EX-99.1 2 ex991.htm EXHIBIT 99.1 ex991 Capital City Bank Group, Inc. Reports Second Quarter 2026 Results TALLAHASSEE, Fla. (July 21, 202 6) - Capital City Bank Group, Inc. (NASDAQ: CCBG) today reported net income attributable to common shareowners of $16.3 million, or $0.95 per diluted share, for the second quarter of 2026 compared to $15.8 million, or $0.92 per diluted share, for the first quarter of 2026, and $15.0 million, or $0.88 per diluted share, for the second quarter of 2025. Return on Assets was 1.48% and Return on Equity was 11.38% for the second quarter of 2026 compared to 1.45% and 11.30%, respectively for the first quarter of 2026, and 1.38% and 11.44%, respectively for the second quarter of 2025. QUARTER HIGHLIGHTS (2 nd Quarter 202 6 versus 1 st Quarter 2026) Income Statement ● Tax-equivalent net interest income totaled $44.2 million compared to $42.9 million for the prior quarter and reflected one additional calendar day in the second quarter - Net interest margin increased 11 basis points to 4.35% (earning asset yield increased 5 basis points and cost of funds decreased 6 …
Open exhibit ↗Current Report · Items 2.02, 9.01 · 8-K
CAPITAL CITY BANK GROUP INC
Results of Operations and Financial Condition
Item 2.02. Results of Operations and Financial Condition. On July 21, 2026, Capital City Bank Group, Inc. (“CCBG”) issued an earnings press release reporting CCBG’s financial results for the three and six month periods ended June 30, 2026. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.…
Company context
Capital City Bank Group, Inc. (NASDAQ: CCBG) is one of the largest publicly traded financial holding companies headquartered in Florida and has approximately $4.5 billion in assets. We provide a full range of banking services, including traditional deposit and credit services, mortgage banking, asset management, trust, merchant services, bankcards, securities brokerage services and financial advisory services, including the sale of life insurance, risk management and asset protection services. Our bank subsidiary, Capital City Bank, was founded in 1895 and now has 62 banking offices and 105 ATMs/ITMs in Florida, Georgia and Alabama. For more information about Capital City Bank Group, Inc., www.ccbg.com.