Current Report · Items 2.02, 9.01 · 8-K

Sachem Capital Corp.

SACHNYSE_AMERICANEQUITYCurrent

Results of Operations and Financial Condition

Filed Aug 6, 2026Accepted Aug 6, 2026, 4:04 PM EDTCIK 1682220Accession 0001682220-26-000057

Company context

Sachem is a mortgage REIT that specializes in originating, underwriting, funding, servicing, and managing a portfolio of loans secured by first mortgages on real property. It offers short-term (i.e., one to three years), secured, nonbanking loans to real estate investors to fund their acquisition, renovation, development, rehabilitation, or improvement of properties. The Company’s primary underwriting criteria is a conservative loan to value ratio. The properties securing the loans are generally classified as residential or commercial real estate and, typically, are held for resale or investment. Loans are secured by mortgage liens on real estate and often are personally guaranteed by the principal(s) of the borrower. The Company also makes opportunistic real estate purchases apart from its lending activities.

Current securities

SACHNYSE_AMERICAN · EQUITY · Current SACH PRANYSE_AMERICAN · PREFERRED · Current SCCDNYSE_AMERICAN · DEBENTURE · Current SCCENYSE_AMERICAN · DEBENTURE · Current SCCFNYSE_AMERICAN · DEBENTURE · Current SCCGNYSE_AMERICAN · DEBENTURE · Current

Recent company filings

Disclosure sections

Items 2.02, 9.01

Select an item to read the extracted section. The as-filed document remains the primary evidence.

Item 2.02Item 2.02 - Results of Operations

Item 2.02. Results of Operations and Financial Condition. On August 5, 2026, Sachem Capital Corp. (the “Company”) issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference, announcing its financial results for the three and six month periods ended June 30, 2026. In accordance with General Instruction B.2 of Form 8-K, the information in this Current Report on Form 8-K, furnished pursuant to Item 2.02, including Exhibit 99.1, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.