000Source |
| Nonoperating Income (Expense)USD | -23,244,000Source | -57,726,000Source | -72,781,000Source | 2,800,000Source |
| Revenue from Contract with Customer, Including Assessed TaxUSD | — | — | — | 1,421,901,000Source |
| Selling and Marketing ExpenseUSD | 125,074,000Source | 118,352,000Source | 132,639,000Source | 134,812,000Source |
Filing attachments
aciw-20260507_ex992.htm · 8-K · 2026-05-07
EX-99.2 3 aciw-20260507_ex992.htm EX-99.2 aciw-20260507_ex992 Q1 2026 May 7, 2026 Exhibit 99.2 Earnings Presentation Reform Act of 1995 Safe Harbor for Forward-Looking Statements This presentation contains forward-looking statements based on current expectations that involve a number of risks and uncertainties The forward-looking statements are made pursuant to safe harbor provisions of the Private Securities Litigation Reform Act of 1995. A discussion of these forward-looking statements a…
Read attachment ↗aciw-20260226_ex991.htm · 8-K · 2026-02-26
EX-99.1 2 aciw-20260226_ex991.htm EX-99.1 Document Exhibit 99.1 ACI Worldwide, Inc. Reports Double-Digit Revenue Growth for Full Year Ended December 31, 2025 2025 HIGHLIGHTS • Total revenue of $1.76 billion grew 10%, and recurring revenue of $1.21 billion grew 11% versus prior year • Net income increased 12%, and total Adjusted EBITDA increased 9% versus prior year • In Q4, signed a major UK bank for Connetic, expanding the geographic reach of ACI's cloud‑native payments hub platform …
Read attachment ↗aciw-20260226_ex992.htm · 8-K · 2026-02-26
EX-99.2 3 aciw-20260226_ex992.htm EX-99.2 aciw-20260226_ex992 Q4 2025 Earnings Presentation February 26, 2026 Exhibit 99.2 This presentation contains forward-looking statements based on current expectations that involve a number of risks and uncertainties. The forward-looking statements are made pursuant to safe harbor provisions of the Private Securities Litigation Reform Act of 1995. A discussion of these forward-looking statements and risk factors that may affect them is set forth at th…
Read attachment ↗aciw-20251106_ex992.htm · 8-K · 2025-11-06
EX-99.2 3 aciw-20251106_ex992.htm EX-99.2 aciw-20251106_ex992 Q3 2025 Earnings Presentation November 6, 2025 Exhibit 99.2 This presentation contains forward-looking statements based on current expectations that involve a number of risks and uncertainties. The forward-looking statements are made pursuant to safe harbor provisions of the Private Securities Litigation Reform Act of 1995. A discussion of these forward-looking statements and risk factors that may affect them is set forth at the…
Read attachment ↗d28357dex991.htm · 8-K · 2025-10-01
EX-99.1 2 d28357dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 ACI Worldwide Appoints Two New Independent Directors October 1, 2025 Todd Ford brings extensive CFO, SaaS and operational expertise along with public company board experience Didier Lamouche rejoins ACI Board with substantial global CEO and board leadership experience with fintech and technology companies OMAHA, Neb. / October 1, 2025 - ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, today announ…
Read attachment ↗