BANK 2020-BNK25

Item 6.02 Change of Servicer or Trustee. Pursuant to Section 7.01(d) of the pooling and servicing agreement, dated as of February 1, 2020 (the “Pooling and Servicing Agreement”), among Wells Fargo Commercial Mortgage Securities, Inc., as depositor, Trimont LLC, as successor to Wells Fargo Bank, National Association, as general master servicer, CWCapital Asset Management LLC (“CWCAM”), as successor to KeyBank National Association, as general special servicer, National Cooperative Bank, N.A., as NCB master servicer and as NCB special servicer, Computershare Trust Company, National Association, acting as an agent for Wells Fargo Bank, National Association, as certificate administrator, Wilmington Trust, National Association, as trustee, and Pentalpha Surveillance LLC, as operating advisor and as asset representations reviewer, relating to the issuing entity known as BANK 2020-BNK25 (the “Issuing Entity”), effective as of September 10, 2026, CWCAM was removed as general special servicer and Torchlight Loan Services, LLC (“Torchlight”), a Delaware limited liability company, was appointed as the successor general special servicer (except with respect to any Non-Serviced Mortgage Loan and any NCB Mortgage Loan). In its capacity as general special servicer, Torchlight will be responsible for the servicing and administration of the Specially Serviced Loans and REO Properties pursuant to the Pooling and Servicing Agreement (except with respect to any Non-Serviced Mortgage Loan and any NCB Mortgage Loan), a copy of which was filed as Exhibit 4.1 to the Current Report on Form 8-K filed by the Issuing Entity with the Securities and Exchange Commission on February 13, 2020. Capitalized terms used, but not defined, in this Current Report on Form 8‑K have the meanings set forth in the Pooling and Servicing Agreement. Torchlight Loan Services, LLC Torchlight is a Delaware limited liability company and will act as the general special servicer (the “General Special Servicer”) under the Pooling and Servicing Agreement. Its executive office and principal special servicing office are located at 90 Park Avenue, 20 th Floor, New York, New York 10016. Torchlight is wholly owned by Torchlight Investors, LLC, which invests across a broad array of commercial real estate investments, including senior and mezzanine loans, preferred equity, equity and investment grade and non-investment grade CMBS on behalf of institutional investors. Torchlight has substantial experience in working out loans and has been engaged in servicing CMBS assets since December 2007. Torchlight’s then affiliated predecessor had been engaged in servicing CMBS assets since 1998. In the past twenty-eight years, Torchlight has resolved over $12.2 billion of U.S. commercial and multifamily loans. The table below sets forth information about Torchlight’s portfolio of specially serviced commercial and multifamily mortgage loans as of the dates indicated: CMBS Pools As of 12/31/2023 As of 12/31/2024 As of 12/31/2025 As of 6/30/2026 ────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────── By Approximate Number………………… 19 18 36 51 Named Specially Serviced Portfolio By Approximate Aggregate $8,187,369,702 $9,980,161,249 $18,362,085,212 27,969,648,306 Unpaid Principal Balance(1)………………………………. Actively Specially Serviced Portfolio By Approximate Number 41 42 54 76 of Loans(2)……… Actively Specially Serviced Portfolio By Approximate $ 2,555,583,096 $2,756,939,609 $3,080,015,916 $5,127,175,307 Aggregate Unpaid Principal Balance(2)……………………………….. (1) Includes all loans in Torchlight’s portfolio for which Torchlight is the named special servicer, regardless of whether such loans are, as of the specified date, specially serviced loans. (2) Includes only those loans in the portfolio that, as of the specified date, are specially serviced loans, including REO loans. As of June 30, 2026, 21 personnel were involved in the special servicing of commercial real estate assets for Torchlight, of which 6 were dedicated to the special servicing business unit. As of June 30, 2026, Torchlight specially serviced a portfolio that included approximately 76 loans secured by properties throughout the United States, the District of Columbia and Puerto Rico with a then-current face value in excess of $5.1 billion, all of which are commercial or multifamily real estate assets. The portfolio includes commercial real estate mortgage loans secured by the same types of income producing properties as those securing the Mortgage Loan backing the Certificates. Accordingly, the assets that Torchlight services as well as assets owned by its affiliates may, depending upon the particular circumstances, including the nature and location of such assets, compete with the mortgaged real properties securing the Mortgage Loans for tenants, purchasers, financing and so forth. Torchlight does not service or manage any assets other than commercial and multifamily real estate assets. Torchlight has developed