EX-99.1 2 ck0000885275-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 April 10, 2026 Dear Shareholders, As we close the first quarter of the year, we want to thank you for your continued confidence in Wilson Bank & Trust. While the global environment has been shaped by economic pressure and ongoing market volatility, our organization has remained focused on what has always defined us, serving our communities with stability, sound financial guidance, and a long-term perspective. We are proud to share that our bank experienced steady growth throughout the quarter, a reflection of the trust our customers place in us and the dedication of our team. As we reflect on the impact of these efforts, we are also proud to share the highlights of our financial results for the first quarter of 2026: • Assets as of March 31, 2026 were $5.991 billion, representing an increase of $459.8 million, or 8.31%, from March 31, 2025. • Loans as of March 31, 2026 were $4.394 billion, representing an increase of $212.6 million, or 5.09%, from March 31, 2025. • Deposits as of March 31, 2026 were $5.338 billion, representing an increase of $376.6 million, or 7.59%, from March 31, 2025. • Total Shareholde…
Open exhibit ↗Current Report · Items 2.02, 7.01, 9.01 · 8-K
Wilson Bank Holding Company
WBHCOTCEQUITYCurrent
Results of Operations and Financial Condition · Regulation FD Disclosure
Item 2.02 Results of Operations and Financial Condition. On April 10, 2026, Wilson Bank Holding Company (the “Company”) mailed a letter to its shareholders (the “Shareholder Letter”) describing, among other things, the Company’s earnings for the fiscal quarter ended March 31, 2026. The Shareholder Letter is furnished herewith as Exhibit 99.1.
Company context
Wilson Bank & Trust (www.wilsonbank.com), member FDIC and an Equal Housing Lender, is a community bank established in 1987 to provide personal and professional service in a hometown setting. One of the top banks in the South in stability, products, technology, growth and earnings, WBT currently operates 32 full-service offices in ten Tennessee counties, offering a full range of financial products that include secondary market mortgage loans and online banking services.