Current Report · Items 7.01, 9.01 · 8-K

Orange County Bancorp, Inc.

OBTNASDAQEQUITYCurrent

Regulation FD Disclosure

Filed Sep 23, 2026Accepted Sep 23, 2026, 4:15 PM EDTCIK 1754226Accession 0001104659-26-109976

Company context

County Bancorp Inc. Orange County Bancorp, Inc. is the parent company of Orange Bank & Trust Company and Orange Investment Advisors, Inc. Orange Bank & Trust Company is an independent bank that began with the vision of 14 founders over 125 years ago. It has grown through innovation and an unwavering commitment to its community and business clientele to approximately $2.6 billion in total assets. Orange Investment Advisors, Inc. is a Registered Investment Advisor in Goshen, NY. It was founded in 1996 and acquired by the Company in 2012.

Current securities

OBTNASDAQ · EQUITY · Current

Recent company filings

Disclosure sections

Items 7.01, 9.01

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Item 7.01Item 7.01 - Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure On September 23, 2026, Orange County Bancorp, Inc. (the “Company”), parent company of Orange Bank & Trust Company and Orange Investment Advisors, Inc. made available and distributed to analysts and prospective investors a slide presentation. The slide presentation will be reviewed with certain analysts and certain institutional investors at the Stephens Bank Forum 2026 on September 24, 2026. The presentation materials include information regarding the Company’s operating and growth strategies and financial performance. The slide presentation is furnished in this Current Report on Form 8-K, pursuant to this Item 7.01, as Exhibit 99.1, and is incorporated herein by reference. This Current Report and the information included below and furnished as exhibits hereto shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (“Exchange Act”), nor shall it be incorporated by reference into a filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such a filing. The furnishing of the information in this Current Report is not intended to, and does not, constitute a determination or admission by the Company that the information in this report is material or complete, or that investors should consider this information before making an investment decision with respect to any security of the Company or any of its affiliates.

Filed exhibits (1)

EX-99.1 (by filename) tm2625928d1_ex99-1.htm

Exhibit 99.1 INVESTOR Presentation September 2026 Second Quarter, 2026 Results Safe Harbor Statement and Disclaimer Forward - Looking Statements This presentation and any other written or oral statements made by us from time to time may contain forward - looking statements w ithin the meaning of the Private Securities Litigation Reform Act of 1995, which may be identified by the use of such words as “may,” “believe,” “expect,” “anticipate,” “consider,” “should,” “pl an, ” “estimate,” “predict,” “continue,” “probable,” and “potential” or the negative of these terms or other comparable terminology. These statements include statements with respect to the Company, Or ange Bank & Trust Company (the “Bank”) and Orange Investment Advisors, Inc. (“OIA”) and our strategies, plans, objectives, expectations and intentions and other statements in thi s presentation. These statements are not guarantees of future performance and are subject to risks, uncertainties and other factors (many of which are beyond the Company’s control) that c oul d cause actual results to differ materially from future results expressed or implied by such forward - looking statements. For more information about facto…

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