policies and procedures for the performance of its special servicing obligations in compliance with applicable servicing criteria set forth in Item 1122 of Regulation AB, including managing delinquent loans and loans subject to the bankruptcy of the borrower. Torchlight has recognized that technology can greatly improve its performance as a special servicer, and Torchlight’s intranet-based infrastructure provides improved controls for compliance with trust/pooling and servicing agreements, loan administration and procedures in workout/resolution. Standardization and automation have been pursued, and continue to be pursued, wherever practicable to provide for improved accuracy, efficiency, transparency, monitoring and controls. Torchlight utilizes the services of certain contractors to augment its personnel. Torchlight does not have any material primary advancing obligations with respect to the CMBS pools as to which it acts as special servicer and accordingly Torchlight does not believe that its financial condition will have any adverse effect on the performance of its duties under the Pooling and Servicing Agreement nor any material impact on the mortgage pool performance or the performance of the Certificates. Torchlight will not have primary responsibility for custody services of original documents evidencing the Mortgage Loans. On occasion, Torchlight may have custody of certain of such documents as necessary for enforcement actions involving the Mortgage Loans or otherwise. To the extent that Torchlight has custody of any such documents, such documents will be maintained in a manner consistent with the Servicing Standard. There are currently no legal proceedings pending against Torchlight, nor are any known to be contemplated by governmental authorities, that are material to the Certificateholders. No securitization transaction involving commercial or multifamily mortgage loans in which Torchlight was acting as special servicer has experienced an event of default as a result of any action or inaction performed by Torchlight as special servicer. In addition, there has been no previous disclosure of material non-compliance with servicing criteria by Torchlight with respect to any other securitization transaction involving commercial or multifamily mortgage loans in which Torchlight was acting as special servicer. From time to time, Torchlight and its affiliates are parties to lawsuits and other legal proceedings arising in the ordinary course of business. Torchlight does not believe that any such lawsuits or legal proceedings would, individually or in the aggregate, have a material adverse effect on its business or its ability to serve as General Special Servicer. Torchlight is not an affiliate of the Depositor, the Mortgage Loan Sellers, the Sponsors, the Issuing Entity, the General Master Servicer, the NCB Master Servicer, the NCB Special Servicer, the Trustee, the Certificate Administrator, the Operating Advisor, the Asset Representations Reviewer or any Originator of the Mortgage Loans. There are no specific relationships involving or relating to this transaction or the securitized mortgage loans between Torchlight or any of its affiliates, on the one hand, and the Depositor or the Issuing Entity, on the other hand, that currently exist or that existed during the past two years. Neither Torchlight nor any of its affiliates currently owns any Certificates issued by the Issuing Entity or any other economic interest in this securitization. From time to time, Torchlight or its affiliates may acquire Certificates in the secondary market and will also be able to dispose of those Certificates at any time. A description of additional material terms of the Pooling and Servicing Agreement regarding the role of the General Special Servicer, including limitations on the General Special Servicer’s liability under the Pooling and Servicing Agreement and terms regarding the General Special Servicer’s removal, replacement, resignation or transfer, is included in the prospectus and filed with the Securities and Exchange Commission. Torchlight may enter into one or more arrangements with the Directing Certificateholder or any person with the right to appoint or remove and replace the General Special Servicer to provide for a discount and/or revenue sharing with respect to certain of the General Special Servicer compensation in consideration of, among other things, Torchlight’s appointment as General Special Servicer under the Pooling and Servicing Agreement and any related intercreditor agreement and limitations on such person’s right to replace the General Special Servicer. The Depositor, the Sponsors, Mortgage Loan Sellers, the originators, the Master Servicer, the Trustee and the Certificate Administrator may maintain banking and other commercial relationships with Torchlight and its affiliates. The foregoing information set forth under this heading “ - Torchlight Loan Services, LLC” has been provided by Torchlight.