Current Report · Items 8.01, 9.01 · 8-K

Ellington Credit Company

EARNNYSEEQUITYCurrent

Other Events

Filed Sep 8, 2026Accepted Sep 8, 2026, 5:28 PM EDTCIK 1560672Accession 0001628280-26-060947

Company context

Ellington Credit Company (the “Fund”) is a non-diversified, closed-end management investment company that has registered as a closed-end management investment company under the Investment Company Act of 1940, as amended (the “1940 Act”). The Fund is advised by Ellington Credit Company Management LLC (the “Adviser”), pursuant to an advisory agreement dated as of April 1, 2025 (the “Investment Advisory Agreement”). The Investment Advisory Agreement was first approved by the Fund’s Board of Trustees (the “Board”) and then subsequently approved by shareholders at a special meeting of the Fund’s shareholders held on January 17, 2025 (the “Special Meeting”).

Current securities

EARNNYSE · EQUITY · Current ELLANYSE · DEBENTURE · Current

Recent company filings

Disclosure sections

Items 8.01, 9.01

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Item 8.01Item 8.01 - Other Events

Item 8.01 Other Events. On September 8, 2026, Ellington Credit Company issued a press release announcing that its Board of Trustees declared a monthly common distribution of $0.08 per share, payable on October 30, 2026 to common shareholders of record as of September 30, 2026. A copy of the press release is filed herewith as Exhibit 99.1 to this current report on Form 8-K and the information related to the distribution is incorporated herein by reference.