Current Report · Items 2.02, 9.01 · 8-K

Cullen/Frost Bankers Inc.

CFRNYSEEQUITYCurrent

Results of Operations and Financial Condition

Filed Jul 30, 2026Accepted Jul 30, 2026, 9:30 AM EDTCIK 39263Accession 0000039263-26-000045

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Items 2.02, 9.01

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Item 2.02Item 2.02 - Results of Operations

Item 2.02 Results of Operations and Financial Condition Attached as Exhibit 99.1 and incorporated into this item by reference is a press release issued by the Registrant on July 30, 2026 regarding its financial results for the quarter ended June 30, 2026. The information furnished by the Registrant pursuant to this item shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liability of that section, and shall not be deemed to be incorporated by reference into any filing under the Securities Act of 1933 or the Securities Exchange Act of 1934.