Farmers and Merchants Bancshares, Inc.

The Bank is a Maryland commercial bank chartered on October 24, 1919 that is engaged in a general commercial and retail banking business. The Bank’s main office is located in Upperco, Maryland, and it has six additional full service branches located in the Maryland communities of Hampstead, Greenmount, Reisterstown, Owings Mills, Eldersburg, and Westminster. In addition, the Bank has a satellite branch located at the senior living community of Carroll Lutheran Village in Westminster, Maryland and a loan production office in Towson, Maryland. The Bank is an independent community bank providing a wide range of retail and commercial banking services to businesses and individuals in its market areas. The Bank’s deposits are insured by the Federal Deposit Insurance Corporation.

Current securities

1. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory ArrangementsSep 23, 2026
2. 10-Q filingAug 11, 2026
3. Results of Operations and Financial ConditionJul 23, 2026
4. Entry into a Material Definitive Agreement · Material Modification to Rights of Security HoldersJun 16, 2026
5. Amendments to the Registrant's Code of Ethics, or Waiver of a Provision of the Code of EthicsMay 21, 2026