Security
CHYM · Chime Financial, Inc.
CHYMNASDAQCommon stockCurrentCIK 1795586Updated Sep 24, 2026
CHYM price & chart
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NASDAQ:CHYM on TradingView ↗About the company
Chime (Nasdaq: CHYM) is a financial technology company founded on the premise that core banking services should be helpful, easy, and free. We offer a broad range of low-cost banking and payments products that address the most critical financial needs of everyday people. Our member-aligned business model has helped millions of people to unlock financial progressTM. Member deposits are FDIC-insured through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC, up to applicable limits*.
In the news
Knowlej and Chime Launch Financial Futures Campaign to Help Students Build Financial Confidence and Strengthen Engagement in School ↗
Recent filings
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Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 |
|---|---|---|
| ASSETS | ||
| AssetsUSD | 1,964,605,000Source | 1,461,037,000Source |
| Property, Plant and EquipmentUSD | 94,320,000Source | 92,700,000Source |
| GoodwillUSD | 27,492,000Source | 27,492,000Source |
| Current assets: | ||
| Cash and Cash Equivalents, at Carrying ValueUSD | 466,252,000Source | 337,697,000Source |
| Accounts Receivable, after Allowance for Credit Loss, CurrentUSD | 257,884,000Source | 216,161,000Source |
| Assets, CurrentUSD | 1,756,010,000Source | 1,287,036,000Source |
| Prepaid Expense and Other Assets, CurrentUSD | 106,753,000Source | 70,464,000Source |
| Operating Lease, Right-of-Use AssetUSD | 83,429,000Source | 49,332,000Source |
| Other Assets, NoncurrentUSD | 3,354,000Source | 4,477,000Source |
| LIABILITIES AND EQUITY | ||
| LiabilitiesUSD | 562,899,000Source | 501,516,000Source |
| Stockholders’ equity: | ||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source |
| Additional Paid in CapitalUSD | 4,775,607,000Source | 433,363,000Source |
| Retained Earnings (Accumulated Deficit)USD | -3,374,104,000Source | -2,364,168,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | 172,000Source | 203,000Source |
| Stockholders' Equity Attributable to ParentUSD | 1,401,706,000Source | -1,930,600,000Source |
| Liabilities and EquityUSD | 1,964,605,000Source | 1,461,037,000Source |
| Current liabilities: | ||
| Liabilities, CurrentUSD | 387,924,000Source | 374,817,000Source |
| Operating Lease, Liability, CurrentUSD | 11,381,000Source | 15,746,000Source |
| Accounts Payable, CurrentUSD | 38,680,000Source | 35,846,000Source |
| Operating Lease, Liability, NoncurrentUSD | 123,284,000Source | 80,590,000Source |
| Other Liabilities, NoncurrentUSD | 51,691,000Source | 46,109,000Source |
| Additional Financial Items | ||
| Accrued Liabilities, CurrentUSD | 81,437,000Source | 100,486,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 |
|---|---|---|
| Cash flows from operating activities: | ||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||
| Depreciation, Depletion and AmortizationUSD | 30,000,000Source | 25,370,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 1,070,898,000Source | 29,845,000Source |
| Changes in operating assets and liabilities: | ||
| Increase (Decrease) in Accounts ReceivableUSD | 42,957,000Source | 40,307,000Source |
| Increase (Decrease) in Accounts PayableUSD | 2,834,000Source | 13,703,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 52,780,000Source | 64,140,000Source |
| Cash flows from investing activities: | ||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | 0Source | 13,336,000Source |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -289,688,000Source | 45,659,000Source |
| Cash flows from financing activities: | ||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | 349,406,000Source | 0Source |
| Payments for Repurchase of Common StockUSD | 77,538,000Source | 950,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 367,668,000Source | 456,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | 130,760,000Source | 110,255,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 480,760,000Source | 350,000,000Source |
| Supplemental disclosure of cash flow information: | ||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 330,000Source | 467,000Source |
| Income Taxes Paid, NetUSD | 1,126,000Source | — |
| Additional Financial Items | ||
| Share-based Payment Arrangement, ExpenseUSD | 1,070,898,000Source | 29,845,000Source |
| Capitalized Computer Software, AmortizationUSD | 20,400,000Source | 16,500,000Source |
| DepreciationUSD | 9,400,000Source | 8,800,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 75,440,000Source | 30,649,000Source |
| General and Administrative ExpenseUSD | 512,113,000Source | 177,229,000Source |
| GoodwillUSD | 27,492,000Source | 27,492,000Source |
| Income Tax Expense (Benefit)USD | 831,000Source | 2,610,000Source |
| Net Income (Loss) Attributable to ParentUSD | -1,009,936,000Source | -25,344,000Source |
| Operating ExpensesUSD | 2,963,702,000Source | 1,527,957,000Source |
| Other Nonoperating Income (Expense)USD | 30,874,000Source | 39,465,000Source |
| Proceeds from Stock Options ExercisedUSD | 25,158,000Source | 1,406,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 |
|---|---|---|
| Total RevenueUSD | 2,186,770,000Source | 1,673,269,000Source |
| Cost of RevenueUSD | 263,047,000Source | 207,511,000Source |
| Operating Income (Loss)USD | -1,039,979,000Source | -62,199,000Source |
| Other Nonoperating Income (Expense)USD | 30,874,000Source | 39,465,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | -1,009,105,000Source | -22,734,000Source |
| Income Tax Expense (Benefit)USD | 831,000Source | 2,610,000Source |
| Net Income (Loss) Attributable to ParentUSD | -1,009,936,000Source | -25,344,000Source |
| Earnings Per Share, BasicUSD per share | -4.27Source | -0.39Source |
| Earnings Per Share, DilutedUSD per share | -4.27Source | -0.39Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 236,270,347Source | 64,910,056Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 236,270,347Source | 64,910,056Source |
| Additional Financial Items | ||
| Capitalized Computer Software, AmortizationUSD | 20,400,000Source | 16,500,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 75,440,000Source | 30,649,000Source |
| General and Administrative ExpenseUSD | 512,113,000Source | 177,229,000Source |
| Gross ProfitUSD | 1,923,723,000Source | 1,465,758,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | -1,010,956,000Source | -23,727,000Source |
| Operating ExpensesUSD | 2,963,702,000Source | 1,527,957,000Source |
| Research and Development ExpenseUSD | 934,925,000Source | 309,575,000Source |
| Selling and Marketing ExpenseUSD | 635,384,000Source | 519,760,000Source |
Filing attachments
d948605dex991.htm · 8-K · 2026-09-08
EX-99.1 3 d948605dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 Chime Announces Agreement to Acquire Stride Bank Advances Chime’s vision to become the leading consumer technology company built to bank mainstream America Bank subsidiary to add foundational piece to Chime’s vertically integrated platform Expected to be immediately accretive to Chime’s EPS, with more than $100 million in net synergies SAN FRANCISCO, Sep. 8, 2026 - Chime® (NASDAQ: CHYM), America’s #1 choice for banking1, today an…
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