Current Report · Items 1.01, 8.01, 9.01 · 8-K

GM Financial Consumer Automobile Receivables Trust 2026-3

Entry into a Material Definitive Agreement · Other Events

Filed Jul 17, 2026Accepted Jul 17, 2026, 4:07 PM EDTCIK 2138743Accession 0001193125-26-307806

View company →Permanent SEC source ↗

Recent company filings

Disclosure sections

Items 1.01, 8.01, 9.01

Select an item to read the extracted section. The as-filed document remains the primary evidence.

Item 1.01Item 1.01 - Entry into Material Agreement

Item 1.01. Entry into a Material Definitive Agreement. AFS SenSub Corp. (“AFS SenSub”), as depositor, and AmeriCredit Financial Services, Inc. d/b/a GM Financial (“GM Financial”), as sponsor, have caused a newly formed issuing entity, GM Financial Consumer Automobile Receivables Trust 2026-3 (the “Issuing Entity”), to issue $190,000,000 Class A-1 3.904% Asset Backed Notes (the “Class A-1 Notes”), $295,610,000 Class A-2-A 4.28% Asset Backed Notes (the “Class A-2-A Notes”), $62,000,000 Floating Rate Asset Backed Notes (the “Class A-2-B Notes”), $357,610,000 Class A-3 4.44% Asset Backed Notes (the “Class A-3 Notes”), $78,190,000 Class A-4 4.56% Asset Backed Notes (the “Class A-4 Notes”), $16,710,000 Class B 4.70% Asset Backed Notes (the “Class B Notes” and together with the Class A-1 Notes, the Class A-2-A Notes, the Class A-2-B Notes, the Class A-3 Notes and the Class A-4 Notes, the “Publicly Offered Notes”) and $15,670,000 Class C 4.89% Asset Backed Notes (the “Class C Notes” and together with the Publicly Offered Notes, the “Notes”), and an Asset Backed Certificate (the “Certificate”), on July 15, 2026 (the “Closing Date”). The Publicly Offered Notes will be registered under the Registration Statement. This Current Report on Form 8-K is being filed to satisfy an undertaking to file copies of certain agreements to be executed in connection with the issuance of the Publicly Offered Notes, the forms of which were filed as Exhibits to the Registration Statement. The Notes evidence indebtedness of the Issuing Entity, the assets of which consist primarily of “prime” automobile loan contracts (the “Receivables”) secured by new and used automobiles, light duty trucks and utility vehicles. The Publicly Offered Notes will be sold to Mizuho Securities USA LLC (“Mizuho” or the “Representative”), CIBC World Markets Corp., Credit Agricole Securities (USA) Inc., SMBC Nikko Securities America, Inc., BNP Paribas Securities Corp., Deutsche Bank Securities Inc., R. Seelaus & Co., LLC and SG Americas Securities, LLC, pursuant to the Underwriting Agreement attached hereto as Exhibit 1.1, dated as of July 9, 2026 (the “Underwriting Agreement”), among GM Financial, AFS SenSub and the Representative.

Item 8.01Item 8.01 - Other Events

Item 8.01. Other Events. The Issuing Entity was formed, and the Certificate was issued, pursuant to the Trust Agreement, attached hereto as Exhibit 4.2, dated as of June 3, 2026, as amended and restated as of July 15, 2026 (the “Trust Agreement”), between AFS SenSub and Wilmington Trust Company (“WTC”), as Owner Trustee. The Notes were issued pursuant to the Indenture, attached hereto as

Filed exhibits (3)

EX-4.1 (by filename) d173932dex41.htm

EX-4.1 2 d173932dex41.htm EX-4.1 EX-4.1 Exhibit 4.1 Execution Version GM FINANCIAL CONSUMER AUTOMOBILE RECEIVABLES TRUST 2026-3 Class A-1 3.904% Asset Backed Notes Class A-2-A 4.28% Asset Backed Notes Class A-2-B Floating Rate Asset Backed Notes Class A-3 4.44% Asset Backed Notes Class A-4 4.56% Asset Backed Notes Class B 4.70% Asset Backed Notes Class C 4.89% Asset Backed Notes ------------------------- INDENTURE Dated as of July 15, 2026 ------------------------- CITIBANK, N.A., as Trustee and Trust Collateral Agent TABLE OF CONTENTS Page ARTICLE I Definitions and Incorporation by Reference 2 SECTION 1.1 Definitions 2 SECTION 1.2 Incorporation by Reference of Trust Indenture Act 11 SECTION 1.3 Rules of Construction …

Open exhibit ↗

EX-4.2 (by filename) d173932dex42.htm

EX-4.2 3 d173932dex42.htm EX-4.2 EX-4.2 Exhibit 4.2 Execution Version AMENDED AND RESTATED TRUST AGREEMENT between AFS SENSUB CORP. Seller and WILMINGTON TRUST COMPANY Owner Trustee Dated as of July 15, 2026 TABLE OF CONTENTS ARTICLE I. DEFINITIONS 1 SECTION 1.1. Capitalized Terms 1 SECTION 1.2. Other Definitional Provisions 4 ARTICLE II. ORGANIZATION 4 SECTION 2.1. Name 4 SECTION 2.2. Office 5 SECTION 2.3. Purposes and Powers 5 SECTION 2.4. …

Open exhibit ↗

EX-4.3 (by filename) d173932dex43.htm

EX-4.3 4 d173932dex43.htm EX-4.3 EX-4.3 Exhibit 4.3 Execution Version SALE AND SERVICING AGREEMENT among GM FINANCIAL CONSUMER AUTOMOBILE RECEIVABLES TRUST 2026-3, Issuer, AFS SENSUB CORP., Seller, AMERICREDIT FINANCIAL SERVICES, INC. D/B/A GM FINANCIAL, Servicer, and CITIBANK, N.A., Trust Collateral Agent Dated as of July 15, 2026 TABLE OF CONTENTS Page ARTICLE I Definitions 1 SECTION 1.1. Definitions 1 SECTION 1.2. Other Definitional Provisions 20 ARTICLE II Conveyance of Receivables 20 SECTION 2.1. Conveyance of Receivables …

Open exhibit ↗