Current Report · Items 2.02, 7.01, 9.01 · 8-K

Vroom, Inc.

VRMNASDAQEQUITYCurrent

Results of Operations and Financial Condition · Regulation FD Disclosure

Item 2.02. Results of Operations and Financial Condition. On May 14, 2026, Vroom, Inc. (the “Company”) issued a press release announcing its financial results for the quarter ended March 31, 2026. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

Filed May 15, 2026Accepted May 14, 2026, 8:53 PM EDTCIK 1580864Accession 0001193125-26-224729

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Company context

Vroom, Inc., which was incorporated under the laws of the State of Delaware in 2012, is a holding company that conducts its operations through its subsidiaries. Vroom, Inc. completed its initial public offering (“IPO”) in June 2020. On November 13, 2024, Vroom, Inc. entered into a Restructuring Support Agreement (together with all exhibits and schedules thereto, the “RSA”) and commenced a voluntary proceeding (the “Prepackaged Chapter 11 Case”) under Chapter 11 of the United States Code, 11 U.S.C. §§ 101-1532, as amended from time to time (the “Bankruptcy Code”) in the United States Bankruptcy Court for the Southern District of Texas (the “Bankruptcy Court”) under the name In re Vroom, Inc., Case No. 24-90571 (CML). On January 8, 2025, the Bankruptcy Court entered an order (a) approving the disclosure statement of Vroom, Inc. (the “Debtor”), (b) confirming the Prepackaged Plan of Reorganization of Vroom, Inc. under Chapter 11 of the Bankruptcy Code (the “Plan”), and (c) granting related relief (the “Confirmation Order”). On January 14, 2025, the conditions to the effectiveness of the Plan were satisfied or waived and the Plan became effective. The Company emerged from the Prepackaged Chapter 11 Case on January 14, 2025.

Current securities

VRMNASDAQ · EQUITY · Current VRMWWOTC · WARRANT · Current

Recent company filings

Disclosure sections

Items 2.02, 7.01, 9.01

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Item 2.02Item 2.02 - Results of Operations

Item 7.01Item 7.01 - Regulation FD Disclosure

Item 7.01. Regulation FD Disclosure. On May 14, 2026, the Company posted a corporate slide presentation with financial results for the quarter ended March 31, 2026 on its investor relations website, https://ir.vroom.com/news-events/events-and-presentations. The presentation is furnished as Exhibit 99.2 to this Current Report on Form 8-K and will accompany management’s comments. The information contained in Item 2.02, including Exhibit 99.1 hereto, and in Item 7.01, including Exhibit 99.2 hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing made by the Company under the Securities Act of 1933, as amended, or the Exchange Act, regardless of any general incorporation language in such filings, unless expressly incorporated by specific reference in such filing.

Filed exhibits (2)

EX-99.1 (by filename) vrm-ex99_1.htm

EX-99.1 2 vrm-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 Vroom Announces First Quarter 2026 Results $98.4 million stockholders' equity as of March 31, 2026 NEW YORK - May 14, 2026 - Vroom, Inc. (Nasdaq:VRM) today announced financial results for the first quarter ended March 31, 2026. HIGHLIGHTS OF FIRST QUARTER 2026 • $98.4 million stockholders' equity as of March 31, 2026 and $86.5 million tangible book value(1) as of March 31, 2026 • $56.4 million consolidated total available liquidity(2) as of March 31, 2026, consisting of: o $14.5 million cash and cash equivalents o $14.9 million of liquidity available to UACC under the warehouse credit facilities o $27.0 million of available liquidity from delayed draw facility, further strengthening our liquidity position to execute our long-term strategy • $22.5 million preferred stock issued by Vroom Automotive LLC to SPE Holdings in January 2026 • $(19.6) million net loss attributable to controlling interest and common shareholders for the first quarter 2026 • $(18.2) million adjusted net loss(3) for the first quarter 2026 • $11.7 million increase in net loss and $20.6 million decrease in adjusted net loss(3) for the trai…

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EX-99.2 (by filename) vrm-ex99_2.htm

EX-99.2 3 vrm-ex99_2.htm EX-99.2 EX-99.2 Exhibit 99.2 Vroom first quarter 2026 earnings may 2026 Disclaimer Forward Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements contained in this presentation that do not relate to matters of historical fact should be considered forward-looking statements, including without limitation statements regarding our financial outlook for the full year 2026, including expected indirect origination volume and adjusted net income (loss), the impact of the restructuring on our balance sheet, our strategic initiatives, cost-savings and reduction in operating expenses and their expected benefits, our expectations regarding UACC's business, including with respect to originations and the impact of credit tightening and securitization transactions, our available liquidity under the warehouse credit facilities and extensions of these facilities, our expectations regarding loan portfolio performance, including loss projections based on proprietary models, and the anticipated benefits of our technology platform and dealer portal, and the timing…

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