Stewards Inc

Item 1.02 Termination of a Material Definitive Agreement As previously disclosed, on June 5, 2026, Stewards Real Estate, LLC ("Stewards Real Estate"), a wholly owned subsidiary of Stewards, Inc. (the "Company"), entered into a Purchase and Sale Agreement (the "Purchase Agreement") with John E. Swenson Co., Inc. ("Swenson") to acquire the real property and related tangible assets known as The Hawthorne located at 196 Shore Road, Chatham, Massachusetts (the "Property") for a purchase price of $20,000,000 in cash, subject to customary prorations and adjustments. The Purchase Agreement required a $1,000,000 earnest-money deposit (the "Deposit") and originally provided for a closing on July 1, 2026, with time of the essence. As previously disclosed in the Company’s Current Report on Form 8-K filed on August 25, 2026, a dispute subsequently arose concerning the Purchase Agreement and entitlement to the Deposit. That dispute became the subject of Stewards Real Estate, LLC v. John E. Swenson Co., Inc., Civil Action No. 2672CV00329, pending in the Superior Court for Barnstable County, Massachusetts (the "Action"). On September 17, 2026, Stewards Real Estate and Swenson entered into a confidential settlement agreement (the "Settlement Agreement"). Under the Settlement Agreement, the parties agreed to terminate all obligations under the Purchase Agreement concerning the purchase and sale of the Property. The escrow agent will distribute the Deposit by paying $100,000 to Swenson and returning $900,000 to Stewards Real Estate. Within three business days after each party receives its respective settlement amount, Swenson must file the parties' executed stipulation dismissing the Action with prejudice. The parties' mutual general releases will become effective only after the escrow agent distributes the settlement amounts. Each party is responsible for its own attorneys' fees and costs incurred to date. Neither party admits liability or wrongdoing. The $100,000 distribution to Swenson is the settlement payment arising from the termination. The Settlement Agreement does not state a separate early termination penalty. The Company will not acquire the Property under the Purchase Agreement.

Item 8.01 Other Events The Settlement Agreement is confidential. The Company is disclosing the material terms required by the Exchange Act and is not filing the Settlement Agreement as an exhibit to this Current Report on Form 8-K. Forward-Looking Statements This Current Report on Form 8-K contains forward-looking statements, including statements regarding the expected distribution of the Deposit and the expected dismissal of the Action. Actual results could differ materially from those expressed or implied. The Company undertakes no obligation to update any forward-looking statement except as required by applicable law.