CAMDEN PROPERTY TRUST

Item 1.01 Entry into a Material Definitive Agreement. On March 17, 2026, Camden Property Trust, a Texas real estate investment trust (the “Company”), entered into the Fifth Amended and Restated Credit Agreement (the “Credit Agreement”) with Bank of America, N.A., as Administrative Agent, JPMorgan Chase Bank, N.A., PNC Bank, National Association, Regions Bank, Truist Bank, and U.S. Bank, National Association, as Syndication Agents, BMO Harris Bank, N.A., Mizuho Bank, Ltd., TD Bank, N.A., The Bank of Nova Scotia, M&T Bank, and Deutsche Bank AG New York Branch, as Documentation Agents, and the other lenders party thereto, BofA Securities, Inc., JPMorgan Chase Bank N.A., PNC Capital Markets LLC, Regions Capital Markets, Truist Securities Inc., and U.S. Bank National Association, as Joint Lead Arrangers, BofA Securities, Inc., and JPMorgan Chase Bank N.A., as Joint Bookrunners. The Credit Agreement amended and restated the Company’s existing credit facility to, among other things, remove a $300 million unsecured term loan facility with a delayed draw feature and extend the maturity date of the revolving credit facility from August 2026 to March 2030, which may be extended at the Company’s option for two additional consecutive six-month periods. The Credit Agreement further provides for an interest rate based upon, at the Company’s option, (a) one-, three-, or six-month Secured Overnight Financing Rate (“SOFR”) plus, in each case, a spread based on the Company’s credit rating, or (b) a base rate equal to the higher of: (i) the Federal Funds Rate plus 0.50%, (ii) Bank of America, N.A.’s prime rate, (iii) Term SOFR plus 1.0%, and (iv) 1.0%. A subsidiary of Company has guaranteed the payment and performance of all of the Company’s obligations under the Credit Agreement. The Company intends to use the proceeds from this credit facility for general corporate purposes, which may include the repayment of indebtedness, funding for development activities, and financing for acquisitions. The description herein of the Agreement is qualified in its entirety, and the terms therein are incorporated herein, by reference to the Agreement, a copy of which is filed as Exhibit 99.1 hereto.

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of Registrant. The information set forth in Item 1.01 is incorporated herein by reference.