Current Report · Items 2.02, 7.01, 9.01 · 8-K

First Busey Corporation

BUSENASDAQEQUITYCurrent

Results of Operations and Financial Condition · Regulation FD Disclosure

Filed Jan 27, 2026Accepted Jan 27, 2026, 5:01 PM ESTCIK 314489Accession 0000314489-26-000006

Company context

As of December 31, 2024, First Busey Corporation (Nasdaq: BUSE) was a $12.05 billion financial holding company headquartered in Champaign, Illinois. Busey Bank, a wholly-owned bank subsidiary of First Busey Corporation, had total assets of $12.01 billion as of December 31, 2024, and is headquartered in Champaign, Illinois. Busey Bank currently has 62 banking centers, with 21 in Central Illinois markets, 17 in suburban Chicago markets, 20 in the St. Louis Metropolitan Statistical Area, three in Southwest Florida, and one in Indianapolis. More information about Busey Bank can be found at busey.com. CrossFirst Bank - also a wholly-owned bank subsidiary of First Busey Corporation as of March 1, 2025 - had total assets of $7.7 billion as of December 31, 2024, and is a full-service financial institution with locations in Kansas, Missouri, Oklahoma, Texas, Arizona, Colorado and New Mexico.

Current securities

BUSENASDAQ · EQUITY · Current BUSEPNASDAQ · PREFERRED · Current

Recent company filings

Disclosure sections

Items 2.02, 7.01, 9.01

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Item 2.02Item 2.02 - Results of Operations

Item 2.02 Results of Operations and Financial Condition. On January 27, 2026, First Busey Corporation (“Busey”) issued a press release (“Earnings Release”) disclosing financial results for the quarter ended December 31, 2025. A copy of the Earnings Release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information in Item 2.02 of this Current Report on Form 8-K and Exhibit 99.1 attached hereto is being “furnished” and will not, except to the extent required by applicable law or regulation, be deemed “filed” by Busey for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (“Exchange Act”), or otherwise subject to the liabilities of that section, nor will any of such information or exhibits be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended (“Securities Act”), or the Exchange Act.

Item 7.01Item 7.01 - Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. On January 27, 2026, Busey published its Earnings Investor Presentation discussing financial results for the quarter ended December 31, 2025. A copy is attached hereto as Exhibit 99.2 and is incorporated herein by reference. The information in Item 7.01 of this Current Report on Form 8-K and Exhibit 99.2 attached hereto is being “furnished” and will not, except to the extent required by applicable law or regulation, be deemed “filed” by Busey for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities of that section, nor will any of such information or exhibits be deemed incorporated by reference into any filing under the Securities Act or the Exchange Act.

Filed exhibits (2)

EX-99.1 (by filename) buse_20260127x25q4xex991.htm

EX-99.1 2 buse_20260127x25q4xex991.htm EX-99.1 Document F I R S T B U S E Y C O R P O R A T I O N A N N O U N C E S 2 0 2 5 F O U R T H Q U A R T E R E A R N I N G S Q 4 | 2 0 2 5 www.busey.com INVESTOR CONTACT: Christopher H.M. Chan, Chief Financial Officer | 913-647-9825 LEAWOOD, KS, January 27, 2026 (GLOBE NEWSWIRE) - First Busey Corporation (Nasdaq: BUSE) Announces 2025 Fourth Quarter Earnings. Net Income Diluted EPS Net Interest Margin1 ROAA1 ROATCE1 $60.8 million $0.63 3.71% 1.32% 12.59% $65.2 million (adj)2 $0.68 (adj)2 3.59% (adj)2 1.41% (adj)2 13.58% (adj)2 ───────────────────────────────────────────────────────────────────────────────────────────────────────── MESSAGE FROM OUR CHAIRMAN, PRESIDENT, & CEO …

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EX-99.2 (by filename) buse_20260127x25q4xex992.htm

EX-99.2 3 buse_20260127x25q4xex992.htm EX-99.2 buse_20260127x25q4xex992 Q4 2025 EARNINGS INVESTOR PRESENTATION January 27, 2026 24Q25 Earnings Investor Presentation First Busey Corporation | Ticker: BUSE This presentation may contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 with respect to First Busey Corporation’s (“Busey’s”) financial condition, results of operations, plans, objectives, future performance, and business. Forward-looking statements, which may be based upon beliefs, expectations and assumptions of Busey’s management and on information currently available to management, are generally identifiable by the use of words such as “believe,” “expect,” “anticipate,” “plan,” “intend,” “estimate,” “may,” “will,” “would,” “could,” “should,” “position,” or other similar expressions. Additionally, all statements in this document, including forward-looking statements, speak only as of the date they are made, and Busey undertakes no obligation to update any statement in light of new information or future events. A number of factors, many of which are beyond Busey’s ability to control or predict, could cause actual…

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